THE ATLANTIC FEDERAL CREDIT UNION - Union, NJ

Welcome to The Atlantic, your trusted partner in financial well-being, located at 1331 Magie Ave, Union, NJ 07083. Established in 1935, we have grown alongside our community, proudly serving 14,720 members with a commitment to providing exceptional financial services. With total assets of $235,964,029 and total deposits reaching $204,127,657, we are dedicated to helping you achieve your financial goals. At The Atlantic, we understand that each member has unique needs. That's why we offer a wide range of services, from personal banking solutions like checking and savings accounts to auto loans and credit cards with rewards. Our total loans and leases stand at 14,866, empowering our members to make meaningful purchases and investments. While members can visit us at 1331 Magie Ave, official correspondence should be sent to P.O. Box 618, Kenilworth, NJ 07033. Our team of 40 dedicated employees is here to assist you during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. Led by CEO Anthony Mero and Board President Michael Locurcio, The Atlantic prioritizes community impact and member satisfaction. With a net worth of $31,774,590 and cash in hand totaling $275,856, we are well-positioned to support our members financially while maintaining stability. Explore the benefits of membership today! Visit our website at theatlanticfcu.com or give us a call at 908-245-1750 to learn more about how we can help you thrive financially. Your future starts here with The Atlantic!

The Atlantic, located in Union, NJ, has a rich history that dates back to 1935. Since its inception, this credit union has been dedicated to serving the financial needs of its members and the surrounding community. Over the years, The Atlantic has grown significantly, now boasting a total membership of 14,720 and total assets amounting to $235,964,029. Situated at 1331 Magie Ave, Union NJ 07083, The Atlantic is easily accessible for local residents. Its convenient location near parks and schools makes it a trusted partner for families looking to achieve their financial goals. While members can visit us at this branch address, official correspondence should be sent to P.O. Box 618, Kenilworth, NJ 07033. The mission of The Atlantic is clear: to provide outstanding financial services while fostering a sense of community and support among its members. The credit union aims not only to offer competitive rates on personal banking products like checking and savings accounts but also to empower individuals through education and outreach initiatives. This commitment to community extends beyond just banking; The Atlantic actively participates in local events and partnerships that uplift the neighborhoods it serves. In keeping with modern advancements, The Atlantic ensures that its services are user-friendly and accessible. Members benefit from features such as online banking and mobile payments, making it easy to manage finances on the go. Additionally, with ATM availability and drive-thru banking options, convenience is always at the forefront. As we look towards the future, The Atlantic remains committed to ADA compliance and customer-centric initiatives that prioritize member experience. Our dedicated team works diligently to ensure that every interaction is positive and supportive. Join us at The Atlantic and become part of a community-focused credit union where your financial well-being is our priority. Experience firsthand how we can help you achieve your dreams whether it's buying a new car, purchasing a home, or simply managing day-to-day expenses. Together, let's build a brighter financial future!

At The Atlantic, we believe that everyone deserves a chance to be part of a supportive and friendly community. Becoming a member is easy and open to anyone who lives, works, or worships in our local area. It's all about fostering connections and providing financial services that cater to your needs. If you're looking for a place that prioritizes personal service and community values, you'll find a welcoming home with us. To get started on your membership journey, simply visit us at 1331 Magie Ave Union NJ 07083, or give us a call at (908) 245-1750 for more details. We encourage you to check out the full eligibility criteria to see if you qualify. Opening an account is just as simple; you can find more information about the process here. Join us today and discover the benefits of being part of The Atlantic!

At The Atlantic, we understand that managing your finances should be easy and secure. That's why our digital and online banking services are designed to provide you with the ultimate convenience, allowing you to bank whenever and wherever you want. With our robust online banking platform, accessible through [](https://www.theatlanticfcu.com), you can take control of your accounts 24/7. Whether you're checking your balance, transferring funds, or paying bills, everything is just a few clicks away. Plus, we offer e-statements, so you can view your account statements online without the hassle of paper clutter. For those on the go, our mobile application ensures that your financial needs are at your fingertips. You can easily make person-to-person transfers to friends or family right from your smartphone. And if you're a fan of using mobile payments, you'll be pleased to know that we support this feature as well, making transactions faster and more convenient than ever. Security is always our priority. While we do not offer electronic signature authorization at this time, rest assured that all your online transactions are protected by advanced security measures. You can bank with peace of mind knowing that your information is safe. At The Atlantic, we believe banking should fit into your lifestyle. Our user-friendly digital services give you real-time access to manage your finances effectively. Say goodbye to long lines and hello to effortless banking!

At The Atlantic, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want to reassure you about our robust financial standing, which is vital for your peace of mind. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $31,774,590, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Furthermore, our net worth ratio of 13.47% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $47,048,737 in share certificates and $2,056,805 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $19,939,929, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $32,045,060 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $11,551,584 in used auto loans and $186,003,922 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Even though we recorded a net income of -$281,543, which shows areas where we can improve operational efficiency, our commitment to you remains unwavering. We also take pride in having 40 full-time employees ready to assist you with any inquiries or needs. Net Shares (Funds available for lending and investments): $766,591. Total Share and Deposit Accounts: 26,983**, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Atlantic is your trusted partner. Visit us at 1331 Magie Ave Union NJ 07083 or call (908) 245-1750 to learn more about how we can help you achieve your financial goals.

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