The Atlantic Springfield NJ Credit Union

Introduction

Welcome to The Atlantic, your trusted credit union located at 2 Edison Pl, Springfield, NJ 07081. Since our establishment in 1935, we've been dedicated to serving our community with a strong focus on member satisfaction and financial well-being. With a total membership of 15,515 and assets amounting to an impressive $247,692,112, we strive to create lasting relationships based on trust and reliability. At The Atlantic, we believe in the power of community. Our commitment extends beyond numbers; it's about making a positive impact in the lives of our members. We proudly provide loans totaling 18,473 to help you achieve your dreams, whether it's buying a new car or investing in your home. Our total deposits stand at $8,908,668, ensuring that your money is safe and accessible when you need it. Led by our experienced CEO, Anthony Mero, and Board President Michael Locurcio, our team is here to guide you through every financial decision. We are proud to have a dedicated staff of 44 employees who are ready to assist you from 8:00 AM to 5:00 PM Monday through Friday. While members can visit us at 2 Edison Pl, official correspondence should be sent to our mailing address at P.O. Box 618, Kenilworth, NJ 7033. Your financial future is important to us. Whether you're looking for personal loans, savings options, or simply want to learn more about how we can support you, we invite you to explore our services further. Connect with us today by calling 908-245-1750 or visiting our website at The Atlantic. Together, let's build a brighter tomorrow!

Branch History & Mission

At The Atlantic, we take pride in our rich history and unwavering commitment to serving the Springfield community. Established in 1935, our credit union has grown from a small cooperative into a trusted financial institution with over 15,500 members. Located at 2 Edison Pl, Springfield, NJ 07081, we are here to provide personalized financial services that meet the diverse needs of our members. Our journey began over eight decades ago with a mission to empower individuals and families by offering accessible financial solutions. As we evolved, we embraced innovation while maintaining our core values of trust, integrity, and community support. Today, our total assets stand at an impressive $247,692,112, reflecting our continued growth and stability. At The Atlantic, our mission is clear: to enhance the financial well-being of our members while fostering a sense of community. We strive to offer competitive rates on loans and savings products while ensuring that every member receives exceptional service. Our commitment goes beyond just banking; we actively participate in local initiatives and partnerships aimed at uplifting those around us. While members can visit us at 2 Edison Pl, official correspondence should be sent to P.O. Box 618, Kenilworth, NJ 7033. This allows us to better serve you as we grow and adapt to your needs. We understand that convenience is key in today's fast-paced world. Although we currently do not offer ATM or drive-thru services, we provide robust digital banking options including online banking and mobile payments. Our operating hours are from 8:00 AM to 5:00 PM Monday through Friday, ensuring that you have ample opportunity to connect with us. As part of our mission, we are dedicated to creating an inclusive environment for all members of our community. We focus on ADA compliance and customer-centric initiatives so everyone can access the financial resources they need. We invite you to join The Atlantic family today! Experience the benefits of membership where your financial goals become our priority. For more information or to open an account, please visit us online at The Atlantic. Together, let's build a brighter future for Springfield!

Branch Location & Accessibility

Accessibility Features

At The Atlantic, we understand the importance of accessibility. Our branch is designed with features that ensure everyone can comfortably access our services. We provide ADA-compliant ramps and ample parking space right outside our doors, allowing for easy entry whether you're coming by car or foot.

Get in Touch

If you have any questions or would like more information about what we offer, feel free to give us a call at 908-245-1750. We invite you to visit us soon and experience the welcoming atmosphere at The Atlantic! Your financial journey starts here.

Operating Hours

We're here for you from 8:00 AM to 5:00 PM, Monday through Friday. Whether you're stopping by for a quick transaction or need assistance with your account, our team is ready to help during these hours.

Services Offered

While we do not currently offer drive-thru services or ATMs at this location, our friendly staff is available to assist you with a variety of banking services. Whether you're looking to open an account or need guidance on loans and financial planning, we're here to support your needs every step of the way.

Member Eligibility

Joining The Atlantic is like becoming part of a caring community where you can thrive financially. To become a member, you simply need to meet some friendly eligibility criteria. Whether you live, work, or worship in certain areas, or if you're related to someone who is already a member, you're likely eligible! It's all about making sure that our members share a common bond, which helps us provide personalized services tailored to your needs. For complete details on the specific eligibility requirements, feel free to check out our website at https://www.theatlanticfcu.com/about-us/membership. Opening an account with us is straightforward and welcoming. You can start the process online by visiting https://online.theatlanticfcu.com/auth/enrollment?culturename=en, and if you have any questions or need assistance along the way, don't hesitate to reach out at (908) 245-1750. Our team is here to help you every step of the way as you embark on this exciting journey with The Atlantic at 2 Edison Pl Springfield Nj 07081. We can't wait to welcome you!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what you do best serving your customers. Whether it's accepting credit cards or managing online payments, we ensure you have the tools needed to thrive in today's market. Located at 2 Edison Pl Springfield Nj 07081 in Springfield, NJ, we're here to help your business reach its full potential. Let's work together to turn your vision into reality! For more information, give us a call at (908) 245-1750.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $17 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $21,888,940, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

