The County Fort Fairfield ME Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to The County, your trusted financial partner located at 232 Main St, Fort Fairfield, ME 04742. Since our establishment in 1956, we have been dedicated to serving our community with a focus on personal banking solutions tailored to fit your needs. With a robust membership of over 30,625 individuals, we take pride in offering services that empower our members and enhance their financial well-being. At The County, we understand that managing your finances can be overwhelming. That's why we're here to help you navigate through various financial products, including checking and savings accounts, auto loans, mortgages, and business banking options. Our total assets exceed $471 million, reflecting our solid foundation and commitment to the financial health of our members. We hold $17,975,048 in deposits and maintain a net worth of $51,914,716, ensuring that your money is secure with us. Our leadership team is passionate about community service. Under the guidance of CEO Ryan Ellsworth and Board President Tamra Kilcollins, we strive to create a welcoming environment for all members. Our staff of 108 dedicated employees is always ready to assist you in making informed financial decisions. We invite you to visit us at our Fort Fairfield branch or explore our website at countyfcu.org for more information on how we can support your financial goals. Whether you're looking for personal banking solutions or need assistance with loans and credit cards, The County is here for you every step of the way. Feel free to call us at 207-472-5710 during our lobby hours from 8:30 AM to 4:00 PM, Monday through Friday. Join us today and experience the difference of being part of a community-focused credit union!

Branch History & Mission

Community Commitment

Our commitment doesn't stop at providing financial products; we actively engage in partnerships and outreach efforts aimed at improving the quality of life for residents in Fort Fairfield and beyond. Whether it's sponsoring local events or supporting charitable initiatives, we believe in giving back to the communities that support us. As we look toward the future, The County remains focused on meeting the evolving needs of our members while fostering an inclusive environment where everyone feels welcome. We invite you to join us on this journey! Experience firsthand the benefits of being part of The County family. Visit us today at 232 Main St in Fort Fairfield or call us at 207-472-5710 for more information about how we can help you achieve your financial goals!

Our Journey

The journey of The County began with a simple yet powerful mission: to offer accessible financial solutions to all community members. Over the decades, we've seen remarkable growth. Today, we boast total assets of $471,460,508 and serve a vibrant membership base of 30,625 individuals. This growth reflects our commitment to understanding the unique needs of our community and adapting our services accordingly. Our location on Main Street is not just a place for transactions; it's a hub for connection and support. With features like ATM availability and drive-thru banking services, we strive to make banking convenient for everyone. Whether you're stopping by to deposit a check or inquire about a loan, our friendly staff is always ready to assist you.

Our Mission

At The County, our mission goes beyond banking. We aim to uplift our community by providing financial education and support tailored to your needs. We believe that strong communities are built on solid financial foundations. That's why we offer various services such as personal banking accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. We also recognize the importance of being accessible to everyone. Our branch complies with ADA standards ensuring that all members can access our services comfortably. Additionally, we embrace technology with features like online banking and electronic signatures to provide you with easy and secure access to your accounts.

Branch Location & Accessibility

Operating Hours

We understand that life can be busy! That's why our lobby hours are designed with you in mind. We're open Monday through Friday from 8:30 AM to 4:00 PM, allowing you plenty of time to drop by before or after work. Whether you need assistance with personal banking like checking and savings accounts or you're exploring options for auto loans or mortgages, our friendly team is ready to help.

Services Offered

At The County's Fort Fairfield Branch, we offer a range of services tailored to meet your financial needs. Enjoy the convenience of drive-thru banking for quick deposits and withdrawals or utilize our ATM for cash withdrawals and balance checks. Our branch may not have shared service centers, but we provide comprehensive personal and business banking services right here. If you have questions or need assistance while planning your visit, feel free to call us at 207-472-5710. We look forward to welcoming you into our branch soon!

Member Eligibility

At The County, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple and welcoming! If you live, work, or attend school in Aroostook County, or if you have an immediate family member who does, you're eligible to join us. This means that whether you're looking for a great place to save, borrow, or invest your money, we're here to help you every step of the way. Membership comes with fantastic benefits like lower loan rates and personalized service tailored just for you. To get started on your journey with us at The County, simply visit our membership page for more detailed information about eligibility: https://www.countyfcu.org/membership/. Once you're ready to open an account, check out the easy steps outlined here: https://www.countyfcu.org/loan-applications/. If you have any questions or need assistance, feel free to give us a call at (207) 472-5710. We can't wait to welcome you into our family at The County, located at 232 Main St Fort Fairfield Me 04742!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $104 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $15,022,018, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services tailored for businesses of all sizes. Picture having a reliable partner to streamline payment processing, making transactions smoother for you and your customers. From point-of-sale solutions to online payment options, we provide the support you need to focus on what matters most growing your business. Located at 232 Main St Fort Fairfield Me 04742 in Fort Fairfield, ME, our team is here to guide you every step of the way. Contact us today at (207) 472-5710 to learn more about how our business banking services can empower your success!

