Texhillco School Employees Credit Union Kerrville TX | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Texhillco School Employees, your trusted financial partner located at 1018 Sidney Baker St, Kerrville, TX 78028. Established in 1957, our credit union has proudly served over 2,096 members and continues to grow, thanks to our commitment to providing exceptional financial services tailored to your needs. With total assets of $23,609,324 and total deposits reaching $506,833, we are dedicated to ensuring the financial well-being of our community. At Texhillco, we understand that every member's financial journey is unique. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking solutions. Our experienced team is here to guide you through every step of the process. Led by our CEO Tony Gonzales and Board President Christopher Stevenson, we prioritize building lasting relationships within our community. Our team of 9 employees is passionate about helping you achieve your financial goals while maintaining a strong net worth of $2,719,177. For any correspondence or inquiries, feel free to reach us directly at 830-896-3977 or visit our website at Texhillco.org. We invite you to stop by our branch during lobby hours from 8:30 AM to 4:30 PM, Monday through Friday. If you're looking for convenient banking options, our drive-thru is available until 5:30 PM. Experience the difference with Texhillco School Employees where your success is our mission! Whether you're opening a new account or seeking advice on loans, we are here for you. Come visit us today!

Branch History & Mission

Commitment to Accessibility

At Texhillco School Employees, we understand the importance of accessibility in today's fast-paced world. That's why we offer advanced digital banking solutions alongside traditional services like drive-thru banking and ATM access. Our operating hours are designed with your convenience in mind: Monday through Friday from 8:30 AM to 4:30 PM in the lobby and until 5:30 PM at the drive-thru. While members can visit us at 1018 Sidney Baker St Kerrville Tx 78028, official correspondence should be sent to 1018 Sidney Baker St, Kerrville, TX 78028-3355. If you have any questions or need assistance, don't hesitate to reach out at (830) 896-3977.

Join Us Today!

As we look toward the future, we remain committed to enhancing our services and expanding our reach within the Kerrville community. We invite you to join Texhillco School Employees and experience firsthand the benefits of membership. Together, let's build a brighter future for ourselves and for generations to come! Visit us online at Texhillco.org or stop by today!

Our Mission

The mission of Texhillco School Employees is to empower our members through personalized financial services that cater specifically to their unique circumstances. We strive to create an environment where everyone feels valued and supported. Whether it's through offering competitive rates on auto loans or providing comprehensive online banking options, our goal is to enhance the lives of our members. We believe that strong communities are built on strong relationships. That's why we actively engage in outreach efforts, partnering with local schools and organizations to support educational initiatives and events. By investing in education, we reinforce our commitment not only to financial growth but also to community development.

Branch Location & Accessibility

Call Us or Visit Today!

We invite you to stop by and see how we can assist you with your banking needs! For any questions or assistance, feel free to call us at 830-896-3977. Our friendly team is ready and eager to help! Whether you're looking for a new account or just want to learn more about our services, we're here for you every step of the way.

Conveniently Located

Nestled in the heart of Kerrville, our branch is just a stone's throw away from local landmarks like the stunning Guadalupe River and the vibrant downtown area. This prime location means you can easily fit us into your day whether you're running errands or enjoying a leisurely afternoon.

Easy Access and Parking

When you visit us at 1018 Sidney Baker St, you'll find ample parking available, making it easy for you to pop in. We prioritize accessibility; our branch is designed to accommodate all members, featuring ADA-compliant entrances and ramps.

Operating Hours Designed for You

We understand that your time is valuable. That's why we are open Monday through Friday from 8:30 AM to 4:30 PM. If you're on the go, take advantage of our drive-thru service, which stays open until 5:30 PM on weekdays. Whether you need to deposit a check or withdraw cash, we're here to help with minimal wait times.

Services Tailored for Your Needs

At Texhillco School Employees, we offer a variety of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and credit cards with rewards, we have options that cater to everyone in the community. Plus, with our ATM availability, you can access your funds anytime.

Member Eligibility

At Texhillco School Employees, we believe that being a member means being part of a caring community. If you live, work, or attend school in the Kerrville area, you're likely eligible to join us! Our membership is open to individuals connected to the educational community, including school employees and their families. This inclusivity allows us to offer personalized services designed specifically for your financial needs. You can find more detailed eligibility criteria by visiting our website at https://texhillco.org/privacy-policy/. Joining is simple! Just head over to our account opening page at https://loans.itsme247.com/827/home/start/ where you'll find everything you need to get started. Whether you're looking for checking accounts, auto loans, or other financial products, we're here to support you every step of the way. If you have any questions or need assistance, feel free to call us at (830) 896-3977. We can't wait to welcome you into the Texhillco School Employees family!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running your daily operations smoothly with merchant services that simplify payment processing. Our solutions enable you to accept payments quickly and securely, ensuring that your customers have a great experience every time they shop with you. This practical support not only streamlines transactions but also helps you focus on what matters most growing your business. Located at 1018 Sidney Baker St Kerrville Tx 78028 in Kerrville, TX, we're here to partner with you on your business journey. Reach out to us at (830) 896-3977 to explore how our services can meet your needs!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we provide essential tools like merchant services and business loans that support growth and success. Whether you're starting a new venture or expanding an existing one, our team is here to help you navigate your options.

