The County Houlton ME Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to The County, your trusted partner in financial well-being since 1956! Located at 247 North St, Houlton, ME 04730, our Houlton Branch (Site ID: 51182) is dedicated to providing personalized banking solutions tailored to meet your unique needs. With over 30,625 members and total assets exceeding $471 million, we pride ourselves on being a cornerstone of the community. At The County, we understand that every member's journey is different. Whether you're looking to buy a new car with our auto loans or save for the future with our checking and savings accounts, we're here to support you every step of the way. Our commitment is reflected in our impressive financial standing: we have $17,975,048 in deposits and $51,914,716 in net worth. This strong foundation allows us to offer competitive rates and exceptional service. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address. We invite you to explore our services which include personal loans, mortgages, and business banking options designed for everyone from individuals to local businesses. Our leadership team, led by CEO Ryan Ellsworth and Board President Tamra Kilcollins, is dedicated to fostering a welcoming environment where members feel valued and empowered. With a dedicated staff of 108 employees, we're here to ensure you receive the best possible service. Ready to take control of your financial future? Give us a call at (207) 532-7325 or visit our website at countyfcu.org to learn more about how we can assist you today!

Branch History & Mission

Community Commitment

We take pride in our role within the Houlton community. Through various outreach efforts and partnerships with local organizations, we aim to uplift those around us. Whether it's supporting local events or providing financial education workshops, we are committed to being an active participant in enhancing the quality of life for everyone in Aroostook County.

Join Us

If you're looking for more than just a bank if you want a community-focused institution that puts your needs first then The County is here for you. Experience the benefits of membership and let us help you navigate your financial journey. Visit us or give us a call at 207-532-7325 today! Together, we can build a brighter future for our community.

Mission Statement

At The County, our mission goes beyond traditional banking. We strive to empower our members by providing them with the tools and resources they need to achieve their financial goals. We believe in fostering a sense of community through outreach programs and partnerships that support local initiatives. Our dedicated team works hard every day to offer personalized service that truly makes a difference in people's lives. While members can visit us at 247 North St for all their banking needs, official correspondence should be sent to the same address as there is no separate mailing address. Our operating hours are Monday through Friday from 8:30 AM to 4:30 PM, making it easy for you to find time to stop by.

Our Evolution

Since opening our doors, The County has steadily expanded its services and offerings. With total assets now exceeding $471 million, we have continually adapted to meet the changing needs of our members. Our commitment to providing accessible financial solutions is evident through our comprehensive range of services including personal banking, auto loans, mortgages, and credit cards with rewards. We also prioritize convenience with features like online banking and ATM access, ensuring that our members can manage their finances easily and efficiently.

Branch Location & Accessibility

Banking Made Simple

At The County's Houlton Branch, you'll find more than just friendly faces. We offer a range of services including personal banking accounts, auto loans, mortgage options, and credit cards with rewards. With an ATM available on-site for cash withdrawals and balance checks, managing your finances has never been easier. While members can visit us at our branch address, official correspondence should be sent to the same address: 247 North St, Houlton, ME 4730.

Easy Access and Convenient Features

Our branch is easily accessible, whether you're driving from nearby landmarks or just around the corner. Parking is available right outside our doors, making it convenient for you to pop in for any banking needs. Plus, we have ADA-compliant features to ensure everyone can visit us comfortably.

Let’s Connect!

Have questions or need assistance? Don't hesitate to give us a call at 207-532-7325. We're here to help! Whether you're looking to open an account or explore loan options, we invite you to stop by or reach out today. Join us at The County's Houlton Branch where your financial well-being is our priority!

Operating Hours that Fit Your Schedule

We understand that life can get busy, so we've made it easy for you to visit us during our lobby hours from 8:30 AM to 4:30 PM, Monday through Friday. Need a quick transaction? Our drive-thru service is here for basic deposits and withdrawals, allowing you to bank on the go without leaving your vehicle.

Member Eligibility

At The County, we believe that everyone deserves a chance to be part of a caring financial community. Joining us as a member is straightforward and welcoming! If you live, work, or worship in Aroostook County, you're already eligible to become a member. We also extend membership to your immediate family members, making it easy for loved ones to enjoy the benefits together. By becoming part of our family at The County, you'll gain access to personalized financial services, lower loan rates, and attractive savings options that support your goals. To learn more about eligibility and what it means to be a member, feel free to check out the detailed information at this link. When you're ready to open an account, the process is just as simple! You can start by visiting us at our branch located at 247 North St Houlton Me 04730 or give us a call at (207) 532-7325 for any questions. We're here to help guide you every step of the way, so you can enjoy all the advantages that come with being part of The County. Don't hesitate explore how easy it is to join our community today! If you're looking for further details on account opening, check out this page.

