The Andovers Credit Union Andover MA | Affordable Auto Loans & Business Banking

Introduction

Welcome to The Andovers, your trusted financial partner located at 19C Lupine Rd, Andover, MA 01810. Since our establishment in 1964, we have proudly served our community by putting members first and offering a wide range of financial services designed to meet your needs. With a total membership of 2,220 and assets exceeding $36,400,582, we are committed to enhancing your financial well-being. At The Andovers, we understand the importance of making sound financial decisions. That's why we provide various options, from checking and savings accounts to auto loans and mortgages. Our members benefit from a total deposit base of $2,396,220, ensuring that your funds are safe and accessible whenever you need them. Under the leadership of our CEO, Lisa Morelli, and Board President, Stephen Surette, we emphasize community involvement and personalized service. Our dedicated team of six employees is here to help you navigate your financial journey with ease and confidence. Whether you're looking for assistance with personal loans or exploring our business banking services, we're here for you every step of the way. While you can visit us at our branch for any inquiries or transactions, please note that official correspondence should be directed to our mailing address: 19C Lupine Rd, Andover, MA 01810-3909. We invite you to explore our website at http://andoverfcu.com for more information on how we can assist you in achieving your financial goals. If you have questions or need immediate assistance, don't hesitate to call us at 978-475-6133. Join us today as we build a brighter financial future together!

Branch History & Mission

At The Andovers, we take great pride in our rich history and unwavering commitment to the community of Andover, MA. Since opening our doors in 1964, we have grown from a small credit union into a trusted financial partner for over 2,220 members. Our branch, located at 19C Lupine Rd, Andover, MA 01810, has become a cornerstone of local banking services, providing personalized support and innovative financial solutions. Our journey began with a simple mission: to serve our members by offering accessible financial products that empower them to achieve their goals. Throughout the years, we have embraced this mission wholeheartedly. Today, we proudly manage total assets of $36,400,582, ensuring that our members have access to the resources they need for everything from auto loans to mortgage financing. The heart of our mission is not just about numbers it's about people. We aim to foster financial literacy and build lasting relationships within the community. We understand that every member's situation is unique, which is why we offer tailored services such as personal banking accounts and business loans designed to meet diverse needs. While members can visit us at our branch location on Lupine Road, official correspondence should be sent to our mailing address at 19C Lupine Rd, Andover, MA 01810-3909. Our operating hours are convenient too: Monday through Wednesday from 8:30 AM to 4:00 PM and Thursday through Friday from 8:30 AM to 5:00 PM. We also offer ATM availability for quick cash withdrawals. As technology evolves, so do we. Our online banking services and mobile application make managing finances easier than ever. We prioritize customer satisfaction by continuously seeking ways to enhance our offerings while ensuring compliance with ADA standards for accessibility. Community outreach is another vital aspect of who we are. We collaborate with local organizations to give back and support those in need. Our partnerships help us contribute positively to the lives of those around us while strengthening the fabric of our community. We invite you to join The Andovers family and experience firsthand the benefits of being part of a credit union that truly cares about your financial well-being. Whether you're looking for a simple checking account or planning your future with a mortgage loan, we're here to help you every step of the way. Reach out today at 978-475-6133 or visit our website at http://andoverfcu.com. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to The Andovers, your friendly neighborhood credit union! Conveniently located at 19C Lupine Rd in Andover, MA, we are here to serve you with a range of financial services designed to meet your needs. If you're in the area, stop by and see us; our branch is easily accessible and surrounded by familiar landmarks that make finding us a breeze. While members can visit us at 19C Lupine Rd, official correspondence should be sent to our mailing address at 19C Lupine Rd, Andover, MA 01810-3909. We're situated in Essex County, making it easy for locals to reach us. Our branch features ample parking and is designed with accessibility in mind, ensuring everyone can comfortably access our services. Whether you are looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, our team is ready to help. We understand that convenience matters, which is why we offer an ATM on-site for quick cash withdrawals and balance checks. While we don't have a drive-thru service available, our lobby hours are designed to accommodate your busy schedule: from Monday to Wednesday, we're open from 8:30 AM to 4:00 PM, and on Thursday and Friday, we're here until 5:00 PM. If you have any questions or need assistance before your visit, feel free to call us at 978-475-6133. We look forward to welcoming you at The Andovers where your financial well-being is our priority!

Member Eligibility

At The Andovers, becoming a member is like joining a warm, welcoming family that supports your financial journey. If you live, work, or worship in the Andover area, you're already on the path to membership! We believe that everyone deserves access to financial services designed with their needs in mind. Joining us means enjoying personalized banking experiences, lower fees, and competitive rates on loans and savings accounts. For more details about eligibility. Once you see how easy it is to become a member, you can start the account opening process or giving us a call at (978) 475-6133. Our friendly team is here to help you every step of the way!