Comprehensive List Of Services

Business Banking

If you're a business owner, we also offer specialized services tailored to meet your needs. From merchant services that simplify transactions to business loans designed to help grow your enterprise, The County is invested in your success.

Credit Solutions

Managing debt can be challenging, but with our personal loans and debt consolidation options, we aim to lighten that burden. Our credit cards come with rewards that benefit you every time you swipe perfect for those who love getting something back while spending.

Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that allow you to access your accounts from anywhere at any time. Check balances, transfer funds, or pay bills right from your phone it's banking made easy! Plus, with our ATM services available for cash withdrawals and balance checks, getting cash when you need it is hassle-free.

Drive-Thru & ATM Services

For those who prefer face-to-face interactions but are always on the go, our basic drive-thru banking provides an efficient way to handle deposits and withdrawals without leaving your vehicle. And if you're in a hurry? Our ATMs are ready when you are. At The County, we're committed to making banking straightforward and accessible for everyone in the community. If you're interested in any of these services or want more information on how we can assist you further, don't hesitate to reach out! You can call us at (207) 472-5710 or visit us during our operating hours from 8:30 am to 4:00 pm. Your financial journey starts here let's navigate it together!

Home Financing

Thinking about homeownership? Our mortgage loans and refinancing options make it easier than ever to secure a loan that fits your budget. With personalized service and local expertise, we guide you through the process from start to finish. Picture yourself settling into your new home, knowing you made the right financial choice!

Personal Banking

For those looking to manage their finances more effectively, our personal banking services are tailored just for you. We offer checking and savings accounts that come with the flexibility you need. Imagine easily accessing your funds whenever necessary or watching your savings grow with competitive interest rates! Additionally, our auto loans and vehicle financing options ensure that driving off in your new car is just a signature away. Whether you're looking to buy new or used, we've got you covered.

Digital & Online Banking

Accessibility and Security

We prioritize the security of your personal information. Our online banking platform uses advanced encryption technology to keep your data safe while you manage your accounts. With easy access and real-time updates, you'll always know where you stand financially. Whether you're at home or out and about, The County ensures that managing your finances is simple and secure. Join us today and experience how our digital banking solutions can enhance your financial journey!

Key Features

One of the standout features is our electronic signature authorization, allowing you to sign documents securely from anywhere. This means no more printing or mailing forms; everything can be done digitally, saving you time and effort. Additionally, we provide e-statements so you can keep track of your finances without the clutter of paper statements. You'll receive notifications when your statements are ready, giving you real-time access to your account information. If you're on the move, our mobile application brings all these features right to your fingertips. You can easily make person-to-person transfers, which is perfect for splitting bills with friends or sending money to family instantly. While mobile payments are not available yet, our app still offers a robust set of tools to manage your finances effectively.

Financial Strength

At The County, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, ensuring that you can trust us with your hard-earned money. With a net worth of $51,914,716, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.01% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $126,313,287 in share certificates and $86,081,037 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $744,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $44,249,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $8,287 in used auto loans and $365,062,333 in total loans and leases. Our ability to maintain operations efficiently is reflected in our $606,241. This positions us well to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 102 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $612,666. Total Share and Deposit Accounts: 62,031, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The County is your trusted partner. Visit us at 232 Main St Fort Fairfield Me 04742 or call (207) 472-5710 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $142,042,565 in used vehicle loans and $40,757,378 in new vehicle loans already helping members get on the road. With a total of $16,574 financed in auto loans, we make it easy for you to drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $15,022,018 provide the capital needed to grow and expand your business. We understand that every business has unique needs and are committed to supporting local enterprises through tailored financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,500,905, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our knowledgeable staff is here to guide you through the process.

Refinancing Options

If you're considering refinancing any existing loans, we encourage you to reach out. Our team can discuss eligibility options and help you find the best solutions tailored to your situation. At The County, we are dedicated to providing personalized service and clear financial guidance. For more information about our loan offerings or to start your application today, give us a call at (207) 472-5710 or visit our website at https://www.countyfcu.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial goals are important to us, and we're here to help you every step of the way!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,381,278 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and can be a great tool for everyday purchases or emergencies.

Loan Aggregator

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THE COUNTY FEDERAL CREDIT UNION - Fort Fairfield, ME

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