Texas Plains Credit Union Amarillo TX | Low Mortgage Rates & Business Loans

Introduction

Welcome to Texas Plains, your trusted partner in financial growth and community support since 1940. Located at 905 S Fillmore St Ste 704, Amarillo, TX 79101, we are proud to serve over 9,010 members, offering a range of services that cater to both personal and business needs. As a member-driven credit union, our mission is simple: to provide exceptional banking experiences while ensuring your financial well-being. At Texas Plains, we understand that each member's journey is unique. That's why we offer tailored solutions like checking and savings accounts, auto loans, and business banking services all designed with your best interests in mind. With total assets of $58,915,510 and deposits amounting to $6,663,567, our stability is matched by our commitment to you. Our dedicated team of 32 employees, led by CEO John Knowles and Board President Ray Box, ensures that every interaction reflects our core values of trust and reliability. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 19550, Amarillo, TX 79114. We invite you to explore the wide array of services we offer by visiting our website at Texas Plains Federal Credit Union. We are here to empower your financial decisions and help you reach your goals. Feel free to call us at 806-373-6641 during our lobby hours from 8:30 AM to 5:00 PM, Monday through Friday. Join us in building a brighter financial future together!

Branch History & Mission

Welcome to Texas Plains, a credit union with deep roots in the heart of Amarillo, TX. Since our founding in 1940, we have dedicated ourselves to serving the financial needs of our community. Over the decades, we have grown alongside our members, expanding from humble beginnings into a trusted institution with over 9,000 members and assets totaling more than $58 million. Our branch is located at 905 S Fillmore St Ste 704, Amarillo, TX 79101. We are proud to be situated near local landmarks that reflect the spirit of our vibrant community. While members can visit us at this address for all their banking needs, official correspondence should be sent to PO Box 19550, Amarillo, TX 79114. At Texas Plains, our mission is clear: we strive to provide personalized financial services that empower our members while contributing positively to the community. We offer a variety of services including checking and savings accounts, auto loans, mortgage refinancing, and business banking solutions. Our goal is to ensure that every member feels valued and supported in their financial journey. As technology has advanced, so have we. Our commitment to digital banking allows us to serve our members conveniently through online banking and mobile applications. This focus on accessibility ensures that whether you're at home or on-the-go, managing your finances is simple and efficient. In addition to our financial services, we believe in giving back to our community. Through partnerships with local organizations and outreach programs, we aim to uplift those around us and foster a sense of belonging among all residents of Amarillo. Our operating hours are Monday through Friday from 8:30 AM to 5:00 PM, ensuring that we're available when you need us most. While we currently do not offer ATM or drive-thru services, we encourage you to visit us directly for any assistance you may need. Join us at Texas Plains and experience the difference of being part of a credit union that truly cares about its members and their community. Whether you're looking for personal banking options or business solutions, we're here for you every step of the way. Visit us today or call us at 806-373-6641 to learn more about how we can assist you!

Branch Location & Accessibility

Convenient Access and Parking

Our location offers ample parking space, ensuring that you can visit us without any hassle. We're committed to making banking easy for everyone, which is why our branch is fully ADA compliant. Whether you need ramps or other accessibility features, we've got you covered so that everyone can enjoy our services comfortably.

Operating Hours and Contact Information

At Texas Plains, we understand that your time is valuable. That's why we are open Monday through Friday from 8:30 AM to 5:00 PM. If you have any questions or need assistance outside of these hours, feel free to give us a call at 806-373-6641. Our friendly staff will be happy to help you with any inquiries you may have.

Services Tailored for You

While visiting our branch, you'll find a range of services designed to meet your needs whether it's checking and savings accounts, auto loans, or mortgage options. Unfortunately, we currently do not offer ATM services or drive-thru banking; however, we provide robust online and mobile banking options for your convenience. While members can visit us at 905 S Fillmore St Ste 704 for in-person services, please note that official correspondence should be sent to PO Box 19550, Amarillo, TX 79114. We invite you to come by Texas Plains today! Experience personalized service and discover how we can help you achieve your financial goals. We look forward to serving you!

Member Eligibility

At Texas Plains, we're excited to welcome you into our close-knit community! Joining us is simple and open to a wide range of individuals. You're eligible for membership if you live, work, worship, or attend school in certain areas around Amarillo, or if you have a family member who is already a member. This means that whether you're starting your financial journey or looking for a supportive place to manage your money better, we're here for you. By becoming a member of Texas Plains, you gain access to personalized services that cater to your unique needs, from checking and savings accounts to auto loans and business banking options. To get started on your path to membership, simply visit us at our branch located at 905 S Fillmore St Ste 704 in Amarillo, TX 79101. You can also reach out to us directly at 806-373-6641 for any questions or assistance. For detailed eligibility criteria, please check out our website at https://www.texasplainsfederal.org/. We can't wait to help you take this important step toward financial empowerment!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $18 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $7,386,870, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments easily from customers, whether they're paying in-store or online. This means more convenience for you and your clients, leading to increased sales and customer satisfaction. Located at 905 S Fillmore St Ste 704 Amarillo Tx 79101 in Amarillo, TX, we are here to support you every step of the way. Contact us at (806) 373-6641 to learn how we can help your business thrive!

