The Family Silvis IL Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

At The Family Credit Union, we believe that banking should be more than just transactions; it should be a partnership built on trust and community. Located at 1600 John Deere Expy, Silvis, IL 61282, we have been proudly serving our members since 1935. With a strong commitment to our local community, we are dedicated to offering personalized financial solutions that fit your unique needs. With over 21,000 members and total assets reaching an impressive $251,153,963, The Family has established itself as a cornerstone of financial support in the area. Our offerings include everything from checking and savings accounts to auto loans, mortgages, and credit cards with rewards. In fact, we currently manage a total loan portfolio of 12,655, ensuring our members have access to the funds they need when they need them. Under the leadership of CEO David Hulsbrink and Board President William Buckley, our team of 67 employees is here to provide you with exceptional service every step of the way. We understand that each member's financial journey is unique, which is why we work tirelessly to tailor our services to meet your individual goals. For your convenience, while you can visit us at our branch for all your banking needs, any official correspondence should be sent to the same address: 1600 John Deere Expy, Silvis, IL 61282. If you have questions or need assistance, feel free to reach out at (309) 796-9600. Join us at The Family Credit Union today and experience how banking can truly make a difference in your life! Visit our website at familycu.com for more information or to start your journey with us.

Branch History & Mission

The Family Credit Union has been a cornerstone of financial support in Silvis, IL, since its founding in 1935. With a legacy of over 85 years, we have grown from humble beginnings to serve a thriving community of over 21,000 members. Our branch is conveniently located at 1600 John Deere Expy, right near the bustling intersections that connect our vibrant town. As we reflect on our journey, we remember the dedication of those who started this union with a simple mission: to provide accessible and affordable financial services to everyone in our community. Over the years, we've expanded our offerings significantly while staying true to our core mission. Today, The Family Credit Union boasts total assets of $251,153,963 and is committed to empowering members through services like personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our mission goes beyond just providing financial products; it's about fostering a sense of belonging and community support. We strive to make every member feel valued and understood by offering personalized service that meets their unique needs. We believe that when our members succeed financially, our entire community thrives. While members can visit us at our branch location for all their banking needs be it through our drive-thru service or in-person consultations official correspondence should be sent to the same address: 1600 John Deere Expy, Silvis, IL 61282. For those who prefer online transactions, we offer mobile banking options along with ATM access for convenience. At The Family Credit Union, we are proud to embrace technology while ensuring ADA compliance so everyone can access our services easily. Our commitment extends beyond just banking; we actively participate in community outreach programs and partnerships that uplift local initiatives and support those in need. Join us today and become part of a credit union that prioritizes your financial health while contributing positively to the Silvis community. Experience the difference with The Family Credit Union where you're not just a member; you're family! For more information or assistance, feel free to call us at 309-796-9600 or visit our website at familycu.com.

Branch Location & Accessibility

Operating Hours

Our dedicated team is here to serve you during convenient hours that fit your busy lifestyle. You can visit us in our lobby Monday through Thursday from 9 AM to 5:30 PM, with extended hours on Friday until 6 PM. On Wednesdays, we open a bit later at 10 AM but still close at 5:30 PM. If weekends are more suitable for you, our lobby is open Saturday from 9 AM to noon. For quick transactions, our drive-thru service operates Monday through Thursday from 8:30 AM to 5:30 PM and Fridays until 6 PM.

Services Offered

At The Family Credit Union, we offer a range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have everything you need under one roof. Our drive-thru allows for easy deposits and withdrawals without leaving your car, making banking even more convenient. In addition to our services, we proudly feature an ATM on-site for quick cash withdrawals and balance checks. Whether you're looking to manage your finances or explore new loan options, our friendly staff is ready to assist you. We invite you to stop by or give us a call at 309-796-9600. Let us help you achieve your financial goals today!

Member Eligibility

Becoming a member of The Family is like joining a warm and welcoming family that's dedicated to supporting you in your financial journey. If you're looking to become part of our community, we invite you to explore our eligibility criteria. Generally, membership is open to anyone who lives, works, or attends school in the area surrounding 1600 John Deere Expy Silvis Il 61282. This means that if you're part of our local community, you're likely eligible to join! Plus, being a member comes with numerous advantages, such as competitive rates on loans and access to personalized banking services designed with your needs in mind. To start your membership process, it's easy just reach out to us at (309) 796-9600 or visit our website for more details about eligibility and account opening procedures. You can find all the specifics about who can join and what you need by checking out this resource. We're excited to welcome you into the The Family family!

