The County Mars Hill ME Credit Union | Best Auto Loans & Checking Accounts

Introduction

Welcome to The County at our Mars Hill Branch, where we've been serving our community since 1956. Located at 1 Benjamin St, Mars Hill, ME 04758, we pride ourselves on being a trusted partner in your financial journey. With a total membership of 30,625 and assets amounting to an impressive $471,460,508, we are dedicated to providing personalized banking solutions that meet the diverse needs of our members. At The County, we believe in the power of community. Our focus is not just on numbers; it's about building relationships and making a positive impact in Mars Hill and beyond. Our team, led by CEO Ryan Ellsworth and Board President Tamra Kilcollins, works tirelessly to ensure that you have access to essential financial services, whether it's personal loans, auto financing, or business banking solutions. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: PO Box 510, Mars Hill, ME 4758. With total deposits reaching $17,975,048 and cash in hand totaling $4,523,774, you can trust that your finances are secure with us. We also offer a variety of services including online banking and drive-thru options for your convenience. We invite you to explore what The County has to offer! Call us at (207) 425-8008 or visit our website at countyfcu.org today to learn more about how we can assist you in achieving your financial goals. Let's build a brighter future together!

Branch History & Mission

Welcome to The County, a credit union that has been a cornerstone of financial support in Mars Hill, ME, since it opened its doors in 1956. With a history spanning over six decades, we have grown from humble beginnings into a trusted institution with a membership base of over 30,600 people and total assets reaching an impressive $471,460,508. Our commitment to our members and the community is at the heart of everything we do. Located at 1 Benjamin St, Mars Hill, ME 04758, The County aims to be more than just a financial institution; we strive to be a partner in our members' lives. We are here to support your financial journey with personal banking services, auto loans, mortgages, business banking solutions, and more. Our dedication extends beyond banking as we actively engage in community outreach programs that strengthen local relationships and provide assistance where it's needed most. At The County, our mission is clear: we exist to enhance the quality of life for our members and their families by providing accessible financial services that empower them to achieve their goals. We believe that everyone deserves the opportunity for financial success, and our team works diligently to ensure that you have the tools necessary to make informed decisions. Whether you need help with managing your savings or navigating loan options, we're here for you every step of the way. For official correspondence or inquiries not requiring an in-person visit, please send your mail to PO Box 510, Mars Hill, ME 4758. While our branch offers convenient ATM access and drive-thru services during extended hours including Monday through Friday from 8:00 AM to 4:00 PM and Saturday from 9:00 AM to Noon we also embrace modern technology through online banking and mobile applications. As we look ahead, The County remains committed to evolving alongside our members' needs while upholding our values of trustworthiness and community focus. We invite you to join us on this journey. Experience the benefits of being part of The County where your financial goals become ours too! For more information or to become a member today, please call us at 207-425-8008 or visit our website.

Branch Location & Accessibility

Call to Action

While members can visit us at 1 Benjamin St for all their banking needs, official correspondence should be sent to PO Box 510, Mars Hill, ME 4758. If you have any questions or need assistance, don't hesitate to give us a call at 207-425-8008. Come experience the welcoming environment at The County we look forward to serving you!

Nearby Landmarks and Accessibility Features

Our branch is close to several local landmarks, including the beautiful Mars Hill Mountain. If you're in the area, feel free to stop by and enjoy a cup of coffee while you take care of your banking needs. We offer ample parking space and are committed to accessibility with features like ADA-compliant ramps and entrances, ensuring that everyone can visit us with ease.

Operating Hours and Services

We want to make banking as convenient as possible for you. Our lobby hours are Monday through Friday from 8:00 AM to 4:00 PM, while our drive-thru service is available on Saturdays from 9:00 AM until noon. Whether you need help with personal banking services like checking and savings accounts, auto loans, or mortgage refinancing, our friendly staff is here to assist you. We also provide ATM access for quick cash withdrawals and balance checks.

Member Eligibility

Becoming a member of The County is like joining a family that genuinely cares about your financial well-being. If you live, work, or attend school in Aroostook County, you're already on the right track to membership! We believe in inclusivity and support for our community, so those who have family members already with us are also welcome to join. You can learn more about all the eligibility details by visiting our website at https://www.countyfcu.org/membership/. Getting started is easy! Simply reach out to us at (207) 425-8008 or check out the account opening process at https://www.countyfcu.org/loan-applications/. Once you become a member, you'll enjoy a range of benefits tailored to help you thrive financially. Join us at our welcoming branch located at 1 Benjamin St Mars Hill Me 04758, where we look forward to serving you and helping you achieve your goals!

Business Banking & Commercial Services

Merchant Services

In today's fast-paced market, accepting payments efficiently can make all the difference. Our merchant services help streamline transactions, making it easier for you to serve your customers while managing your finances effectively. Think of us as your partner in creating a solid foundation for your business's financial health. Visit us at 1 Benjamin St Mars Hill Me 04758 in Mars Hill, ME or call us at (207) 425-8008 to learn more about how we can help your business thrive!

