Introduction
Welcome to Texas Gulf Carolina Emp, where community and financial wellness come together! Located at 2093 Spring Creek Rd, Aurora, NC 27806, we've been serving our members since 1968. With a commitment to providing personalized service and financial solutions tailored to your needs, we take pride in being a trusted partner for over 400 members. At Texas Gulf Carolina Emp, we understand that every member's financial journey is unique. That's why we offer a range of services designed to help you achieve your goals. Whether you are looking for loans, savings options, or simply need guidance on managing your finances, we are here to support you every step of the way. Currently, our total assets stand at an impressive $1,622,907, with total deposits reaching $38,115. We've also approved 166 loans and leases, demonstrating our dedication to helping our community thrive. Our leadership team plays a vital role in ensuring our credit union remains strong and focused on member satisfaction. Under the guidance of CEO Quesha Tatum and Board President Alton Smith, we strive to create an environment where members feel valued and understood. While you can visit us at our branch for all your financial needs, official correspondence can be sent to the same address: 2093 Spring Creek Rd, Aurora, NC 27806. If you have any questions or need assistance, don't hesitate to reach out to us at (252) 229-7688. Join us today and experience the difference that comes with being part of a credit union that truly cares about its members!
Branch History & Mission
Welcome to Texas Gulf Carolina Emp, a beacon of community banking in Aurora, NC. Since opening our doors in 1968, we have proudly served our members with a commitment to excellence and a focus on community support. Our journey began with a small group of dedicated individuals who believed in the power of collective financial strength. Today, we have grown into a trusted institution with over 400 members and total assets reaching $1,622,907. Located at 2093 Spring Creek Rd, Aurora, NC 27806, our branch is easily accessible for those in the area. Whether you're visiting us for personal banking needs or seeking guidance on loans and savings, our friendly staff is here to help. While members can visit us at this address, official correspondence should be sent to the same location. Our mission is simple yet profound: to provide reliable financial services while nurturing the communities we serve. We strive to empower our members by offering products that fit their needs be it auto loans, personal accounts, or financial advice. We believe that when our members thrive, the entire community benefits. At Texas Gulf Carolina Emp, we are proud of our rich history and the milestones we've achieved along the way. From humble beginnings, we have embraced innovation while maintaining a strong focus on personal service. Although we currently do not offer ATMs or drive-thru services, we ensure that all member interactions are efficient and fulfilling during our operating hours from 8 AM to 5 PM, Monday through Friday. We understand that every member's journey is unique. That's why we actively participate in local outreach efforts and collaborate with other organizations to support various community initiatives. Our commitment extends beyond mere transactions; it's about building lasting relationships based on trust and mutual growth. As technology advances, we continue to adapt by enhancing our digital offerings like e-statements while ensuring compliance with ADA standards for accessibility. This evolution reflects our dedication to serving all members fairly and equitably. Join us at Texas Gulf Carolina Emp and experience the difference of being part of a credit union that truly cares. Together, let's build a brighter financial future for you and your community! If you have any questions or would like more information about membership opportunities, please feel free to contact us at 252-229-7688. Your path toward financial empowerment starts here!
Branch Location & Accessibility
Accessibility Features
We want everyone to feel welcome here. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure easy access for all members. Parking is available right outside our doors, making it simple for you to stop by for a visit.
Operating Hours
We're open Monday through Friday from 8 AM to 5 PM, ready to assist you with a variety of services. Whether you're looking to discuss loan options or simply need assistance with your account, our friendly staff is here to help.
Services Offered
Although we do not have an ATM or drive-thru service available at this time, we are dedicated to providing personalized customer service inside our lobby. Our team can guide you through any banking needs you may have and offer information about various financial products tailored just for you. If you have any questions or would like to learn more about what we can do for you, don't hesitate to give us a call at 252-229-7688. We look forward to welcoming you into our community!
