THE ANDOVERS FEDERAL CREDIT UNION

Welcome to The Andovers, your trusted credit union located at 91 12 Main St, North Andover, MA 01845. Established in 1964, we are proud to have built a strong community presence, serving over 2,220 members with dedication and care. Our commitment to providing personalized financial services is reflected in our robust total assets of $36,400,582 and total deposits amounting to $2,396,220. At The Andovers, we understand that financial needs vary from member to member. That's why we offer a range of services including personal banking accounts, auto loans, mortgage options, and business banking solutions. Whether you're looking to save for the future or make a significant purchase today, our experienced team is here to guide you every step of the way. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 19C Lupine Road, Andover, MA 1810. Our friendly staff is available during regular hours Monday through Tuesday from 9:00 AM to 4:00 PM; Wednesday from 9:00 AM to 1:00 PM; and Thursday through Friday from 9:00 AM to 5:00 PM to assist you with any inquiries or support you may need. Under the leadership of CEO Lisa Morelli and Board President Stephen Surette, we strive not just for financial excellence but also for the well-being of our community. With a net worth of $4,412,552 and cash in hand totaling $595,585, we are well-positioned to support our members' aspirations. Join us today and experience the difference that a community-focused credit union can make in your financial journey! For more information or assistance, don't hesitate to call us at 978-688-9037 or visit our website at andoverfcu.com. Your path to financial wellness starts here!

The Andovers credit union has a proud history that stretches back to its opening in 1964. Nestled in the heart of North Andover, Massachusetts, at 91 12 Main St, this branch has grown alongside the community it serves. With a commitment to providing personal financial services and fostering strong community ties, The Andovers has become a trusted partner for over 2,220 members. From its humble beginnings, The Andovers has evolved significantly. Initially focused on basic banking needs, the credit union expanded its services to include auto loans, mortgages, and business banking solutions. As of today, the total assets have reached an impressive $36,400,582. This growth reflects the trust and loyalty of our members who have chosen to make The Andovers their financial home. The mission of The Andovers is simple yet impactful: to enhance the lives of our members through exceptional financial services while actively supporting our community. We believe that when our members thrive, so does the community around us. We strive to empower individuals with financial education and resources that can lead to better decisions for their future. While members can visit us at 91 12 Main St North Andover Ma 01845, official correspondence should be sent to 19C Lupine Road, Andover, MA 1810. Our operating hours are designed to accommodate your schedule: Monday-Tuesday from 9:00 AM to 4:00 PM, Wednesday from 9:00 AM to 1:00 PM, and Thursday-Friday from 9:00 AM to 5:00 PM. Although we currently do not offer ATM or drive-thru services, our dedicated staff is always ready to assist you inside our branch. In addition to traditional banking offerings, we embrace digital advancements like online banking and mobile applications. These tools provide convenience for members who prefer managing their finances from anywhere. Our commitment to accessibility ensures that everyone in our community can take advantage of our services. At The Andovers, we pride ourselves on being more than just a financial institution; we are a part of the North Andover community. We engage in various outreach efforts and partnerships aimed at uplifting local organizations and initiatives. By investing in our community's future, we help create a brighter tomorrow for all. If you're looking for a credit union that prioritizes your needs while giving back to the community, we invite you to join The Andovers family. Experience personalized service and see how together we can achieve financial success! For any inquiries or assistance, feel free to reach us at (978) 688-9037 or visit us online at The Andovers.

Becoming a member of The Andovers is like joining a friendly family that truly cares about your financial well-being. If you're living, working, or attending school in the area, you likely meet our eligibility requirements. We welcome individuals from various backgrounds and communities to take advantage of our supportive services. Membership at The Andovers opens the door to numerous benefits such as competitive rates on loans, personalized financial advice, and access to convenient online banking tools. To learn more about specific eligibility criteria, feel free to check out this resource: . If you're ready to take the next step, opening an account is easy! Just give us a call at (978) 688-9037, and we'll guide you through the process. Join us at our North Andover location at 91 12 Main St North Andover Ma 01845, where your financial future is our priority!

At The Andovers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, ensuring that your hard-earned money is safe and working for you. With a net worth of $4,412,552, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,212 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $5,435,174 in share certificates and $7,985,223 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to our members is also reflected in our operational success. With $3,868,869 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Currently, we support our community with $87 in used auto loans and have a total of $8,931,845 in loans and leases available to help you achieve your financial goals. In terms of performance, our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees and 0 part-time employees dedicated to serving you with knowledgeable support. The numbers speak volumes about the trust placed in us: we manage a total of 3,985 deposit accounts from our valued members. This growing base indicates strong community confidence in The Andovers, as we remain committed to being your trusted partner for all your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Andovers is here to help. Visit us at 91 12 Main St North Andover Ma 01845 or call (978) 688-9037 to learn more about how we can assist you in achieving your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*