Comprehensive List Of Services

Additional Services

While we focus on providing these core services, we also ensure that essential features like ATM and cash withdrawal services are available for those times when you need cash quickly although we currently do not have ATMs directly at our branch. At Texas Plains, every service we offer is designed with your needs in mind. Our friendly staff is always ready to assist you whether you call us at 806-373-6641 or visit us in person during our lobby hours from Monday to Friday, 8:30 AM to 5:00 PM. We invite you to explore how Texas Plains can support your financial journey. Visit us online at Texas Plains Federal or stop by today!

Business Banking

If you're a business owner, you'll find our business banking solutions helpful too! From merchant services that make accepting payments simple to tailored business loans, we're dedicated to helping local businesses thrive. We believe that strong businesses build strong communities.

Digital Convenience

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features that allow you to manage your accounts on the go. Whether you're paying bills, checking account activity, or transferring money through our person-to-person service, everything is just a click away.

Loans and Credit

For those unexpected moments in life, our personal loans and debt consolidation services can provide the support you need. Whether it's a medical bill or an urgent home repair, we're here for you. And don't forget about our rewarding credit cards that give you perks while you spend. This flexibility allows you to manage your finances more effectively while enjoying the benefits of using credit wisely.

Personal Banking

Whether you're starting a new chapter or managing everyday expenses, our personal banking services include checking and savings accounts designed to fit your lifestyle. Imagine having a safe place to manage your money, with easy online access so you can check balances or transfer funds anytime. Plus, you can take advantage of our auto loans and vehicle financing options when it's time for that new car you've been eyeing. We also offer mortgage loans and refinancing, making it easier than ever to purchase your dream home or reduce your monthly payments.

Digital & Online Banking

Key Features

Our online banking service offers a range of features that make it simple to stay on top of your finances. Whether you're checking balances, transferring funds, or paying bills, our user-friendly interface ensures that everything is just a few clicks away. You can also enjoy the benefits of e-statements, which allow you to view your account statements securely online no more waiting for paper statements in the mail! If you ever need to send money quickly to friends or family, our person-to-person transfer feature makes it easy. Just enter their information, and the money is sent instantly. Although we currently do not offer mobile payments, our mobile application is available for download, giving you access to all these features while you're on the go.

Security and Accessibility

We prioritize your security with every transaction. While we do not offer electronic signature authorization at this time, our systems are built with robust security measures to protect your personal information. Plus, with real-time account management available through both our website and mobile app, you can monitor your accounts anytime and anywhere. At Texas Plains, we believe that banking should be accessible and straightforward for everyone. Our digital banking services are crafted to help you manage your money easily and efficiently, ensuring that you have the support you need whenever you need it. Visit us today at https://www.texasplainsfederal.org/ to explore all the ways we can help simplify your financial life!

Financial Strength

Focused on Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $5,379,968, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This approach allows us to reinvest in your banking experience.

Growing Trust Among Members

Total Share and Deposit Accounts: 15,642, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $6,164,755, further indicating our capability to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texas Plains is your trusted partner. Visit us at 905 S Fillmore St Ste 704 Amarillo Tx 79101 or call (806) 373-6641 to learn more about how we can help you achieve your financial goals.

Members' Savings Are Secure

Members' savings are secured through $12,761,094 in share certificates, offering stable and rewarding financial growth opportunities. Although we do not currently have money market shares amounting to $0, our focus remains on delivering reliable savings options that benefit you directly.

Operational Efficiency

Our $60,469 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 31 full-time employees and 1 part-time employees who are always ready to assist you with a knowledgeable team dedicated to your needs.

Reinvesting for Your Benefit

With $7,310,610 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Furthermore, our capacity to lend is reflected in our $1,460 in used auto loans and $44,004,012 in total loans and leases, which support your financial goals across various sectors.

Solid Financial Health

With a net worth of $7,665,207, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.00% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $23,885,435 in used vehicle loans and $4,307,570 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, our financing solutions can help make your purchase more affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $7,386,870 provide the capital needed to grow and expand your business. We understand that each business has unique requirements and we're here to support you with customized lending solutions. Whether you're looking for personal loans for debt consolidation or exploring options for purchasing a vehicle or home, Texas Plains is here to help every step of the way. If you're interested in refinancing options or checking your eligibility for any of our products, don't hesitate to reach out! For more information about our loan offerings or to speak with a representative, please call us at 806-373-6641 during our operating hours from Monday to Friday, 8:30 AM - 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options simplify the process of buying or refinancing a home. Currently, we have no Junior Lien 1-4 Family Residential Properties loans available; however, our team can guide you through other available mortgage options.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While currently we have no active unsecured credit card loans, our services are designed to help you manage your finances effectively when needed.

Loan Aggregator

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TEXAS PLAINS FEDERAL CREDIT UNION - Amarillo, TX

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