The Focus Oklahoma City OK Credit Union | Low Mortgage Rates & Business Banking

Introduction

Welcome to The Focus, your trusted community credit union located at 14173 N Macarthur Blvd, Oklahoma City, OK 73142. Established in 1955, we have proudly served over 12,601 members with personalized financial solutions tailored to your needs. Our commitment to helping you achieve your financial goals is reflected in our impressive total assets of $167,978,936 and total deposits reaching $11,539,733. At The Focus, we understand that every member has unique financial aspirations. Whether you're looking for a reliable checking account, competitive auto loans, or a rewarding credit card experience, we offer a wide range of services designed just for you. With 49 dedicated employees, including our CEO Kyle Roush and Board President Steve Ronck, we ensure that you receive the best support possible. While members can visit us at our branch location, official correspondence should be sent to 420 NE 10th St, Oklahoma City, OK 73104. Feel free to reach out to us at (405) 230-1328 for any inquiries or assistance. Join us today and experience the difference of being part of a credit union that genuinely cares about its members. Visit our website at focusok.com or stop by our branch during lobby hours: Monday through Friday from 9 AM to 4:30 PM and Saturday Drive-Thru from 9 AM to Noon. Let's work together towards your financial success!

Branch History & Mission

Community Engagement

Community outreach is at the heart of what we do. We partner with local organizations to support initiatives that promote education, health, and economic development in Oklahoma City. Through these partnerships, we aim to create lasting positive impacts that uplift not only our members but also the community as a whole. While you can visit us at 14173 N Macarthur Blvd, official correspondence should be sent to our mailing address at 420 NE 10th St, Oklahoma City, OK 73104 if different from your visit. As we look toward the future, we invite you to join The Focus family. Experience firsthand how we can help you achieve your financial goals while being part of a community-focused organization that cares deeply about its members' success. For more information or assistance, don't hesitate to call us at (405) 230-1328 or visit our website at focusok.com. Together, let's build a brighter financial future!

Our Mission

At The Focus, our mission is simple yet profound: to empower our members by providing accessible and affordable financial services while actively supporting our community's well-being. We believe in building strong relationships that go beyond banking. By offering personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards, we strive to make financial wellness attainable for everyone. We are also committed to enhancing accessibility for all members. Our branch is ADA compliant and offers digital advancements like online banking, mobile payments, and electronic statements. Additionally, we provide convenient drive-thru banking services from 8 AM to 5:30 PM on weekdays and 9 AM to Noon on Saturdays, ensuring that your banking experience is both efficient and comfortable.

Branch Location & Accessibility

Accessibility and Features

At The Focus, we prioritize your convenience. Our branch is fully ADA compliant, featuring accessible parking and ramps for all members. We have ample parking space available for your ease of access. Whether you're coming in for a quick transaction or planning a more detailed discussion about your financial options, we've got you covered.

Connect With Us

Have questions or need assistance? Don't hesitate to reach out! You can call us at 405-230-1328 for any inquiries or stop by during our operating hours. At The Focus, we look forward to helping you achieve your financial goals come visit us today!

Operating Hours

We understand that life can get busy. That's why our lobby hours are designed with your schedule in mind open Monday through Friday from 9 AM to 4:30 PM and on Saturdays from 9 AM to noon. If you prefer the drive-thru service, it's available from 8 AM to 5:30 PM on weekdays and until noon on Saturdays. We strive to accommodate your needs whenever possible!

Services Offered

The Focus offers a wide range of services tailored just for you from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Need help managing your business finances? We provide merchant services and business loans too! Plus, with ATM availability and basic drive-thru banking services, accessing your money has never been easier.

Member Eligibility

At The Focus, we believe that everyone deserves a chance to join our community and experience the benefits of membership. Becoming a member is easy and welcoming! If you live, work, worship, or go to school in the Oklahoma City area, you may be eligible to join us. We're here to support you with personalized financial services that cater to your needs. Plus, as a member, you'll enjoy access to exclusive products and lower fees that help you save more money. To learn more about the specific eligibility criteria, feel free to visit our website at for the most up-to-date information. When you're ready to open an account, just head over to https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad2xfkteqieo7urhu8mdqxibhmpjqk2msjqejmtytriqvztk-fx65ch1fouvhj4bknw where you can begin your journey with us in just a few simple steps. If you have any questions or need assistance, don't hesitate to give us a call at (405) 230-1328. We're excited to welcome you into our The Focus family located at 14173 N Macarthur Blvd Oklahoma City Ok 73142!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we provide essential merchant services that make transactions easier for your business. Picture a busy store where customers can pay quickly through mobile payments or tap-to-pay options. Our services ensure that you can focus on what you do best running your business while we handle the financial side efficiently. Located at 14173 N Macarthur Blvd Oklahoma City Ok 73142, Oklahoma City, OK 73142, we're here to partner with you on your journey toward success. Whether you're a seasoned entrepreneur or just starting out, let's talk about how we can help your business grow!

