The County Presque Isle ME Credit Union | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to The County, your trusted financial partner located at 776 Main St, Presque Isle, ME 04769. Established in 1956, our credit union has been dedicated to serving the local community for over six decades. With a strong membership base of 30,625, we pride ourselves on providing personalized financial solutions tailored to meet the unique needs of our members. At The County, we understand that life is about more than just numbers; it's about relationships and community. That's why we are committed to being there for you every step of the way, whether you're looking for a new auto loan, a mortgage, or simply a place to save your hard-earned money. We currently manage total assets amounting to an impressive $471,460,508 and have extended loans totaling 23,647 to help our members achieve their financial goals. Our leadership team is dedicated to fostering a welcoming environment. Under the guidance of CEO Ryan Ellsworth and Board President Tamra Kilcollins, our staff of 108 employees is here to ensure you receive the best service possible. You can always reach us at 207-768-5051 or visit our website at countyfcu.org for more information. While members can visit us at 776 Main St, official correspondence should be sent directly to this address as well. Our commitment extends beyond mere transactions; we strive to empower our members with knowledge and support as they navigate their financial journeys. Join us today and experience the difference that comes with being part of The County family! Whether you're opening a new account or looking for resources to help you make informed decisions, we're here for you. Call us now or drop by during our operating hours from 8:30 AM to 4:30 PM we look forward to seeing you soon!

Branch History & Mission

The County has a rich legacy that began in 1956 when we opened our doors at 776 Main St, Presque Isle, ME. Over the years, we've grown from a small credit union to a trusted financial partner for over 30,000 members, all while staying true to our mission of serving the community. Our headquarters is also located in Presque Isle, allowing us to stay connected with the local needs and aspirations. Our journey has been marked by significant milestones that reflect our commitment to our members and the community. With total assets now exceeding $471 million, The County has consistently expanded its services to meet diverse financial needs. We offer personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards all designed with you in mind. At The County, we believe in more than just banking; we believe in building relationships. Our mission is simple yet powerful: to provide accessible financial services while supporting the growth and well-being of our community. We strive to empower our members through education and resources that promote financial stability and success. For those who wish to visit us, you can find us at our branch on Main Street, conveniently located near local shops and community centers. We offer drive-thru banking for quick transactions and an ATM on-site for your convenience. Our operating hours are Monday through Friday from 8:30 AM to 4:30 PM. While members can visit us at 776 Main St, official correspondence should be sent to the same address as we do not have a separate mailing address. We are also committed to embracing technology in a way that makes banking easier for you. With online banking available along with features like electronic signatures and e-statements, managing your finances has never been simpler. As part of our ongoing dedication to the community, The County actively participates in outreach efforts that support local initiatives and partnerships aimed at enhancing lives across Aroostook County. Join us today and experience the benefits of being part of The County family! Whether you're looking for a loan or just need guidance on your financial journey, we're here for you every step of the way. Call us at 207-768-5051 or visit our website to learn more about membership opportunities!

Branch Location & Accessibility

Accessibility Features

We strive to make our branch accessible for everyone. Our facility complies with ADA standards, ensuring that all members can comfortably navigate our space. There are designated parking spots close to the entrance and ramps available for easy access. While members can visit us at 776 Main St for their banking needs, please note that official correspondence should be sent directly to our mailing address if it differs from our physical location.

Convenient Access

At The County's Presque Isle Branch, we prioritize convenience for all our members. Our branch features a drive-thru service that allows you to handle simple transactions without leaving your vehicle. Plus, with ATM availability on-site, you can access your funds quickly and efficiently anytime during our operating hours. If you're planning a visit, we're open Monday through Friday from 8:30 AM to 4:30 PM, providing ample time for you to come in and discuss your financial needs.

Services Offered

At The County's Presque Isle Branch, we offer a wide range of personal banking services tailored to meet your needs from checking and savings accounts to auto loans and mortgage refinancing options. Our team is here to help guide you through any questions or concerns you may have about your financial journey. Feel free to reach out at 207-768-5051 if you have any inquiries before visiting us. We look forward to serving you! Come see how we can help make your banking experience better today!

Member Eligibility

At The County, we believe that joining our community should feel warm and inviting, just like becoming part of a family. If you're looking to become a member, you'll be pleased to know that eligibility is open to anyone who lives, works, or attends school in Aroostook County. It's our way of ensuring that our services are accessible to those who are part of our local community. By becoming a member, you gain access to a range of financial products designed to meet your needs whether it's personal banking, auto loans, or credit cards with rewards. The process to join us is simple and straightforward! Just visit us at our location at 776 Main St Presque Isle Me 04769 or give us a call at (207) 768-5051 for any questions. You can also check out the detailed eligibility criteria on our website at https://www.countyfcu.org/membership/. When you're ready to open an account, we have easy online applications available as well just follow the link here: https://www.countyfcu.org/loan-applications/. We're excited to welcome you into the The County family!

