TexasGulf Credit Union El Campo TX | Best Auto Loans & Business Banking

Introduction

Welcome to Texasgulf, your trusted partner in financial services located at 1313 West Loop, El Campo, TX 77437. Since our establishment in 1937, we have proudly served our community with a commitment to providing exceptional banking solutions tailored to meet your unique needs. With over 14,500 members and a strong foundation of $200,917,879 in assets, we strive to empower individuals and families on their financial journeys. At Texasgulf, we believe in the power of community. Our dedicated team of 31 employees, led by CEO J. Michael Sterry and Board President Weldon Ferrell, works diligently to ensure that every member feels valued and supported. We offer a range of services including personal banking, auto loans, mortgage options, and business banking all designed with your success in mind. You can trust us to help you navigate your financial goals with confidence. Our total deposits stand at $16,696,257, reflecting the faith our members place in us every day. Whether you're looking to open a checking account or need assistance with a loan our friendly staff is here for you. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: 1313 West Loop, El Campo, TX 77437. For any inquiries or assistance, feel free to call us at (979) 578-9000 during our operating hours from Monday through Friday, 8:00 am to 5:00 pm. Join us today and experience the Texasgulf difference! Visit our website at www.texasgulffcu.org for more information about membership eligibility and the services we offer. Your financial future starts here!

Branch History & Mission

Accessibility and Convenience

Our branch is designed with convenience in mind. We offer ATM access for quick transactions and have drive-thru banking available for those who prefer not to enter the building. Our operating hours are Monday through Friday from 8:00 am to 5:00 pm, ensuring that you have ample opportunity to meet your banking needs. In conclusion, we invite you to become part of the Texasgulf family. Join us today and experience how our dedication to financial wellness can make a positive impact on your life. For more information about membership eligibility or services offered, please visit our website or call us at 979-578-9000. Together, let's build a brighter future!

Community Commitment

We take pride in being more than just a financial institution; we are an integral part of the El Campo community. Texasgulf actively participates in various outreach programs aimed at supporting local initiatives and businesses. Whether through partnerships or community events, we strive to uplift those around us.

Our Location and Services

You can visit us at our branch located at 1313 West Loop, El Campo, TX 77437. We are proud to be part of this vibrant community, nestled near local landmarks that bring residents together. Our location is easily accessible for those looking to experience our personal banking services first-hand. While members can visit us at this address, official correspondence should be sent to the same location.

Our Mission

At the heart of Texasgulf is our mission: to empower our members financially while enhancing the communities we serve. We believe in making banking simple and accessible for everyone. Our range of services includes personal and business banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and much more. We also prioritize innovative solutions through online and mobile banking platforms that ensure you can manage your finances anytime, anywhere.

Branch Location & Accessibility

Accessibility and Parking

At Texasgulf, we understand that accessibility is key. Our branch is designed with features that ensure everyone can visit us comfortably. We have ample parking available, including designated spots for those who need closer access. Our building is ADA compliant, with ramps and clear pathways to make your visit smooth and easy.

Banking Services

As part of our commitment to serving you better, we offer a variety of services including personal banking accounts, auto loans, mortgage options, and credit cards with rewards. Plus, if you're in need of cash after hours, our ATM is available for quick withdrawals and balance checks. For those who prefer the convenience of drive-thru banking, we have that option too! You can handle deposits and simple transactions without leaving your vehicle.

Call to Action

We invite you to stop by Texasgulf today! Whether you're a longtime member or considering joining our community, we're excited to assist you with your financial journey. If you have any questions or want to learn more about our services before visiting, feel free to give us a call at 979-578-9000. Your financial future starts here!

Operating Hours

We're here for you Monday through Friday from 8:00 am to 5:00 pm, ready to assist with all your banking needs. Whether you want to open a new account or discuss loan options, our knowledgeable staff is always eager to help.

Member Eligibility

At Texasgulf, we believe that becoming a member means joining a caring community where your financial well-being is our priority. If you're looking to become part of our family, you'll be pleased to know that eligibility is quite straightforward! Generally, individuals who live, work, worship, or attend school in Wharton County can join us. We also welcome family members of existing members, making it easy for you and your loved ones to benefit from our supportive services. For the most accurate and detailed information on membership criteria, you can check out our eligibility page at this link. Once you've confirmed your eligibility, opening an account with us is a breeze! Our friendly team is here to guide you through the process and answer any questions you might have. You can reach us at 979-578-9000 or visit us at our branch located at 1313 West Loop, El Campo, TX 77437. Join Texasgulf today and discover the advantages of being a member where your financial goals are met with personalized care and attention!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $391,107, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner that not only provides funding but also helps streamline your transactions. Our merchant services at Texasgulf make it easy for businesses to accept payments efficiently. Picture this: a local café using our service to effortlessly process customer payments, improving their cash flow and allowing them to focus on what they do best serving delicious coffee! If you're ready to take your business to the next level, visit us at 1313 West Loop El Campo Tx 77437 in El Campo, TX. Call us at (979) 578-9000 or explore more at our website for details on how we can help you thrive!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, you'll appreciate our Business Banking services, including merchant services and business loans. We know that running a business comes with unique challenges, and we're here to support you every step of the way.

