The Focus Oklahoma City OK Credit Union | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to The Focus, where your financial well-being is our top priority. Located at 420 Ne 10Th St, Oklahoma City, OK 73104, we have been proudly serving our community since 1955. With over 12,600 members benefiting from our services, we strive to create a welcoming environment that fosters trust and reliability. At The Focus, we understand that every member has unique financial needs. That's why we offer a range of personal and business banking solutions tailored just for you. From checking and savings accounts to auto loans and mortgages, our goal is to empower you on your financial journey. We manage assets totaling $167,978,936, ensuring that your money is in safe hands. Our commitment extends to offering competitive rates on loans currently, we provide over 7,203 loans and leases to help you achieve your goals. Our leadership team, headed by CEO Kyle Roush and Board President Steve Ronck, is dedicated to enhancing your experience with us. With a team of 49 employees, we are here to assist you at every turn. Whether you're visiting us in-person or utilizing our online banking services through our website at focusok.com, we aim to make your banking experience as smooth as possible. While you can reach us directly at 405-230-1328, please note that any official correspondence should be sent to the same address: 420 NE 10th St, Oklahoma City, OK 73104. Join us today and discover how The Focus can help elevate your financial journey! Whether you're looking for a new loan or simply want to check your balance, we're here for you every step of the way.

Branch History & Mission

Community Commitment

At The Focus, we believe that banking goes beyond transactions; it's about building relationships within our community. We actively engage in outreach efforts and partnerships that uplift those around us. From financial education workshops to local charity events, we work diligently to make a positive impact in Oklahoma City. In addition to physical banking options like drive-thru services and ATMs available for your convenience, we have embraced technology to enhance accessibility. Our online banking platform allows members to manage their finances easily from anywhere. With features like mobile payments and electronic statements, we're committed to making banking simple and efficient. While members can visit us at 420 NE 10th St, official correspondence should be sent to the same address for consistency. You can reach us at (405) 230-1328 during our operating hours: Monday through Friday from 8:30 AM to 5:00 PM, with extended drive-thru hours from 7:30 AM to 6:00 PM.

Join Us Today!

As we continue this journey together, we invite you to experience what sets The Focus apart. Join us today and discover how we can help you achieve your financial dreams while being part of a supportive community that cares about you! For more information or to open an account online, please visit our website. Together, let's make financial success possible!

Our Journey

From humble beginnings, The Focus has continually evolved to meet the changing needs of our community. Starting as a small credit union, we have expanded our services to include a wide range of financial products such as auto loans, personal loans, and mortgage refinancing. Our commitment to providing exceptional member service has been the driving force behind our growth and development. We are not just about numbers; our mission is at the heart of everything we do. We strive to empower our members by providing them with the tools and resources they need to achieve their financial goals. Whether it's helping someone buy their first car or assisting a family in securing a mortgage for their dream home, we take pride in being a part of these significant milestones.

Branch Location & Accessibility

Accessibility Features

Accessibility is important to us. Our branch is designed to be welcoming for everyone, featuring ADA-compliant facilities and ramps for easy access. Plus, parking is available nearby, so you won't have to worry about finding a spot when you arrive.

Connect With Us

If you have questions or would like more information about our services, feel free to give us a call at (405) 230-1328. We can't wait to assist you in achieving your financial goals! Come visit us today at The Focus where your financial future is our priority!

Operating Hours

We're here when you need us! Our office hours are from 8:30 AM to 5:00 PM Monday through Friday, and if you're on the go, take advantage of our drive-thru services that operate from 7:30 AM to 6:00 PM during the week and from 9:00 AM to noon on Saturdays.

Services Offered

At The Focus, we provide a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Our drive-thru banking allows for quick deposits and withdrawals without leaving your car, while shared services ensure that members from partner credit unions can easily access their accounts as well.

Visit Us

While our physical location is at 420 Ne 10Th St Oklahoma City Ok 73104, members can also send any official correspondence to our mailing address: 420 NE 10th St, Oklahoma City, OK 73104. We are proud to serve the community of Oklahoma County with dedication and care.

Member Eligibility

At The Focus, we believe that everyone deserves a supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Oklahoma City area, you're likely eligible to join us. We are dedicated to providing our members with personalized service and a variety of financial products that cater to your needs. From checking accounts to loans, we aim to help you achieve your financial goals. To get started on your membership journey, you can visit us at our branch located at 420 Ne 10Th St Oklahoma City Ok 73104 or give us a call at (405) 230-1328 for more information. For a detailed look at eligibility criteria, feel free to check out our resource at . Ready to open an account? It's easy! Just head over to https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad2xfkteqieo7urhu8mdqxibhmpjqk2msjqejmtytriqvztk-fx65ch1fouvhj4bknw and follow the steps. Join us today and discover the benefits of being part of The Focus!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

But it's not just about loans. Our merchant services are designed to simplify payment processing so you can focus on what really matters growing your business. Imagine having a reliable partner who streamlines transactions and helps you manage cash flow effectively, making day-to-day operations smoother than ever. Visit us at 420 Ne 10Th St Oklahoma City Ok 73104 in Oklahoma City, OK or give us a call at (405) 230-1328 to learn more about how we can support your business journey!

