The Catholic Avon Lake OH Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to The Catholic Credit Inc. Main Office, where your financial well-being is our top priority! Located at 32929 Lake Rd, Avon Lake, OH 44012, we have been serving our community since 1956. With a strong commitment to our members, we proudly support 1,294 individuals and families with a wide range of financial services tailored to meet their needs. At The Catholic, we understand that trust and reliability are essential in your banking journey. Our total assets amount to an impressive $10,761,681, ensuring that we have the resources to help you achieve your financial goals. Whether you're looking for personal banking options like checking and savings accounts or seeking financing for your next vehicle with over 473 loans and leases available, we've got you covered. Our leadership team, led by CEO Ellen Hill and Board President George Leonard, embodies the spirit of community service and dedication. Together with our team of four employees, we work hard to provide excellent service and support. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P.O. BOX 262, AVON LAKE, OH 44012. We invite you to explore everything we have to offer from personal loans and credit cards with rewards to business banking solutions. With total deposits reaching $1,055,196 and a net worth of $1,368,132, you can feel confident in choosing us as your financial partner. Ready to take the next step? Call us today at 440-933-2524 or visit our website at www.catholic-credit-union.com for more information about our services! Your future starts here at The Catholic Credit Inc.!

Branch History & Mission

Welcome to The Catholic, a cornerstone of financial support and community spirit in Avon Lake, Ohio. Established in 1956, our branch has grown steadily, building a legacy of trust and reliability over the years. With a total membership of 1,294 and assets amounting to $10,761,681, we are proud to be a vital part of the lives of our members. Located at 32929 Lake Rd, Avon Lake, OH 44012, our branch is easily accessible for anyone seeking quality financial services. While members can visit us at this address for their banking needs, official correspondence should be sent to P.O. BOX 262, AVON LAKE, OH 44012 if different from our branch address. We encourage you to stop by and see how we can assist you with your financial goals. At The Catholic, our mission revolves around more than just banking; it's about serving the community. We aim to provide personal banking services such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our commitment extends beyond financial transactions; we strive to create lasting relationships that empower individuals and families in Avon Lake and surrounding areas. Over the years, we've embraced advancements in technology to better serve our members. With online banking available for easy access to your accounts anytime, we make managing your finances straightforward and convenient. Although we currently do not offer ATM or drive-thru services, our welcoming lobby hours Monday, Tuesday, and Thursday from 4 PM to 8 PM and Friday from 3:30 PM to 6:30 PM ensure that you have plenty of opportunities to connect with us directly. We are also dedicated to community outreach through various partnerships and initiatives aimed at enhancing the well-being of those around us. Our focus on community support reflects our core values as a credit union that genuinely cares for its members. As we look forward to continuing our journey together with you, we invite anyone interested in joining The Catholic family to explore the benefits of membership. Whether you're looking for personal loans or business financing options or simply want a safe place for your savings, we're here to help you succeed. Come visit us today or reach out at 440-933-2524! Experience firsthand the difference that being part of The Catholic makes in your financial life.

Branch Location & Accessibility

Call Us Today!

If you're looking for a place where community meets convenience, look no further than The Catholic Credit Inc. Main Office. We invite you to come by and see how we can help simplify your banking experience. Have questions? Don't hesitate to give us a call at 440-933-2524. We can't wait to welcome you!

Convenient Access

While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to P.O. BOX 262, AVON LAKE, OH 44012 if that's more convenient for you. Our location offers ample parking space, making it easy for you to stop by. We also prioritize accessibility; our facilities are ADA compliant with ramps for ease of access.

Services Just for You

Our team is ready to assist you with a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage options, we provide personal banking solutions that help you achieve your financial goals. Plus, while we currently don't have ATM availability or drive-thru services, our dedicated staff is always on hand to support you inside the branch.

Welcoming Hours

At The Catholic Credit Inc., we know that your time is valuable. That's why we have tailored our operating hours to better serve you. Visit us on Monday, Tuesday, and Thursday from 4 PM to 8 PM, or stop by on Friday between 3:30 PM and 6:30 PM. We're even open on Sundays from 9 AM to 1 PM! Whether you're stopping in after work or planning a weekend visit, we're here when you need us.

Member Eligibility

At The Catholic, we believe that joining our community should feel warm and welcoming. Becoming a member is simple and open to anyone who shares our values. Whether you live, work, worship, or attend school in the area, you're likely eligible to join us at our branch located at 32929 Lake Rd Avon Lake Oh 44012. We pride ourselves on providing personalized service and a supportive environment where your financial goals can flourish. If you're interested in becoming a member, you can easily find more details about eligibility by visiting our website at . Our friendly team is always here to help guide you through the account opening process, so feel free to reach out at (440) 933-2524 with any questions you may have. We look forward to welcoming you into our family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $127,739, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that help you manage transactions smoothly. Imagine having a reliable partner that allows you to accept payments easily, ensuring your customers have a seamless checkout experience. This not only boosts sales but also enhances customer satisfaction, making it easier for your business to thrive. Visit us at 32929 Lake Rd Avon Lake Oh 44012 in Avon Lake, OH, or call us at (440) 933-2524 to learn more about how we can help your business grow today!