Convenient Digital Banking

In today's fast-paced world, having convenient access to your finances is crucial. That's why at Texasgulf, we offer robust Online & Mobile Banking solutions. Manage your accounts on-the-go with features like mobile payments and person-to-person transfers making banking simple and efficient. Additionally, we provide ATM and cash withdrawal services along with basic drive-thru banking options for quick deposits and withdrawals. If you need cash or want to check your balance without stepping inside the branch, our ATMs are available for your convenience.

Get Started Today

Whether you're looking for personal banking solutions or business support, Texasgulf has something for everyone. Visit us at our branch in El Campo or call us at 979-578-9000 during lobby hours (Monday through Friday from 8:00 am to 5:00 pm) to learn more about how we can assist you on your financial journey. Explore all that we have to offer at Texasgulf FCU and see how we can help you achieve your financial goals!

Loan Options for Every Need

We also offer Personal Loans & Debt Consolidation services, perfect for those looking to simplify their finances or cover unexpected expenses. Our competitive rates help lighten your financial burden while maintaining manageable payments. For those who prefer using credit responsibly, our Credit Cards with Rewards program offers benefits that can enhance your purchasing power while rewarding you for every dollar spent.

Personal Banking Solutions

For those looking to manage their day-to-day finances, our Personal Banking options include checking and savings accounts designed to fit various lifestyles. Whether you're saving for a vacation or managing everyday expenses, we offer accounts with features that suit your needs. If you're planning to purchase a new vehicle, our Auto Loans & Vehicle Financing can help you get behind the wheel without the stress of high-interest rates. We understand how important it is to find the right loan, which is why our team is here to guide you through the process. Thinking about homeownership? With our Mortgage Loans & Refinancing, we provide flexible options that make buying or refinancing your home easier than ever. We work closely with you to ensure you find a mortgage solution that aligns with your financial goals.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, so whether you're at home or on the go, you can check balances, transfer funds, and pay bills with just a few clicks. If you prefer using your smartphone, our mobile application makes banking even simpler. You can make mobile payments easily and securely, helping you stay organized without the hassle of cash or checks. Plus, our person-to-person transfer feature allows you to send money directly to friends or family without any complicated steps.

Security & Convenience

We prioritize your security with every transaction. Your information is protected with advanced security measures, ensuring peace of mind while you manage your accounts. As part of our commitment to convenience, we also offer e-statements for those who prefer going paperless just another way we help you simplify your financial life. At Texasgulf, we aim to provide a user-friendly experience for all members. Whether you're accessing your accounts through our website or mobile app, you'll find that navigating through features like electronic signature authorization is straightforward and efficient because managing your money should never feel overwhelming. Join us today and discover how our digital banking services can enhance your financial journey!

Financial Strength

A Foundation of Trust

With a net worth of $27,782,155, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.82% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

A Growing Community

We have a strong community presence with 25,921 total share accounts showing that many trust us with their finances. Our resources remain available for lending and investments as indicated by net shares amounting to $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texasgulf is your trusted partner. Visit us at 1313 West Loop El Campo Tx 77437 or call (979) 578-9000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Committed to Excellence

Our operational efficiency is reflected in our $428,366, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 30 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Innovative Banking for You

With $27,652,330 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,878 in used auto loans and $119,992,484 in total loans and leases.

Member-Centric Savings Solutions

Members' savings are secured through $69,275,663 in share certificates and $3,564,807 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $32,729,729 in used vehicle loans and $22,890,843 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team can guide you through the process and help you find the best option for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $391,107 provide the capital needed to grow and expand. We work closely with local businesses to tailor solutions that meet their specific needs and help them thrive. If you're considering refinancing any of these loans or would like more information about eligibility options, we encourage you to reach out. Our knowledgeable staff is available at (979) 578-9000 during business hours (Monday through Friday from 8:00 am to 5:00 pm) to answer any questions you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Texasgulf help you find the right loan product today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $882,515, make buying or refinancing simple. We provide personalized support to ensure you understand all your choices and can navigate the mortgage process with ease.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,039,215 in loans helping members manage their finances effectively. These credit cards can be an excellent tool for building credit while providing you with access to funds when needed.

Loan Aggregator

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TEXASGULF FEDERAL CREDIT UNION - El Campo, TX

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