Comprehensive List Of Services

Business Banking Solutions

For our business members, The Focus offers specialized services designed to support growth and efficiency. Our Business Banking solutions include merchant services that simplify transactions and Business Loans that empower local enterprises to thrive.

Credit Cards and Rewards

To reward our members for their loyalty, we provide Credit Cards with Rewards. These cards not only help build your credit but also offer benefits like cash back on purchases or travel rewards, making them an excellent choice for everyday spending.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we emphasize our Online & Mobile Banking features. With easy access to your accounts from anywhere, you can manage your finances on the go whether it's transferring money between accounts or paying bills with just a few taps on your phone. Our ATM & Cash Withdrawal Services are available 24/7 for added convenience.

Drive-Thru and Shared Branching Services

Sometimes you need quick service without leaving your car. Our Basic Drive-Thru Banking allows for deposits, withdrawals, and simple transactions without any hassle. Moreover, if you're a member of partner credit unions, our Basic Shared Branch Transactions let you perform deposits and withdrawals seamlessly.

Personal Banking Services

We understand that managing personal finances can be challenging. That's why we offer comprehensive Personal Banking services, including checking and savings accounts tailored to fit your lifestyle. If you're considering buying a car, our Auto Loans & Vehicle Financing options will help you get behind the wheel with competitive rates and flexible terms. For those planning to buy a home, our Mortgage Loans & Refinancing products ensure that you have access to affordable mortgage solutions. Additionally, our Personal Loans & Debt Consolidation services help you tackle unexpected expenses or consolidate debt into manageable payments.

Visit Us Today!

At The Focus, we're more than just a financial institution; we're part of the community in Oklahoma City, OK. With a commitment to exceptional service and a variety of financial products tailored to meet your needs, we invite you to experience all we have to offer. Ready to take the next step? Call us at (405) 230-1328, visit us online at Main Branch, or drop by our branch today! We look forward to helping you achieve your financial goals!

Digital & Online Banking

Accessibility and Security

With our user-friendly mobile application available for download, managing your finances on-the-go has never been easier. Whether you're checking account activity or making payments, our app is designed to keep you connected with just a few taps. And rest assured, we prioritize your security so you can bank with confidence. At The Focus, we believe in giving our members the tools they need for real-time account management. Our digital banking services are not just about convenience; they're about empowering you to take control of your financial life. So why wait? Visit us today at https://focusok.com/ and discover how easy banking can be!

Key Features

Our online banking platform allows you to manage your finances with ease. You can check your balances, pay bills, and transfer money between accounts without leaving the comfort of your home. If you're looking to send money directly to friends or family, our person-to-person transfers make it simple and fast. Plus, with mobile payments enabled, you can make purchases right from your phone. For those who prefer a more traditional approach, we offer electronic signature authorization for loan applications and other documents, ensuring that everything is done securely and efficiently. You also have the option to receive e-statements, which not only helps reduce paper clutter but also provides instant access to your financial records.

Financial Strength

Member-Centric Resources

Your savings are secure with us! Members' savings are backed by $46,904,544 in share certificates and $6,865,445 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $81,078 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We pride ourselves on having 49 full-time employees who are dedicated to providing excellent service. Our knowledgeable team is always ready to assist you with your banking needs.

Reinvestment for Growth

With $11,829,339 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also impressive; with $2,437 in used auto loans and $126,122,692 in total loans and leases, we support your financial goals across various sectors.

Solid Financial Foundation

With a net worth of $14,310,824, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $869 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Membership Base

We serve a growing community with a total of 22,927 share accounts. This shows that more people trust us with their finances every day. Additionally, our net shares available for lending and investments stand at $274,238, further demonstrating our capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Focus is your trusted partner. Visit us at 420 Ne 10Th St Oklahoma City Ok 73104 or call (405) 230-1328 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $47,756,607 in used vehicle loans and $23,003,659 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a dependable used vehicle, we have flexible terms that make it easier for you to drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,018,926, make buying or refinancing simple. We provide guidance throughout the process to ensure you feel informed and supported as you take this significant step.

Other Loan Products

In addition to our primary offerings, we also provide personal loans and lines of credit totaling $28,496,705 for those who need additional financial flexibility. These products can assist with debt consolidation or unexpected expenses. If you're considering refinancing or exploring eligibility options for any of our loan products, our team is here to help. Reach out to us at (405) 230-1328 or visit us at 420 Ne 10Th St Oklahoma City Ok 73104 for personalized assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to providing clear and straightforward financial solutions that empower you to take control of your financial future.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,468,734 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs that make everyday spending more rewarding.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. The platform prioritizes accuracy, allowing you to compare loans without confusion or hidden fees.

The Focus