Texoma Educators Credit Union Durant OK | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Texoma Educators, your trusted financial partner located at 424 N Washington Ave, Durant, OK 74701. Established in 1957, our credit union has grown to serve over 8,559 members, offering a variety of financial services tailored to meet your needs. With total assets of $130,152,240 and a commitment to community support, we pride ourselves on being more than just a place to bank we're a part of the fabric that holds our community together. At Texoma Educators, we believe in empowering our members with the right tools for financial success. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. Our friendly team of 22 employees, led by CEO Louella Williams and Board President Greg Akins, is dedicated to providing you with exceptional service that puts your needs first. While members can visit us at our branch location, we also ensure that all correspondence is handled with care. For any official communication, please reach out using our contact number: 580-920-1177. With total deposits reaching $2,063,752 and total loans exceeding 3,831, Texoma Educators stands strong as a reliable financial institution focused on your prosperity. We invite you to explore what we can do for you visit us today or check out our website at texomaeducators.com for more information. Your journey towards better financial health starts here!

Branch History & Mission

Community Impact

As part of our dedication to community service, Texoma Educators actively engages in outreach initiatives that benefit local organizations and schools. We believe that by investing in our community, we can create a better future for all residents of Durant and surrounding areas. While members can visit us at 424 N Washington Ave, official correspondence should be sent to the same address as we currently do not have a separate mailing address.

Join Us Today!

As we continue this journey together, we invite you to become a part of the Texoma Educators family. Experience firsthand how our commitment to exceptional service can enhance your financial well-being. Contact us today at 580-920-1177 or visit our website at texomaeducators.com to learn more about how you can join and start enjoying the benefits that come with being a member of Texoma Educators!

Our Journey

From our humble beginnings, Texoma Educators has evolved into a pillar of strength within the community. We started with a simple mission: to provide accessible financial services that empower our members. Today, with total assets reaching an impressive $130,152,240, we are proud to offer a wide range of services tailored to meet the diverse needs of our members. Our branch is conveniently located at 424 N Washington Ave, making it easy for you to visit us and access personal banking solutions such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Additionally, we provide essential services like online and mobile banking for those who prefer managing their finances digitally.

Our Mission

At Texoma Educators, our mission goes beyond just providing financial services; it's about supporting our community and enriching lives. We believe in building lasting relationships based on trust and transparency. Our commitment extends to offering competitive rates on loans and deposits while ensuring that every member feels valued and understood. We understand the importance of accessibility in banking. That's why we offer both drive-thru services and ATM availability for your convenience. Whether you're stopping by during our operating hours from 8:30 AM to 5:30 PM, or accessing funds after hours through our ATMs, we strive to make banking easy for everyone.

Branch Location & Accessibility

Accessibility and Amenities

Our branch is designed with accessibility in mind. We offer ADA-compliant features, including ramps and designated parking spots for those who need them. Additionally, we have a drive-thru service available for your convenience. This allows you to complete basic transactions like deposits and withdrawals without leaving your vehicle.

Connect With Us

If you have questions or need assistance before visiting us, feel free to give us a call at 580-920-1177. We're always happy to help! Come by and see how we can support you on your financial journey today!

Operating Hours

We understand that life can be busy, which is why our lobby hours are set from 8:30 AM to 5:30 PM, Monday through Friday. We're here to serve you during these hours, ready to assist with everything from personal banking to loans and credit card inquiries.

Services Offered

At Texoma Educators, we provide a full suite of financial services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, our knowledgeable staff is here to guide you every step of the way. Plus, with ATM availability right at our location, accessing cash has never been easier!

Member Eligibility

At Texoma Educators, we believe that everyone deserves a supportive community to help them with their financial journey. Becoming a member is easy! If you live, work, or attend school in the areas we serve, you're likely eligible to join us. We welcome individuals from all walks of life, and our goal is to provide personalized services that truly meet your needs. For more specific eligibility criteria, feel free to visit our detailed page at http://www.texomaeducators.com/membership . Joining Texoma Educators opens the door to a variety of benefits, including competitive rates on loans and savings accounts, access to online banking services, and friendly support from our dedicated team. If you're ready to become part of our family or have any questions about membership, don't hesitate to call us at (580) 920-1177. We're here to guide you through the simple process of account opening and ensure you feel right at home in our community!

Business Banking & Commercial Services

At Texoma Educators, we understand that running a business comes with its own set of challenges and rewards. That's why we offer tailored business banking solutions designed to support your growth every step of the way. Imagine needing funds to expand your storefront or invest in new equipment. With our commercial loan options, you can turn those dreams into reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. In addition to our loan offerings, our merchant services are designed to help streamline your operations. Whether you're processing payments at the register or managing payroll, our tools can simplify your day-to-day activities, allowing you to focus on what really matters: growing your business. Located at 424 N Washington Ave Durant Ok 74701 in Durant, OK, we invite you to explore how our business banking solutions can empower your enterprise. Reach out to us at (580) 920-1177 or visit our website at https://www.texomaeducators.com/ for more information!

