Texell Credit Union Georgetown TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Texell, your trusted financial partner in the heart of Georgetown, Texas! Located at 723 W University Ave Ste 100, our branch has been serving the community since 1948. With a strong commitment to enhancing the financial well-being of our 52,535 members, we pride ourselves on being more than just a credit union; we are a vital part of your neighborhood. At Texell, we understand that each member's financial journey is unique. That's why we offer a wide range of services tailored to meet your needs, from personal banking solutions like checking and savings accounts to auto loans, mortgages, and business financing. With total assets exceeding $752,749,321 and total deposits around $60,148,570, our solid foundation ensures that you can trust us with your finances. Our leadership team is dedicated to fostering a supportive environment for all our members. Under the guidance of CEO Tony Hale and Board President Kenneth Gaby, our team of 210 employees is here to help you navigate your financial options with ease and confidence. While members can visit us at our branch location in Georgetown, official correspondence should be sent to our mailing address: 723 West University Ave., Georgetown, TX 78626. If you have any questions or need assistance, feel free to reach out to us at 512-868-0166 or explore more about what we offer on our website at texell.org. Join us today and experience the Texell difference where community matters and your financial success is our priority!

Branch History & Mission

Welcome to Texell, where our journey began in 1948 in the heart of Georgetown, Texas. Over the decades, we have proudly served our community from our location at 723 W University Ave Ste 100, a place that has become synonymous with trust and support for thousands of members. As we evolved from a small credit union into a vibrant financial institution with over 52,000 members and total assets exceeding $752 million, our commitment to the community has remained steadfast. Our mission is simple yet profound: to provide exceptional financial services while fostering a spirit of community support and cooperation. We believe that when our members thrive, so does the entire community. This belief drives everything we do at Texell, from offering competitive rates on loans and savings accounts to providing personalized service that makes every member feel valued. While members can visit us at our branch location in Georgetown, official correspondence should be sent to our mailing address: 723 West University Ave., Georgetown, TX 78626. Our doors are open Monday through Friday from 10 AM to 6 PM and Saturday from 9 AM to 1 PM, ensuring that we are here when you need us most. At Texell, we embrace innovation while remaining accessible. With ATM availability and online banking options, managing your finances is easy and convenient. Although we currently do not offer drive-thru banking or shared service centers, we focus on delivering quality personal service right at your fingertips through mobile payments and electronic statements. As part of our mission to give back, we engage in various community outreach efforts that include partnerships with local organizations and events aimed at supporting those in need. Our commitment extends beyond numbers; it's about making a meaningful impact in the lives of those around us. We invite you to join Texell today! Experience how our dedicated team can help you achieve your financial goals while being part of a thriving community-focused organization. Whether you're looking for personal banking solutions or business services, Texell is here for you every step of the way. Visit us today or learn more about membership options at Texell's website.

Branch Location & Accessibility

Convenient Access and Features

Our branch is designed with your comfort in mind. You'll find ample parking available right outside, and we're committed to accessibility with features like ramps to ensure everyone can reach us without hassle. At Texell, we understand that your time is valuable. That's why our lobby hours are convenient as well; we're open Monday through Friday from 10 AM to 6 PM and Saturday from 9 AM to 1 PM. Whether you're stopping by for a quick transaction or looking for more extensive financial services, we're here to help during those hours.

Get in Touch!

Have questions or want to learn more about what we offer? Don't hesitate to reach out! You can call us at 512-868-0166 for any inquiries. We look forward to welcoming you at Texell's Georgetown Branch soon!

Services Offered

We offer a wide range of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and credit cards with rewards, there's something for everyone. Plus, if you need cash outside of regular hours, our ATM is available on-site for quick withdrawals and balance checks. Unfortunately, we don't have drive-thru service at this location, but our friendly staff is always ready to assist you inside the branch.

Member Eligibility

At Texell, we believe that everyone deserves a place in our supportive community. Becoming a member is an easy and welcoming process! If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us. We also welcome family members of current members to become part of our credit union family. This means you can enjoy a variety of benefits tailored to your financial needs, from competitive loan rates to personalized service that makes banking feel personal. For more details on eligibility criteria and to ensure you meet all requirements, feel free to check out our dedicated page at http://www.texell.org/learn/membership. Once you're ready to take the next step, opening an account with us is simple! You can start your journey towards membership online or give us a call at (512) 868-0166 for assistance. Our friendly team is here to guide you through the process and answer any questions you might have. Join us at Texell, located at 723 W University Ave Ste 100 Georgetown Tx 78626, and experience the difference of being part of a community-focused credit union!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $83 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $101,314,501, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

But it doesn't stop at loans. Our merchant services make it easy for you to accept payments and manage transactions efficiently. Picture a busy Saturday at your café our payment processing tools ensure you can serve customers quickly while keeping track of sales effortlessly. With our support, you can focus on what really matters: growing your business. Visit us at 723 W University Ave Ste 100 Georgetown Tx 78626 in Georgetown, TX, or call us at (512) 868-0166 to learn how we can assist you in reaching your business goals today!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer tailored solutions including Merchant Services and Business Loans. Whether you're starting a new venture or expanding an existing one, our resources can provide the support you need to thrive.

