The Family Beardstown IL Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to The Family, your trusted financial partner located at 8925 Arenzville Rd, Beardstown, IL 62618. Since our establishment in 1935, we have proudly served our community, fostering strong relationships and delivering personalized banking solutions tailored to the needs of our 21,070 members. At The Family, we believe that everyone deserves access to reliable financial services. With total assets exceeding $251 million, we are well-equipped to offer a variety of products including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our dedication is reflected in our solid financial standing: we manage over $16.9 million in deposits and maintain a net worth of $33.4 million. Our team of 67 employees, led by CEO David Hulsbrink and Board President William Buckley, is committed to providing exceptional service. We understand that banking is not just about numbers; it's about people. Whether you're looking for assistance with loans or simply want to explore your options for saving, we're here for you. While members can visit us at our branch location, official correspondence should be sent to the same address: 8925 Arenzville Rd, Beardstown, IL 62618. Feel free to reach out to us at (217) 323-3201 during our operating hours: Monday, Thursday, and Friday from 10:30 AM to 4:30 PM; Tuesday and Wednesday from 11:00 AM to 4:00 PM. Join us today and experience the difference of community-focused banking! For more information about our services or to explore how we can help you achieve your financial goals, please visit our website at familycu.com.

Branch History & Mission

Community Impact and Growth

Throughout our history, The Family has built strong partnerships within Beardstown and beyond. We believe in giving back to the community that supports us. This includes various outreach programs and initiatives aimed at fostering financial literacy and helping local organizations thrive. Our commitment extends beyond just providing services; it encompasses a dedication to creating a better future for our members and the community as a whole. With every loan we approve and every account we open, we strive to make a positive impact on individual lives.

Join Us Today

As we continue this journey together, we invite you to experience all that The Family has to offer. Whether you are looking for personal banking solutions or want to explore business banking options, our team is here to assist you every step of the way. Come visit us during our operating hours Monday, Thursday, Friday from 10:30 AM - 4:30 PM, and Tuesday, Wednesday from 11:00 AM - 4:00 PM and discover how we can support your financial goals. For any inquiries or assistance, feel free to call us at (217) 323-3201. Join The Family today! Your journey towards financial empowerment starts here.

Our Mission

At The Family, our mission is straightforward yet profound: to enhance the lives of our members through exceptional financial services while actively supporting our community. We understand that life can bring challenges, which is why we focus on offering personal banking solutions tailored to your needs whether it's checking accounts, auto loans, mortgages, or credit cards with rewards. While members can visit us at 8925 Arenzville Rd, official correspondence should be sent to the same address. We take pride in ensuring accessibility for everyone, with features like ATM availability and mobile banking options, allowing you to manage your finances conveniently from anywhere.

Branch Location & Accessibility

Accessibility and Amenities

At The Family Credit Union, we prioritize accessibility. Our branch is ADA compliant, ensuring that everyone can visit us comfortably. Ample parking is available for your convenience, so you won't have to worry about finding a spot when you arrive. While members can visit us at 8925 Arenzville Rd, official correspondence should be sent to the same address. If you ever have questions or need assistance, don't hesitate to give us a call at 217-323-3201!

Convenient Location

Situated near local landmarks, our branch is easily accessible for all members. You'll find us just a short drive from downtown Beardstown, making it simple to drop by on your way home or during your lunch break.

Operating Hours

We know that your time is valuable. That's why we offer flexible operating hours: our lobby is open from 10:30 AM to 4:30 PM on Mondays, Thursdays, and Fridays; and from 11:00 AM to 4:00 PM on Tuesdays and Wednesdays. These hours are designed to fit your busy schedule.

Services Offered

Our branch provides a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we're committed to helping you achieve your financial goals. Plus, enjoy the convenience of our ATM services right at the branch!

Visit Us Today!

We invite you to stop by The Family Credit Union today! Our friendly team is eager to assist you with any questions or services you might need. Experience the difference of community-focused banking with us!

Member Eligibility

Joining The Family is like stepping into a welcoming community where your financial well-being is our priority. To become a member of The Family, located at 8925 Arenzville Rd, Beardstown, IL 62618, you'll need to meet some simple eligibility criteria. Generally, anyone who lives or works in the area can join, and we also extend membership to family members of existing members. This inclusive approach means that becoming part of our family can be as easy as reaching out to us! If you want to know more about the specifics, please check out our detailed eligibility information at this link. Opening an account with us is straightforward and friendly. Whether you're looking for a checking account, savings options, or loans tailored to your needs, we're here to help guide you through the process. Just give us a call at 217-323-3201 if you have questions or want assistance. We're excited to welcome you into The Family!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $20 in non-member commercial loans, providing flexible financing solutions. Imagine having the financial backing to invest in new equipment or hire additional staff. Our commercial loans can be a game-changer for your business, helping you turn plans into reality.

