The First Financial Northridge CA Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to The First Financial at our Northridge Branch, located conveniently at 19600 Plummer St Ste 400, Northridge, CA 91324. Established in 1974, we have built a strong community presence and are proud to serve over 35,000 members with a dedicated team of 127 employees who are committed to your financial well-being. At The First Financial, we understand that trust and reliability are key when it comes to managing your money. That's why we offer a comprehensive range of services tailored to meet the diverse needs of our members. From personal banking solutions like checking and savings accounts to auto loans, mortgages, and credit cards with rewards, we strive to support you every step of the way. With total assets exceeding $771 million, including over $6.5 million in deposits and a net worth of $57 million, our solid financial foundation allows us to provide you with competitive rates and exceptional service. While members can visit us at our Northridge location, official correspondence should be sent to the same address: 19600 Plummer St Ste 400, Northridge, CA 91324-2171. If you have any questions or need assistance, don't hesitate to reach out! Give us a call at 800-537-8491 during our lobby hours from Monday to Friday, 10:00 AM to 6:00 PM. Our leadership team is led by CEO Carlton Musmann and Board President Kari Jean McMullin, both of whom are deeply invested in ensuring that our members receive the best possible experience. Together, they guide The First Financial in its mission to enhance the financial lives of our community. Join us today and discover how we can help you achieve your financial goals! Visit our website at www.ffcu.org for more information or explore membership options through our eligibility page. We look forward to welcoming you into the First Financial family!

Branch History & Mission

Join Us

As we look toward the future, we invite you to join The First Financial family. Experience firsthand how our member-focused approach can help you achieve your financial goals while contributing to a vibrant community. Together, let's build a stronger Northridge! For more information about membership or to open an account today, visit us at www.ffcu.org or give us a call at (800) 537-8491. Your journey towards better banking starts here!

Our Evolution

From our opening day in 1974, we have been dedicated to offering personalized banking solutions tailored to meet the unique needs of our members. Over the years, we have expanded our services, ensuring that we remain relevant in a changing financial landscape. Today, The First Financial is proud to offer a wide range of products including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our commitment to innovation has driven us to embrace digital advancements that make banking easier for you. Whether it's through online banking or mobile payments, we're here to serve you anytime and anywhere. We prioritize accessibility and customer satisfaction by maintaining ADA compliance across all platforms.

Our Mission

At The First Financial, our mission goes beyond just providing financial services; we aim to uplift our community. We believe that when our members succeed financially, the entire community thrives. This philosophy drives us to engage in various outreach efforts and partnerships within Northridge. We support local events and initiatives that foster growth and well-being in our neighborhoods. Our branch operates Monday through Friday from 10:00 AM to 6:00 PM and is equipped with dedicated staff ready to assist you with any questions or needs you may have. While we currently do not offer drive-thru services or ATMs at this location, rest assured that our team is committed to delivering quality service during your visit. For official correspondence, please use our mailing address: 19600 Plummer St Ste 400, Northridge, CA 91324-2171.

Branch Location & Accessibility

Accessibility Features

At The First Financial, we prioritize accessibility for all our members. Our branch features ADA-compliant ramps and parking spaces, ensuring everyone can access our services with ease. Whether you're coming in for personal banking or financial advice, our friendly staff is here to assist you.

Get in Touch

If you have any questions or would like more information about our services, don't hesitate to reach out! Give us a call at 800-537-8491. We invite you to visit us soon at The First Financial Northridge Branch your trusted partner in achieving financial success!

Operating Hours

We understand that your time is valuable. That's why we're open Monday through Friday from 10:00 AM to 6:00 PM. Unfortunately, we are closed on weekends, but we're here during the week to help you with your banking needs.

Services Offered

At The First Financial's Northridge Branch, we offer a range of services tailored to fit your financial goals. Whether you're looking for checking and savings accounts, auto loans, mortgage financing, or even personal loans, we've got you covered. Our knowledgeable team can guide you through each option and help you find the best solutions for your unique situation.

Member Eligibility

At The First Financial, we believe that becoming a member is more than just opening an account; it's about joining a community that cares for you. If you're wondering how to become a member, you'll be pleased to know that eligibility is quite simple! We welcome individuals who live, work, or worship in the Northridge area, as well as their family members. This means that if you have a loved one who's already part of our family, you can easily join too! By choosing The First Financial, you'll gain access to personalized financial services and products tailored to your needs, helping you achieve your financial goals with confidence. To learn more about specific eligibility details, feel free to check out our dedicated page at http://www.ffcu.org/about/membership/become-a-member/membership-application. When you're ready to take the next step and open an account with us, visit http://www.ffcu.org/loans-credit/apply-for-a-loan. If you have any questions or need assistance, don't hesitate to reach out at (800) 537-8491. We're here for you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Imagine being able to invest in new equipment or expand your operations without the stress of financial constraints. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans funded, we are dedicated to creating opportunities for local entrepreneurs.