Business Banking & Commercial Services

At The Family, we understand that running a business comes with unique challenges. That's why we're dedicated to providing the support you need to thrive. Our commercial lending options empower business owners like you to access the funds necessary for growth and innovation. Imagine having the capital to expand your operations, purchase new equipment, or hire additional staff. With our commitment to supporting businesses, we've funded over $0 in commercial loans for our members, helping them scale and succeed. Additionally, we proudly offer $20 in non-member commercial loans, providing flexible financing solutions that cater to the broader business community. In today's fast-paced market, efficient payment processing is crucial. Our merchant services allow you to accept payments seamlessly, whether in-store or online. This means you can focus on what matters most serving your customers and growing your business. Visit us at 1600 John Deere Expy Silvis Il 61282 in Silvis, IL, or call us at (309) 796-9600 to learn how we can help your business reach its full potential!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we have you covered as well! Our business banking services include merchant services to help streamline transactions and business loans designed to support your growth. We know running a business can be challenging; that's why we strive to make banking as simple as possible.

Contact Us

We invite you to visit us at 1600 John Deere Expy Silvis Il 61282 or give us a call at (309) 796-9600 if you have any questions about our services or need assistance. Our friendly staff is here to help you navigate through all your financial needs. At The Family, we're not just another credit union; we're part of the community. Join us today for personalized service and solutions that truly make a difference in your financial journey. Check out more about us at Silvis or stop by we can't wait to welcome you!

Convenient Access

With an ATM on-site and drive-thru banking available for quick deposits, withdrawals, and simple transactions, accessing your money has never been easier. If you're in a hurry or prefer not to enter the branch, our basic ATM access allows for withdrawals and balance checks without any hassle.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking options are tailored just for you. Imagine having the flexibility to manage your finances directly from your phone or computer with our robust online and mobile banking features. You can easily check your balance, transfer funds, and pay bills all at your convenience. When it comes to financing a vehicle, we understand that purchasing a new car can be overwhelming. That's why our auto loans and vehicle financing options are designed to provide competitive rates and flexible terms that fit your budget. Need a home? Our mortgage loans and refinancing options can help make your dream of homeownership a reality while ensuring you get the best deal possible. For those unexpected expenses, our personal loans and debt consolidation solutions can give you the breathing room you need. Plus, with credit cards offering rewards, you can earn benefits while managing your everyday purchases.

Digital & Online Banking

Key Features

We know security is a top priority. That's why we offer electronic signature authorization for transactions, giving you peace of mind knowing your information is protected. Plus, with e-statements available, you'll receive your account statements electronically, making it easier than ever to keep track of your finances while helping the environment. For those who love using their mobile devices, our mobile application offers an array of features including mobile payments, allowing you to make purchases directly from your phone. You can also take advantage of person-to-person transfers, making it simple to send money to friends and family instantly. Whether you're checking your account balance or transferring money late at night, rest assured that our digital banking solutions at The Family are here to support you every step of the way. Sign up today and experience banking that's designed for your needs!

Financial Strength

Committed Team Ready to Assist

We also take pride in having 61 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. This dedicated workforce is here to help you navigate your financial journey.

Growing Membership Base

Our strong performance is evident as we manage a total of 41,099 share accounts. This shows a growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $385,717 further reinforces our ability to meet your needs. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Family is your trusted partner. Visit us at 1600 John Deere Expy Silvis Il 61282 or call (309) 796-9600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Member-Centric Savings

Members' savings are secured through $59,966,968 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Better Services

With $25,038,151 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This means your funds are not only safe but also actively working to improve the services you receive.

Solid Financial Health

With a net worth of $33,409,978, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.30% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

With $3,144 in used auto loans and $151,499,485 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $-$81,324 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $48,042,792 in used vehicle loans and $14,477,391 in new vehicle loans already helping members get on the road. We provide competitive rates and flexible terms designed to fit your budget.

Credit Lines and Personal Loans

Managing everyday expenses can be challenging. That's why we provide credit lines with a total of $19,978,984 available for our members. Whether you need funds for emergencies or planned purchases, our credit lines can help you stay on track financially.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $14,653,390, allowing you to turn your dream of owning a home into reality.

Refinancing Options

If you're considering refinancing any of your current loans or exploring eligibility options for new ones, our team is ready to assist you. We want to ensure that you have access to the best possible rates and terms available. At The Family, we are committed to supporting your financial journey through personalized service and expert guidance. For more information or to discuss your loan options further, don't hesitate to reach out at 309-796-9600. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,642,383 in loans helping members manage their finances effectively. This option is perfect for those looking for convenience while keeping their spending under control.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This transparency helps borrowers make well-informed decisions without the confusion often associated with loan shopping. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that users receive fair and transparent offers. Every listed loan comes from legitimate financial institutions, providing peace of mind about the accuracy of the information. One key feature of LendMesh is its commitment to unbiased results. The platform does not prioritize lenders based on paid promotions. Instead, it presents all available options equally, allowing users to compare rates without any hidden agendas or conflicts of interest. Additionally, LendMesh offers real-time rate comparisons. Users can access up-to-date loan rates from multiple institutions, which is crucial for making timely and informed financial choices. The ability to see current offers at a glance empowers users to act quickly when they find a favorable deal. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimony highlights how effective and user-friendly the platform can be for those seeking better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

THE FAMILY CREDIT UNION - Silvis, IL

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