The Family Perry IA Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to The Family Credit Union, your trusted financial partner in Perry, IA. Established in 1935, our commitment to serving the community has only strengthened over the years. We proudly serve 21,070 members and have built a solid foundation with total assets of $251,153,963. Our focus is not just on numbers; it's about enhancing the lives of our members by providing personalized banking solutions. Located at 720 1st Ave, we invite you to visit us for all your personal and business banking needs. Whether you're looking for an auto loan or need assistance with your mortgage, we're here to help. While members can visit us at this address, official correspondence should be sent to the same location: 720 1st Ave, Perry, IA 50220. Our dedicated team of 67 employees, led by CEO David Hulsbrink and Board President William Buckley, strives to create a welcoming environment where your financial goals are our priority. With total loans reaching 12,655, and deposits totaling $16,982,500, we ensure that our resources are effectively utilized for your benefit. At The Family Credit Union, we understand that every member's journey is unique. That's why we offer a range of services including checking and savings accounts, credit cards with rewards, and business loans tailored to meet your specific needs. With a net worth of $33,409,978 and over $3,836,423 in cash on hand, you can trust that your money is safe with us. We invite you to explore our services further by visiting our website at familycu.com. If you have any questions or would like to speak with one of our friendly staff members, please don't hesitate to call us at (515) 465-5180. Your financial well-being is our mission let's build a brighter future together!

Branch History & Mission

The Family Credit Union has been a cornerstone of financial support in Perry, Iowa, since its opening in 1935. With nearly nine decades of dedicated service, we have proudly grown alongside our community, fostering strong relationships and helping our members achieve their financial goals. Located at 720 1st Ave, Perry, IA 50220, our branch is easily accessible and welcomes all who seek assistance. Over the years, The Family has evolved significantly. We have expanded our services to meet the changing needs of our members while maintaining a focus on personal connections and community engagement. Today, with over 21,000 members and total assets exceeding $251 million, we continue to provide a wide range of financial products and services from checking and savings accounts to auto loans, mortgages, and business banking solutions. Our mission is simple yet powerful: to improve the financial well-being of our members and the communities we serve. We believe that everyone deserves access to affordable banking options that empower them to live better lives. This commitment drives us to support local initiatives and partnerships that enrich our community's spirit. While members can visit us at 720 1st Ave for all their banking needs, official correspondence should be sent to the same address. Our branch operates with convenience in mind; our lobby hours are Monday through Friday from 9 AM to 5 PM and Saturday from 8:30 AM to 12 PM. For those who prefer drive-thru banking or ATM services, we are here for you with extended hours on Fridays until 6 PM. At The Family Credit Union, we take pride in being ADA compliant and embracing digital advancements that enhance our members' experiences. With mobile banking options and online services available, managing your finances has never been easier. We invite you to join us on this journey! Experience the benefits of being part of The Family Credit Union where you're not just a number but a valued member of our community. Give us a call at 515-465-5180 or visit us online at familycu.com to learn more about how we can serve you better. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility and Features

At The Family, we prioritize accessibility. Our branch is designed to be welcoming for everyone, featuring ADA-compliant entrances and ramps. We also offer ample parking right outside the building for your convenience. For those on the go, enjoy our drive-thru banking services, available for quick deposits and withdrawals without leaving your vehicle.

Connect With Us

Ready to experience a better way of banking? We invite you to stop by The Family at our Perry location or give us a call at 515-465-5180. Our friendly staff is eager to help you with any questions or concerns you may have. Come see how we can support your financial journey today!

Operating Hours

We understand that life gets busy! That's why we've structured our operating hours to fit your schedule. Visit us Monday through Thursday from 8:30 AM to 5 PM, Friday from 8:30 AM to 6 PM, or Saturday from 8:30 AM to noon. Whether you're stopping by before work or on the weekend, we're here for you.

Services Offered

At The Family, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages our dedicated team is ready to assist you every step of the way. Plus, with ATM availability on-site and online banking features like mobile payments and person-to-person transfers, managing your finances has never been easier.

Member Eligibility

At The Family, we believe that everyone deserves a chance to be part of a caring community that supports your financial journey. Becoming a member is simple and welcoming! If you live, work, or worship in the area, or have family members who are already part of our credit union, you're likely eligible to join us. Membership opens the door to a variety of benefits, from competitive loan rates to personalized banking services designed just for you. To get started, visit us at 720 1St Ave Perry Ia 50220 or give us a call at (515) 465-5180. You can also check out more detailed eligibility information on our website at . We can't wait to welcome you into our family and help you achieve your financial goals!

Business Banking & Commercial Services

Financing Your Vision

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $20 in non-member commercial loans, providing flexible financing solutions. Imagine having the capital needed to purchase new equipment or expand your team transforming your vision into reality. Whether you're looking to invest in new technologies or simply manage cash flow, our commercial loans can be an invaluable resource.

