THE ATLANTIC FEDERAL CREDIT UNION - Springfield, NJ

Welcome to The Atlantic, your trusted financial partner located at 2 Edison Pl, Springfield, NJ 07081. Since our establishment in 1935, we've dedicated ourselves to serving our community with care and integrity. With a proud membership of 14,720 individuals, we're more than just a credit union; we're a supportive network focused on helping our members achieve their financial goals. At The Atlantic, we understand the importance of solid financial foundations. Our total assets amount to an impressive $235,964,029, and we are committed to providing our members with exceptional service and competitive rates. With $204,127,657 in total deposits and a net worth of $31,774,590, you can trust that your finances are in capable hands. Whether you're looking for loans or savings options, our offerings include over 14,866 loans and leases tailored to fit diverse needs. From auto loans totaling $13,762,745 to business loans with a balance of $40,676,033, we strive to cater to every aspect of your financial life. Our team is here to assist you every step of the way. While members can visit us at our Springfield location for all their banking needs, official correspondence should be sent to our mailing address: P.O. Box 618, Kenilworth, NJ 07033. Our CEO, Anthony Mero, along with Board President Michael Locurcio and our dedicated staff of 40 employees, are here to ensure that your experience with us is both pleasant and rewarding. Explore how we can help you achieve your financial dreams by visiting us online at The Atlantic's website or give us a call at 908-245-1750 during our operating hours from 8:00 AM to 5:00 PM Monday through Friday. Join us today and discover the difference that community-focused banking can make!

At The Atlantic, we believe that joining our community is more than just opening an account it's becoming part of a supportive family that genuinely cares about your financial well-being. If you're wondering how to become a member, it's simple! Individuals who live, work, worship, or attend school in our local area are eligible to join us. We welcome everyone with open arms and look forward to helping you achieve your financial goals. For specific details on eligibility. Once you're ready to take the next step, opening an account is easy! You can find all the information you need about the process right here. If you have any questions or need assistance, don't hesitate to call us at (908) 245-1750. We're here to help you every step of the way!

At The Atlantic, we understand that running a business comes with its own set of challenges. That's why we're dedicated to providing tailored financial solutions that help you thrive. Imagine having access to capital that allows you to expand your operations, invest in new equipment, or hire additional staff. With our diverse range of commercial loan products, we can help turn those aspirations into reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded $44,434,488 in commercial loans, helping businesses scale and succeed. - This includes 27 member commercial loans, supporting our members' businesses directly. - We also support the broader business community with 1 non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $40,676,033, we continue to drive economic growth by financing new and expanding businesses. But we don't stop at loans. Our merchant services make it easy for businesses to process payments efficiently and securely. Whether you're a small local shop or a growing enterprise, our services are designed to fit your needs and enhance your cash flow. Located at 2 Edison Pl Springfield NJ 07081 in Springfield, NJ, we invite you to explore how The Atlantic can be your partner in success. Reach out to us at (908) 245-1750 during our operating hours from 8:00am to 5:00pm Monday through Friday, and let's start building your business together!

At The Atlantic, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to trust the institution that handles your hard-earned money. That's why we are proud to share our financial strength with you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $31,774,590, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.47% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $47,048,737 in share certificates and $2,056,805 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $19,939,929, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $32,045,060 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $11,551,584 in used auto loans and $186,003,922 in total loans and leases. While our current -$281,543 reflects some challenges, we remain committed to operational efficiency to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 40 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $766,591. Total Share and Deposit Accounts: 26,983, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Atlantic is your trusted partner. Visit us at 2 Edison Pl Springfield NJ 07081 or call (908) 245-1750 to learn more about how we can help you achieve your financial goals.