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $104 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $15,022,018, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to streamline your operations. Picture a busy retail store that needs efficient payment processing. Our solutions help them accept payments quickly and securely, ensuring customer satisfaction while keeping transactions smooth. Join us at The County located at 247 North St Houlton Me 04730, Houlton, ME. Let's work together to make your business dreams a reality! For more information, call us at (207) 532-7325 or visit our website at https://www.countyfcu.org/.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer specialized banking services including merchant services and business loans. We recognize how important it is for local businesses to have access to reliable financial tools that can help them thrive in our community.

Credit Options

We know that sometimes unexpected expenses arise or that consolidating debt can be a smart move. That's where our personal loans and debt consolidation services come into play, helping you take control of your finances. Additionally, our credit cards come with rewards that allow you to earn while you spend, making every transaction work harder for you.

Digital Banking Convenience

In today's world, convenience is key. That's why The County provides robust online and mobile banking features, allowing you to manage your accounts from anywhere. With easy access to ATM services for cash withdrawals and balance checks, as well as person-to-person payment options, staying on top of your finances has never been easier.

Drive-Thru & ATM Access

For those who prefer face-to-face interactions but value efficiency, our drive-thru banking service offers quick deposits, withdrawals, and other simple transactions without leaving your vehicle. And with ATM access available at our branch, getting cash or checking balances is just a few taps away. We invite you to explore all these offerings at our location on 247 North St Houlton Me 04730 in Houlton, ME. Our friendly team is ready to assist you and answer any questions you may have about how we can help support your financial goals. If you're ready to take the next step towards better banking experiences, give us a call at (207) 532-7325 or visit us online at http://www.countyfcu.org today!

Personal Banking Solutions

For many people, personal banking is the foundation of their financial life. At The County, we offer various options tailored just for you. Our checking and savings accounts provide flexible solutions to manage your day-to-day finances easily. Need to make a big purchase? Our auto loans and vehicle financing options ensure you can hit the road without breaking the bank. When it comes to home ownership, our mortgage loans and refinancing services are designed with your best interests in mind. We aim to simplify the process so that you can focus on what really matters making memories in your new home.

Digital & Online Banking

Key Features

Our online banking service provides 24/7 access to your accounts, allowing you to check balances, pay bills, and transfer funds with just a few clicks. Whether you're on your lunch break or relaxing at home, managing your money has never been simpler. Plus, with person-to-person transfers available, sending money to friends or family is quick and hassle-free. If you prefer using your smartphone, our mobile application offers all the features you need right at your fingertips. You can perform transactions on-the-go and stay updated with real-time alerts about your account activity. And for those who love going paperless, e-statements are readily available for easy tracking of your financial history.

Security & Convenience

Your security is a top priority for us. We utilize electronic signature authorization to keep your transactions safe and secure. You can have peace of mind knowing that your information is protected every time you log in or make a transaction. In today's fast-paced world, convenience matters. That's why we've made sure our online banking services are not only secure but also incredibly easy to use. Whether you're tech-savvy or just getting started with online banking, you'll find everything straightforward and accessible. Experience the freedom of modern banking with The County where convenience meets security in every transaction!

Financial Strength

At The County, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. As a credit union dedicated to serving our community, we prioritize your financial well-being above all else. With a net worth of $51,914,716, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.01% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $126,313,287 in share certificates and $86,081,037 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $744,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $44,249,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $8,287 in used auto loans and $365,062,333 in total loans and leases, supporting our members' financial goals across various sectors. Our performance reflects our operational efficiency with a net income of $606,241, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 102 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $612,666. Total Share and Deposit Accounts: 62,031, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The County is your trusted partner. Visit us at 247 North St Houlton Me 04730 or call (207) 532-7325 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Services

In addition to these loan products, we also offer various services such as personal banking options including checking and savings accounts, debt consolidation loans, and online banking capabilities for easy access to your accounts. If you're considering refinancing or want more information about eligibility for any of our loan products, please don't hesitate to reach out. You can contact us at (207) 532-7325, or visit us at our branch located at 247 North St Houlton Me 04730 in Houlton, ME. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At The County, we're dedicated to helping you secure the financing you need for your future endeavors. Come by today to learn more!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $142,042,565 in used vehicle loans and $40,757,378 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your car-buying experience as smooth as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $15,022,018 provide the capital needed to grow and expand. We understand the unique challenges businesses face, and we're committed to providing tailored solutions that foster growth.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,500,905, make buying or refinancing simple. Whether you are a first-time homebuyer or looking to refinance an existing mortgage, our team is ready to assist you with personalized service tailored to your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,381,278 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to fit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

LendMesh provides several key advantages for those seeking the best loan options: - Verified Data: All loan offers come from legitimate financial institutions, ensuring that users have access to trustworthy information. - No Sponsored Listings: Unlike many other comparison tools, LendMesh does not prioritize lenders based on paid promotions. The focus remains solely on delivering unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, enabling them to make well-informed choices that align with their financial needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers when comparing loans.

THE COUNTY FEDERAL CREDIT UNION - Houlton, ME

Compare Loan Rates Near You

Loan rates in Houlton, ME (04730)