The County Presque Isle ME Credit Union

Introduction

Welcome to The County, your trusted financial partner located at 110 Carmichael St, Presque Isle, ME 04769. Established in 1956, we have proudly served our community for over six decades, building a strong foundation based on trust and reliability. With a growing membership of 30,625 individuals, we are committed to providing personalized financial services that cater to your unique needs. At The County, we understand that your financial goals are important. That's why we offer an extensive range of services designed to help you thrive. Our total assets stand at an impressive $471,460,508, reflecting our solid financial health and dedication to serving our members effectively. We currently manage $17,975,048 in deposits and have extended loans totaling 23,647, empowering our members with the resources they need. Our leadership team is committed to ensuring the best experience for our members. Led by CEO Ryan Ellsworth and Board President Tamra Kilcollins, our staff of 108 dedicated employees is here to support you every step of the way. Whether you're looking for loans or savings options, we pride ourselves on offering competitive rates and excellent service. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 110 Carmichael St, Presque Isle, ME 4769. Explore how The County can help you achieve your financial dreams today! For more information or to speak with one of our friendly representatives, please call us at (207) 554-4700. Visit our website at www.countyfcu.org to learn more about our services and how you can become part of our community-focused credit union!

Branch History & Mission

At The County, we take pride in our rich history and unwavering commitment to the community of Presque Isle, ME. Since opening our doors in 1956, we have grown from a small credit union into a trusted financial partner for over 30,000 members. Our branch is located at 110 Carmichael St, a convenient spot where neighbors can gather and access their financial needs. Over the years, The County has evolved significantly, reaching total assets of $471,460,508 and serving a diverse membership base that reflects the heart of our community. Our mission is simple yet powerful: to provide exceptional financial services while supporting the economic well-being of our members and the community we serve. We believe in empowering individuals through accessible banking options, educational resources, and personalized support. Our operating hours are designed with your convenience in mind; we welcome you Monday through Friday from 8:30 AM to 4:30 PM. While we currently do not offer ATM services or drive-thru banking, we are committed to providing robust online banking options that make managing your finances easy and secure. The County is also dedicated to ensuring everyone can access our services. We strive for ADA compliance in all our facilities and are continuously looking for ways to enhance the member experience through technology. Community outreach is at the core of what we do. We actively participate in local events and collaborate with various organizations to support initiatives that uplift our neighborhoods. By joining The County, you're not just getting a financial institution; you're becoming part of a family that cares deeply about its members and the greater good. If you would like to learn more about how The County can help you achieve your financial goals or become a member, please don't hesitate to reach out at 207-554-4700 or visit us online at www.countyfcu.org. Together, let's build a brighter future for our community!

Branch Location & Accessibility

Directions and Parking

Finding us is a breeze! We have ample parking available right outside the entrance, ensuring that you can get in and out with ease. Our building is fully ADA-compliant, featuring ramps and other accessibility options for our members who may need them.

Mailing Information

If you need to send us any official correspondence, please address it to our mailing address: 110 Carmichael St, Presque Isle, ME 4769. We recommend using this address for any important documents. We invite you to visit us at The County for all your banking needs. Experience the difference of being part of a community-focused credit union where member service comes first!

Operating Hours

At The County, we value your time. Our lobby hours are Monday through Friday from 8:30 AM to 4:30 PM, making it convenient for you to stop by before or after work. If you need assistance or have questions about our services, don't hesitate to call us at 207-554-4700; we're here to help!

Services Offered

While we currently do not offer ATM services or drive-thru banking, our dedicated staff is ready to assist you inside the branch with a variety of services tailored to meet your financial needs. From opening new accounts to discussing loan options, we've got you covered.

Member Eligibility

Becoming a member of The County is like joining a caring community where your financial well-being is our priority. If you live, work, or worship in the area, or have family members who are already part of our family, you're likely eligible to join us! We believe that everyone deserves access to friendly and supportive financial services, and at The County, we are committed to providing just that. To see all the specific eligibility details, feel free to check out this link: https://www.countyfcu.org/membership/. Opening an account with us is a straightforward process designed to welcome you in with open arms. Once you're ready to take the next step, you can easily get started through our online application found here: https://www.countyfcu.org/loan-applications/. If you have any questions or need assistance along the way, don't hesitate to reach out at (207) 554-4700. We look forward to having you as part of our growing family at The County, located at 110 Carmichael St Presque Isle Me 04769!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine having a trusted partner that simplifies payment processing so you can focus on what you do best running your business. Our merchant services provide seamless transaction solutions that help you accept payments easily, manage cash flow effectively, and grow customer loyalty. From point-of-sale systems to online payment options, we have what you need to keep your business thriving. Located at 110 Carmichael St Presque Isle Me 04769 in Presque Isle, ME, we're proud to serve our local business owners. Contact us at (207) 554-4700 today to learn how we can help your business reach its full potential!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $104 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $15,022,018, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Join Us Today

At The County, we pride ourselves on being more than just a credit union; we are a supportive partner in your financial journey. Our services are designed with your needs in mind, ensuring that whether it's accessing cash through our ATMs or managing your finances online, you feel empowered every step of the way. Ready to take the next step? Visit us online at CountyFCU.org or stop by our branch today! We look forward to serving you and helping you achieve your financial goals.