Tailored Loan Options

Imagine having the capital you need to expand your operations, purchase new equipment, or hire more staff. Whether you're looking for a member-specific loan or considering options as a non-member, our tailored commercial loans are designed to meet your unique needs.

Comprehensive List Of Services

Business Banking Services

For our business members, we understand the importance of having reliable financial support. Our business banking services include merchant services that simplify transactions for your customers as well as business loans that can help fuel your company's growth.

Community Engagement

At The County, community matters. We pride ourselves on being more than just a bank; we aim to be a partner in your financial success. Our knowledgeable staff is always available at (207) 425-8008 during operating hours Monday through Friday from 8:00 AM to 4:00 PM and Saturday from 9:00 AM to noon for drive-thru service to answer any questions or provide assistance with your banking needs. We invite you to visit us at 1 Benjamin St Mars Hill Me 04758 or explore our services further by visiting our website at Mars Hill Branch. Let us help you achieve your financial goals today!

Convenient Access

We also recognize the need for convenient access to cash and services. Our branch features ATM & cash withdrawal services, allowing you to withdraw cash or check your balance whenever needed. Plus, enjoy the simplicity of our basic drive-thru banking for deposits, withdrawals, and other straightforward transactions.

Lending Options

Sometimes life presents unexpected challenges. That's why we offer personal loans and debt consolidation options to help ease financial burdens. Additionally, our credit cards come with rewards that can benefit you every time you use them. Whether you're planning a big purchase or just need some extra cash, we've got you covered.

Personal Banking Solutions

Our personal banking services include checking and savings accounts that cater to various lifestyles. You can easily manage your finances through our online and mobile banking platforms, making it simple to check balances, transfer funds, and pay bills from anywhere. If you're in the market for a vehicle, our auto loans and vehicle financing options offer competitive rates and flexible terms designed to fit your budget. For those looking to purchase a home or refinance an existing mortgage, we provide comprehensive mortgage loans and refinancing solutions.

Digital & Online Banking

E-Statements and Electronic Signature Authorization

Say goodbye to paper clutter! With e-statements available at The County, you can receive your bank statements electronically, making it easy to keep track of your finances. Plus, we offer electronic signature authorization for a hassle-free experience when signing documents, making transactions quicker and simpler.

Mobile Application and Payments

Stay connected with our mobile application, which allows you to manage your accounts right from your smartphone. While mobile payments aren't currently offered, our app still provides essential features like checking balances and transferring funds directly from your phone.

Online Banking Services

With our 24/7 online banking services, you can check your account balance, pay bills, and transfer money whenever you need to no more rushing to the bank before closing hours! Our secure platform ensures that your information is protected while giving you real-time access to your accounts.

Person-to-Person Transfers

Need to send money to a friend or family member? Our person-to-person transfer feature makes it simple. Just a few taps on your device allow you to send money quickly and securely without needing cash. At The County, we're committed to making banking as straightforward as possible for our members. Experience the ease of managing your finances digitally while enjoying peace of mind knowing that security is always our priority. Join us today and discover how convenient banking can be!

Financial Strength

A Growing Community

Total Share Accounts: 62,031, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $612,666 further highlight our commitment to nurturing your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The County is your trusted partner. Visit us at 1 Benjamin St Mars Hill Me 04758 or call (207) 425-8008 to learn more about how we can help you achieve your financial goals.

Commitment to Service

Our operational efficiency is reflected in our $606,241, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 102 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Investments in Innovation

With $44,249,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive; we have $8,287 in used auto loans and $365,062,333 in total loans and leases, supporting members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $126,313,287 in share certificates and $86,081,037 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $744,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $51,914,716, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.01% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $142,042,565 in used vehicle loans and $40,757,378 in new vehicle loans already helping members get on the road. We provide flexible terms to suit different budgets and preferences. If you already have an auto loan with another lender, ask us about refinancing options that could save you money each month.

Credit Lines

For those seeking additional financial flexibility, our total credit lines amounting to $55,588,570 provide access to funds when you need them most. This can be an excellent option for managing unexpected expenses or funding personal projects. At The County, we're committed to providing personalized service and expert advice tailored to your unique situation. Visit us at 1 Benjamin St Mars Hill Me 04758 in Mars Hill, ME, or give us a call at (207) 425-8008. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,500,905, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team is here to guide you through the process and find the best solution for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,381,278 in loans helping members manage their finances effectively. Our credit cards come with no annual fees and various rewards programs, making it easier for you to earn while you spend.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Every loan option displayed is backed by legitimate financial institutions, which guarantees verified data for all comparisons. LendMesh stands out in several key areas: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed decisions about their finances. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the value LendMesh brings to its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

THE COUNTY FEDERAL CREDIT UNION - Mars Hill, ME

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