Business Banking & Commercial Services

Loan Options Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

Imagine having a streamlined way to process payments from your customers while keeping your cash flow healthy. Our merchant services offer just that. From easy point-of-sale solutions to online payment processing, we provide tools that simplify transactions and enhance customer satisfaction. This means you can focus on what truly matters growing your business. Located at 19C Lupine Rd Andover Ma 01810 in Andover, MA, we're here to help you navigate your financial journey. Contact us at (978) 475-6133 or visit our website at http://andoverfcu.com/ to learn more about how we can assist you in achieving your business goals!

Comprehensive List Of Services

Accessibility at Your Convenience

Our commitment to accessibility includes having an ATM available for easy cash withdrawals and balance checks. And with our digital banking features, managing your finances has never been more convenient! Whether you're on the go or at home, banking with us fits seamlessly into your lifestyle.

Financing Your Dreams

Need a new car? Our Auto Loans & Vehicle Financing options are designed for you. Picture driving off in your dream vehicle with competitive rates and terms that fit your budget. Or perhaps you're looking to settle into a new home? Our Mortgage Loans & Refinancing services offer guidance through every step of the home-buying process, ensuring you get the best possible deal. For those moments when unexpected expenses arise, our Personal Loans & Debt Consolidation services provide the financial support you need without overwhelming you. It's all about making life easier so that you can focus on what truly matters.

Join Us Today!

If you're ready to experience the difference that personalized service makes, contact us at (978) 475-6133 or visit us at http://www.andoverfcu.com for more information. At The Andovers, we believe in putting our members first and are excited to assist you in achieving your financial goals!

Personal Banking Made Easy

Navigating personal finances can be challenging, but with our Personal Banking services, including Checking & Savings Accounts, we make it simple. Whether you're saving for a special occasion or managing everyday expenses, our accounts offer flexibility and convenience. Imagine having access to your funds anytime through our Online & Mobile Banking services. Check your balance, transfer money, or even pay bills all at your fingertips.

Rewards That Benefit You

Don't forget about our Credit Cards with Rewards! These cards not only help you manage your spending but also earn rewards that can be redeemed for travel, merchandise, or cash back. It's a win-win situation spend wisely and reap the benefits!

Supporting Local Businesses

If you're a business owner or entrepreneur, we understand that running a business comes with its own set of challenges. That's why we offer Business Banking services, including Merchant Services & Business Loans. We're here to help your business thrive in today's competitive environment.

Digital & Online Banking

Key Services

With our online banking platform, accessible at http://andoverfcu.com/, you can easily check your account balances, make transfers, and pay bills anytime, anywhere. Our 24/7 online banking services ensure that your financial information is always at your fingertips, giving you real-time access to your accounts. For those who prefer using their mobile devices, our user-friendly mobile application is available for download. This app allows you to manage your accounts on the go with features like person-to-person transfers. Need to send money to a friend? With just a few taps, you can do it quickly and securely.

Security and Convenience

We take security seriously. While we do not currently offer electronic signature authorization, rest assured that all transactions are protected with advanced security measures. Your peace of mind is essential as you navigate through your banking needs. In addition to the convenience of online access, we also provide e-statements for members who prefer digital documentation. This way, you can keep track of your financial activities without the clutter of paper statements. At The Andovers, we strive to make banking easy and accessible. Whether you're checking your balance during a lunch break or making a transfer while waiting in line, our digital services are designed with you in mind. Join us today and experience how simple managing your finances can be!

Financial Strength

At The Andovers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, as it reflects our commitment to providing reliable services and support. With a net worth of $4,412,552, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.12% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $5,435,174 in share certificates and $7,985,223 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to innovation is reflected in our $3,868,869 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $87 in used auto loans and $8,931,845 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $72,842 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The trust placed in us by our community is further highlighted by the fact that we manage 3,985, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Andovers is your trusted partner. Visit us at 19C Lupine Rd Andover Ma 01810 or call (978) 475-6133 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,086,254 in used vehicle loans and $868,700 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, we have flexible terms to suit your needs.

Credit Lines and Refinancing Options

Additionally, we provide credit lines totaling $1,000,000, allowing for greater flexibility when you need it most. If you're interested in refinancing your current loans for better rates or terms, our team can assist you in exploring eligibility options that may benefit your situation. For any questions or personalized assistance regarding our loan offerings, feel free to reach out to us at 978-475-6133. We're located at 19C Lupine Rd Andover MA 01810, and we're committed to helping you navigate your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $5,306,494, designed to accommodate various budgets and financial situations. Our team is here to guide you through the process and help you secure the home you've always wanted.

Unsecured Credit Card Loans

For managing day-to-day expenses or unexpected costs, we also offer flexible terms on unsecured credit card loans. With a total of $790,676 in loans available, our credit cards are designed to help you manage your finances effectively while earning rewards along the way.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers tailored to their needs. By relying on accurate data from legitimate sources, LendMesh eliminates guesswork and promotes trust in the loan comparison process.

THE ANDOVERS FEDERAL CREDIT UNION - Andover, MA

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