Texell Credit Union Cedar Park TX | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Texell, your trusted partner in financial growth and community support, located at 875 W Whitestone Blvd, Cedar Park, TX 78613. Since our establishment in 1948, we have proudly served over 52,535 members, providing a range of personal and business banking solutions tailored to meet your needs. With total assets reaching an impressive $752,749,321 and total deposits amounting to $60,148,570, we are committed to ensuring the financial well-being of our community. At Texell, we believe in building strong relationships with our members. Our dedicated team of 210 employees, led by CEO Tony Hale and Board President Kenneth Gaby, is here to offer personalized service and expert advice. Whether you're looking for auto loans where we've financed nearly 20,000 vehicles or need assistance with savings accounts, mortgages, or credit cards with rewards, we have you covered. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be directed to the same address: 875 W Whitestone Blvd, Cedar Park, TX 78613. With a solid net worth of $70,751,615 and a commitment to responsible lending reflected in our total loans exceeding 43,984, we strive to create a positive impact on the lives of our members. Our values center around trust and transparency as we work together towards your financial goals. Ready to take the next step? Reach out to us at 512-259-1122 or explore more about our offerings on our website at Texell. We're excited to help you achieve your financial dreams!

Branch History & Mission

Get Involved

While you can visit us at 875 W Whitestone Blvd Cedar Park Tx 78613, official correspondence should be sent to 875 W Whitestone Blvd, Cedar Park, TX 78613 if different. Our lobby hours are Monday through Friday from 10 AM to 6 PM and Saturday from 9 AM to 1 PM. For those who prefer drive-thru service, we're open Monday through Friday from 7:30 AM to 6 PM and Saturday from 9 AM to 1 PM. We invite you to join us at Texell as we continue this journey together. Experience the benefits of being part of a credit union that truly cares about its members and the community. For more information on membership eligibility or to open an account today, please visit our website or give us a call at (512) 259-1122. Together, let's build a brighter future!

Our Journey

From humble beginnings, Texell has evolved significantly over the years. Founded with the mission to provide accessible financial services, we have built a legacy of trust and reliability. Our commitment to excellence is reflected in our impressive total assets of ${total_assets}, which empowers us to offer a variety of services tailored to our members' unique situations. As we expanded, we embraced technology while maintaining our dedication to personalized service. Today, members can access their accounts online or through our mobile app, making banking easier than ever before. We are proud to be ADA compliant, ensuring that everyone in our community can utilize our services without barriers.

Our Mission

At Texell, our mission is simple yet powerful: to enhance the lives of our members by providing quality financial products and exceptional service. We believe that banking should be more than just transactions; it should foster relationships and build community. Our focus goes beyond profits; we actively participate in local outreach programs and partnerships that uplift those around us. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, or business services such as merchant solutions and business loans, we've got you covered. We also provide essential resources like ATM access and drive-thru banking for your convenience.

Branch Location & Accessibility

Convenience and Accessibility

At our Cedar Park branch, you'll find ample parking available, making it easy for you to access our services without hassle. We are proud to be ADA compliant, ensuring that everyone can navigate our facilities comfortably. For those who prefer quick transactions, we offer a drive-thru service where you can handle deposits and withdrawals without leaving your car.

Operating Hours

We understand that life can get busy, which is why we offer flexible operating hours. Our lobby is open Monday through Friday from 10 AM to 6 PM and Saturday from 9 AM to 1 PM. If you need early morning service, our drive-thru opens at 7:30 AM on weekdays and at 9 AM on Saturdays. This way, you can choose a time that works best for your schedule.

Services Offered

At Texell's Cedar Park branch, we're dedicated to providing a range of services tailored to your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have solutions for everyone. Plus, with ATM availability right at the branch and convenient online banking options, managing your finances has never been easier. While members can visit us at 875 W Whitestone Blvd Cedar Park Tx 78613, official correspondence should be sent to 875 W Whitestone Blvd, Cedar Park, TX 78613. If you have any questions or need assistance, don't hesitate to reach out! Give us a call at (512) 259-1122 our friendly team is ready to help. We invite you to come in and see how Texell can serve you better!

Member Eligibility

Joining the Texell community means stepping into a world of support and opportunity. At Texell, located at 875 W Whitestone Blvd, Cedar Park, TX 78613, we warmly welcome individuals who live, work, or worship in our service area. Whether you're looking for personal banking solutions or business services, becoming a member opens the door to a range of benefits tailored just for you. If you're curious about the specific eligibility requirements, feel free to check out more details at this link. We strive to make the membership process as easy as possible just give us a call at 512-259-1122 or visit our website for information on how to open an account. Join us and discover the advantages of being part of Texell!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $83 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $101,314,501, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, efficient payment processing is crucial. Our merchant services provide easy-to-use tools that help you accept payments seamlessly. Imagine being able to serve customers quickly at your cafe or retail store without worrying about transaction delays. With our solutions, you can focus on what matters most growing your business. Visit us at 875 W Whitestone Blvd Cedar Park Tx 78613, Cedar Park, TX, or give us a call at (512) 259-1122 to learn how we can help your business thrive!

