The County Bangor ME Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to The County, your trusted credit union located at 466 Main St, Bangor, ME 04401. Established in 1956, we have proudly served our community for over six decades, building strong relationships with our 30,625 members. Our commitment to providing exceptional financial services is reflected in our robust financial standing, with total assets reaching an impressive $471,460,508 and total deposits of $17,975,048. At The County, we understand that each member's needs are unique. That's why we offer a wide range of services from personal banking options like checking and savings accounts to auto loans and mortgage financing. Whether you're looking to consolidate debt or embark on a new business venture, we're here to support you with competitive loan offerings totaling 23,647. Our leadership team is dedicated to fostering a welcoming environment. Under the guidance of CEO Ryan Ellsworth and Board President Tamra Kilcollins, we strive to enhance your banking experience. With a team of 108 employees, we ensure that every interaction is both friendly and professional. While members can visit us at our Bangor location for all their banking needs, official correspondence should be sent to the same address: 466 Main St, Bangor, ME 04401. We invite you to connect with us directly at (207) 941-6373 or explore our website at countyfcu.org for more information. Join us in shaping a brighter financial future together! We look forward to serving you!

Branch History & Mission

The County, located in the heart of Bangor, Maine, has been a cornerstone of our community since it opened its doors in 1956. With a rich history spanning over six decades, The County has grown from a small local credit union into a trusted financial partner for over 30,000 members. Our branch at 466 Main St, Bangor, ME 04401, is more than just a place to bank; it's where families come to secure their financial futures and individuals find support for their dreams. From the very beginning, our mission has been clear: to provide accessible and affordable financial services while fostering community growth and well-being. As we have evolved, so too have the services we offer. Today, we proudly provide a range of products including personal banking accounts, auto loans, mortgage options, and business banking solutions. Our total assets now stand at an impressive $471,460,508 a testament to our commitment to our members. We believe that banking should be simple and straightforward. That's why we've invested in technology to enhance your experience with online banking and mobile applications. Members can easily manage their accounts anytime and anywhere. Additionally, we ensure that everyone can access our services by adhering to ADA compliance standards. The County also actively participates in community outreach efforts. We work closely with local organizations to support initiatives that uplift our neighborhood and foster economic development. Whether it's through educational workshops or charitable contributions, we are dedicated to making a positive impact in Bangor and beyond. For those needing assistance on-the-go, we provide ATM access and drive-thru banking services for quick transactions without the need for an appointment. If you're interested in joining us on this journey towards financial empowerment or if you need any help navigating your options, don't hesitate to reach out at 207-941-6373. While members can visit us at 466 Main St for all their banking needs during our operating hours from 8:00 AM to 4:30 PM on weekdays, official correspondence should be sent to the same address as well. Join The County today and discover how we can help you achieve your financial goals while supporting the community we love! For more information about membership eligibility or to open an account, please visit our website.

Branch Location & Accessibility

Convenient Access and Services

At The County, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, making it easy for everyone to visit us. With ample parking available right outside, you can enjoy hassle-free access whether you're stopping by for a quick deposit or need assistance with your finances. Our lobby hours are designed to fit your busy schedule; we're open Monday through Friday from 8:00 AM to 4:30 PM. Need to bank on-the-go? We also have an ATM on-site for your convenience. Plus, if you're looking for a quick transaction, take advantage of our drive-thru banking service where you can handle deposits and withdrawals without leaving your car.

Stay Connected

Whether you're interested in personal banking services like checking and savings accounts, auto loans, or mortgage refinancing, we have something for everyone. Our friendly staff is here to help you navigate your options and ensure you find the best solutions tailored to your needs. For any official correspondence, please note that our mailing address is the same as our branch address: 466 Main St, Bangor, ME 04401. If you have questions or need assistance, feel free to give us a call at 207-941-6373. We invite you to visit us today! Experience firsthand how The County is dedicated to serving our members with care and convenience.

Member Eligibility

At The County, we believe that becoming a member is like joining a caring community where your financial well-being is our priority. If you're wondering how to join us, it's quite simple! We welcome individuals who live, work, or worship in the local area, as well as their family members. This means that if you have a connection to our community, you're likely eligible to become part of our family. Being a member at The County not only gives you access to a wide range of financial products but also opens the door to personalized service and competitive rates that truly make a difference. For detailed eligibility criteria, feel free to check out our website at https://www.countyfcu.org/membership/. Once you're ready to take the next step, opening an account is easy! You can start the process by visiting us online at https://www.countyfcu.org/loan-applications/, or give us a call at (207) 941-6373 for assistance. Our friendly team is here to help guide you through every step. Your journey toward better banking begins here at The County, located at 466 Main St Bangor Me 04401!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $104 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $15,022,018, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools to manage your transactions smoothly. Our merchant services allow businesses to accept payments easily, ensuring you never miss a sale. From credit card processing to online payment options, we equip you with everything you need to enhance customer satisfaction and boost revenue. Visit us at 466 Main St Bangor Me 04401 in Bangor, ME, or call us at (207) 941-6373 to learn how we can assist you in taking your business further.

