Texas Plains Credit Union Amarillo TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Texas Plains, your trusted financial partner located at 804 S Madison St, Amarillo, TX 79101. Since our establishment in 1940, we have proudly served our community with a commitment to excellence and member satisfaction. With over 9,000 members, we strive to provide personalized banking services that meet the unique needs of each individual. At Texas Plains, we understand that financial stability is essential for you and your family. That's why we offer a variety of services designed to help you achieve your goals from checking and savings accounts to auto loans and business financing. Currently, our total assets stand at an impressive $58,915,510, ensuring that we can support you with the resources you need. Our dedicated team of 32 employees is led by CEO John Knowles and Board President Ray Box, who are both committed to fostering a welcoming environment where members feel valued. We encourage open communication; if you have any questions or need assistance, don't hesitate to reach out at 806-373-6641. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 19550, Amarillo, TX 79114. With total deposits reaching $6,663,567 and a net worth of $7,665,207, Texas Plains is not just a credit union; we're a community hub focused on helping you build a secure financial future. Join us today and discover how we can help you thrive! Visit our website at Texas Plains Federal Credit Union for more information or stop by our branch during lobby hours from 9:00 AM to 5:00 PM, Monday through Friday. We look forward to serving you!

Branch History & Mission

Our Mission

At Texas Plains, our mission is clear: we aim to empower our members through accessible financial services while actively contributing to the well-being of our community. We believe that by helping individuals achieve their financial goals whether it's buying a home or starting a business we strengthen the entire community. We take pride in being more than just a financial institution; we're a supportive partner in your journey. Our outreach efforts include local partnerships and initiatives that foster community growth and development. As we continue to grow and adapt, we remain dedicated to serving Amarillo with integrity and care. While official correspondence should be sent to PO Box 19550, Amarillo, TX 79114, we invite you to visit us in person or give us a call at (806) 373-6641 during our operating hours: Monday through Friday from 8:30 AM to 5:30 PM for drive-thru services and 9:00 AM to 5:00 PM for lobby hours. Join us at Texas Plains and experience how we can support you financially while making a positive impact on the community together!

Our Story

Texas Plains was founded with a simple yet powerful mission: to provide quality financial services while supporting our local community. Since opening our doors at 804 S Madison St, Amarillo, TX 79101, we have witnessed significant growth and change. Over the years, we've expanded our offerings from basic savings accounts to a wide range of services including auto loans, mortgages, personal loans, and business banking solutions. Our commitment to innovation means that we continually adapt and enhance our services. We are proud to offer online and mobile banking options that allow our members to manage their finances conveniently from anywhere. While members can visit us at our physical location for personalized service or utilize our drive-thru banking for quick transactions, we also embrace technology with features like e-statements and person-to-person payment capabilities.

Branch Location & Accessibility

Convenient Access and Features

At Texas Plains, we understand that accessibility matters. Our branch is designed with features that welcome everyone, including ADA-compliant ramps and ample parking available right outside. For those who prefer banking from their vehicle, we offer drive-thru services that allow you to complete simple transactions without leaving your car.

Get in Touch

Ready to experience hassle-free banking? Feel free to give us a call at 806-373-6641 if you have any questions or need assistance before visiting us. We invite you to stop by Texas Plains today we can't wait to meet you!

Operating Hours

We know your time is valuable! That's why our lobby hours are set from 9:00 AM to 5:00 PM, Monday through Friday. If you need to use our drive-thru service, it's open from 8:30 AM to 5:30 PM during the same weekdays. Our friendly staff is ready to assist you during these hours!

Services Offered

At Texas Plains, we offer a range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have solutions that fit various financial needs. You can also enjoy online and mobile banking for added convenience. While we currently don't have ATMs on-site, our drive-thru can handle most transactions efficiently.

Member Eligibility

At Texas Plains, we believe that everyone deserves a chance to be part of a caring community that supports their financial journey. Joining us is simple and welcoming! If you live, work, worship, or attend school in the Amarillo area, you're likely eligible for membership. We also embrace family members of current members, making it easy to bring your loved ones into our fold. Our goal is to create a supportive environment where you can access personalized banking services tailored to your needs. Becoming a member at Texas Plains opens the door to numerous benefits, including competitive rates on loans and savings accounts, as well as access to our friendly staff who are always ready to assist you. Ready to take the next step? You can find detailed eligibility criteria on our website. For any questions or to get started with opening an account, feel free to call us at (806) 373-6641. We're excited to welcome you into our family!

Business Banking & Commercial Services

Merchant Services that Matter

Imagine a busy day at your store customers are lined up, and you need a reliable way to process payments quickly. Our merchant services provide just that, allowing you to focus on what you do best: serving your customers. We offer easy-to-use payment solutions that streamline transactions, so you can keep your business running smoothly. Visit us at 804 S Madison St Amarillo Tx 79101 in Amarillo, TX or call us at (806) 373-6641 to learn more about how we can partner with you for success!

