The County Caribou ME Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to The County, your trusted financial partner located at 82 Bennett Dr, Caribou, ME 04736. Since our establishment in 1956, we have been dedicated to serving our community and providing exceptional financial services to over 30,625 members. With a robust asset base of $471,460,508 and total deposits amounting to $17,975,048, we pride ourselves on being a reliable resource for personal and business banking needs. At The County, we understand the importance of community. Our commitment is reflected not only in our financial strength but also in the personalized service we offer. Under the leadership of our CEO, Ryan Ellsworth, and Board President, Tamra Kilcollins, we strive to ensure every member feels valued and supported. Whether you're looking for auto loans, mortgage financing, or business loans, our dedicated team is here to help you navigate your financial journey. We aim to make banking easy and accessible with services like online banking, mobile applications, and ATM access. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to 82 Bennett Dr, Caribou, ME 4736. Join us as we continue to build a stronger community together! For more information or to explore our services further, feel free to call us at (207) 498-8756 or visit our website at www.countyfcu.org. We look forward to serving you!

Branch History & Mission

At The County, we proudly look back at our rich history in Caribou, Maine, where our journey began in 1956. Since then, we have grown from a small credit union into a vital financial institution serving over 30,000 members. Our commitment to community and member-focused services has been the cornerstone of our evolution. Located at 82 Bennett Dr, Caribou, ME 04736, we are conveniently situated near local landmarks that make us easily accessible for our members. With both ATM availability and drive-thru banking options, we strive to offer services that fit seamlessly into your daily life. If you need to send us official correspondence, please use our mailing address: 82 Bennett Dr, Caribou, ME 4736. Our mission is clear: to empower our members by providing exceptional financial services while fostering a spirit of community support. We aim to create opportunities for everyone in Aroostook County by offering a variety of products like personal banking accounts, auto loans, mortgages, and business services. This commitment goes beyond just financial transactions; it's about building relationships and contributing positively to the communities we serve. Over the years, The County has achieved significant milestones in growth and service expansion. With total assets reaching an impressive $471,460,508, we continue to invest in new technologies and customer-centric initiatives that enhance the member experience. Our digital advancements include online banking and electronic statements that make managing finances easier than ever. Additionally, our team of dedicated employees over 100 strong work tirelessly to ensure that every member feels valued and supported. Our community outreach efforts reflect our belief in giving back; whether it's through financial education programs or partnerships with local organizations, we are committed to making a difference. We invite you to experience all that The County has to offer. Join us today and become part of a vibrant community that puts its members first. Visit us during our operating hours from 8:30 AM to 4:30 PM, Monday through Friday. For any inquiries or assistance, feel free to reach out at 207-498-8756. Together, let's build a brighter financial future!

Branch Location & Accessibility

Additional Services and Support

We are proud to provide a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, with ATM availability on-site, accessing your cash is quick and easy. If you have any questions or need assistance before visiting us, feel free to give us a call at 207-498-8756. While members can visit us at our physical location for all their banking needs, please note that official correspondence should be sent to the same address: 82 Bennett Dr, Caribou, ME 4736. Come visit us today at The County's Caribou Branch! We look forward to helping you achieve your financial goals in a welcoming environment.

Convenient Access and Features

At The County, we understand that accessibility is key for our members. Our branch features ADA-compliant entryways and ramps, ensuring everyone can access our services without hassle. We also offer ample parking right outside the branch, so you can easily pop in for your banking needs. Our lobby hours are designed to fit your busy schedule, open Monday through Friday from 8:30 AM to 4:30 PM. Whether you're stopping by for a quick transaction or need assistance with your accounts, our friendly staff is here to help you every step of the way. If you prefer banking from your vehicle, take advantage of our convenient drive-thru service!

Member Eligibility

At The County, we believe that everyone deserves a supportive financial community. Joining us is simple and welcoming! If you live, work, worship, or attend school in Aroostook County, you're likely eligible to become a member. We're all about making banking personal and accessible, so whether you're looking for a checking account, an auto loan, or just some friendly advice, our team is here for you. To learn more about the specific eligibility requirements and ensure you meet them, feel free to check out this detailed resource: https://www.countyfcu.org/membership/. Once you're ready to take the next step toward membership, opening an account with us is straightforward! You can find all the information you need to get started at https://www.countyfcu.org/loan-applications/. If you have any questions along the way, don't hesitate to give us a call at (207) 498-8756. We're excited to welcome you to the The County family at 82 Bennett Dr Caribou Me 04736, where your financial goals are our priority!