Connect with Us

If you're interested in learning more about how Texell can serve your financial needs or if you have any questions about our services, feel free to reach out! You can visit us at 723 W University Ave Ste 100 Georgetown Tx 78626 in Georgetown, call us at (512) 868-0166, or explore more on our website at Georgetown Branch. We're here to help you achieve your financial goals!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we prioritize our Online and Mobile Banking services. With easy access to your accounts from anywhere at any time, managing your finances has never been simpler. You can check balances, transfer funds, and even pay bills all from your mobile device. Additionally, our ATM & Cash Withdrawal Services ensure that you're never far from your money. With basic ATM access for withdrawals and balance checks, we've made it easy for you to stay connected with your finances on the go.

Personal Banking Services

Starting with personal banking, we offer Checking and Savings Accounts that help you manage your finances effectively. These accounts are designed to fit various lifestyles, ensuring that whether you're saving for a vacation or managing daily expenses, you have the right tools at your fingertips. In addition to traditional accounts, we provide Auto Loans and Vehicle Financing, perfect for those looking to purchase a new car or refinance an existing loan. Our competitive rates make it easier for you to get behind the wheel without breaking the bank. When it comes to homeownership, our Mortgage Loans and Refinancing options can help turn your dream home into a reality. We guide you through every step of the process, making it straightforward and stress-free. For those needing extra funds, our Personal Loans and Debt Consolidation services can assist you in managing larger expenses or combining debts into one manageable payment. We understand that life can be unpredictable, and we're here to help you navigate those financial bumps along the way. Our Credit Cards with Rewards add an extra layer of benefits, allowing you to earn points on everyday purchases. This service is great for members who enjoy rewards while managing their spending.

Digital & Online Banking

Key Features

We also prioritize your security. With Electronic Signature Authorization, you can sign documents digitally without worrying about safety. Plus, our E-Statements feature allows you to view your account statements electronically, making it easier for you to keep track of your finances while going green. Our Mobile Application makes banking even more accessible. You can make payments using our Mobile Payments Feature, so you can shop and pay directly from your phone. And if you ever need to send money to friends or family, our Person-to-Person Transfers make that hassle-free no need for cash or checks. In summary, Texell is committed to making banking simple and secure for you. Explore our digital services today and experience financial management like never before!

Financial Strength

At Texell, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which reflects our commitment to serving you well. With a net worth of $70,751,615, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $938 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $241,498,268 in share certificates and $59,941,918 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,727, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $65,813,315 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in our portfolio: with $9,796 in used auto loans and $600,476,677 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is highlighted by a net income of $3,741,112, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 208 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The trust you've placed in us is evident as shown by the growth of our membership base, with a total of 103,948 share accounts reflecting the confidence you have in Texell. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texell is your trusted partner. Visit us at 723 W University Ave Ste 100 Georgetown Tx 78626 or call (512) 868-0166 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $43,399,657 in new vehicle loans and $182,102,065 in used vehicle loans to help our members get on the road. Our flexible terms make it easy for you to find an auto loan that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $101,314,501 provide the capital needed to grow and expand. Whether you're looking to invest in new equipment or improve cash flow, we can tailor a solution that works for you.

Credit Lines

Our total credit lines stand at $192,137,350, offering additional flexibility for managing unexpected expenses or funding opportunities as they arise. If you're interested in refinancing options or checking eligibility for any of our loan products, feel free to reach out. You can contact us at (512) 868-0166 during our operating hours from Monday to Friday: 10 am - 6 pm and Saturday: 9 am - 1 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Texell Credit Union, we prioritize your financial well-being and strive to provide lending solutions that help you succeed. Visit us today or explore more about our services online at Texell.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $40,703,935, make buying or refinancing simple. We provide guidance throughout the process and are dedicated to helping you secure your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $42,787,532 in loans helping members manage their finances effectively, our credit cards come with competitive rates and no hidden fees.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that you receive fair and transparent offers tailored to your needs. Each loan listing reflects current market conditions, allowing for precise comparisons.

Texell