THE ATLANTIC FEDERAL CREDIT UNION

Welcome to The Atlantic, your trusted financial partner located at 1331 Magie Ave, Union, NJ 07083. Since our establishment in 1935, we have been dedicated to serving our community with integrity and care. With a proud membership of over 15,500 individuals, we strive to create a welcoming atmosphere where everyone can feel valued and supported. At The Atlantic, we understand that financial needs vary from person to person. That's why we offer a wide range of services tailored just for you whether you're looking for checking accounts, auto loans, or business financing options. Our total assets stand at an impressive $247,692,112, reflecting our commitment to stability and growth. We maintain total deposits of $8,908,668, ensuring that your money is secure and accessible whenever you need it. Our leadership team is here to guide you every step of the way. Under the direction of CEO Anthony Mero and Board President Michael Locurcio, we continue to innovate while keeping our core values intact. Our experienced team of 44 employees is always ready to assist you with personalized service. We are proud to offer easy access through various channels including online banking and mobile payments. Plus, with an ATM and drive-thru service available, banking has never been more convenient! While members can visit us at our branch address for all their banking needs, official correspondence should be directed to our mailing address: P.O. Box 618, Kenilworth, NJ 7033. If you have any questions or would like to learn more about how we can help you achieve your financial goals, please don't hesitate to call us at 908-245-1750. We look forward to welcoming you into our credit union family! For more information about what we offer, visit us at our website.

Welcome to The Atlantic, your friendly credit union located at 1331 Magie Ave in Union, NJ. We're proud to be a part of the vibrant community here in Union County, making it easier for you to access essential banking services right where you live and work. Our branch is situated near local landmarks, making it a convenient stop whether you're running errands or heading home. At The Atlantic, we understand that accessibility is key. Our branch features ADA-compliant entrances and ramps, ensuring everyone can visit us with ease. You'll find ample parking available, so there's no need to worry about finding a spot when you come by. We're here for you during the week from 9:00 AM to 5:00 PM, Monday through Friday, and on Saturdays from 9:00 AM to 12:00 PM for our drive-thru services. Whether you need to make a deposit, withdraw cash from our ATM, or inquire about our range of personal and business banking options, our dedicated team is ready to assist you. While members can visit us at our branch address for all their banking needs, any official correspondence should be sent to our mailing address at P.O. Box 618, Kenilworth, NJ 7033. For quick transactions and basic services like deposits and withdrawals, take advantage of our drive-thru banking option. It's perfect for those busy days when you're on the go! Have questions or need assistance? Don't hesitate to give us a call at 908-245-1750. We look forward to welcoming you at The Atlantic!

At The Atlantic, we believe that everyone deserves a place in our supportive community. Joining us as a member is simple and welcoming! If you live, work, or worship in our local area, you're likely eligible to become part of our family. We also embrace family members of current members, making it even easier for you to connect with us. To learn more about the specific eligibility requirements, feel free to visit our dedicated page at https://www.theatlanticfcu.com/about-us/membership . Becoming a member at The Atlantic opens up a world of advantages, from personalized financial services to competitive rates on loans and savings accounts. When you're ready to take the next step, opening an account is just as straightforward! You can find all the details and start your application process at https://online.theatlanticfcu.com/auth/enrollment?culturename=en . If you have any questions or need assistance along the way, don't hesitate to reach out to us at (908) 245-1750. We're here for you every step of the way!

At The Atlantic, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health reflects our commitment to serving you with integrity and reliability. With a net worth of $34,071,466, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,373 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $34,623,242 in share certificates and $3,866,023 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $39,283,902, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition, with $33,949,679 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1,004 in used auto loans and $194,407,965 in total loans and leases. Even though our current net income is -$-398,141, this reflects strategic investments aimed at long-term growth rather than immediate profit. We also take pride in having 44 full-time employees ready to assist you. Our team is knowledgeable and committed to making your experience with us as smooth as possible. We encourage you to explore the benefits of being part of The Atlantic, where the total number of share accounts stands at 30,382, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Atlantic is your trusted partner. Visit us at 1331 Magie Ave Union Nj 07083 or call (908) 245-1750 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*