Business Banking & Commercial Services

Business Loans That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $104 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $15,022,018, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

Imagine having the tools to manage payments easily, allowing you to focus on what you do best running your business. Our merchant services simplify payment processing so you can accept credit cards and mobile payments seamlessly. This means more time for you and better service for your customers. Located at 776 Main St Presque Isle Me 04769 in Presque Isle, ME, we're here to partner with you in your journey towards success. Reach out to us at (207) 768-5051 to learn how we can help your business thrive!

Comprehensive List Of Services

Business Banking Essentials

For entrepreneurs and small business owners, we offer robust Business Banking solutions including merchant services and business loans. This means you can focus on growing your business while we take care of the financial aspects.

Convenient Access to Your Accounts

To ensure convenience for all our members, we have an ATM available at our branch for easy cash withdrawals and balance checks. Plus, with basic drive-thru banking services available for deposits and simple transactions, banking has never been easier! Our friendly team at The County is always available to answer questions or help guide you through any of these services. Feel free to visit us at 776 Main St Presque Isle Me 04769 in Presque Isle, call us at (207) 768-5051, or explore our website at Presque Isle Branch for more information. Ready to get started? Join us today at The County where community meets convenience!

Empowering Your Financial Future

For those looking to consolidate debt or fund personal projects, our Personal Loans & Debt Consolidation services can provide the relief you need. By combining multiple debts into one manageable loan, you can simplify your finances and save money on interest over time.

Home Ownership Opportunities

Thinking about buying a home? Our Mortgage Loans & Refinancing services offer flexible terms and competitive interest rates to help turn your dream into reality. We understand that buying a house is one of the biggest decisions you'll make; that's why our dedicated team is ready to assist you every step of the way.

Personal Banking Solutions

We offer various Personal Banking options, including checking and savings accounts that make managing your money easier than ever. Imagine having the flexibility to access your funds quickly while also earning interest on your savings. With our user-friendly online and mobile banking services, you can check your balance, transfer money, and pay bills anytime from anywhere.

Rewards with Every Purchase

Don't forget about our Credit Cards with Rewards! Enjoy perks on every purchase while building credit at the same time. Whether it's cash back or travel rewards, we have options that fit your lifestyle.

Vehicle Financing Made Simple

If you're in the market for a new car or truck, our Auto Loans & Vehicle Financing options are designed with you in mind. We provide competitive rates that help make your dream vehicle more affordable. Whether you're purchasing a brand-new ride or financing a pre-owned vehicle, we're here to guide you through the process.

Digital & Online Banking

Accessibility and Ease of Use

Whether you're paying bills, checking balances, or transferring funds, our user-friendly online banking platform provides real-time account management at your fingertips. It's designed to make banking straightforward so you can focus on what truly matters in life. At The County, we are committed to making banking accessible for everyone. Dive into the world of digital banking today and experience how easy it is to manage your finances online!

Key Features of Our Digital Banking Services

With just a few clicks, you can explore all our offerings at https://www.countyfcu.org/. Enjoy the convenience of e-statements, which let you view your account statements electronically instead of waiting for them to arrive in the mail. This not only saves trees but also helps you keep track of your finances more easily. Need to send money to a friend or family member? Our person-to-person transfer feature makes it simple and quick. You can send money directly from your account without needing cash or checks. Plus, if you're on the go, our mobile application is available to help you manage your finances right from your smartphone. Security is a top priority at The County. We use electronic signature authorization for your transactions, ensuring that everything is safe and sound when you're doing business with us online. You can rest easy knowing that your information is protected while you manage your accounts.

Financial Strength

At The County, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength reflects our commitment to serving you with reliability and trust. With a net worth of $51,914,716, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.01% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $126,313,287 in share certificates and $86,081,037 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $744,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also take pride in having 102 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With $8,287 in used auto loans and $365,062,333 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $606,241 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. The funds available for lending and investments stand at $612,666, showcasing our ability to support your financial aspirations effectively. Total Share and Deposit Accounts: 62,031, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The County is your trusted partner. Visit us at 776 Main St Presque Isle Me 04769 or call (207) 768-5051 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $142,042,565 in used vehicle loans and $40,757,378 in new vehicle loans already helping members get on the road. We aim to make your car buying experience as smooth as possible, so you can drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $15,022,018 provide the capital needed to grow and expand your operations. We understand the unique challenges faced by small businesses and are dedicated to providing support through affordable financing options. If you're considering refinancing any existing loans or want to explore eligibility options for any of our products, we encourage you to reach out. Our knowledgeable staff at The County, located at 776 Main St Presque Isle Me 04769, Presque Isle, ME, is ready to assist you. Feel free to call us at (207) 768-5051 during our operating hours from 8:30 AM to 4:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,500,905, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,381,278 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that can benefit your everyday spending.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers tailored to their financial needs.

THE COUNTY FEDERAL CREDIT UNION - Presque Isle, ME

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