The First Financial West Covina CA Credit Union | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to The First Financial, your trusted financial partner located at 2530 E Workman Ave, West Covina, CA 91791. Since our establishment in 1974, we have been dedicated to serving our community with integrity and reliability. With over 35,000 members benefiting from our services, we pride ourselves on being a credit union that truly puts its members first. At The First Financial, we understand that financial decisions can be daunting. That's why we offer a range of services designed to meet your needs from personal banking solutions like checking and savings accounts to auto loans, mortgages, and credit cards with rewards. Our total assets have grown to an impressive $771,435,276, ensuring that we have the resources necessary to support you and help you achieve your financial goals. With total deposits amounting to $6,545,864 and a strong net worth of $57,405,965, we are committed to maintaining a solid foundation for our members' financial security. Our team of 127 dedicated employees, led by CEO Carlton Musmann and Board President Kari Jean McMullin, is always ready to assist you with personalized service tailored to your unique situation. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to the same address: 2530 E Workman Ave, West Covina, CA 91791-1534. We invite you to explore what The First Financial can do for you whether you're looking for loans or want to open a new account. If you're interested in becoming part of our growing family or want more information about our services, don't hesitate to reach out! Call us at 800-537-8491 during our lobby hours from Monday to Friday between 10:00 AM and 6:00 PM, or visit us online at www.ffcu.org. Together, let's build a brighter financial future!

Branch History & Mission

The First Financial has proudly served the community of West Covina, California, since its establishment in 1974. Over the years, this branch has become a cornerstone of financial support and guidance for our members. With a commitment to fostering strong relationships and supporting local growth, The First Financial has grown to a total membership of over 35,000 individuals, reflecting our dedication to meeting the diverse needs of our community. Located at 2530 E Workman Ave, West Covina, CA 91791, our branch is easily accessible and strategically situated near local landmarks that make it a convenient stop for financial services. While members can visit us at this address, official correspondence should be sent to 2530 E Workman Ave, West Covina, CA 91791-1534 if needed. Our mission is simple yet profound: to provide exceptional financial services while empowering our community. We focus on creating opportunities through personal banking options such as checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Our commitment goes beyond just numbers; we aim to uplift every member's financial well-being. Throughout the years, we have embraced digital advancements to enhance our service delivery. Members can enjoy features like online banking, mobile payments, and person-to-person transfers all designed with your convenience in mind. Accessibility is also a priority for us; we ensure that all our facilities are ADA compliant so everyone feels welcomed when they walk through our doors. At The First Financial, we believe in giving back. Our partnerships with local organizations help us make a difference in people's lives through various outreach programs and community events. We strive to not only serve but also uplift our community by providing resources that empower individuals and families. As we continue to grow and adapt in an ever-changing world, we invite you to join The First Financial family. Experience firsthand the benefits of being part of a credit union that genuinely cares about you and your future. Call us today at 800-537-8491 or visit our website at www.ffcu.org to learn more about membership opportunities and how we can assist you on your financial journey!

Branch Location & Accessibility

Welcome to The First Financial's West Covina Branch, located at 2530 E Workman Ave, West Covina, CA 91791. We're proud to serve our community in the heart of Los Angeles County, making banking easy and convenient for all our members. Whether you're heading to nearby landmarks like the Eastland Center or enjoying a day at the nearby parks, you can easily stop by for all your banking needs. Our branch is designed with accessibility in mind. You'll find ample parking available right outside, along with features that comply with ADA standards, ensuring everyone can access our services comfortably. At The First Financial, we believe in being here when you need us. Our lobby hours are Monday through Friday from 10:00 AM to 6:00 PM and Saturday from 9:00 AM to 4:00 PM. Unfortunately, we don't have drive-thru banking or ATM services at this location, but our friendly team is always ready to assist you inside. While members can visit us at our branch address for personal banking services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more official correspondence should be sent to our mailing address at 2530 E Workman Ave, West Covina, CA 91791-1534. Have questions? Feel free to give us a call at 800-537-8491. We look forward to welcoming you into our branch soon!

Member Eligibility

At The First Financial, we believe that joining our community is more than just opening an account; it's about becoming part of a family that supports your financial journey. If you're wondering whether you can become a member, the good news is that eligibility is quite accessible. Generally, you can join if you live, work, worship, or attend school in the local area around 2530 E Workman Ave West Covina Ca 91791. We also welcome family members of existing members, making it easy for your loved ones to enjoy the benefits we offer together. Becoming a member at The First Financial opens up a world of advantages from competitive rates on loans and savings to personalized customer service that truly cares about your needs. The application process is straightforward and welcoming; simply visit our membership page at http://www.ffcu.org/about/membership/become-a-member/membership-application for all the details you need. If you're ready to take the next step, check out how to open an account at http://www.ffcu.org/loans-credit/apply-for-a-loan. For any questions or assistance, don't hesitate to call us at (800) 537-8491. We're here to help you every step of the way!