Business Banking & Commercial Services

Financing Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $104 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $15,022,018, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

In addition to loans, our merchant services are designed to simplify payments for your customers. Imagine being able to process transactions quickly and efficiently, whether you're at a retail location or on the go. We provide tools that enable you to accept payments seamlessly, helping you focus more on what matters growing your business. Located at 82 Bennett Dr Caribou Me 04736 in Caribou, ME, our team is ready to assist you. Contact us today at (207) 498-8756 to learn how we can support your business banking needs!

Comprehensive List Of Services

Business Support Tailored for You

For entrepreneurs and small businesses in our community, we offer comprehensive Business Banking services. From merchant services that simplify payment processing to various business loans that fuel growth, we're committed to supporting local enterprises every step of the way.

Convenient Access When You Need It

At The County, convenience is key. We feature an ATM for cash withdrawals and balance checks right outside our branch for easy access. Additionally, our basic drive-thru banking allows you to perform deposits and withdrawals without stepping inside. Whether it's early morning or late afternoon, our lobby hours from 8:30 am to 4:30 pm make it easier than ever to connect with us directly. Have questions? Feel free to reach out by calling us at (207) 498-8756 we're always happy to assist! As part of our commitment to member satisfaction, we encourage you to explore all of these offerings and see how they can benefit you personally or professionally. Visit us today at Caribou Branch and discover how we can help turn your financial goals into reality!

Credit Options for Every Need

Sometimes life throws unexpected expenses your way. Our Personal Loans & Debt Consolidation options can provide the financial relief you need when it matters most. Plus, with our Credit Cards with Rewards, you can earn points on everyday purchases, making it easier to enjoy the things you love.

Personal Banking Made Easy

We understand that managing your finances can feel overwhelming at times. That's why we offer Personal Banking options like checking and savings accounts that are designed to fit your lifestyle. With easy access through our Online & Mobile Banking platforms, you can check balances, transfer funds, and pay bills from the comfort of your home or on-the-go. When it comes time to make a big purchase or consolidate debt, our Auto Loans & Vehicle Financing provide competitive rates to help you drive away in the car you want without breaking the bank. If you're considering buying a home or refinancing your existing mortgage, our Mortgage Loans & Refinancing solutions can guide you through every step of the process.

Digital & Online Banking

Convenient Online Services

With our online banking platform available at https://www.countyfcu.org/, you can access your accounts anytime, anywhere. Need to check your balance, transfer funds, or pay bills? It's all possible with our user-friendly interface designed for your convenience. Plus, we offer 24/7 online banking services, so you're never far from your money.

Mobile Application and Payments

For those who prefer banking on the go, our mobile application is available and ready to assist you in managing your finances wherever life takes you. While we currently do not support mobile payments, our app still offers essential features like person-to-person transfers, making it easy to send money to friends or family instantly. At The County, we strive to provide accessible and real-time account management that fits seamlessly into your lifestyle. Join us today and experience the future of banking!

Secure and Efficient Features

Security is a top priority for us. Our electronic signature authorization makes it simple to sign documents safely from the comfort of your home. You can also opt for e-statements, allowing you to receive your account statements electronically, reducing paper clutter while keeping your information secure.

Financial Strength

At The County, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights into our financial strength, which showcases our commitment to providing you with reliable banking services. With a net worth of $51,914,716, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,101 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $126,313,287 in share certificates and $86,081,037 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $744,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $44,249,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we offer $8,287 in used auto loans and $365,062,333 in total loans and leases to support your financial goals across various sectors. We also take pride in having 102 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 62,031, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The County is your trusted partner. Visit us at 82 Bennett Dr Caribou Me 04736 or call (207) 498-8756 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $142,042,565 in used vehicle loans and $40,757,378 in new vehicle loans already helping members get on the road. We also provide options for refinancing existing auto loans, making it easier for you to save money each month.

Business Loans

For business owners, our outstanding commercial loans totaling $15,022,018 provide the capital needed to grow and expand. We work closely with you to understand your business needs and develop a financing solution that works. At The County, we believe in empowering our members through accessible financial solutions. If you're interested in any of our loan products or want to learn more about eligibility options, feel free to reach out at (207) 498-8756 or visit us at our location: 82 Bennett Dr Caribou Me 04736 in Caribou, ME. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you find the right loan product today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,500,905, make buying or refinancing simple. We are here to guide you through the process and help you secure the best possible terms for your new home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,381,278 in loans helping members manage their finances effectively. This option is perfect for those who need quick access to funds without collateral.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent, giving you peace of mind as you explore your options.

The County