Texell Credit Union Belton TX | Best Auto Loans & Business Banking

Introduction

Welcome to Texell, your trusted partner in financial wellness, located at 416 Lake Rd, Belton, TX 76513. Since our establishment in 1948, we have been dedicated to serving our community with personalized banking solutions tailored to meet your needs. With a robust membership base of 52,535 members and total assets exceeding $752,749,321, we are proud to be a significant part of the Belton area. At Texell, we believe in empowering our members through exceptional service and comprehensive financial products. Our offerings include everything from personal checking and savings accounts to auto loans and mortgage options, ensuring that you have access to the resources you need for every stage of your financial journey. We currently hold over $60,148,570 in deposits and have issued a total of 43,984 loans and leases, reflecting our commitment to supporting our community's growth. Our leadership team is headed by CEO Tony Hale and Board President Kenneth Gaby, who both share a passion for fostering trust and transparency within our institution. With a dedicated staff of 210 employees, we are here to assist you with any questions or concerns you may have. Whether you're visiting us in person or exploring our services online at texell.org, we're committed to providing an exceptional member experience. For official correspondence, please note that while members can visit us at our branch address, all mail should be directed to PO Box 983, Temple, TX 76501. Join us at Texell today! Give us a call at 254-773-1604 or stop by during our lobby hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. Experience firsthand how we can help you achieve your financial goals while building a brighter future together.

Branch History & Mission

Commitment to Innovation

As technology advances, Texell remains dedicated to ensuring that our services keep pace with the changing landscape of banking. We proudly offer online and mobile banking options that allow you to manage your finances conveniently from anywhere. Our commitment to accessibility also includes ADA-compliant facilities and services designed for everyone. While members can visit us at 416 Lake Rd for all their banking needs, official correspondence should be sent to PO Box 983, Temple, TX 76501 if different from our branch address.

Connect with Us

We invite you to experience what makes Texell special. Visit us during our lobby hours from Monday to Friday between 9 AM - 5 PM or Saturdays from 9 AM - 1 PM. If you're in need of quick transactions outside these hours, take advantage of our drive-thru service available Monday through Friday from 7:30 AM - 6 PM and Saturday from 9 AM - 1 PM. Whether you're looking for savings accounts or financing options for your next vehicle purchase, our knowledgeable team is here to help. Call us at 254-773-1604 or explore more about membership benefits on our website. Join us today at Texell where your financial journey begins!

Our Mission

At Texell, our mission is simple yet profound: we strive to enhance the financial well-being of our members while actively supporting the community. We offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. Our focus is on building lasting relationships with our members by providing tailored advice and friendly service. We believe in giving back to Belton through various outreach efforts and partnerships with local organizations. By investing in our community's growth and development, we create a positive impact that resonates beyond just financial transactions.

Branch Location & Accessibility

Welcome to the Texell Belton Branch, your friendly neighborhood credit union located at 416 Lake Rd, Belton, TX 76513. Nestled in the heart of Bell County, our branch is conveniently situated near popular local spots that make it easy for you to stop by. Whether you're heading to nearby parks or running errands in town, we're just a quick visit away! At Texell, we prioritize accessibility for all our members. Our branch is fully ADA compliant and features ramps and designated parking spaces to ensure everyone can enjoy our services comfortably. Plus, with our drive-thru banking option available, you can take care of your banking needs without ever leaving your car. Our lobby hours are designed with your busy schedule in mind. You can visit us Monday through Friday from 9 AM to 5 PM and on Saturdays from 9 AM to 1 PM. If you prefer the convenience of banking on the go, we also offer ATM services that are available around the clock for quick cash withdrawals and balance checks. Should you need to reach us by phone, feel free to call at 254-773-1604. Our dedicated staff is here to assist you with anything from opening accounts to applying for loans. While members can visit us at 416 Lake Rd, official correspondence should be sent to PO Box 983, Temple, TX 76501. We invite you to come explore all that Texell has to offer! From personal banking options like checking and savings accounts to business services and loans, we're here to help you achieve your financial goals. We look forward to welcoming you soon!

Member Eligibility

At Texell, we believe that joining our community is a step towards better financial health and support. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in the local area, you're likely eligible to join us. We aim to serve individuals who appreciate a more personal touch in their banking experience. To get all the details about eligibility requirements, feel free to visit our website at http://www.texell.org/learn/membership . Once you know you're eligible, opening an account with us is a breeze! Simply visit our account opening page at https://lms-dmz-tex311989250.temenoscloudna.com/akcelerant.origination.web.dmz/default/products , and you'll find everything you need to get started. If you have any questions or want assistance along the way, don't hesitate to reach out to us at (254) 773-1604. We're here for you every step of the way!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine having a partner that simplifies payment processing while you focus on your passion running your business. Our merchant services provide you with the tools needed to accept payments easily, allowing you to cater to more customers without hassle. Whether it's credit card transactions or online payments, we make sure that you have the right solutions at your fingertips. Visit us at 416 Lake Rd Belton Tx 76513 in Belton, TX, or call us at (254) 773-1604 to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $83 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $101,314,501, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash? Our ATMs are conveniently located for easy access anytime. Whether it's withdrawing cash or checking your balance, we've got you covered.

