Texas Tech Credit Union Lubbock TX | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Texas Tech, your trusted credit union located at 3601 4Th St 1A98, Lubbock, TX 79430. Since our establishment in 1959, we have proudly served our members and the community with dedication and care. With a membership base of 34,339 individuals, we are committed to providing financial solutions tailored to meet your needs. At Texas Tech, we understand that financial stability is essential for every member. That's why we manage total assets of over $412,588,789 and maintain total deposits of $40,743,844. Our financial strength allows us to offer various services such as auto loans, personal loans, and mortgages designed to help you achieve your goals. We also believe in giving back; as a member-focused organization, we strive to make a positive impact in the Lubbock community. Our leadership team is dedicated to ensuring that each member's experience is exceptional. Under the guidance of CEO Chris Hutson and Board President Ronald Phillips, our staff of 123 employees works tirelessly to assist you with all your banking needs. Whether you're looking for online banking options or traditional services like checking accounts, we're here for you. While members can visit us at our branch location for personalized service, official correspondence should be sent to our mailing address: 3601 4th St # 1A98, Lubbock, TX 79430-0002. We invite you to explore what Texas Tech has to offer by visiting our website at texastechfcu.org. Have questions? Feel free to call us at 806-743-1655 or drop by during our lobby hours from Monday to Friday between 9:00 AM and 4:00 PM (closed from 11:00 AM to 12:00 PM). Join us on this journey towards financial empowerment and discover how we can help you thrive!

Branch History & Mission

Community Engagement

Our community outreach efforts reflect our dedication to supporting local initiatives and partnerships. Whether it's sponsoring local events or contributing to educational programs, Texas Tech is committed to being a good neighbor and resource for all residents. We invite you to join us at Texas Tech and experience the benefits of membership firsthand. Whether you're looking for personal banking solutions or business services tailored for your needs, we are here for you. Connect with us today at (806) 743-1655 or visit our website to learn more about how we can help you on your financial journey!

Our Journey

From humble beginnings over six decades ago, Texas Tech has expanded significantly. Today, we proudly serve a total membership of over 34,000 individuals, offering them a range of services that include checking and savings accounts, auto loans, mortgage options, and much more. With total assets reaching an impressive $412,588,789, we have remained steadfast in our dedication to providing valuable financial services that make a difference in the lives of our members. Located at 3601 4Th St 1A98 in Lubbock, our branch is conveniently situated near notable landmarks that make it easily accessible for everyone in the area. While you can visit us at this address for all your banking needs, official correspondence should be directed to our mailing address: 3601 4th St # 1A98, Lubbock, TX 79430-0002.

Our Mission

At Texas Tech, our mission goes beyond just banking. We strive to empower our members through education and financial literacy while fostering community growth. Our commitment to providing excellent service is evident in every interaction we have with our members. We believe that by helping individuals achieve their financial goals, we contribute positively to the overall well-being of the community. In addition to traditional banking services, we are proud to offer digital advancements that make managing finances easier than ever. With features like online banking and mobile payments available for all members, we ensure that convenience is always within reach. Our branch also meets ADA compliance standards so everyone can access our services comfortably.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for everyone. Our branch is ADA compliant, featuring ramps and accessible entrances to ensure that all members can visit us comfortably. Plus, ample parking is available nearby, so you won't have to worry about finding a spot when you come by.

Call-to-Action

We invite you to stop by and experience what makes Texas Tech special! Whether you're looking for financial advice or just want to chat with our friendly staff about your options, we are here for you. Visit us today or call with any inquiries; we look forward to serving you!

Operating Hours

We know your time is valuable! That's why we offer convenient lobby hours Monday through Friday from 9:00 AM to 11:00 AM and again from 12:00 PM to 4:00 PM (please note we close from 11:00 AM to 12:00 PM). Whether you're stopping in for a quick question or taking care of more complex banking needs, we're here during these times to assist you.

Services Offered

At Texas Tech, we provide a variety of services tailored just for you! From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash? We have ATM services available right here at the branch for your convenience. While we currently do not have drive-thru banking or shared service center availability at this location, our team is dedicated to providing quality service inside the branch. If you have any questions or need assistance, feel free to give us a call at 806-743-1655.

