Texas Trust Credit Union Cedar Hill TX | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Texas Trust, your trusted partner in financial well-being! Located at 109 W Fm 1382, Cedar Hill, TX 75104, our Cedar Hill Uptown Village branch has been serving the community since 1936. With a rich history and a commitment to our members, we have grown into a strong community institution, boasting over 136,000 members and total assets exceeding $2 billion. At Texas Trust, we take pride in offering a wide range of services tailored to meet your personal and business banking needs. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, we've got you covered. Our experienced team is here to support you every step of the way. We understand that communication is key. While you can visit us at our Cedar Hill location for all your banking needs, any official correspondence should be sent to our mailing address: 109 West FM 1382, Cedar Hill, TX 75104. Under the leadership of our CEO, Jim Minge, and Board President, Larry Skinner, we strive to foster an environment of trust and reliability. With a dedicated staff of 328 employees, we are always ready to assist you with personalized service. Our financial strength speaks volumes; with total deposits reaching $168 million and a net worth of $203 million, you can feel confident that your money is safe with us. We also manage an impressive number of loans over 64,600 helping our members achieve their dreams. Ready to experience exceptional banking? Call us today at 972-263-5171 or visit us online at Texas Trust to learn more about how we can serve you better. Your financial journey begins here!

Branch History & Mission

Community Engagement

Texas Trust is more than just a credit union; we are part of the Cedar Hill community fabric. We host events aimed at helping families understand their finances better and support local initiatives that uplift those in need. Our goal is not only to serve but also to inspire trust among our members through transparency and accountability. As we look toward the future, we invite you to join us on this journey. Whether you're looking for a reliable partner for your financial needs or simply want to learn more about what we offer, we welcome you with open arms. Experience the benefits of being part of something bigger at Texas Trust where every member counts!

Our Mission

Our mission at Texas Trust is straightforward: to deliver personalized financial services that improve the lives of our members and strengthen our community. We believe in the power of collaboration and actively seek partnerships that enhance local development. Whether through educational workshops, financial literacy programs, or community sponsorships, we are dedicated to making a positive impact. In addition to our traditional banking services like checking accounts, auto loans, and mortgages we also embrace technology with features such as online banking and mobile applications. Our drive-thru service and ATM availability ensure convenience for those on the go. While members can visit us at 109 W Fm 1382, official correspondence should be sent to 109 West FM 1382, Cedar Hill, TX 75104 if you need to reach us by mail. If you have any questions or need assistance, please don't hesitate to call us at 972-263-5171.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Nestled in the heart of Cedar Hill, our branch is just a short drive from the popular Uptown Village shopping center, making it easy to combine your banking visit with errands or a day out. Our location features ample parking spaces for our members, ensuring that you can find a spot without hassle. We take pride in being accessible to everyone; our facility meets ADA standards and includes ramps for those who need them.

Operating Hours and Services

At Texas Trust, we value your time. Our lobby hours are Monday through Friday from 8 AM to 6 PM and Saturday from 9 AM to 2 PM, so you can visit us when it's most convenient for you. We offer a wide range of services including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. Plus, for quick transactions, we have both drive-thru banking and ATM access available. While members can visit us at 109 W Fm 1382 Cedar Hill Tx 75104, official correspondence should be sent to 109 West FM 1382, Cedar Hill, TX 75104 if needed. If you have any questions or would like more information about our services, feel free to call us at (972) 263-5171. Come see how Texas Trust can assist you on your financial journey! We look forward to welcoming you soon.

Member Eligibility

Becoming a member of Texas Trust means joining a community that truly cares about your financial well-being. At our Cedar Hill branch located at 109 W Fm 1382 Cedar Hill Tx 75104, we welcome anyone who lives, works, worships, or attends school in our community. We believe that everyone deserves access to friendly service and valuable financial tools to help them achieve their goals. If you're ready to take the next step, opening an account is simple and straightforward. You can learn more about the specific eligibility requirements by visiting us online at . If you have any questions or need assistance, feel free to give us a call at (972) 263-5171. We're here to help you every step of the way!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $87 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $60,141,651, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Imagine having a reliable partner that streamlines your payment processes while enhancing customer satisfaction. Our merchant services offer just that. From easy card processing to online payment solutions, we equip you with the tools needed to make transactions smooth and efficient. This not only saves time but also helps you focus on what you do best running your business. Visit us at 109 W Fm 1382 Cedar Hill Tx 75104 in Cedar Hill, TX, or call us at (972) 263-5171 to learn how we can help your business thrive!

