The Florist Roswell NM Credit Union | Affordable Auto Loans & Personal Banking

Introduction

Welcome to The Florist, your trusted financial partner in Roswell, NM. Located at 313 W Country Club Rd Ste 11, we are proud to serve our community since 1969. With a total membership of 711 and assets amounting to an impressive $7,315,488, we focus on providing personalized banking solutions that cater to your unique needs. At The Florist, we understand the importance of reliable financial services. That's why we offer a range of products including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. With $859,821 in total deposits and 968 loans currently serviced, our commitment to helping you achieve your financial goals is unwavering. Led by our dedicated CEO, Angie Odom, and Board President, Dwight Fortson, our small but passionate team of just three employees works diligently to ensure you receive the support you deserve. Whether you're looking for guidance on borrowing or saving, our friendly staff is here to assist you. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO BOX 2202, Roswell, NM 88202-2202. If you have any questions or need assistance, feel free to reach out at 575-622-0560. Join us at The Florist as we continue to make a positive impact in our community through responsible banking practices. Explore more about what we can offer by visiting our website at www.thefloristfcu.org. We're excited to help you flourish financially!

Branch History & Mission

A Focus on Innovation

We understand that convenience is key in today's fast-paced world. That's why we offer modern services like online banking and mobile applications, making it easier for you to manage your finances from anywhere. We are also committed to ensuring accessibility for all by maintaining ADA compliance throughout our facilities.

Join Us!

We invite you to become part of The Florist family and experience firsthand the benefits of membership with us. Whether you're a long-time resident or new to Roswell, we're here to help you achieve your financial goals while being an active participant in your community. For more information or to open an account today, please contact us at 575-622-0560 during our operating hours from 8:30 a.m. - 4 p.m., Monday through Friday. Join us in continuing this legacy of service and support!

Our Mission

The mission of The Florist is simple yet powerful: to empower our members through personalized financial solutions while actively contributing to the well-being of our community. We believe that everyone deserves access to reliable banking services that cater to their needs. Whether you are looking for checking and savings accounts, auto loans, or mortgage financing, we are here to guide you every step of the way. Our commitment extends beyond just banking; we strive to be a pillar of support within Roswell. Through various partnerships and community outreach initiatives, we aim to uplift those around us and foster growth in our local area. While members can visit us at 313 W Country Club Rd Ste 11, official correspondence should be sent to PO BOX 2202, ROSWELL, NM 88202-2202 if different from the branch address.

Branch Location & Accessibility

Accessibility Features

At The Florist, we prioritize accessibility for everyone. Our branch is fully ADA compliant, featuring ramps and wide doorways so all members can access our services comfortably. If you need assistance during your visit, our friendly staff is always ready to help.

Get in Touch!

Have questions or want to learn more about how we can assist you? Don't hesitate to give us a call at 575-622-0560! We're excited to welcome you into our branch and help you achieve your financial goals at The Florist. Come visit us today!

Location and Nearby Landmarks

Whether you're running errands or simply enjoying a day out, stopping by The Florist is a breeze. Our branch sits close to popular local spots, making it a convenient stop on your way to the park or shopping centers. Plus, we have ample parking available right outside our doors, ensuring you can pop in without any hassle.

Operating Hours

We understand that life can get busy, which is why we're open Monday through Friday from 8:30 a.m. to 4 p.m. This gives you plenty of time to come in for personal banking needs like checking and savings accounts, auto loans, mortgages, and more.

Services Offered

While you're here, explore a range of financial services designed just for you from personal loans and credit cards with rewards to business banking solutions. Although we currently do not offer ATM services or drive-thru banking at this location, we ensure that our in-branch services are quick and efficient. If you wish to send us official correspondence instead of visiting in person, please use our mailing address: PO BOX 2202, Roswell, NM 88202-2202.

Member Eligibility

Joining The Florist is like becoming part of a caring family that's dedicated to supporting your financial journey. To become a member, you'll need to meet a few simple eligibility criteria, which can be easily checked on our website at https://www.thefloristfcu.org/about/eligibility/. Generally, if you live, work, or worship in the Roswell area or have a family member who is already a member, you're likely eligible. This inclusivity ensures that more people can access our valuable services. Once you confirm your eligibility, opening an account is straightforward and welcoming! You can find all the details on how to get started by visiting https://my.homecu.net/banking/hcuactivate.prg?cu=florist. If you have any questions along the way, feel free to reach out to us at (575) 622-0560. We're here to help you take this exciting step toward better banking at The Florist, located at 313 W Country Club Rd Ste 11 Roswell Nm 88201.

Business Banking & Commercial Services

Member and Non-Member Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $71,447, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services designed to streamline your payment processes. Imagine being able to accept payments seamlessly while managing your cash flow effectively. Our services make it easy for businesses like yours to thrive in today's market. Visit us at 313 W Country Club Rd Ste 11 Roswell Nm 88201 in Roswell, NM or call us at (575) 622-0560 to learn more about how our business banking and commercial services can help your business grow!

