Texell Credit Union Temple TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Texell, your trusted financial partner right here in the heart of Temple, Texas. Since our establishment in 1948, we have been dedicated to empowering our members with personalized banking solutions that make a real difference. Whether you're looking for savings accounts, auto loans, or business financing options, we are here to serve you with integrity and commitment. Located at 7083 Members Pkwy, Temple, TX 76502, our branch is not just a place for transactions; it's a community hub where members can connect and grow. We proudly support over 52,535 members and manage assets totaling an impressive $752,749,321. Our focus on building lasting relationships is reflected in our total deposits of $60,148,570 and net worth of $70,751,615 figures that showcase our stability and dedication to your financial well-being. While members can visit us at our branch location for their banking needs, official correspondence should be sent to PO Box 983, Temple, TX 76503. Our friendly team of 210 employees, led by CEO Tony Hale and Board President Kenneth Gaby, is always ready to assist you with expert advice tailored just for you. At Texell, we understand that your financial goals are unique. That's why we offer a variety of services including personal banking options like checking and savings accounts, auto loans and vehicle financing, mortgage loans, personal loans for debt consolidation, as well as credit cards with rewards. For businesses, we provide merchant services and business loans to help you thrive. As we continue to grow and innovate, we remain committed to giving back to our community. With a strong cash reserve of $6,180,493 on hand and no borrowings reported, we ensure that we have the resources necessary to support our members effectively. Ready to experience the Texell difference? We invite you to call us at 254-773-1604 or visit us during our operating hours: Monday through Friday from 9 a.m. to 6 p.m., and Saturday from 9 a.m. to 1 p.m. Together, let's take the next steps toward achieving your financial dreams!

Branch History & Mission

Community Engagement

Texell isn't just about numbers; we are deeply committed to giving back to our community. Through various outreach programs and partnerships, we actively support local initiatives that make Temple a better place for everyone. We understand that when our community thrives, so do we. Whether you're visiting us at our branch or connecting with us online, we're here to provide personalized service tailored to your needs. Although our drive-thru service is not available at this location, we ensure that all transactions can be handled efficiently inside the branch or through our ATMs. As we look forward to continuing this journey together with you, we invite anyone interested in joining our family to learn more about membership benefits at Texell. Experience how Texell can help you build a brighter financial future today!

Our Mission

The mission of Texell is simple yet profound: we are dedicated to providing exceptional financial services while fostering a sense of community support. We strive to empower our members with the tools they need to achieve their financial goals, whether it's saving for a home, purchasing a vehicle, or managing day-to-day expenses. Our range of services includes personal banking options like checking and savings accounts, auto loans, mortgage loans, and business banking solutions. We believe that banking should be accessible for everyone. That's why we've made digital advancements such as online and mobile banking available to all our members. With features like e-statements and mobile payments, managing your finances is easier than ever.

Branch Location & Accessibility

Welcome to Texell, your friendly neighborhood credit union located at 7083 Members Pkwy in Temple, Texas. Our branch is designed with your convenience in mind, making it easy for you to access the services you need. Whether you're a long-time member or considering joining us, we invite you to stop by and experience what we have to offer. Just a stone's throw from local landmarks, our location is easy to find. Plus, parking is readily available, ensuring that your visit is hassle-free. We pride ourselves on being accessible to everyone, with features that comply with ADA standards, including ramps for those who may need them. At Texell, we're here for you Monday through Friday from 9 a.m. to 6 p.m., and on Saturdays from 9 a.m. to 1 p.m. Feel free to give us a call at 254-773-1604 if you have any questions or need assistance before your visit. While you're here, take advantage of our ATM services for quick cash withdrawals and balance checks. Although we don't offer drive-thru banking at this location, our friendly staff is always ready to assist you inside. While members can visit us at 7083 Members Pkwy for all their banking needs, official correspondence should be sent to PO Box 983 in Temple, TX. We look forward to welcoming you soon! Come see how Texell can help make your financial journey smoother and more rewarding.

