The First Financial Redlands CA Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to The First Financial at our Redlands Branch, located at 10080 Alabama St Ste A, Redlands, CA 92374. Since our establishment in 1974, we have been dedicated to serving our community with trust and reliability. As a proud member of your financial family, we currently support over 35,000 members and manage assets totaling an impressive $771,435,276. At The First Financial, we understand that financial needs are as unique as the people we serve. That's why we offer a variety of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our commitment to fostering relationships means you can always count on us for personalized service tailored just for you. We're also proud of our strong financial standing with total deposits of $6,545,864 and a net worth of $57,405,965. With a dedicated team of 127 employees, led by our CEO Carlton Musmann and Board President Kari Jean McMullin, we strive to provide the best possible banking experience. While members can visit us at our branch address for all their financial needs, official correspondence should be directed to our mailing address: 10080 Alabama ST STE A, Redlands, CA 92374-2072. Ready to take the next step towards achieving your financial goals? Call us today at 800-537-8491 or visit us online at The First Financial for more information about how we can help you succeed!

Branch History & Mission

Join Us

If you're looking for a credit union that puts its members first while fostering community growth, look no further than The First Financial in Redlands. Experience the difference for yourself by becoming part of our family today! For more information or to open an account, please visit us online at The First Financial or call us at 800-537-8491. Together, let's build a stronger financial future!

Modern Services

We recognize that technology plays an essential role in today's banking experience. That's why The First Financial offers robust online and mobile banking options that allow members to manage their finances conveniently from anywhere. Our commitment to innovation includes features like electronic signatures and mobile payments designed for ease of use while maintaining security. While you can visit us at our branch for face-to-face assistance during our operating hours Monday through Friday from 10:00 AM to 6:00 PM and Saturday from 9:00 AM to 4:00 PM we also encourage you to explore our digital offerings.

Our Journey

Since our inception, The First Financial has focused on empowering individuals and families through tailored financial solutions. We started with a handful of dedicated employees and a vision of making banking accessible to everyone. Today, we are proud to manage total assets of ${total_assets}, reflecting our commitment to responsible stewardship and growth. Throughout the years, we've expanded our services from basic savings and checking accounts to include auto loans, mortgages, personal loans, and business banking solutions. This evolution mirrors our dedication to meeting the diverse needs of our members. We're not just a credit union; we're a community-focused organization that believes in building lasting relationships.

Our Mission

At The First Financial, our mission is clear: to improve the financial lives of our members while fostering strong ties within the community. We strive to offer comprehensive financial services that are accessible to all, ensuring that every member feels valued and supported. Whether you're looking for personal banking options or business solutions, we aim to deliver quality service with a personal touch. In addition to providing excellent financial products, we actively engage in community outreach initiatives. We believe that by giving back to Redlands and surrounding areas, we can help create a brighter future for everyone. Through partnerships with local organizations and events, we work tirelessly to make a positive impact.

Branch Location & Accessibility

Convenient Access

Getting to us is a breeze! Our location is close to several local landmarks, making it easy for you to find us. With ample parking available, you won't have to worry about finding a spot when you visit. We also ensure that our facilities are ADA-compliant, with ramps and accessible features to make everyone feel welcome.

Get in Touch

We invite you to come visit us and discover how The First Financial can help you achieve your financial goals. Whether you're looking for guidance on loans or simply want to learn more about our services, we're here for you. Don't hesitate to call us at 800-537-8491 if you have any questions before your visit! We look forward to welcoming you at our Redlands Branch soon!

Operating Hours

We understand that your time is valuable. That's why our lobby hours are designed with your convenience in mind. Visit us Monday through Friday from 10:00 AM to 6:00 PM and on Saturdays from 9:00 AM to 4:00 PM. Unfortunately, we are closed on Sundays. If you have any questions or need assistance outside these hours, feel free to give us a call at 800-537-8491.

Services Offered

At The First Financial Redlands Branch, we offer a variety of services tailored just for you! From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got something for everyone. Plus, enjoy the convenience of online and mobile banking so you can manage your finances on the go! While we currently do not have ATM services or drive-thru banking available at this location, our dedicated staff is ready to assist you inside the branch with any transactions or inquiries you may have.

Member Eligibility

Becoming a member of The First Financial is like joining a caring community where your financial needs are prioritized. If you live, work, worship, or attend school in the Redlands area, you're already eligible to join us! We believe that everyone deserves access to personalized financial services, and our friendly team is here to support you every step of the way. The process is straightforward: just check out the detailed eligibility criteria at http://www.ffcu.org/about/membership/become-a-member/membership-application, and if you have any questions, feel free to give us a call at (800) 537-8491. Once you've confirmed your eligibility, opening an account is easy! Visit us in person at 10080 Alabama St Ste A Redlands Ca 92374 or explore our online options through this link: http://www.ffcu.org/loans-credit/apply-for-a-loan. Join us at The First Financial, where we're dedicated to helping you achieve your financial goals with a variety of services tailored just for you.

Business Banking & Commercial Services

Business Loan Options

Imagine securing the funds to purchase new equipment that boosts productivity or investing in marketing to reach more customers. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services designed to make transactions easier for you and your customers. Imagine being able to accept payments seamlessly, whether online or in-store. Our services help streamline your operations, allowing you to focus on what you do best running your business. Visit us at 10080 Alabama St Ste A Redlands Ca 92374 in Redlands, CA, or give us a call at (800) 537-8491 to learn more about how we can support your business needs!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our auto loans and vehicle financing options are here to make that dream a reality. We understand how important reliable transportation is, whether it's commuting to work or taking the family on weekend adventures. With competitive rates and flexible terms, we ensure that getting behind the wheel is both affordable and straightforward.