Comprehensive List Of Services

Accessibility When You Need It

While we currently do not have ATMs or drive-thru services available at this location, our team is always ready to assist you during regular lobby hours from 8:30 a.m. to 4 p.m., Monday through Friday. If you're ever in doubt about how to access a service or need assistance with digital banking features, feel free to call us at 575-622-0560 we're here for you! In conclusion, The Florist offers a full suite of financial products designed for both individuals and businesses in Roswell, NM. We're committed to making banking easier for you! To learn more about how we can help fulfill your financial needs or open an account today, visit us online at The Florist. Join our community of satisfied members who enjoy personalized service tailored just for them!

Business Banking Services

If you're a business owner, we've got tailored solutions just for you! Our business banking services, including merchant services and business loans, aim to support your growth and success. We recognize the hard work it takes to run a business, and we're here to assist every step of the way.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts from anywhere at any time. You can easily check balances, transfer funds, and pay bills right from your smartphone or computer. Plus, our person-to-person payment service makes sending money to friends or family as easy as a few taps on your screen.

Personal Banking Solutions

We understand that everyone has different financial goals. That's why our personal banking options include checking and savings accounts that help you manage your money effectively. Imagine having a checking account with no monthly fees and easy access to your funds whenever you need them this is what we strive for at The Florist. If you're considering purchasing a new car or refinancing an existing loan, our auto loans and vehicle financing options can get you on the road quickly and affordably. We also offer mortgage loans and refinancing to help you secure your dream home or lower your monthly payments.

Support for Your Financial Growth

For those unexpected expenses or plans that require extra funding, our personal loans and debt consolidation services provide flexible solutions designed with your budget in mind. And if you love earning rewards while spending, our credit cards with rewards can enhance your purchasing power and provide additional benefits.

Digital & Online Banking

Conclusion

In today's fast-paced world, having reliable digital banking options is essential. At The Florist, we strive to provide accessible and user-friendly services that allow you to manage your finances on your terms. Experience the freedom of modern banking by visiting us at https://www.thefloristfcu.org/ today!

Key Features of Our Online Banking Services

Our online banking service offers a variety of features tailored to fit your needs. With 24/7 access, you can check your account balances, transfer funds, and pay bills without ever stepping foot in a branch. For those who enjoy the benefits of going paperless, we provide e-statements, making it easy for you to keep track of your financial history while being environmentally friendly. If you're looking for ways to send money quickly and easily, our person-to-person transfer feature allows you to send funds directly to friends or family with just a few clicks. And if you're always on the move, our user-friendly mobile application makes managing your accounts even simpler. You can download it today and start enjoying all these features right from your smartphone!

Security You Can Trust

We prioritize your security with robust measures in place to protect your information. Although we currently do not offer electronic signature authorization, rest assured that our systems are designed to keep your data safe while you conduct transactions online.

Financial Strength

Member Trust

Total Share and Deposit Accounts stand at 1,234, showing a strong and growing member base that trusts us with their finances. Net Shares (funds available for lending and investments) total $100,254, further illustrating our capacity to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Florist is your trusted partner. Visit us at 313 W Country Club Rd Ste 11 Roswell Nm 88201 or call (575) 622-0560 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $-$6,530. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Members

With $1,144,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $393 in used auto loans and $4,678,981 in total loans and leases available to support your financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $1,123,488 in share certificates and $742,071 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $1,144,365, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.64% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

In addition to these offerings, we also provide total credit lines amounting to $500,000, ensuring that our members have access to various financial tools tailored for their unique situations. If you're interested in refinancing any of our products or exploring eligibility options, our team is ready to assist you. At The Florist, we pride ourselves on being a reliable partner in your financial journey. To learn more about our loan offerings or how we can help you achieve your goals, please give us a call at 575-622-0560 or visit us at our branch located at 313 W Country Club Rd Ste 11 Roswell NM 88201. For performance insights and financial data from the National Credit Union Administration (NCUA), please visit: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,347,788 in used vehicle loans and $1,173,969 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles to make your purchase as smooth as possible.

Business Financing

For business owners, our outstanding commercial loans totaling $71,447 provide the capital needed to grow and expand your business endeavors. Whether you're starting out or looking to enhance your existing operations, we're here to support you.

Mortgage Options

Thinking about homeownership? While we currently do not offer Junior Lien 1-4 Family Residential Properties loans, we are here to guide you through potential mortgage options and refinancing solutions that might fit your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $181,004 in loans helping members manage their finances effectively. This option allows you to have access to funds when you need them without needing collateral.

Loan Aggregator

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THE FLORIST FEDERAL CREDIT UNION - Roswell, NM

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