Comprehensive List Of Services

ATM & Drive-Thru Services

We also provide essential access through our ATM and cash withdrawal services. With convenient locations for withdrawals and balance checks, plus basic drive-thru banking for deposits and withdrawals, we make banking simple and accessible. At Texas Trust in Cedar Hill, we're more than just a credit union; we're a partner in your financial journey. If you have questions about any of our services or want to explore how we can assist you further, don't hesitate to reach out! Call us at 972-263-5171 or visit us online at Texas Trust. Let's take the next step toward achieving your financial goals together!

Auto Loans & Vehicle Financing

Looking to buy a new car? Our auto loans and vehicle financing options cater to everyone, whether you're purchasing your first car or upgrading your ride. With competitive rates and flexible terms, you can drive off with peace of mind knowing that you've made a smart financial decision.

Business Banking

For small business owners, our business banking services, including merchant services and business loans, are designed to support your growth. We know how important it is for businesses to have reliable financial backing, so we work closely with you to find the best solutions tailored specifically for your needs.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Texas Trust offers robust online and mobile banking features that let you manage your finances anywhere, anytime. Check balances, transfer funds, or pay bills right from your smartphone or computer it's all at your fingertips!

Home Loans

For those dreaming of homeownership, our mortgage loans and refinancing services are here to help. We guide you through the mortgage process, making it easy to understand your options. Whether you're buying your first home or looking to refinance your existing mortgage, we're committed to finding a solution that fits your budget.

Personal Banking

When it comes to personal banking, we understand that having the right accounts can make all the difference. That's why we offer a variety of checking and savings accounts designed for your lifestyle. Whether you're saving for a vacation or managing daily expenses, our accounts provide flexibility and ease. Our members also benefit from credit cards with rewards, allowing you to earn while you spend.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, which is why we offer personal loans for when you need extra cash. If you're dealing with multiple debts, consider our debt consolidation options. We can help simplify your payments into one manageable loan, giving you more control over your finances.

Digital & Online Banking

Go Green with E-Statements

In addition to these features, we provide e-statements so you can view your account statements electronically. This not only saves paper but also keeps your financial information secure and accessible whenever you need it. Plus, our electronic signature authorization feature streamlines processes that may require your approval. At Texas Trust, we're committed to providing digital solutions that enhance your banking experience while ensuring security and convenience. Join us today and discover how easy managing your money can be!

Online Banking Made Easy

With our 24/7 online banking services available at https://www.texastrustcu.org , you can check your account balances, pay bills, and transfer funds with just a few clicks. No more waiting in long lines; everything you need is right at your fingertips. Our user-friendly interface makes navigating your accounts simple, allowing for real-time management of your finances.

Stay Connected with Mobile Access

For those who prefer banking on their smartphones, we offer a convenient mobile application. You can access all your essential banking features right from your pocket. Although mobile payments aren't available yet, our app allows you to perform person-to-person transfers easily, making it simple to send money to friends or family without any hassle.

Financial Strength

A Dedicated Team at Your Service

We also take pride in having 320 full-time employees and 8 part-time employees who are ready to assist you with a knowledgeable, committed team. This ensures that every visit or call is met with the support you need.

Growing Together

Our community continues to grow stronger with 234,164 total share accounts. This number reflects a growing member base that trusts us with their finances. With net shares available for lending and investments amounting to $171,299, we're positioned well to support your dreams. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texas Trust is your trusted partner. Visit us at 109 W Fm 1382 Cedar Hill Tx 75104 or call (972) 263-5171 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

Our commitment extends beyond just numbers. With $185,636,041 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This dedication ensures that your financial institution is always evolving to meet your needs.

Member-Centric Savings Options

Your savings are secure with us. We have $493,525,179 in share certificates and $66,910,362 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $31,063,919, we ensure our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $203,651,066, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,005 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

We understand the importance of lending capacity in achieving your financial goals. With $17,261 in used auto loans and $1,463,391,405 in total loans and leases, we're here to support you across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $355,867,921 in used vehicle loans and $143,756,261 in new vehicle loans already helping members get on the road. We provide competitive rates and terms tailored for both new and used vehicles, ensuring that you can drive away with confidence.

Business Financing

For business owners seeking capital for growth and expansion, our outstanding commercial loans totaling $60,141,651 provide the necessary funds to help your business thrive. At Texas Trust, we strive to offer products that fit your lifestyle while maintaining transparency about our services and offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're considering refinancing options or have questions about eligibility for any of our loan products, don't hesitate to contact us. We're here to help you every step of the way!

Credit Card Loans

Managing daily expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $50,838,190 in unsecured credit card loans helping members manage their finances effectively, you can enjoy peace of mind knowing that support is available when you need it.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $34,376,997, make buying or refinancing simple. We aim to streamline the process so you can focus on what matters most turning your house into a home.

Loan Aggregator

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TEXAS TRUST CREDIT UNION