The First Financial Pasadena CA Credit Union | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to The First Financial at our Pasadena Branch, located at 250 S Lake Ave, Pasadena, CA 91101. Established in 1974, we have proudly served our community for decades, building a strong foundation of trust and reliability. With a total membership of over 35,000 members, we are dedicated to providing financial solutions that cater to your needs. Our branch stands out not just for its commitment to member satisfaction but also for its impressive financial stability. We currently boast total assets of $771,435,276 and total deposits amounting to $6,545,864. Our team works diligently to ensure you receive the best services possible while maintaining a net worth of $57,405,965 and cash in hand totaling $2,311,505. At The First Financial, we understand the importance of community impact. Our loans and financing options empower our members to achieve their dreams, whether it's buying a home or getting a new car. With a total of 29,590 loans, we help turn aspirations into reality. Leadership is key to our success. Under the guidance of CEO Carlton Musmann and Board President Kari Jean McMullin, our dedicated team of 127 employees is here to assist you with personal banking services including checking accounts, auto loans, mortgage refinancing, personal loans, and more. While members can visit us at our Pasadena location for all their banking needs, official correspondence should be sent to the same address: 250 S Lake Ave, Pasadena, CA 91101-3002. Feel free to reach out to us at 800-537-8491 during our lobby hours from Monday to Friday between 10:00 AM - 6:00 PM. We invite you to explore our website at www.ffcu.org for more information about our services and how we can support your financial journey. Come visit us today and experience the difference that local service makes!

Branch History & Mission

Community Commitment

We take pride in our commitment to the Pasadena area. Through various outreach programs and partnerships with local organizations, we aim to uplift those around us. Our team believes that by working together with our neighbors, we can create a stronger community where everyone thrives.

Join Us

As we continue on this journey together, we invite you to join The First Financial family. Experience firsthand how we can help you achieve your financial goals while making a positive impact in your life and community. Visit us today or give us a call at (800) 537-8491. Your future starts here!

Mission Statement

Our mission at The First Financial is clear: We are here to provide exceptional financial services while actively supporting the growth and well-being of our community. We believe in empowering individuals through education and personalized service, ensuring that each member feels valued and understood. Whether you're looking for a checking account, a home loan, or assistance with debt consolidation, we strive to be your trusted partner every step of the way. While members can visit us at 250 S Lake Ave Pasadena Ca 91101, official correspondence should be sent to 250 S Lake Ave, Pasadena, CA 91101-3002.

Our Legacy

From our humble beginnings, we have consistently evolved to meet the needs of our members. We understand that financial wellness is crucial for everyone, which is why we've expanded our offerings to include a wide range of services from personal banking and auto loans to business banking solutions. Our commitment to innovation has led us to embrace technology with features such as online banking and mobile payments, ensuring that we remain accessible and relevant in today's fast-paced world.

Branch Location & Accessibility

Welcome to The First Financial, your friendly neighborhood credit union located at 250 S Lake Ave, Pasadena, CA 91101. Situated in the heart of Pasadena, our branch is easily accessible and close to well-known spots like the iconic Pasadena City Hall and the beautiful Rose Bowl. Whether you're popping in for a quick banking errand or seeking financial advice, we're here to help. While members can visit us at this convenient address, please note that any official correspondence should be sent to the same location. Our branch is designed with accessibility in mind, featuring ramps and ADA-compliant facilities to ensure everyone feels welcome. Parking is available nearby, making it easy for you to stop by. Our operating hours are set up for your convenience: we're open from 10:00 AM to 6:00 PM, Monday through Friday. We know life gets busy, so we aim to accommodate your schedule as best as we can. Unfortunately, we do not have ATM services or drive-thru banking at this location, but our team is ready and willing to assist you inside. At The First Financial, we offer a range of personal banking services including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Our dedicated staff is always available to provide expert guidance tailored to your financial needs. If you have any questions or need assistance, don't hesitate to call us at 800-537-8491. We look forward to welcoming you into our branch soon!

Member Eligibility

At The First Financial, we believe that everyone deserves a place in our supportive community. Becoming a member is simple and welcoming, as we open our doors to individuals who live, work, or worship in the Pasadena area, as well as their family members. If you meet these criteria, you're already on your way to enjoying the benefits of being part of our credit union family! Membership with us means access to personalized financial services tailored to your needs, from competitive loan rates to rewarding savings options. To learn more about eligibility and ensure you're all set for membership, check out our detailed guide at http://www.ffcu.org/about/membership/become-a-member/membership-application. When you're ready to start your journey with us, simply visit our account opening page here: http://www.ffcu.org/loans-credit/apply-for-a-loan, or give us a call at (800) 537-8491. We can't wait to welcome you to The First Financial, located at 250 S Lake Ave Pasadena Ca 91101!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to help you manage payments effortlessly. Imagine processing customer transactions smoothly, whether they're made online or in-store. Our merchant services can streamline your operations, giving you more time to focus on what you do best growing your business. At The First Financial, we are here to empower your entrepreneurial journey. Whether you're looking for a loan or need assistance with payment processing, we're ready to help you thrive. Reach out today at (800) 537-8491 to learn more about how we can support your business!