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our auto loans offer flexible financing solutions that make driving your dream car attainable. With straightforward application processes and competitive rates, you can hit the road in no time without stretching your budget.

Business Banking Services

For entrepreneurs and small businesses, we offer essential business banking services including merchant services and business loans. We understand the unique challenges you face and are here to support your growth with personalized financial solutions.

Credit Cards with Rewards

Our credit cards come with exciting rewards programs that let you earn points on everyday purchases. Whether you're planning a trip or just buying groceries, each swipe gets you closer to exclusive rewards while enjoying the benefits of responsible credit usage.

Drive-Thru Services

For those who prefer in-person transactions without leaving their cars, our drive-thru banking offers a variety of simple transactions including deposits and withdrawals making banking convenient for everyone. At Texell, we are dedicated to providing exceptional service tailored to meet the needs of our community members. If you're ready to explore these services further or have questions about how we can help you achieve your financial goals, give us a call at (254) 773-1604 or visit us in person at 416 Lake Rd Belton Tx 76513. Join us today and discover how we can support your journey towards financial success!

Mortgage Loans & Refinancing

Owning a home is one of life's biggest milestones. At Texell, we provide various mortgage options that cater to first-time buyers as well as those looking to refinance their current mortgages for better rates or terms. We guide you through every step, ensuring a smooth and stress-free experience.

Online & Mobile Banking

In today's fast-paced world, managing your finances digitally is crucial. Our online and mobile banking features provide 24/7 access to your accounts, allowing you to pay bills, transfer funds, and check balances from anywhere at any time. Whether you're at home or on the go, staying connected to your finances is easy with Belton Branch.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking options are tailored to fit your lifestyle. Imagine having a reliable account that not only keeps your money safe but also helps you grow it over time. With competitive interest rates, managing your finances has never been easier.

Personal Loans & Debt Consolidation

If life throws unexpected expenses your way, our personal loans can help alleviate financial stress. From medical bills to home repairs, we offer quick access to funds when you need them most. Additionally, if you're juggling multiple debts, consider our debt consolidation options that can simplify your payments and potentially lower interest rates.

Digital & Online Banking

Convenient Online Access

With our 24/7 Online Banking Services, accessing your account has never been easier. Just visit https://www.texell.org/ to log in and manage your accounts from the comfort of your home or on the go. Whether you need to check your balance, pay bills, or transfer funds, everything is just a few clicks away.

E-Statements and Security

Say goodbye to paper clutter! We offer E-Statements Availability, giving you easy access to your account statements electronically. This not only helps you stay organized but also enhances security by reducing the risk of sensitive information falling into the wrong hands. Plus, with our Electronic Signature Authorization, signing documents online is quick and hassle-free. At Texell, we prioritize both convenience and security in all our digital banking services. You can confidently manage your finances in real-time, knowing that our systems are designed with your safety in mind. Join us today and experience the ease of modern banking!

Mobile Banking Features

Our dedicated Mobile Application allows you to take control of your finances right from your smartphone. You can enjoy features like Mobile Payments, making it simple to pay for purchases with just a tap. Plus, if you're ever in a pinch, our app lets you send money directly to friends or family through Person-to-Person Transfers a feature that adds flexibility to your financial transactions.

Financial Strength

Commitment to Growth

With $65,813,315 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident with $9,796 in used auto loans and $600,476,677 in total loans and leases.

Growing Membership

Total Share and Deposit Accounts: 103,948, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $787,134. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texell is your trusted partner. Visit us at 416 Lake Rd Belton Tx 76513 or call (254) 773-1604 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $241,498,268 in share certificates and $59,941,918 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,727, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $3,741,112, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 208 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $70,751,615, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $938 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $182,102,065 in used vehicle loans and $43,399,657 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles with straightforward application processes and quick approvals.

Credit Lines and Commercial Loans

For those needing additional financial flexibility, we offer credit lines totaling $192,137,350. Additionally, business owners can benefit from our outstanding commercial loans totaling $101,314,501, providing essential capital for growth and expansion. If you're considering refinancing options or want to learn more about eligibility requirements for any of our loan products, feel free to reach out to us at 254-773-1604. Our friendly staff is available to help you navigate your choices during lobby hours from Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Texell, we're dedicated to providing transparent information so you can make confident financial decisions. Explore how we can assist you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $40,703,935, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team will guide you through each step to ensure you find the right fit for your budget.

Unsecured Credit Card Loans

Managing day-to-day expenses can be easier with our flexible unsecured credit card loans. With a total of $42,787,532 in loans helping members manage their finances effectively, these cards come with convenient features designed to suit your lifestyle.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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TEXELL CREDIT UNION - Belton, TX