At The Atlantic, we understand that financial services need to be both comprehensive and accessible. Located at 2 Edison Pl, Springfield, NJ 07081, our branch is dedicated to meeting the diverse needs of our members. Whether you are managing daily expenses, planning for a big purchase, or looking for ways to save for the future, we're here to help with tailored solutions. One of the core services we offer is ATM Services Only. Our ATMs provide convenient access to your funds anytime you need them. Imagine it's late in the evening, and you realize you need cash for an unexpected expense; our ATM service makes it easy to withdraw money without any hassle. You can find our ATMs conveniently located throughout the community, allowing you quick access when you're on the go. In today's digital world, we emphasize ease of access through our online banking options. With features like mobile payments and person-to-person transfers, managing your finances has never been simpler. Picture yourself sitting on your couch and being able to pay a friend back instantly using your phone no checks or cash needed! For those who prefer a more traditional approach, our friendly staff is available during our operating hours from 8:00 AM to 5:00 PM, Monday through Friday. We believe in providing personal service that caters to your individual needs. Whether it's answering questions about your account or guiding you through our services, we're just a phone call away at 908-245-1750. As part of our commitment to making banking as straightforward as possible, we also encourage members to explore our website at https://web.atlfedcu.com. Here, you can manage your accounts online and learn more about how we can assist you in reaching your financial goals. We invite you to visit us at The Atlantic in Springfield and discover how our range of services can support your journey toward financial well-being. If you're ready to take the next step or have any questions about becoming a member, don't hesitate to reach out! Your financial success is just a call or click away!

Digital & Online Banking

Accessing Your Accounts Anytime

With our 24/7 online banking services, you can access your accounts whenever you need. Just visit https://web.atlfedcu.com to get started! This easy-to-navigate platform allows you to manage your finances in real-time, from transferring funds to reviewing transactions. Plus, for those who prefer mobile banking, our mobile application is available for download, giving you the power of banking right in your pocket.

Easy Payments and Transfers

Say goodbye to waiting in line! Our mobile payments feature lets you make quick purchases directly from your phone. Need to send money to a friend? Our person-to-person transfers make it simple and fast no cash needed!

Secure and Convenient Features

We prioritize your security while providing these services. Although we don't currently offer electronic signature authorization, rest assured that all transactions are protected by robust security measures. We're committed to ensuring that managing your money online is not only easy but also safe. Join us at The Atlantic today and take advantage of our digital banking services that fit seamlessly into your lifestyle! With everything from mobile payments to e-statements, staying on top of your finances has never been more accessible.

Stay Updated with E-Statements

You can also choose e-statements for easy access to your financial information without the clutter of paper. It's an eco-friendly option that keeps your records organized and readily available at all times.

Financial Strength

At The Atlantic, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our robust financial position, which reflects our commitment to serving you and your financial needs. With a net worth of $34,071,466, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,373 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $34,623,242 in share certificates and $3,866,023 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $39,283,902, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $33,949,679 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; with $1,004 in used auto loans and $194,407,965 in total loans and leases, we support members' financial goals across various sectors. Our $-398,141 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 44 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $709,161. Total Share and Deposit Accounts: 30,382, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Atlantic is your trusted partner. Visit us at 2 Edison Pl Springfield Nj 07081 or call (908) 245-1750 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $14,133,133 in used vehicle loans and $3,030,987 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is ready to assist you with options that fit your budget.

Credit Lines

In addition to our other offerings, we have total credit lines amounting to $27,526,922 available for those who need access to funds for various needs. This flexibility can be particularly useful for managing cash flow or making larger purchases without disrupting your budget. For business owners, our outstanding commercial loans totaling $21,888,940 provide the capital needed to grow and expand. If you're considering refinancing any of these loans, we encourage you to reach out to our team at (908) 245-1750. They can discuss eligibility options and help you find the best solution for your circumstances. The performance insights and financial data mentioned here are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today by visiting us at 2 Edison Pl Springfield Nj 07081, Springfield, NJ 7,081, or contact us during our operating hours from 8:00 am to 5:00 pm Monday through Friday. At The Atlantic, we're here to support you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $20,918,899, make buying or refinancing simple. We can help guide you through the process, ensuring you find the right loan for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,248,436 in loans helping members manage their finances effectively. This is an excellent option for those looking to consolidate debt or make unexpected purchases without putting their savings at risk.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers displayed are not only current but also fair and transparent. By relying on verified financial institutions, LendMesh prioritizes accurate information over promotional claims.

The Atlantic