Texas People Credit Union Fort Worth TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Texas People, your trusted credit union located at 4613 Wellesley Ave, Fort Worth, TX 76107. Established in 1946, we have been dedicated to serving our community for over 75 years. With a robust membership of 2,290 and total assets exceeding $25 million, we pride ourselves on fostering financial growth and stability for each member. At Texas People, our mission goes beyond just banking; we strive to make a meaningful impact in the lives of our members. We understand that financial journeys can be complex, which is why we offer a range of services including personal checking and savings accounts, auto loans, mortgage loans, and business banking solutions. With total deposits amounting to $837,005, you can trust that your money is in safe hands. Our leadership team is committed to putting members first. Under the guidance of CEO Stuart Himmelstein and Board President Michelle Scott, we continue to prioritize your needs with a focus on customer service and community engagement. Our dedicated team of 10 employees is here to assist you Monday through Friday from 8 AM to 5 PM. While you can visit us at our branch for all your banking needs, any official correspondence should be sent to the same address: 4613 Wellesley Ave, Fort Worth, TX 76107. If you have any questions or need assistance, don't hesitate to give us a call at 817-731-2756. Join us today at Texas People and experience the difference of being part of a credit union that truly cares about its members! For more information about our services or to open an account online, please visit our website at Texas People FCU.

Branch History & Mission

At Texas People, we take pride in our rich history and unwavering commitment to our community. Founded in 1946, our branch has grown from humble beginnings to become a trusted financial partner for many individuals and families in Fort Worth, TX. Located at 4613 Wellesley Ave, our branch has always aimed to be more than just a place for transactions; we strive to be a cornerstone of support for our members. Over the years, Texas People has evolved significantly while staying true to its core mission: to empower our members through accessible financial services and community engagement. With a total membership of 2,290 and total assets amounting to $25,270,566, we have established ourselves as a reliable resource for personal banking needs including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our mission extends beyond financial services; we are deeply invested in the well-being of our community. We believe that by supporting local initiatives and fostering strong relationships, we can help create a thriving environment for everyone. Whether it's through educational workshops or partnerships with local organizations, Texas People is dedicated to making a positive impact. While members can visit us at 4613 Wellesley Ave Fort Worth Tx 76107, official correspondence should be sent to 4613 Wellesley Ave, Fort Worth, TX 76107. Our operating hours are convenient for busy schedules Monday through Friday from 8 AM to 5 PM. We also offer drive-thru banking for quick and easy service. As we look toward the future, Texas People remains focused on enhancing our digital offerings, ensuring ADA compliance, and prioritizing customer satisfaction. We understand that financial literacy is crucial for success; therefore, we continually seek ways to educate our members about managing their finances effectively. If you're looking for a credit union that cares about your financial journey as much as you do, consider joining Texas People today. Experience firsthand the benefits of being part of a community-focused institution that puts people before profits. Visit us online at Texas People or call us at 817-731-2756 to learn more about how we can assist you in achieving your financial goals!

Branch Location & Accessibility

Welcome to Texas People at our conveniently located branch in Fort Worth! You can find us at 4613 Wellesley Ave, TX 76107, right near the vibrant neighborhoods and close to local landmarks that make this area special. Whether you're heading to a nearby cafe or enjoying a stroll in one of the local parks, stopping by our branch is easy and accessible. At Texas People, we strive to provide a welcoming environment for all our members. Our branch features ADA-compliant access and ramps, ensuring everyone can visit without hassle. Parking is available nearby, making your banking experience as smooth as possible. We understand that your time is valuable. That's why our friendly team is ready to assist you during our operating hours from 8 AM to 5 PM, Monday through Friday. For those who prefer not to step inside, we offer convenient drive-thru banking services for quick deposits and withdrawals. While members can visit us at 4613 Wellesley Ave, official correspondence should be sent to the same address for clarity. If you have any questions or need assistance, don't hesitate to give us a call at 817-731-2756. We invite you to explore all the services we offer, from personal banking solutions like checking and savings accounts to various loan options tailored just for you. Come see how Texas People can help meet your financial needs today!