Merchant Services That Make Transactions Easy

In addition to loans, we offer merchant services that simplify how you handle payments. Picture this: a busy day at your shop where customers are eager to pay. With our services, accepting credit cards and digital payments becomes seamless, allowing you to focus on what you do best serving your customers. Located at 8925 Arenzville Rd Beardstown Il 62618 in Beardstown, IL, our team is ready to partner with you on your journey toward success. Reach out today at (217) 323-3201 to learn more about how we can assist your business!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Convenience is key in today's fast-paced world. That's why we offer easy access to cash through our ATM services, allowing you to withdraw money or check balances without hassle. At The Family, we're committed to making banking easier for you by combining traditional values with modern technology. Our digital features like mobile payments and person-to-person transfers ensure that you're always connected to your finances. We invite you to visit us at our Beardstown branch or check out our website at Family Credit Union for more information about how we can serve you better. Your financial journey starts here!

Auto Loans & Vehicle Financing

If you're in the market for a new car or need to refinance your existing auto loan, our competitive auto loans and vehicle financing options can help make your dream car a reality. We work with you to find the best rates and terms suited for your budget.

Business Banking

For our business members, we provide comprehensive business banking services, including merchant services and business loans. We understand the challenges small businesses face, and we strive to support their growth with financial solutions that make sense.

Credit Cards with Rewards

Our credit cards come with rewards designed to give back as you spend. Imagine earning points on groceries or gas purchases that can be redeemed for travel or cashback it's just one more way we show appreciation for our members.

Mortgage Loans & Refinancing

Owning a home is a significant milestone, and we're here to assist you every step of the way with our mortgage loans and refinancing services. Whether you're buying your first home or looking to lower your current mortgage payments, our knowledgeable team will guide you through the process.

Personal Banking

We understand that everyone has different banking needs. That's why we offer personal banking services including checking and savings accounts tailored to fit your lifestyle. Imagine easily managing your finances with user-friendly online and mobile banking options that allow you to check balances, pay bills, and transfer funds from anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses at you, and having access to personal loans can provide the relief you need. We also offer debt consolidation options that can simplify your monthly payments and potentially lower your interest rates.

Digital & Online Banking

Key Features

Our 24/7 online banking services give you the freedom to check balances, transfer funds, and pay bills with just a few clicks. No more waiting in line or rushing to the bank before closing time. Whether you're at home or on the go, you can manage your money when it suits you best. For added convenience, we provide electronic statements, so you can easily keep track of your transactions without the clutter of paper. You can also make person-to-person transfers effortlessly; send money to friends or family in seconds no cash or checks needed!

Mobile Access

If you prefer banking on your smartphone, our mobile application brings all these features right to your fingertips. With mobile payments enabled, making purchases is simple just tap and go! And yes, we support electronic signature authorization for those times when you need to sign documents without any hassle. Our commitment to security means you can bank with peace of mind. Your personal information is protected with the latest security measures, ensuring that your financial data remains safe. At The Family, we're here to make your banking experience smooth and accessible. Explore all the digital tools available to you today at https://www.familycu.com/ and see how easy managing your finances can be!

Financial Strength

At The Family, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. You can trust that we are built on a solid foundation, ready to support your financial needs. With a net worth of $33,409,978, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.30% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $59,966,968 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $25,038,151 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in the $3,144 in used auto loans and $151,499,485 in total loans and leases. This means we're here to support your financial goals across various sectors. Our performance also shows through our $-$81,324, which reflects our operational efficiency and enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 61 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $385,717. Total Share Accounts: 41,099, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Family is your trusted partner. Visit us at 8925 Arenzville Rd Beardstown Il 62618 or call (217) 323-3201 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've issued over $48,042,792 in used vehicle loans and $14,477,391 in new vehicle loans already helping members get on the road. Whether you're buying brand new or pre-owned, we've got flexible options that make it easier for you to drive away happy.

Credit Lines and Personal Loans

For those looking to manage their finances effectively, we also provide unsecured credit card loans with a total of $3,642,383 available. These loans come with flexible terms that fit your budget and lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $14,653,390. We simplify the process of buying or refinancing so you can focus on making your house a home.

Refinancing Options

If you're considering refinancing any existing loans or mortgages, our team can guide you through the eligibility options available. We believe in making financial adjustments straightforward and accessible for everyone. At The Family, we're committed to supporting our community's financial well-being with tailored solutions that make sense for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Feel free to visit us or give us a call to learn more about how our loan products can help you achieve your goals!

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures fair and transparent offers. Each lender's information is verified, meaning you can trust the rates you're seeing are legitimate and current.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You know where your information comes from and can trust it. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you can compare loans without worrying about hidden agendas. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions allow users to make informed decisions quickly. No more outdated figures or guesswork what you see is what you get. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in making significant financial savings. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

THE FAMILY CREDIT UNION - Beardstown, IL

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