Comprehensive List Of Services

Accessibility and Convenience

We pride ourselves on making banking accessible for all members. While we currently do not offer ATMs or drive-thru services at this location, our online banking platform ensures that managing your finances is just a few clicks away. You can easily transfer funds, pay bills, and check balances without leaving home. Whether you're visiting us at 32929 Lake Rd Avon Lake Oh 44012 in Avon Lake, calling us at (440) 933-2524, or accessing our services online through our website, we're dedicated to providing you with exceptional service. At The Catholic, we believe in building relationships with our members based on trust and transparency. Explore all that we have to offer and take the next step towards achieving your financial dreams today!

Business Banking

If you're a business owner, we haven't forgotten about you! Our business banking services include merchant services and business loans designed to support your growth. We know how important it is to have reliable financial backing as you work towards success.

Credit Cards

For those who prefer using credit, our credit cards come with rewards that enhance your spending experience. Whether it's cash back on everyday purchases or points towards travel, we ensure you get value from every dollar spent.

Loans and Financing

When it comes to loans, The Catholic offers a variety of options to help you make big purchases or consolidate debt. Need a new car? Our auto loans and vehicle financing can get you behind the wheel with competitive rates that fit your budget. If you're considering buying a home or refinancing your current mortgage, our mortgage loans are designed to meet your specific requirements. Personal loans are also available for those unexpected expenses or projects you've been putting off. We know life happens, and we're here to help you navigate those moments with ease.

Personal Banking

Our personal banking services include checking and savings accounts tailored for your everyday needs. Imagine having a place where your money can grow while being easily accessible. With our online and mobile banking options, you can manage your accounts anytime, anywhere making banking simple and convenient.

Digital & Online Banking

At The Catholic, we understand that convenience and security are top priorities for our members. That's why our digital and online banking services are designed to make managing your finances easier than ever, all while keeping your information safe. With our 24/7 online banking services, you can access your accounts anytime, anywhere. Whether you're checking your balance, transferring funds, or paying bills, everything is just a click away. You can dive into our online banking portal at https://www.catholic-credit-union.com/ and experience the ease of real-time account management. While we currently don't offer mobile payments or a dedicated mobile application, our online platform is user-friendly and secure. You can manage your finances without the hassle of waiting in line or adjusting your schedule. Although electronic signatures and e-statements aren't available right now, we're committed to providing features that enhance your banking experience. If you need to send money to friends or family, our person-to-person transfer option isn't available yet. However, our reliable online banking system ensures that all transactions are conducted securely. At The Catholic, we're here to support you on your financial journey with accessible and straightforward digital services. We're excited to help you navigate your banking needs with confidence!

Financial Strength

Growing Membership Trust

Total Share and Deposit Accounts: 1,985, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $157,148, reinforcing our commitment to your financial success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Catholic is your trusted partner. Visit us at 32929 Lake Rd Avon Lake Oh 44012 or call (440) 933-2524 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,934,976 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $47,961 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 2 full-time employees and 2 part-time employees who are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Growth

With $1,320,171 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $172 in used auto loans and $5,515,072 in total loans and leases.

Strong Financial Health

With a net worth of $1,368,132, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,271 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those looking for business financing, our outstanding commercial loans totaling $127,739 provide the capital needed to grow and expand your business. Additionally, if you're interested in increasing your purchasing power, we have credit lines available amounting to $500,000. At The Catholic, we are committed to providing personalized services tailored to meet your unique needs. Our team is ready to discuss refinancing options and eligibility requirements to help you secure the best loan products for your situation. If you're ready to take the next step towards achieving your financial goals or have any questions about our loan offerings, don't hesitate to reach out! You can contact us at (440) 933-2524, or visit us at our branch located at 32929 Lake Rd Avon Lake Oh 44012 in Avon Lake, OH. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,072,835 in used vehicle loans and $1,375,011 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you find an option that fits your budget.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $229,277 in loans helping members manage their finances effectively. These cards come with no annual fees and various rewards to help you make the most of your spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,085,334, make buying or refinancing simple. We're here to guide you through each step of the process, ensuring you feel confident in your decision.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that you receive fair and transparent offers. By leveraging this data, LendMesh guarantees that the comparisons you see are not only accurate but also reflective of current market conditions.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help you make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective LendMesh can be in securing better loan terms for its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

The Catholic