Member-Centric Approach

Our commitment to service doesn't stop at traditional banking hours. We know life can be busy, which is why our team is available during convenient lobby hours from 8:30 AM to 4:30 PM on weekdays. Whether you're stopping by for assistance or just need some guidance on your financial options, we're here for you. If you're considering joining our community or opening an account, don't hesitate to reach out! You can call us at 207-554-4700 for any questions or visit us in person at our branch in Presque Isle.

Tailored Services for Every Need

In today's fast-paced world, having access to essential banking services is crucial. At The County, we offer ATM Services Only to ensure that you can access your funds whenever you need them. Imagine needing cash for an unexpected expense while you're out shopping; our ATM services provide that convenience right when you need it. We understand that managing finances should be as effortless as possible. That's why we have embraced digital banking features that allow you to manage your accounts online. With online banking, you can check your balances, transfer funds, and pay bills from the comfort of your home or on-the-go.

Digital & Online Banking

Key Services

With our user-friendly online banking platform, available at https://www.countyfcu.org/, you can effortlessly check your account balances, view transaction history, and manage your funds with just a few clicks. Plus, you can enjoy the convenience of electronic signatures for certain transactions, making it easier than ever to get things done without the hassle of paperwork. For those who prefer a paperless approach, we provide e-statements that keep you informed about your account activity while helping the environment. You can opt in for this service easily and access your statements whenever you need them. If you're looking for a quick way to send money to friends or family, our person-to-person transfer feature is here to help. It's fast and straightforward simply enter the recipient's details, and you're all set!

Mobile Application & Payments

Stay connected with our mobile application that allows you to manage your accounts right from your smartphone. With features like mobile payments on the horizon, you'll soon have even more ways to pay securely and conveniently. Our commitment to security ensures that every transaction is protected with advanced measures so that you can bank with confidence. With 24/7 online banking services available at Yes, you're never far from managing your financial needs. Experience banking that fits into your life seamlessly at The County where convenience meets security!

Financial Strength

Commitment to Growth

With $44,249,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $8,287 in used auto loans and $365,062,333 in total loans and leases.

Member Trust

Total Share and Deposit Accounts stand at 62,031, showing a strong and growing member base that trusts us with their finances. Our commitment to transparency and service is unwavering as we strive to meet your needs every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The County is your trusted partner. Visit us at 110 Carmichael St Presque Isle Me 04769 or call (207) 554-4700 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency shines through with a net income of $606,241, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 102 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $126,313,287 in share certificates and $86,081,037 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $744,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $51,914,716, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.01% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $142,042,565 in used vehicle loans and $40,757,378 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our financing options make it easier for you to drive away satisfied.

Business Loans

For business owners, our outstanding commercial loans totaling $15,022,018 provide the capital needed to grow and expand. We aim to support local businesses by offering tailored solutions that meet your unique requirements.

Eligibility and Refinancing Options

If you're interested in any of these loan products or exploring refinancing options, don't hesitate to reach out! Our team at The County, located at 110 Carmichael St Presque Isle Me 04769, Presque Isle, ME, is ready to assist you with eligibility checks and guide you through the application process. You can contact us at (207) 554-4700 during our operating hours from 8:30 AM to 4:30 PM, Monday through Friday. We're here to help you every step of the way as you explore your financial opportunities!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,500,905, make buying or refinancing simple. We provide flexible terms and competitive rates to assist you on your journey to owning a home.

Unsecured Credit Card Loans

For those looking to manage their expenses more effectively, we also offer flexible terms on unsecured credit card loans, with a total of $2,381,278 in loans helping members navigate their finances smoothly. These cards can be an excellent tool for building credit while enjoying convenient purchasing power.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. Each loan comparison reflects the most current rates available, giving users confidence in their choices.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information presented is accurate and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every comparison stands on its own merit, allowing users to find the best rates without influence from advertisements. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, helping users make informed decisions quickly. By seeing all options side-by-side, borrowers can easily identify which loans fit their needs best. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the platform's effectiveness in delivering valuable financial insights. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

THE COUNTY FEDERAL CREDIT UNION - Presque Isle, ME

Compare Loan Rates Near You

Loan rates in Presque Isle, ME (04769)