Our Commitment to Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility

Need assistance? Don't hesitate to call us at 405-230-1328. Our friendly team is ready to help during lobby hours from 9 AM to 4:30 PM on weekdays and until noon on Saturdays in the drive-thru. At The Focus, we're committed to making banking not just accessible but also enjoyable. Explore our full range of services today by visiting our website at Focus Credit Union or drop by our branch at your convenience! Let us help you achieve your financial goals!

Business Banking Services

For local entrepreneurs and business owners, The Focus offers robust business banking services including merchant services and business loans. We understand that running a business requires support and resources, so we're here to help you succeed.

Community Support

We also recognize the importance of supporting our community members who bank with partner credit unions. Our shared branch transactions allow you to perform deposits and withdrawals seamlessly when visiting us or any participating location.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide comprehensive online and mobile banking options that give you access to your accounts anytime, anywhere. With features like ATM access for cash withdrawals, balance checks, and basic drive-thru banking for deposits and withdrawals, managing your finances has never been easier.

Personal Banking Solutions

For individuals and families, we offer various checking and savings accounts that help you manage your day-to-day finances effectively. If you're in the market for a new vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms to fit your budget. When it comes to homeownership, explore our mortgage loans and refinancing services designed to make buying or refinancing your home straightforward. Should you find yourself in need of extra funds for unexpected expenses or consolidating debt, our personal loans can be an excellent solution. For those who enjoy rewards while spending, check out our credit cards with rewards, which allow you to earn points on everyday purchases.

Digital & Online Banking

Key Services

Our online banking platform offers a variety of features tailored to meet your needs. You can view your account balances, transfer funds, and pay bills all from the comfort of your home or on the go using our mobile application. Plus, with electronic signature authorization, signing documents is quick and hassle-free no need for printing or mailing.

Security You Can Trust

Security is a top priority for us at The Focus. Our online banking services are equipped with robust security measures to ensure that your personal information remains protected. We also offer e-statements, so you can keep track of your finances without the clutter of paper statements.

Stay Connected with Mobile Features

Our mobile payments feature allows you to make transactions directly from your smartphone, making it easier than ever to pay for goods and services. Additionally, our person-to-person transfers let you send money to friends and family in just a few taps. At The Focus, we believe managing your finances should be straightforward and efficient. With our user-friendly online services, you can take control of your money anytime, anywhere. Experience the convenience today by visiting us at https://focusok.com/!

Financial Strength

A Growing Community

Our strong community ties reflect in the 22,927 total share accounts we manage, showing a growing member base that trusts us with their finances. The funds available for lending and investments stand at $274,238, showcasing our commitment to your financial well-being. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Focus is your trusted partner. Visit us at 14173 N Macarthur Blvd Oklahoma City Ok 73142 or call (405) 230-1328 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $46,904,544 in share certificates and $6,865,445 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Better Services

With $11,829,339 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $81,078 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Strong Financial Health

With a net worth of $14,310,824, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $869 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Support for Your Financial Goals

We understand the importance of lending capacity in achieving your financial goals. That's why we have $2,437 in used auto loans and $126,122,692 in total loans and leases available to support various needs. We also take pride in having 49 full-time employees and 0 part-time employees who are dedicated to serving you with a knowledgeable and committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $47,756,607 in used vehicle loans and $23,003,659 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used car or a brand-new model, our flexible terms make it simple and straightforward.

Credit Lines

For those who need extra flexibility, our credit lines provide quick access to funds when you need them most. With $28,496,705 available, it's easier than ever to handle unexpected expenses or plan for future purchases. If you're interested in refinancing options or checking your eligibility for any of our loan products, don't hesitate to contact us at (405) 230-1328. Our team is here to assist you every step of the way. For more information about our services or to apply for a loan online, visit us at https://focusok.com/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At The Focus, we're dedicated to helping you navigate your financial journey with confidence and support.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,018,926, make buying or refinancing simple. We aim to guide you through the entire process, ensuring you find the right fit for your financial situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,468,734 in loans helping members manage their finances effectively. This can be an excellent way to build credit while enjoying rewards and benefits tailored to your spending habits.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers tailored to their financial needs.

The Focus