Comprehensive List Of Services

Business Banking Solutions

For local entrepreneurs, we understand that running a business involves unique financial demands. Our business banking services, including merchant services and business loans, are designed to support your growth every step of the way. We're here to help you turn your vision into reality with practical financial tools tailored for businesses like yours.

Cash Withdrawal & Basic Transactions

Need quick access to cash? Our ATM services allow for easy withdrawals and balance checks right from the machine, while our drive-thru banking provides an efficient way to handle deposits and simple transactions without leaving your car. At Texell, we take pride in being more than just a credit union; we're a community partner dedicated to helping you thrive financially. If you'd like to learn more about any of these services or have questions about how we can assist you further, please don't hesitate to reach out at (512) 259-1122 or visit us at Cedar Park. Start your journey with us today!

Digital Banking for Your Convenience

In today's fast-paced world, convenience is key. That's why we've made sure that all our services are accessible online and through mobile banking. With features like online banking, mobile payments, and an easy-to-use mobile application, you can manage your finances anytime, anywhere. Whether it's checking your balance or transferring funds between accounts, we've got you covered.

Loans Tailored for You

Life can throw unexpected expenses your way, which is why we offer personal loans and debt consolidation solutions to help you manage those challenges without stress. Additionally, our credit cards with rewards give you the chance to earn while you spend perfect for everyday purchases or special treats.

Personal Banking

Managing your money should be simple and straightforward. That's why at Texell, we provide various personal banking services including checking and savings accounts that cater to everyone, from students to retirees. Need a vehicle? Our auto loans and vehicle financing options make purchasing a new or used car easier than ever. If you're considering buying a home, our mortgage loans and refinancing services can guide you through the process with competitive rates and personalized support.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly and packed with features to help you stay in control of your money. You can view your account balances, transfer funds, and pay bills with just a few clicks. Plus, we offer electronic signature authorization, allowing you to complete transactions securely without needing to visit a branch. If you prefer going paperless, you'll love our e-statements availability. This not only helps the environment but also makes it easier for you to keep track of your financial history right from your device. And for those times when you're out shopping or dining, take advantage of our mobile payments feature, which lets you make quick payments using your smartphone.

Mobile Application

Stay connected with our dedicated mobile application, available for download on your favorite app store. With this app, managing your accounts has never been easier. You can check balances, deposit checks remotely, and even set up alerts for transactions or low balances all at your fingertips! While person-to-person transfers aren't available yet, we're always looking to improve our services based on what matters most to our members. Your security is a top priority for us, so rest assured that all transactions are protected with advanced encryption technology. In summary, whether you're at home or on the move, Texell offers robust digital and online banking options that fit seamlessly into your lifestyle. Explore more about our services today by visiting https://www.texell.org/ !

Financial Strength

Commitment to Growth

With $65,813,315 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $9,796 in used auto loans and $600,476,677 in total loans and leases.

Growing Membership Trust

We currently manage a growing base of 103,948 share accounts, reflecting the trust that our members place in us. With net shares available for lending and investments at $787,134, we are well-positioned to support your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texell is your trusted partner. Visit us at 875 W Whitestone Blvd Cedar Park Tx 78613 or call (512) 259-1122 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $241,498,268 in share certificates and $59,941,918 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,727, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our strong performance is reflected in our $3,741,112, which showcases our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 208 full-time employees and 2 part-time employees ready to assist you with knowledge and dedication.

Strong Financial Position

With a net worth of $70,751,615, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $938 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $182,102,065 in used vehicle loans and $43,399,657 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we have options to suit your budget and lifestyle.

Credit Lines and Other Options

In addition to auto and mortgage loans, Texell provides access to total credit lines amounting to $192,137,350. This can give you the financial flexibility you need for both planned and unexpected expenses. For business owners looking for funding solutions, our outstanding commercial loans total $101,314,501, providing the capital needed to grow and expand your business. At Texell, we believe that everyone deserves access to affordable financing solutions. If you're interested in refinancing or want to know more about our eligibility options, don't hesitate to reach out! You can call us at 512-259-1122 or visit our website at www.texell.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $40,703,935, making buying or refinancing simple. We are committed to helping you secure a home that fits your needs while offering competitive rates and flexible terms.

Unsecured Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $42,787,532 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to make your spending more rewarding.

Loan Aggregator

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TEXELL CREDIT UNION - Cedar Park, TX