Member Eligibility

Becoming a member of Texell is like joining a family that truly cares about your financial well-being. Whether you're looking for personal banking solutions or business services, we're here to support you every step of the way. To become a part of our community, you simply need to meet certain eligibility criteria. If you live, work, or worship in the area or have a family member who is already a member, you are likely eligible! For specific details and updates on our membership requirements, please visit this link. Opening an account with us is easy and can be done online. You can start your journey toward membership by checking out our account opening process at this page. If you have any questions or need assistance, don't hesitate to call us at (254) 773-1604. Our friendly team is ready to help you make the most of your membership at Texell, located at 7083 Members Pkwy Temple Tx 76502. Join us today and enjoy all the benefits that come with being a valued member!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $83 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $101,314,501, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a partner who simplifies your payment processes. Our merchant services make it easy for you to accept payments, manage transactions, and keep your cash flow moving smoothly. Whether you're selling products or services, our solutions help you focus on what matters most growing your business. Located at 7083 Members Pkwy Temple Tx 76502 in Temple, TX, we invite you to explore how our business banking offerings can work for you. Contact us at (254) 773-1604 to learn more!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer comprehensive solutions like merchant services and business loans tailored to support your growth. We understand the unique challenges businesses face and are here to help you succeed.

Connect With Us

We invite you to explore all the services available at Texell. Feel free to reach out by calling us at (254) 773-1604 during our operating hours of 9 a.m. - 6 p.m., Monday through Friday, and 9 a.m. - 1 p.m. on Saturdays. Our team is ready to assist you with any questions or guidance you may need. Join us today at Texell where your financial goals become our priority! Visit us online at Corporate Headquarters for more information on how we can serve you better.

Digital Banking Convenience

In an era where convenience matters, Texell provides robust online and mobile banking features. You can easily access your accounts anytime, anywhere. Whether you want to transfer funds, pay bills, or check balances, everything is just a few clicks away. Our ATM services also ensure you can withdraw cash or check balances without any hassle.

Personal Banking Solutions

Our personal banking services include checking and savings accounts that help you manage your money effectively. For those who want to drive away in a new vehicle, our auto loans and vehicle financing options offer competitive rates and flexible terms. If you're thinking about buying a home or refinancing your current mortgage, our mortgage loans can guide you through the process with ease. In today's world, financial flexibility is key. That's why we also offer personal loans for various needs, including debt consolidation to help simplify your payments. Don't forget to check out our credit cards with rewards; they provide benefits that can add up quickly.

Digital & Online Banking

Accessibility & Real-Time Management

While traditional banking hours may limit access to your accounts, our 24/7 online banking services ensure you have control over your finances whenever you need it. And if you ever want to send money to friends or family, our person-to-person transfer feature makes this quick and easy though please note that this option isn't currently available at Texell. Whether you're checking account balances or making payments while out and about, we prioritize providing a safe and accessible banking experience tailored just for you. Embrace the convenience of digital banking at Texell today!

Key Services

Accessing your accounts is simple with our comprehensive online banking service available at https://www.texell.org/. Here, you can check balances, pay bills, transfer funds, and much more all at your fingertips! Enjoy the peace of mind that comes with knowing your transactions are secure and protected. We also provide electronic signature authorization, making it easier for you to sign documents without needing to visit a branch. Plus, our e-statements allow you to view and manage your financial statements digitally, saving paper and streamlining record-keeping. For those who prefer mobile banking, our dedicated mobile application makes managing your money even simpler. You can make payments directly from your smartphone using our mobile payments feature, ensuring you're always ready for any transaction.

Financial Strength

A Growing Community

We are honored to have built a strong community with 103,948 total share accounts. This growth shows that more people trust Texell with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texell is your trusted partner. Visit us at 7083 Members Pkwy Temple Tx 76502 or call (254) 773-1604 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investments in Growth

With $65,813,315 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports your financial goals across various sectors with $9,796 in used auto loans and $600,476,677 in total loans and leases.

Member-Centric Savings

Your savings are secure with us. We have $241,498,268 in share certificates and $59,941,918 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,727, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $3,741,112 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 208 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $70,751,615, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $938 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $182,102,065 in used vehicle loans and $43,399,657 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find a plan that works for your budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $101,314,501 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and we are here to support you every step of the way. We also offer refinancing options for many of our products, making it easier for you to adjust your financial commitments as your situation changes. If you're curious about eligibility criteria or how to apply, don't hesitate to reach out! You can contact us at (254) 773-1604 or visit us at 7083 Members Pkwy Temple Tx 76502, Temple, TX during our operating hours from 9 a.m. - 6 p.m., Monday through Friday, and 9 a.m. - 1 p.m. on Saturday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

Credit Lines and Unsecured Loans

For those who need more flexibility in managing their finances, we also offer total credit lines of $192,137,350. Additionally, our unsecured credit card loans amounting to $42,787,532 provide members with easy access to cash for unexpected expenses without collateral requirements.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $40,703,935, make buying or refinancing simple. We aim to ease the path to homeownership with competitive rates and personalized service.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing ensures that users receive fair and transparent offers. Each listing is carefully verified to provide accurate information, which is crucial for making informed financial decisions.

Texell