Merchant Services

In today's fast-paced market, having efficient payment solutions is crucial. Our merchant services help businesses like yours accept payments easily, allowing you to focus on what matters most serving your customers and growing your business. From point-of-sale systems to online payment solutions, we provide tools that streamline your operations. If you're looking for a partner that understands the unique challenges of business ownership, visit us at 19600 Plummer St Ste 400 Northridge Ca 91324 in Northridge, CA. Let's work together to make your business dreams a reality! For more information, give us a call at (800) 537-8491 or explore our offerings online at https://www.ffcu.org/.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Looking to buy a new car? Our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. We offer competitive rates that help keep your monthly payments manageable. Plus, with our simple online application process, you can apply for a loan from the comfort of your own couch.

Business Banking

For entrepreneurs and small business owners, we offer specialized business banking services, including merchant services and business loans. We know that running a business requires quick access to funds and effective management tools our services ensure you have what you need to thrive.

Convenient Access

While we currently do not have ATMs or drive-thru services available at this branch location, we prioritize ease of access through our digital offerings. You can manage all your accounts online or via our mobile app no need for long waits or trips out of your way. To learn more about how we can assist with your financial needs or if you're ready to take the next step in your banking journey, please don't hesitate to reach out! Call us at 800-537-8491 today! Join The First Financial family and experience personalized service tailored just for you.

Credit Cards with Rewards

Take advantage of our credit cards with rewards that allow you to earn points on everyday purchases. Whether it's for groceries or gas, enjoy benefits that make spending rewarding!

Mortgage Loans & Refinancing

For those considering homeownership or looking to refinance their current mortgage, we provide comprehensive mortgage loans tailored to your unique situation. We understand that purchasing a home is a significant commitment, which is why our team is here to guide you through every step from application to closing.

Personal Banking

Our personal banking options include checking and savings accounts designed to fit different lifestyles. If you're saving for a vacation or managing everyday expenses, our accounts offer flexibility and convenience. With our online and mobile banking, you can easily check your balance, transfer funds, and pay bills from anywhere. Imagine being able to deposit checks directly from your smartphone while sipping coffee at home!

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to consolidate debt, our personal loans can help ease your financial burden. With flexible terms and quick approval times, you can get the support you need when life throws you a curveball.

Digital & Online Banking

Key Features

Our digital banking options include e-statements that allow you to view your account activity easily and securely. This means no more paper clutter just quick access to all your financial statements right from your device. For those who prefer mobile banking, our user-friendly mobile application offers the same great features as our online platform, making it easy to bank from the palm of your hand. If you're looking for ways to send money quickly to friends or family, our person-to-person transfer feature lets you do just that! And if you need to sign documents electronically, we support electronic signature authorization for a hassle-free experience.

Security and Accessibility

Your security is our priority. All our digital services are equipped with top-notch security measures to protect your personal information. We strive to make every transaction safe while ensuring that using our services is straightforward and intuitive. With mobile payments enabled at The First Financial, making purchases is convenient too simply use your smartphone for quick transactions wherever you shop. Whether you're checking balances, making transfers, or managing payments, our digital banking options empower you to take control of your finances efficiently and securely. Explore all these services today and see how they can simplify your banking experience!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 82,203, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The First Financial is your trusted partner. Visit us at 19600 Plummer St Ste 400 Northridge Ca 91324 or call (800) 537-8491 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Members' savings are secured through $161,064,814 in share certificates and $41,373,023 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 125 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $53,831,752 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $3,805 in used auto loans and $408,810,898 in total loans and leases, supporting members' financial goals across various sectors.

Solid Foundation

With a net worth of $57,405,965, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $746 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $64,804,277 in used vehicle loans and $44,517,505 in new vehicle loans already helping members get on the road. We also provide refinancing options to ensure you get the best terms possible.

Credit Lines

If you're looking for additional financial flexibility, our credit lines totaling $222,550,071 can be a great choice. They provide access to funds whenever you need them, making it easier to manage unexpected expenses or larger purchases. For more information about our loan offerings and how they can benefit you, don't hesitate to reach out! Give us a call at (800) 537-8491, or visit us at our branch during business hours from Monday to Friday between 10:00 AM and 6:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Discover how The First Financial can support your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $78,997,363, make buying or refinancing simple. Our team will guide you through every step of the process to help you secure the funding you need.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $101,585,762 in loans helping members manage their finances effectively. This option allows you to make purchases while keeping your budget in check.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of the platform in facilitating better borrowing choices. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their needs. The platform focuses on verified data, allowing users to trust that all loan offers are legitimate and grounded in reliable information.