Comprehensive List Of Services

Banking at Your Fingertips

In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking features that allow you to manage your finances from anywhere. Check balances, pay bills, transfer funds, and even access ATM services without stepping foot in the branch. At The First Financial in Pasadena, we are here not just as a financial institution but as a community partner focused on helping you achieve your financial goals. Visit us today or explore our website at ffcu.org for more information about how we can assist you further!

Empowering Businesses

For our business members, we offer comprehensive business banking solutions including merchant services and business loans tailored to help you grow. Whether you're starting a new venture or expanding an existing one, we are here to support your business goals.

Financing Your Dreams

If you're considering purchasing a vehicle, our auto loans and vehicle financing options can make it easier than ever to get behind the wheel of your dream car. With competitive rates and flexible terms, you'll find financing that suits your budget. We also offer mortgage loans and refinancing solutions for those ready to buy their first home or looking to lower their current mortgage payments.

Manage Debt with Confidence

We know life can get complicated, so if you find yourself juggling multiple debts, our personal loans and debt consolidation services can help simplify your finances. By combining your debts into one manageable payment, you'll be on the path toward financial freedom in no time.

Personal Banking Made Easy

We understand that managing personal finances is essential for everyone. That's why we offer various personal banking options, including checking and savings accounts designed to fit your lifestyle. You can easily set up an account online or visit us at our Pasadena branch. Need a little extra help? Our team is just a phone call away at 800-537-8491.

Reward Yourself with Credit Cards

Our credit cards with rewards give you more than just a way to make purchases; they provide opportunities to earn rewards on everyday spending. Imagine earning points for travel or cash back while shopping all while managing your expenses effectively.

Digital & Online Banking

Key Services

Our online banking offers an array of features that make handling your money straightforward. You can view your balances, transfer funds, and pay bills all in one place. Need to send money to a friend? Our person-to-person transfers make it easy and quick, ensuring you can share expenses or settle up without hassle. When it comes to keeping track of your statements, we provide e-statements that let you access your financial information securely and instantly. No more waiting for paper statements in the mail! Plus, our mobile application puts all these features right at your fingertips, allowing you to manage your accounts on the go. Whether you're out running errands or relaxing at home, you'll find our app user-friendly and efficient.

Security You Can Trust

Your security is our priority. We use electronic signature authorization for transactions, giving you peace of mind with every interaction. Rest assured that your information is protected while you take advantage of the benefits our digital services provide. With mobile payments available, you can complete purchases directly from your smartphone making everyday transactions smoother than ever before. We aim to create an accessible banking experience that fits into your lifestyle seamlessly. In summary, at The First Financial, we're committed to making banking easier for you through reliable online services that empower real-time account management and secure transactions. Explore everything we offer today at https://www.ffcu.org/!

Financial Strength

Dedicated Team at Your Service

We also take pride in having 125 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total share accounts stand at 82,203, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The First Financial is your trusted partner. Visit us at 250 S Lake Ave Pasadena Ca 91101 or call 800-537-8491 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $161,064,814 in share certificates and $41,373,023 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for the Future

With $53,831,752 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment ensures that as our financial landscape grows more complex, we remain equipped to meet your needs effectively.

Solid Financial Health

With a net worth of $57,405,965, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 746 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity is robust with $408,810,898 in total loans and leases and 3,805 used auto loans ready to support your financial goals across various sectors. Furthermore, our operational efficiency is reflected in our $0 net income, allowing us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $64,804,277 in used vehicle loans and $44,517,505 in new vehicle loans already helping members get on the road. We offer flexible terms that can fit your budget and lifestyle. If you need financing for a vehicle purchase or even refinancing options for your current auto loan, we are here to help.

Credit Lines

For those needing additional flexibility in their finances, we provide credit lines totaling $222,550,071. This option allows members to access funds as needed without having to apply for multiple loans. At The First Financial, we pride ourselves on providing personalized service and guidance throughout the loan process. If you're curious about eligibility options or interested in refinancing your current loans for better rates or terms, don't hesitate to reach out. You can contact us at 800-537-8491 during our operating hours: Monday to Friday from 10:00 AM to 6:00 PM (Closed on weekends). For more information about our services or to start your application online today, visit us at The First Financial. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us partner with you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and accessible. We provide Junior Lien 1-4 Family Residential Properties loans totaling $78,997,363. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our dedicated team will guide you through the process.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $101,585,762 in loans helping members manage their finances effectively. With competitive rates and no collateral required, our credit cards can serve as a helpful financial tool.

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