Digital Banking Convenience

Embracing technology is important at Texhillco School Employees. Our robust online and mobile banking platforms allow you to access your accounts anytime, anywhere. From checking balances to transferring funds, managing your money has never been easier. Plus, with features like ATM access for cash withdrawals and balance checks, you'll find that getting cash or checking your account is just a few taps away.

Drive-Thru & ATM Services

We know that sometimes you need quick service without leaving your car. Our basic drive-thru banking lets you handle deposits, withdrawals, and simple transactions efficiently. And if you're on the go? Our ATM services are available whenever you need them. If you have any questions about our offerings or want more information on how we can assist you in achieving your financial goals, don't hesitate to reach out! Give us a call at (830) 896-3977, or visit us at our branch located at 1018 Sidney Baker St Kerrville Tx 78028 in Kerrville, TX. We look forward to serving you!

Flexible Loan Options

In addition to auto financing, we provide personal loans and debt consolidation services that can help simplify your financial life. If you're looking for a convenient way to make purchases, our credit cards with rewards offer great benefits for everyday spending.

Personal Banking Solutions

Our personal banking services are tailored to help you manage your finances with ease. You can choose from various checking and savings accounts that fit your lifestyle. Need extra funds for a big purchase? Our auto loans and vehicle financing options make it simple to get behind the wheel of your dream car. We also offer mortgage loans and refinancing solutions for those looking to buy a home or lower their monthly payments.

Digital & Online Banking

Key Services

With our 24/7 online banking services, available at https://texhillco.org/, you can easily check your account balances, transfer funds, and pay bills all from the comfort of your home or while out and about. Our user-friendly platform ensures that managing your finances is straightforward and hassle-free. Need to send money to a friend? Our person-to-person transfers make it easy to split bills or share expenses without needing cash or checks. Plus, with our mobile payments feature, you can make secure purchases directly from your phone, giving you peace of mind wherever you shop.

Security and Accessibility

Your safety is our priority. We provide electronic signature authorization, allowing you to sign documents securely online without the need for paper. This not only streamlines the process but also helps keep your personal information safe. For those who prefer going paperless, we offer e-statements so you can access your financial information anytime without cluttering your mailbox. You can easily review transactions and track spending all digitally! To enhance your experience further, our mobile application lets you manage your accounts right from your smartphone. Whether it's checking balances or making transfers, everything is just a tap away. At Texhillco School Employees, we believe that banking should be accessible and user-friendly. Explore all these features today by visiting us at https://texhillco.org/ your convenient banking partner in Kerrville!

Financial Strength

Commitment to Growth

With $2,555,573 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust; we have $450 in used auto loans and $20,468,720 in total loans and leases available to support your financial goals across various sectors.

Growing Membership Base

We have built a strong community of trust with 3,723 total share accounts. This growing member base reflects the confidence our community has placed in us as their trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texhillco School Employees is your trusted partner. Visit us at 1018 Sidney Baker St Kerrville Tx 78028 or call (830) 896-3977 to learn more about how we can help you achieve your financial goals.

Member-Focused Approach

Unlike traditional banks, we prioritize our members' needs. With non-member deposits at $1,495,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $-$20,431, which enables us to continue offering competitive loan rates and solid financial products tailored for you. We also take pride in having 9 full-time employees ready to assist you along with a dedicated team of part-time employees.

Secure Savings Options

Your savings are secure with us. We have $5,635,680 in share certificates, which provide stable and rewarding growth opportunities for our members. Additionally, while we currently do not offer money market shares, our focus remains on maximizing your savings potential.

Strong Financial Health

With a net worth of $2,719,177, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.50% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,527,672 in used vehicle loans and $3,056,208 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used option, our team is here to guide you through the process.

Credit Lines

For those who want extra flexibility, our credit lines are available with a total limit of $1,500,000. This option allows you to access funds when you need them without the pressure of fixed monthly payments. At Texhillco School Employees, we are dedicated to serving our community with personalized financial solutions. If you're interested in refinancing options or learning about eligibility requirements for any of our loan products, please don't hesitate to reach out. You can contact us at (830) 896-3977 or visit us at our branch located at 1018 Sidney Baker St Kerrville Tx 78028 in Kerrville, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to explore how our loan offerings can support your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,490, make buying or refinancing simple. We believe that everyone deserves the chance to own their home, and our dedicated staff will assist you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $359,266 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your spending power while keeping your budget in check.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By focusing on verified data, LendMesh helps eliminate confusion and uncertainty in the loan comparison process.

TEXHILLCO SCHOOL EMPLOYEES FEDERAL CREDIT UNION - Kerrville, TX

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