Texell Credit Union Temple TX | Affordable Vehicle Loans & Checking

Introduction

Welcome to Texell, your trusted partner in financial growth and community support! Located at 3314 S 31St St, Temple, TX 76502, we have proudly served our members since 1948. With a total membership of over 52,000, we are committed to providing personalized banking solutions that meet the unique needs of our diverse community. At Texell, we believe in the power of community. Our assets total an impressive $752,749,321, reflecting our stability and dedication to responsible banking. We offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. With total deposits reaching $60,148,570, our members can trust that their money is secure and working hard for them. Our leadership team is here to guide you every step of the way. Under the direction of CEO Tony Hale and Board President Kenneth Gaby, we strive to create a welcoming environment where everyone feels valued. We currently employ 210 dedicated individuals who are ready to assist you with your financial needs. While you can visit us at our branch location for all your banking transactions, please note that official correspondence should be sent to our mailing address at P.O. Box 983, Temple, TX 76502. Discover how Texell can help you achieve your financial goals today! Feel free to call us at 254-773-1604 or explore more on our website at texell.org. We look forward to serving you!

Branch History & Mission

Community Commitment

Texell's commitment extends beyond traditional banking; we actively engage in community outreach efforts and partnerships that enrich the lives of our members and neighbors alike. Whether it's sponsoring local events or supporting charitable initiatives, we recognize that our success is intertwined with the well-being of the Temple community. As we look ahead to the future, we invite you to join us on this journey. Experience the benefits of being part of a member-focused credit union that truly cares about your financial wellness. Reach out today at 254-773-1604 or visit us online at Texell to learn more about how we can help you achieve your financial aspirations!

Our Journey

Over the years, Texell has evolved significantly to meet the changing needs of our community. We began as a small credit union dedicated to providing affordable financial services. Today, we offer a full range of banking options, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our growth reflects not just an increase in numbers but also our dedication to improving the lives of those we serve. While members can visit us at our main branch address, official correspondence should be sent to P.O. Box 983, Temple, TX 76502. This ensures that all communication is handled efficiently.

Our Mission

Our mission is simple yet impactful: to provide exceptional financial services while fostering community support and engagement. We believe that by empowering our members with the right tools and resources, we can help them achieve their financial goals. Whether you're looking to save for a new home or need assistance with your business finances, Texell is here for you every step of the way. We prioritize accessibility and inclusivity in all we do. With features like ADA compliance, online and mobile banking options, and a drive-thru service available during convenient hours Monday through Friday from 7:30 AM to 6 PM and Saturday from 9 AM to 1 PM we strive to create an inviting environment for everyone.

Branch Location & Accessibility

Getting Here

Finding us is simple! You can easily access our branch by car, and we offer ample parking for your convenience. For those who may need assistance, our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps. While members can visit us at 3314 S 31st St, official correspondence should be sent to our mailing address: P.O. Box 983, Temple, TX 76502.

Let’s Connect!

We invite you to stop by our branch or give us a call at 254-773-1604 if you have any questions or need assistance. At Texell, we believe in building strong relationships with our members come see how we can support your financial journey today!

Operating Hours

We know that life can get busy, so we aim to be available when you need us most. Our lobby hours are Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM. If you prefer drive-thru banking, we're here for you even earlier! Our drive-thru service operates Monday through Friday from 7:30 AM to 6 PM and Saturday from 9 AM to 1 PM.

Services Offered

At Texell, we offer a wide range of services designed with your needs in mind. From checking and savings accounts to auto loans and mortgages, we're equipped to help you with all your financial needs. Need cash? We also have an ATM available for quick withdrawals and balance checks right on-site. Our dedicated team is ready to assist you with personal banking inquiries or business banking solutions like merchant services and loans. With online and mobile banking options available, managing your finances has never been easier!

Member Eligibility

At Texell, we believe that everyone deserves a supportive community where they can thrive financially. Joining us is simple and welcoming! If you live, work, or worship in the area, you're likely eligible to become a member. We also welcome immediate family members of existing members. This means that when you join Texell, you're not just opening an account; you're stepping into a family that prioritizes your financial well-being. To learn more about the specific eligibility criteria, you can visit our detailed resource at http://www.texell.org/learn/membership. Becoming a member offers you access to our wide range of services designed to help you achieve your financial goals from checking and savings accounts to loans and credit cards with rewards. Ready to start your journey with us? Opening an account is easy! Just check out the details on how to get started at https://lms-dmz-tex311989250.temenoscloudna.com/akcelerant.origination.web.dmz/default/products or give us a call at (254) 773-1604. We're here to support you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $83 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $101,314,501, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine making sales easier for your customers while streamlining your operations. Our merchant services allow you to accept payments conveniently, whether in-store or online. By simplifying transactions, you can focus more on what matters most growing your business. Located at 3314 S 31St St Temple Tx 76502 in Temple, TX, we're here to provide tailored solutions that align with your business goals. For personalized service or inquiries, reach out to us at (254) 773-1604. Together, let's turn your business aspirations into reality!