Merchant Services Made Easy

In today's fast-paced world, having efficient payment solutions is crucial for any business. Our merchant services enable you to accept various payment methods seamlessly, helping you serve your customers better and boost sales. From point-of-sale systems to online payment processing, we have tools that make transactions easy and efficient. Located at 720 1St Ave Perry Ia 50220 in Perry, IA, we are here to help you every step of the way. Let's work together to build a brighter future for your business! Reach out to us at (515) 465-5180 for more information on how our services can benefit you.

Comprehensive List Of Services

Business Banking

For our local entrepreneurs, we offer comprehensive business banking solutions, including merchant services and business loans. We understand that running a business requires solid financial support, and we're committed to helping you succeed.

Convenient Access

At The Family, we value convenience as much as security. Our branch provides ATM and cash withdrawal services, making it easy for you to access your funds anytime. Plus, our basic drive-thru banking allows for quick transactions like deposits and withdrawals without leaving your car. Our commitment doesn't stop at physical services; we also prioritize digital access. With features such as online banking, mobile payments, electronic statements, and person-to-person transfers, managing your money has never been easier. If you're ready to experience personalized service from a credit union that cares about its members, visit us at The Family in Perry or give us a call at 515-465-5180 today! Let us help you achieve your financial goals because when it comes to your money, family matters most!

Credit Cards

Enjoy shopping rewards and flexibility with our credit cards with rewards program. They come with benefits that help you earn points for every purchase making it easier to treat yourself while managing your finances wisely.

Home Loans

Thinking about purchasing a home or refinancing your current mortgage? Our team is here to guide you through the process with our mortgage loans and refinancing services. We strive to make homeownership accessible and stress-free, ensuring you understand each step along the way.

Personal Banking

We understand that managing your personal finances can be overwhelming. That's why we offer checking and savings accounts designed for everyday banking. Imagine effortlessly keeping track of your spending while saving for future goals all with our user-friendly online and mobile banking platforms. You can check balances, make deposits, and transfer funds right from your smartphone.

Personal Loans

Sometimes life throws unexpected expenses your way. With our personal loans and debt consolidation options, we help ease financial burdens so you can focus on what truly matters. Whether it's medical bills, home repairs, or consolidating existing debt, we're here to assist you.

Vehicle Financing

Are you in the market for a new car? Our auto loans and vehicle financing options provide competitive rates that help you drive away in the vehicle of your dreams without breaking the bank. We work with you to find the best financing solution tailored to your budget.

Digital & Online Banking

Accessibility and Convenience

Need to send money to a friend? Our person-to-person transfer service makes it simple! Just a few taps on your phone, and the money is on its way. And since our online banking services are available 24/7, you can manage all these tasks whenever it suits you best. At The Family, we believe in making banking as straightforward as possible so that you can focus on what really matters. Join us today and experience how our digital banking solutions can enhance your financial journey!

Key Services

With our online banking platform available at https://www.familycu.com/ , you can check your balance, transfer funds, and pay bills anytime, day or night. We prioritize your security with features like electronic signature authorization, ensuring that your transactions are safe and reliable. We also offer e-statements for those who prefer a paperless option. This means you can view your account statements online whenever you need them, helping you stay organized and informed about your finances. If you're always on the move, our mobile application is a must-have! It provides easy access to all our banking services right from your smartphone. Plus, with the mobile payments feature, you can make quick payments directly from your device perfect for those busy days when you're out and about.

Financial Strength

Growing Member Trust

Total Share and Deposit Accounts: 41,099, showcasing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $385,717, further reflecting our commitment to supporting your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Family is your trusted partner. Visit us at 720 1St Ave Perry Ia 50220 or call (515) 465-5180 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secured through $59,966,968 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,792,954 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 61 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $25,038,151 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $3,144 in used auto loans and $151,499,485 in total loans and leases.

Strong Financial Health

With a net worth of $33,409,978, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,330 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $48,042,792 in used vehicle loans and $14,477,391 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you can drive away with the vehicle you want.

Credit Lines and Personal Loans

For those who need a little extra help managing day-to-day finances or unexpected expenses, our total credit lines amounting to $19,978,984 provide flexible borrowing solutions. Additionally, we offer unsecured credit card loans totaling $3,642,383, allowing members to handle their purchases with ease and convenience.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,653,390, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you every step of the way.

Refinancing Options

If you're considering refinancing any of your current loans or mortgages, we encourage you to reach out. Our team at The Family can help explore eligibility options that may reduce your monthly payments or overall interest costs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. For more information or to discuss which loan product might be right for you, don't hesitate to call us at 515-465-5180 or visit us at our branch located at 720 1st Ave Perry IA 50220. Your journey toward financial empowerment starts here!

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh is designed to help users make informed financial decisions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that every loan offer displayed is fair and transparent, allowing users to trust the information they receive. One of the key benefits of using LendMesh is its commitment to verified data. Loan offers come from legitimate financial institutions, ensuring that users are presented with honest options. Additionally, LendMesh does not prioritize lenders based on paid promotions there are no sponsored listings here. The platform's goal is to provide unbiased results, empowering users to choose what's best for them without hidden agendas. Real-time rate comparisons are another advantage of LendMesh. Users can access up-to-date loan rates from multiple institutions at once, making it easier to find competitive offers quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to explore your options, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

THE FAMILY CREDIT UNION