Comprehensive List Of Services

Convenient Access Points

Need quick cash? Our ATM services allow for easy withdrawals and balance checks without any hassle. Plus, if you're on the go, take advantage of our basic drive-thru banking for deposits, withdrawals, and simple transactions all designed for your convenience. At Texoma Educators, we believe that banking should be accessible and straightforward. With digital features like online banking and mobile payments available at your fingertips, managing your finances has never been easier. Feel free to reach out to us at 580-920-1177 with any questions about our services or visit us during lobby hours from 8:30 AM to 5:30 PM on weekdays. Join us today and experience how we're dedicated to serving our community's financial needs!

Home Sweet Home

Looking to buy a home? Our mortgage loans and refinancing options provide you with the financial flexibility needed to secure your dream house. With expert guidance from our team, navigating the home-buying process becomes much simpler. We're here every step of the way.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking options are designed with you in mind. We understand that managing finances can sometimes feel overwhelming, which is why we offer easy-to-use tools and resources to help you stay on track. You can conveniently access your accounts through our online and mobile banking platforms, allowing you to manage your finances anytime, anywhere.

Rewarding Credit Card Options

Our credit cards come with rewards that can benefit you in everyday spending. Imagine earning points on purchases that can lead to cash back or travel perks. It's just another way we aim to add value to your financial journey.

Simplifying Borrowing

Life can throw unexpected expenses your way, which is why we offer personal loans and debt consolidation services. Whether it's an urgent repair or consolidating multiple debts into one manageable payment, we're here to help simplify your borrowing experience.

Support for Local Businesses

For business owners, our business banking services include merchant services and business loans designed to help grow your operations. We understand the unique challenges faced by local businesses and are committed to providing tailored solutions that foster growth and stability.

Vehicle Financing Made Easy

If you're in the market for a new car or need financing for a vehicle, our auto loans and vehicle financing options are here to help. We offer competitive rates and flexible terms that make it easier for you to drive away in the car of your dreams. Plus, our personalized service ensures that you get the support you need throughout the loan process.

Digital & Online Banking

Key Features

Our digital banking experience includes electronic signature authorization, making it simple for you to sign documents securely from your device. Plus, with e-statements available, you can easily keep track of your transactions without the hassle of paper statements. For those who love using their smartphones, our mobile application is a must-have! Available for download, it offers features like mobile payments and person-to-person transfers. You can send money to friends or family in seconds no need for cash or checks anymore!

Security & Accessibility

Security is our top priority at Texoma Educators. Our platform uses advanced security measures to protect your information while ensuring that your banking experience remains user-friendly. You can feel confident knowing that your financial data is safe. With our online and mobile banking options, managing your money has never been easier. Access your accounts whenever you need and enjoy real-time updates on your financial activities. At Texoma Educators, we're committed to providing you with tools that enhance your banking experience and give you peace of mind. Join us today and discover how easy banking can be!

Financial Strength

A Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texoma Educators is your trusted partner. Visit us at 424 N Washington Ave Durant Ok 74701 or call (580) 920-1177 to learn more about how we can help you achieve your financial goals.

Commitment to Innovation

With $16,598,039 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as evidenced by $820 in used auto loans and $58,367,957 in total loans and leases. This supports our members' financial goals across various sectors.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 12 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Security for Your Savings

Members' savings are secured through $27,151,996 in share certificates and $1,140,272 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $16,598,039, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,275 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,938,164 in used vehicle loans and $27,197,550 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to make your car-buying experience easier and more affordable.

Credit Lines

Our total credit lines amount to $4,000,000, providing members with access to funds when they need them most. This option can be particularly useful for managing cash flow or funding larger purchases. If you're considering refinancing any existing loans or exploring eligibility options for our products, please don't hesitate to reach out. Our team is ready to assist you in understanding all available options tailored specifically for your situation. For more information about our loan offerings or to get started today, contact us at 580-920-1177. You can also visit our website at Texoma Educators for additional details. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not offer Junior Lien 1-4 Family Residential Properties loans totaling $0, we can guide you through various alternatives that may meet your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,216,907 in loans helping members manage their finances effectively. This product is ideal for those who want to consolidate debt or cover unexpected expenses without the need for collateral.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to accuracy means that users receive reliable information to make informed decisions.

TEXOMA EDUCATORS FEDERAL CREDIT UNION