Member Eligibility

Becoming a member of Texas Tech means joining a friendly community that truly cares about your financial well-being. To qualify for membership, you'll need to meet certain criteria that are designed to ensure our services are tailored to you. Generally, if you're associated with Texas Tech University whether as a student, faculty member, or staff you're likely eligible. Family members of current members can also join in on the benefits! For those looking for detailed eligibility requirements, check out this resource. Opening an account at Texas Tech is straightforward and welcoming. We're here to help guide you through the process so you can start enjoying the perks of membership right away. From competitive loan rates to personalized service, becoming part of our family is a step towards better financial opportunities. If you have any questions or need assistance, feel free to call us at (806) 743-1655. We can't wait to welcome you to our branch located at 3601 4Th St 1A98 Lubbock Tx 79430!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In addition to loans, we offer robust merchant services designed for everyday business needs. Whether you're processing payments or managing transactions, our services ensure you can focus on what you do best running your business. From easy payment solutions to reliable support, we've got you covered. Visit us at 3601 4Th St 1A98 Lubbock Tx 79430 in Lubbock, TX or call us at (806) 743-1655 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Additional Financial Support

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. These options can help you manage bills or fund personal projects without feeling overwhelmed. In addition to these personal offerings, we also have exciting rewards with our credit cards, giving you benefits for everyday purchases while helping you build credit responsibly.

Business Banking Services

If you're a business owner, you'll be pleased to know that we cater to your needs as well. Our business banking services, including merchant services and business loans, are designed to support the growth of your venture. We understand how crucial it is for businesses to have access to reliable financial resources.

Convenient Access Anytime

At Texas Tech, we believe banking should fit into your life on your terms. That's why we provide various digital features like mobile payments, person-to-person transfers, and electronic statements. With these tools at your fingertips, managing your finances has never been easier. Whether you're withdrawing cash from one of our ATMs or checking balances online from the comfort of home, convenience is just part of what we offer. We invite you to experience all that Texas Tech has to offer. For more information about any of our services or to speak with a member service representative, please call us at (806) 743-1655 or visit us online at Health Sciences Center Branch. Your financial journey starts here!

Personal Banking Solutions

Our personal banking services are tailored to fit your lifestyle. If you're starting fresh or just need a safe place for your money, we offer checking and savings accounts that make managing your funds easy. Imagine having instant access to your cash whenever you need it, whether through our user-friendly online and mobile banking platforms or at one of our convenient ATMs. When life calls for a bigger investment, like a new car, our auto loans and vehicle financing options can help make it happen. We understand that buying a vehicle is an important decision, which is why we strive to offer competitive rates and flexible terms. For those considering homeownership or refinancing their current mortgage, we provide comprehensive mortgage loans tailored to meet your specific needs. Our experienced team will guide you through the process, ensuring you feel confident in your choices.

Digital & Online Banking

Key Features

With 24/7 online banking services, you can check balances, transfer funds, and pay bills without stepping foot in a branch. Our user-friendly mobile application takes convenience a step further. You can deposit checks, set up alerts, and even manage your spending right from your smartphone. Plus, our electronic signature authorization feature allows you to sign documents digitally, making transactions quicker and hassle-free. Another great aspect of our services is the availability of e-statements. Go green by opting for electronic statements that you can easily view and download whenever you need them. If you often send money to family or friends, our person-to-person transfers make it simple and fast just a few taps on your phone!

Security You Can Trust

We prioritize your security with robust measures that keep your information safe. You can have peace of mind knowing that our digital banking solutions use advanced encryption technology to protect your data. Your financial well-being is our top priority. In summary, the digital and online banking services at Texas Tech are all about providing you with accessible tools to manage your finances effectively. With features like mobile payments, real-time account management, and the ability to handle everything from your computer or mobile device, banking has never been easier! Explore what we have to offer today at https://www.texastechfcu.org/!

Financial Strength

At Texas Tech, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a safe and reliable banking experience, ensuring your finances are in good hands. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $43,560,867, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.55% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $148,194,814 in share certificates and $47,683,357 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $252,942, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $31,747,284 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports your financial goals with $4,313 in used auto loans and $314,211,107 in total loans and leases. Our operational efficiency is reflected in our $579,291, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 113 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 51,608, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texas Tech is your trusted partner. Visit us at 3601 4Th St 1A98 Lubbock Tx 79430 or call (806) 743-1655 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $99,557,527 in used vehicle loans and $86,384,022 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make financing your next vehicle as smooth as possible.

Credit Lines and Unsecured Loans

Managing finances can be challenging; that's why we offer flexible terms on unsecured credit card loans. With a total of $2,668,928 in loans helping members manage their finances effectively, our credit lines are designed to give you peace of mind when unexpected expenses arise. Additionally, our total credit lines amount to $64,501,533, providing ample opportunities for those who need extra financial support.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $43,713,024, make buying or refinancing simple. We're committed to guiding you through the process and ensuring that your dream home is within reach.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our loan products, we encourage you to reach out. Our team is ready to assist you in evaluating your current situation and finding solutions that best fit your needs. At Texas Tech Credit Union, we're proud of our commitment to serving our members with integrity and dedication. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can empower you today! For more information or to start your application process online, visit us at Texas Tech Credit Union.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing information from reliable institutions guarantees that users receive fair and transparent offers.

TEXAS TECH FEDERAL CREDIT UNION - Lubbock, TX

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