Tailored Financing Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $18 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $7,386,870, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

While visiting our branch, take advantage of our convenient ATM & Cash Withdrawal Services, along with basic drive-thru banking for quick deposits and withdrawals. We strive to make every transaction smooth and efficient so that you can focus more on what matters most. If you're ready to take charge of your financial future or simply want more information about any of our services, feel free to give us a call at 806-373-6641. Our friendly team at Texas Plains is eager to assist you! Visit us today at Texas Plains Federal Credit Union, where your financial journey begins!

Business Banking

For our business members, Texas Plains offers tailored solutions including Merchant Services & Business Loans. We know that running a business can be challenging; that's why we're here to support you with tools and resources that simplify cash flow management and enhance operational efficiency.

Digital Banking Features

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking platforms allow members to manage their accounts anytime and anywhere. With features like person-to-person payments and mobile app access, staying on top of your finances has never been easier.

Personal Banking

Our personal banking services start with Checking & Savings Accounts designed for easy access and management of your funds. Imagine enjoying the convenience of online banking right from your home checking balances, transferring money, and even setting up alerts for your accounts. We also offer Auto Loans & Vehicle Financing that make it easy to drive away in the car of your dreams without breaking the bank. If you're considering buying a home, our Mortgage Loans & Refinancing options come with competitive rates and flexible terms. You can count on us to guide you through the entire process, ensuring that you have all the information needed to make an informed decision. For those unexpected expenses or plans that need funding, our Personal Loans & Debt Consolidation services can assist in managing your finances effectively. Plus, don't forget about our Credit Cards with Rewards, which allow you to earn while you spend perfect for everyday purchases or special occasions.

Digital & Online Banking

Convenient Online Access

With our online banking, you can check your account balances, make transfers, and pay bills anytime, day or night. This service is available 24/7, giving you the flexibility to manage your finances whenever it suits you. Plus, if you're looking for an easier way to send money to friends or family, our person-to-person transfer feature makes it simple and quick.

Mobile Banking at Your Fingertips

Our mobile application is designed with you in mind. It offers a user-friendly interface that allows for easy navigation and quick access to essential banking features right from your smartphone. While we currently don't support mobile payments, our app ensures that all other banking tasks are just a tap away.

Security You Can Trust

Your security is our priority. While we do not offer electronic signature authorization at this time, rest assured that our online banking platform employs robust security measures to keep your personal information safe. In summary, whether you're using our website at https://www.texasplainsfederal.org/ or our mobile application, Texas Plains provides the tools you need for effective real-time account management all tailored for convenience and peace of mind. Join us today and experience how simple banking can be!

Stay Organized with E-Statements

No need to worry about cluttered mailboxes! We provide e-statements that allow you to view your account statements online. This not only helps in keeping things organized but also enhances security by reducing the risk of paper documents being lost or stolen.

Financial Strength

Growing Membership Base

Total Share Accounts stand at 15,642, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $6,164,755 demonstrate our ability to support your needs now and in the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texas Plains is your trusted partner. Visit us at 804 S Madison St Amarillo Tx 79101 or call (806) 373-6641 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $12,761,094 in share certificates, offering stable and rewarding financial growth opportunities. While we have also prioritized our members by focusing our resources on their needs, with non-member deposits at $5,379,968, you can be assured that your interests come first.

Operational Efficiency

Our $60,469 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 31 full-time employees and 1 part-time employees who are dedicated to providing exceptional service to every member who walks through our doors.

Reinvestment in Community

With $7,310,610 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is further supported by $1,460 in used auto loans and $44,004,012 in total loans and leases, helping you achieve your financial goals across various sectors.

Strong Financial Health

With a net worth of $7,665,207, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.00% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $23,885,435 in used vehicle loans and $4,307,570 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new vehicle or a dependable used one, our flexible terms can fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $7,386,870 provide the capital needed to grow and expand your enterprise. Whether you need funds for inventory purchases or operational costs, we have options tailored for small businesses.

Mortgage Loans

Thinking about homeownership? While we currently do not have Junior Lien 1-4 Family Residential Property loans available totaling $0, we encourage you to explore other mortgage options that may suit your needs. We can assist with refinancing existing mortgages to help lower your monthly payments or tap into your home's equity.

Refinancing Options

If you already have existing loans and are looking for better rates or terms, don't hesitate to ask about refinancing options available through Texas Plains. We're here to help you find solutions that work best for your financial situation. We believe in empowering our members with the right tools and information to make informed decisions about borrowing. For more details about our loan products or any specific questions you may have, please feel free to contact us at 806-373-6641 during lobby hours from Monday to Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Texas Plains Federal Credit Union, we're dedicated to supporting your financial journey every step of the way!

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans; however, there are currently $0 in unsecured credit card loans available. This means that while we're here for you when you need a helping hand financially, it is important to keep an eye on your spending habits.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their needs. The commitment to accuracy means you can trust the information presented when making important financial decisions.

TEXAS PLAINS FEDERAL CREDIT UNION - Amarillo, TX

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