Comprehensive List Of Services

Accessibility and Support

We take pride in being accessible to all our members. If you have any questions or need assistance, feel free to reach us at (254) 773-1604 during our lobby hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM. At Texell, we believe in making banking straightforward and approachable. Whether you're managing personal finances or running a business, we're here to support every step of the way. Explore how we can help you today by visiting us or checking out our website at 31st Branch. Your financial success starts here!

Business Banking Services

For our business members, we provide comprehensive Business Banking solutions. From Merchant Services that facilitate smooth transactions to various types of Business Loans, we support local businesses in thriving within our community.

Convenient Digital Banking

In today's fast-paced world, convenience is key. Our Online & Mobile Banking services let you manage your finances anytime, anywhere whether it's checking your balance or transferring money between accounts. With features like ATM & Cash Withdrawal Services, accessing your funds has never been easier. Plus, our basic drive-thru and ATM services allow for quick deposits and withdrawals without needing to step inside the branch.

Credit Cards and Rewards

To enhance your spending power, consider our Credit Cards with Rewards. These cards not only offer great benefits but also allow you to earn points for every dollar spent, which can be redeemed for exciting rewards.

Personal Banking Solutions

Starting with personal banking, we offer Checking & Savings Accounts that fit your lifestyle. Whether you're looking to save for a rainy day or manage your daily expenses, our accounts come with features that make banking simple and accessible. Our Auto Loans & Vehicle Financing options ensure that you can drive away in the vehicle of your choice without breaking the bank. If you're thinking about buying a home, our Mortgage Loans & Refinancing services are here to guide you through the process. We simplify the lending experience so that you can focus on what really matters your new home. Additionally, our Personal Loans & Debt Consolidation options provide flexible terms, helping you manage your finances more effectively.

Digital & Online Banking

Additional Services

While we currently do not offer person-to-person transfers, we ensure that all other transactions are simple and secure. Our commitment to protecting your information means you can bank with peace of mind. At Texell, we believe that managing your money should be straightforward and hassle-free. With our robust online banking services and helpful tools available at https://www.texell.org/, staying on top of your finances has never been easier!

Key Features

Our online banking platform is user-friendly, allowing you to check balances, transfer funds, and pay bills effortlessly. Whether you're at home or on the go, you'll have real-time access to your financial information. Plus, with our electronic signature authorization feature, signing important documents has never been simpler no more printing or mailing! If you prefer to manage your finances through your smartphone, you'll love our mobile application. It includes a variety of features such as mobile payments, which let you make purchases quickly and securely right from your phone. And don't worry about keeping track of paper statements; we offer e-statements for easy access to your account history whenever you need it.

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 103,948, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $787,134. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texell is your trusted partner. Visit us at 3314 S 31St St Temple Tx 76502 or call (254) 773-1604 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $241,498,268 in share certificates and $59,941,918 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,727, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $3,741,112, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 208 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Improvement

With $65,813,315 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $9,796 in used auto loans and $600,476,677 in total loans and leases, we support our members' financial goals across various sectors.

Strong Financial Health

With a net worth of $70,751,615, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $938 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $182,102,065 in used vehicle loans and $43,399,657 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to fit your budget, making it easier for you to drive off with the vehicle you want.

Business Financing

For business owners, our outstanding commercial loans totaling $101,314,501 provide the capital needed to grow and expand your operations. We understand the unique challenges businesses face and are here to support your success.

Credit Lines

We also offer competitive credit lines with a total value of $192,137,350, giving you access to funds when you need them most. This flexibility allows you to manage cash flow effectively without the hassle of applying for multiple loans. If you're considering refinancing any existing loans or exploring eligibility options, we encourage you to reach out. Our team at Texell is here to assist you in finding solutions that work best for your situation. You can visit us at our branch located at 3314 S 31St St Temple Tx 76502, Temple, TX, or give us a call at (254) 773-1604 for more information about our loan products. For performance insights and financial data, please refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey starts here let us help you take the next step!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $40,703,935, make buying or refinancing simple. We guide you through every step of the process, ensuring that you find a solution that meets your needs.

Unsecured Credit Cards

Managing day-to-day expenses is easier with our flexible unsecured credit card loans, with a total of $42,787,532 available to help members effectively manage their finances. Our credit cards come with rewards and various benefits designed to enhance your purchasing power.

Loan Aggregator

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Texell