Comprehensive List Of Services

Business Banking Services

For small business owners, The County provides tailored business banking solutions including merchant services and business loans. We believe in supporting local businesses, helping them grow and thrive in our community.

Convenient Digital Banking

Embracing technology is key in today's fast-paced world. Our online and mobile banking services allow you to manage your accounts from anywhere at any time. You can easily transfer funds, pay bills, or check your balance without stepping foot in the branch. Need cash? With ATM access available, withdrawing money has never been easier.

Credit Options

In addition to traditional banking, we understand that life can sometimes throw unexpected expenses your way. That's why we offer personal loans and debt consolidation services to help you manage those costs effectively. Plus, our credit cards come with rewards, allowing you to earn while you spend.

Drive-Thru & ATM Services

We also offer basic drive-thru banking for quick transactions like deposits and withdrawals. Our ATMs provide added convenience for cash withdrawals and balance checks, ensuring that you have access to your funds whenever you need them. At The County, we strive to make banking accessible and efficient for all our members. If you're ready to explore what we can do for you or if you have any questions about our services, don't hesitate to reach out! Call us at (207) 941-6373 or visit us at 466 Main St Bangor Me 04401 in Bangor. We look forward to serving you!

Personal Banking Solutions

Our personal banking services make managing your finances easy and straightforward. We offer various checking and savings accounts designed to fit different lifestyles and saving goals. If you're considering purchasing a new vehicle, our auto loans provide competitive rates and flexible terms. For those looking to buy a home, our mortgage loans and refinancing options can help you secure the best deal possible.

Digital & Online Banking

Key Features

We provide electronic signature authorization, making it quick and straightforward to complete transactions without the need for paper forms. Going green has never been easier! Additionally, you'll love the convenience of e-statements; say goodbye to cluttered mailboxes and access your statements whenever you need them. Need to send money to a friend or family member? Our person-to-person transfer feature allows you to do just that with ease no need for cash or checks. While mobile payments aren't offered at this time, our online banking system ensures you have all the essential tools at your fingertips. Security is always a priority here at The County. Our digital banking services are equipped with advanced security measures so that you can manage your accounts confidently. With real-time updates and notifications, you'll always know what's happening with your finances. In short, whether you're at home or on the go, The County makes it simple for you to stay in control of your money while enjoying peace of mind. Explore all our digital banking offerings today by visiting https://www.countyfcu.org/!

Financial Strength

At The County, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to you is reflected in our robust financial standing, which is designed to support your needs today and into the future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $51,914,716, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.01% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $126,313,287 in share certificates and $86,081,037 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $744,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $44,249,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $8,287 in used auto loans and $365,062,333 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $606,241 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 102 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $612,666. Total Share and Deposit Accounts: 62,031, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The County is your trusted partner. Visit us at 466 Main St Bangor Me 04401 or call (207) 941-6373 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $142,042,565 in used vehicle loans and $40,757,378 in new vehicle loans already helping members get on the road. We provide options for both new and used vehicles, ensuring you can find financing that suits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $15,022,018 provide the capital needed to grow and expand. We believe in supporting local businesses and are here to help you take your business to the next level.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,500,905, make buying or refinancing simple. We provide guidance throughout the process to ensure you understand your options and can make informed decisions.

Refinancing Options

If you're considering refinancing any existing loans, we encourage you to reach out. Our team can discuss eligibility options and how refinancing might benefit your current financial situation. At The County, our mission is to empower our members through accessible financial solutions. If you have questions or would like to learn more about any of our loan products, please don't hesitate to call us at (207) 941-6373 or visit us at our branch located at 466 Main St Bangor Me 04401 in Bangor, ME. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,381,278 in loans helping members manage their finances effectively. Our credit cards come with rewards that make everyday purchases more rewarding while offering you the convenience and security you need.

Loan Aggregator

Accurate Loan Comparisons

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Benefits of Using LendMesh

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Take Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

THE COUNTY FEDERAL CREDIT UNION - Bangor, ME

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