Business Banking & Commercial Services

At The First Financial, we understand that running a business comes with its own set of challenges and rewards. That's why we're dedicated to providing tailored solutions to help you succeed. Our commercial services are designed with your unique needs in mind, from flexible financing options to practical merchant services. Imagine expanding your business without the worry of financial constraints. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member commercial loans or non-member commercial loans, our focus remains on developing future opportunities for local entrepreneurs and businesses alike. Additionally, our merchant services make it easy for you to accept payments seamlessly. Whether you're a retail shop or an online service provider, having reliable payment solutions can enhance customer satisfaction and improve cash flow. Visit us at 2530 E Workman Ave West Covina Ca 91791 in West Covina, CA, or call us at (800) 537-8491 to learn how we can partner with you on your journey to success!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer comprehensive business banking services including merchant services and business loans designed to support local enterprises in their growth journey. If you're an entrepreneur looking for financial backing or payment processing solutions, we're here to help.

Connect With Us Today!

At The First Financial, we strive to create lasting relationships with our members through exceptional service and comprehensive offerings. If you're ready to explore how we can assist with your financial journey or if you have any questions about our services, feel free to give us a call at 800-537-8491. Visit us today or check out our website at ffcu.org for more information!

Credit Cards with Rewards

Why not earn rewards while making everyday purchases? Our credit cards with rewards program allows you to accumulate points for cash back or travel perks simply by using your card for routine expenses. It's a great way to make the most out of your spending!

Digital Banking Convenience

We believe in making banking as convenient as possible for our members. That's why we offer robust online and mobile banking features that let you manage your accounts anytime, anywhere. From checking balances to transferring funds or paying bills on the go, our digital tools simplify banking tasks. While we currently do not offer ATM services at this branch location, our online platforms ensure that accessing your accounts is just a click away.

Flexible Loan Options

In addition to auto loans and mortgages, we understand that life can throw unexpected challenges your way. Our personal loans and debt consolidation services are here to help you navigate those tough times without added pressure. Whether it's consolidating debt or covering an unforeseen expense, we've got flexible solutions for you.

Home Financing

If homeownership is on your horizon, our mortgage loans and refinancing services are tailored to fit various budgets and financial situations. With personalized assistance from our team, you can find the right mortgage product that suits your lifestyle. Plus, refinancing options can help you save money over time by lowering your monthly payments or reducing your interest rate.

Personal Banking Solutions

Our personal banking services are designed to make managing your finances simple and effective. We offer checking and savings accounts that come with user-friendly features, allowing you to track your spending and save effortlessly. Imagine having a checking account that helps you manage your daily expenses while also building your savings for future goals. When it comes to financing your next vehicle, our auto loans and vehicle financing options provide competitive rates that can help get you on the road quickly. You can secure a loan that fits your budget and enjoy the freedom of driving without financial stress.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, giving you the flexibility to check balances, transfer funds, and pay bills whenever it suits you. Whether you're at home or on the go, our mobile application makes banking even easier. You can manage your accounts right from your smartphone, ensuring you're always in control of your finances. Need to send money to a friend? Our person-to-person transfers make it quick and easy to share funds with just a few taps. Plus, with electronic signature authorization available, signing important documents is hassle-free no need for paper and ink!

Security & Convenience

At The First Financial, security is our top priority. Our online banking features are designed with safety in mind, so you can bank with confidence. We also offer e-statements for those who prefer paperless options. This not only helps the environment but allows you to easily access your financial records whenever you need them. Our mobile payments feature means you can make purchases directly from your phone no wallet needed! It's all about convenience while keeping everything safe and secure. In summary, The First Financial provides a comprehensive suite of digital and online banking services that prioritize accessibility and ease-of-use. With real-time account management at your fingertips, you can focus on what matters most in life without worrying about your finances. Visit us at https://www.ffcu.org/ today to learn more about how we can help streamline your banking experience!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 82,203, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The First Financial is your trusted partner. Visit us at 2530 E Workman Ave West Covina Ca 91791 or call (800) 537-8491 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $161,064,814 in share certificates and $41,373,023 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 125 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Your Benefit

With $53,831,752 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $3,805 in used auto loans and $408,810,898 in total loans and leases.

Strong Financial Health

With a net worth of $57,405,965, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $746 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $64,804,277 in used vehicle loans and $44,517,505 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to meet your budget, making it easier than ever to drive away in your dream vehicle.

Credit Lines

If you need access to quick cash for unexpected expenses or planned projects, our credit lines totaling $222,550,071 give you the financial flexibility you need. This option allows you to borrow as much as you need when you need it while only paying interest on what you use. For any questions regarding eligibility or refinancing options, feel free to reach out to us at (800) 537-8491 or visit us at 2530 E Workman Ave West Covina Ca 91791 in West Covina, CA. Our dedicated team is ready to assist you with personalized guidance through every step of the lending process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to providing services that help improve your financial wellbeing let's explore how we can assist you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $78,997,363, make buying or refinancing simple. We have various plans to fit different needs, whether you're a first-time buyer or looking to refinance an existing mortgage.

Unsecured Credit Cards

Managing everyday expenses can be made easier with our flexible unsecured credit card loans. With a total of $101,585,762 in loans, we help our members navigate their finances effectively. Enjoy competitive interest rates and no hidden fees just straightforward terms that work for you.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers displayed are fair and transparent. LendMesh carefully curates its information to guarantee that users receive accurate comparisons, allowing them to see the true costs associated with different loan products.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in aiding consumers in their financial journeys. For those seeking the best loan rates tailored to their needs, compare real-time loan offers today at LendMesh and discover how easy it can be to find the right financing option. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*