Business Banking

For entrepreneurs and business owners, our business banking services provide essential tools like merchant services and business loans to help you grow. We know running a business takes dedication; thus, we are committed to supporting your journey with resources tailored just for you.

Credit Cards with Rewards

Looking for ways to earn while you spend? Our credit cards with rewards offer benefits that add value to every purchase. You can earn points for travel, cash back on everyday expenses, or even special discounts at select retailers turning routine transactions into exciting rewards!

Digital Convenience

In today's fast-paced world, convenience matters more than ever. At The First Financial, we offer robust digital banking features including ATM access (for cash withdrawals) and person-to-person payment options that make managing money easier than ever before. If you're ready to explore how The First Financial can support your financial journey, give us a call at 800-537-8491 or visit us online at www.ffcu.org. Let us help you take the next step towards achieving your financial aspirations!

Mortgage Loans & Refinancing

Homeownership is an important milestone for many. Our mortgage loans and refinancing services can help you secure the home of your dreams or lower your current monthly payments. Picture yourself in that cozy living room you've always wanted our team is ready to guide you through the process with personalized support every step of the way.

Personal Banking

For those seeking to manage their everyday finances, our personal banking services cover all the essentials. We offer checking and savings accounts that fit various lifestyles, making it easier for you to save for that special trip or simply keep track of your spending. With our user-friendly online and mobile banking, accessing your accounts is as simple as a few taps on your phone. Imagine checking your balance while sipping coffee at your favorite café!

Personal Loans & Debt Consolidation

Life can throw unexpected expenses at us, and that's where our personal loans and debt consolidation solutions come in handy. Whether it's funding a major purchase or consolidating high-interest debt into one manageable payment, we're here to assist you in finding the best solution for your situation.

Digital & Online Banking

Accessibility and Ease-of-Use

We believe that banking should fit into your life seamlessly. Our digital services are not only comprehensive but also accessible for everyone, regardless of tech-savviness. Whether you're checking balances or authorizing payments, each step is straightforward and intuitive. So why wait? Dive into a world of convenient banking with The First Financial today! Experience how our digital solutions can make managing your finances simpler and more secure than ever before. For more information about our online services or to get started, visit us at https://www.ffcu.org/!

Key Services

With our robust online banking platform available at https://www.ffcu.org/, you can access your accounts 24/7. Check your balances, transfer funds, and pay bills from anywhere with just a few clicks. Our user-friendly interface ensures that you can navigate effortlessly, making banking stress-free and efficient. In today's fast-paced world, we know that safety is a top priority. That's why we offer electronic signature authorization for secure transactions and e-statements to help you stay organized without the clutter of paper statements. You can feel confident knowing that your information is protected with top-notch security measures. Our mobile application enhances your banking experience even further. With features like mobile payments, sending money to friends or family through person-to-person transfers, and real-time account updates, you're always in control of your finances. Imagine being able to make quick payments or transfer money while waiting in line it's that simple!

Financial Strength

A Committed Team

We also take pride in having 125 full-time employees and 2 part-time employees who are always ready to assist you with knowledgeable service. Our team works diligently to ensure that your banking experience is smooth and enjoyable.

A Solid Foundation

With a net worth of $57,405,965, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $746 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share Accounts stand at 82,203, showcasing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $0, we have the capacity to support more initiatives that benefit our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The First Financial is your trusted partner. Visit us at 10080 Alabama St Ste A Redlands Ca 92374 or call (800) 537-8491 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $53,831,752 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment reflects our mission to provide you with the best possible service while maintaining a safe environment for your finances.

Member-Centric Savings

Members' savings are secured through $161,064,814 in share certificates and $41,373,023 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Supporting Your Financial Goals

We understand how important it is for our members to achieve their financial goals. That's why we offer $3,805 in used auto loans and $408,810,898 in total loans and leases to help you finance your dreams. Our operational efficiency is evident with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $64,804,277 in used vehicle loans and $44,517,505 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates, making it easier than ever to drive away in the car you want.

Credit Lines

For those looking for additional flexibility, we have total credit lines available amounting to $222,550,071. This can serve as a safety net for unexpected expenses or help manage cash flow during challenging times. If you're considering refinancing any existing loans or exploring eligibility options, our team is here to help! We can discuss various refinancing solutions that may lower your monthly payments or save on interest over time. Our financial data and performance insights are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter what stage you're at in life or what financial goals you're pursuing, The First Financial is committed to providing you with the support and resources needed for success. Reach out today to learn more about our loan offerings!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $78,997,363, make buying or refinancing simple. Our experienced staff will guide you through the process, ensuring you find the right loan that fits your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $101,585,762 in loans helping members manage their finances effectively. These cards come with rewards and benefits that can enhance your spending power while keeping your finances in check.

Loan Aggregator

Benefits of Using LendMesh

LendMesh stands out for several reasons: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in your comparisons. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results so you can trust what you see. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps you make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in helping borrowers secure better rates.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you receive fair and transparent offers without hidden fees or conditions. By prioritizing verified data, LendMesh ensures that you are looking at legitimate loan options from trustworthy sources.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*