Member Eligibility

At Texas People, we believe that becoming a member is like joining a family where your financial well-being matters. If you're looking to be part of our supportive community, you'll be happy to know that eligibility is open to anyone who lives, works, worships, or goes to school in Tarrant County. We welcome individuals and their families, making it easy for you to take part in all the benefits we offer. Whether you're seeking personal banking solutions or looking to secure loans with lower rates, our team is here to help you every step of the way. For more details on eligibility criteria, feel free to check out our website at this link. Opening an account at Texas People is a breeze! Just visit us at 4613 Wellesley Ave, Fort Worth, TX 76107, or give us a call at 817-731-2756. Our friendly staff is ready to assist you with the account opening process. You can also start your application online by following this link. Join us today and discover how being a member can make a difference in your financial journey!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to loans, our merchant services can simplify your payment processes. Imagine seamlessly accepting payments from customers through various channels, whether it's in-person or online. This efficiency not only enhances customer satisfaction but also helps you keep track of sales and manage cash flow more effectively. Located at 4613 Wellesley Ave Fort Worth Tx 76107 in Fort Worth, TX, we invite you to explore how our business banking and commercial services can help your business thrive. For more information, call us at (817) 731-2756 or visit our website at Texas People Fcu.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? At Texas People, we provide competitive rates on auto loans and vehicle financing. With personalized service, we help you find the right loan that fits your budget. Picture driving away in your dream car with affordable monthly payments tailored just for you.

Business Banking Services

For our business members, we provide essential services such as merchant services and business loans designed to support growth and efficiency. Whether you're starting a new venture or expanding an existing one, our team is ready to assist with tailored solutions that meet your business needs.

Convenient Access & Support

At Texas People, we also understand the importance of convenience in banking. Our online and mobile banking services give you easy access to manage your accounts anytime, anywhere. Plus, our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your car! Ready to experience all these benefits? Join us today at Texas People! Visit our website at fwtpfcu.org for more information on how to open an account or contact us directly at 817-731-2756. We look forward to serving you!

Credit Cards with Rewards

Our credit cards with rewards allow you to earn points for every purchase you make. Use it for daily expenses like groceries or gas and watch the rewards add up! It's a simple way to get more out of your spending while keeping track of your finances online.

Mortgage Loans & Refinancing

Owning a home is a big step, and we're here to make it easier. Our team offers mortgage loans and refinancing options that can help you secure the perfect home or lower your current mortgage payments. We know how important this investment is, and we'll guide you through each stage of the process.

Personal Banking Solutions

We understand that managing your money is crucial for your peace of mind. That's why we offer checking and savings accounts that fit various lifestyles and goals. Imagine easily depositing your paycheck into a checking account while watching your savings grow with interest! Our accounts come with online and mobile banking options, so you can access your funds whenever you need them.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options to help you manage those costs effectively. Whether it's an emergency repair or consolidating multiple debts into one easy payment, we have solutions that work for you.

Digital & Online Banking

In today's fast-paced world, having access to your finances anytime and anywhere is essential. At Texas People, we prioritize your convenience and security with our robust digital and online banking services. Whether you're at home or on the go, managing your accounts has never been easier. Our online banking platform is designed to provide you with 24/7 access to your accounts. With just a few clicks at https://fwtpfcu.org/ , you can check balances, make transfers, and pay bills, all in one secure place. Plus, our person-to-person transfer feature allows you to send money to friends and family without the hassle of cash or checks. For those who prefer managing their finances on their mobile devices, our mobile application makes it simple and straightforward. You can easily navigate through your accounts, view e-statements, and even authorize transactions with electronic signatures for added security. And if you ever need to review your transactions, e-statements are available at your fingertips. While our mobile payments feature isn't currently offered, the combination of our online services provides everything you need for effective account management. From real-time updates to user-friendly navigation, we ensure that you have control over your finances wherever life takes you. At Texas People, we understand that banking should fit into your lifestyle seamlessly. Explore our digital banking services today and experience the ease of managing your financial life with confidence!

Financial Strength

A Trusted Partner for Your Financial Journey

Total Share Accounts: 3,358, shows a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texas People is your trusted partner. Visit us at 4613 Wellesley Ave Fort Worth Tx 76107 or call (817) 731-2756 to learn more about how we can help you achieve your financial goals.

Member Savings and Investment Opportunities

Members' savings are secured through $3,157,743 in share certificates and $144,766 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 9 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $3,775,741 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in $730 in used auto loans and $19,076,299 in total loans and leases, supporting your financial goals across various sectors.

Strong Financial Health

With a net worth of $4,531,826, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,793 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,619,815 in used vehicle loans and $3,316,885 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your car-buying experience easier.

Credit Lines and Unsecured Credit Cards

For those who need financial flexibility, our credit lines amounting to $1,800,000 are available to assist with larger purchases or unexpected costs. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $573,444 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $1,269,802, making buying or refinancing simple. We offer personalized service and guidance throughout the process to help you secure the home of your dreams.

Refinancing Options

If you're considering refinancing any of your existing loans be it an auto loan or mortgage we provide tailored solutions that can lower your monthly payments and save you money on interest over time. Eligibility options are available; visit our website for more details. Whether you need an auto loan to drive off in a new car or are ready to take the plunge into homeownership with our mortgage options, Texas People is here for you. For more information about our loan offerings or assistance with the application process, please reach out at 817-731-2756 or visit us at 4613 Wellesley Ave Fort Worth TX 76107. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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Texas People