Member Eligibility
Becoming a member of Texas Gulf Carolina Emp is like joining a caring family where your financial well-being is our top priority. If you live, work, or worship in the area around Aurora, NC, you're already on your way to enjoying the benefits we offer! Our eligibility criteria are designed to be inclusive, welcoming anyone who shares our community values. To learn more about what it takes to become a member, you can check out the detailed informati. Opening an account with us is straightforward and encourages a sense of belonging right from the start. We're here to guide you through every step of the process so that you feel confident and supported as you embark on your financial journey with us. If you have any questions or need assistance, don't hesitate to reach out at (252) 229-7688. Join us today at 2093 Spring Creek Rd Aurora Nc 27806, and let's build a brighter financial future together!
Business Banking & Commercial Services
Loan Options for Growth
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans and $0 in non-member commercial loans, our focus remains on being a trusted partner for local entrepreneurs and business owners. We are ready to assist you when you're ready to take that next step.
Merchant Services That Work for You
In addition to loans, we offer merchant services designed to streamline your transactions. Picture this: your customers making easy payments while you manage your cash flow effortlessly. These services not only enhance customer experience but also provide you with valuable insights into sales trends. Located at 2093 Spring Creek Rd Aurora Nc 27806 in Aurora, NC, our team is eager to help you unlock the potential of your business. Reach out today at (252) 229-7688 to discover how we can assist you in achieving your goals!
Comprehensive List Of Services
A Supportive Community Partner
At Texas Gulf Carolina Emp, we pride ourselves on being more than just a financial institution; we're a part of the Aurora community. Our knowledgeable staff are always available during business hours from 8 AM to 5 PM, Monday through Friday, ready to answer any questions you may have about our services or how we can assist you further.
Convenient Access Anytime
In today's fast-paced world, ease of access is crucial. Our ATM services provide you with 24/7 access to your finances. Picture yourself out and about in Aurora, needing cash for a last-minute purchase or an outing with friends our ATMs are here for you. Though we currently focus on ATM services, our commitment doesn't stop there. We continuously explore ways to enhance your banking experience.
Get In Touch
Ready to experience banking tailored for you? Call us at (252) 229-7688 to learn more about our ATM services or visit us in person at 2093 Spring Creek Rd Aurora Nc 27806. We look forward to helping you navigate your financial needs with ease and confidence! By choosing Texas Gulf Carolina Emp, you're not just accessing services; you're joining a community focused on supporting your financial growth and well-being.
Personalized Banking Solutions
Whether you're looking for straightforward banking options or specific services, Texas Gulf Carolina Emp has something for everyone. One of our key offerings is ATM Services Only, making it easy for you to access your funds whenever you need them. Imagine being able to withdraw cash or check your balance at your convenience, without the hassle of waiting in line. This service is designed with your busy lifestyle in mind.
Digital & Online Banking
Key Features
Our e-statements provide a secure and environmentally friendly way to keep track of your financial activities. With e-statements, you can easily access your statements online without the clutter of paper documents. Plus, they come directly to your email, allowing for quick reference whenever you need it. While person-to-person transfers and electronic signature authorization are not available at this time, rest assured that we prioritize the safety of your information. Our systems are designed with robust security measures to keep your data safe. Even without mobile payments or a dedicated app, our 24/7 online banking services ensure that you have full access to your account whenever you need it. Managing your finances has never been simpler or more secure! At Texas Gulf Carolina Emp, we're committed to providing tools that enhance your banking experience while keeping everything user-friendly. Join us today and discover how easy it is to manage your money!
Financial Strength
At Texas Gulf Carolina Emp, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to building trust through our strong financial performance, ensuring that you can rely on us for all your banking needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $518,032, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 31.92% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $203,394 in share certificates, offering stable and rewarding financial growth opportunities. Although we do not have money market shares currently available, our focus remains on maximizing your returns through secure investments. Unlike traditional banks, we prioritize our members; with non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your financial wellbeing is also reflected in our $518,032 in undivided earnings. This allows us to reinvest in innovative banking tools and stronger lending options while enhancing security measures to serve you better. With $13 in used auto loans and $1,081,265 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is highlighted by a net income of $-$17,444, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. In total, we manage 413 share accounts, showcasing a strong and growing member base that trusts us with their finances. Our net shares stand at $0, indicating the funds available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texas Gulf Carolina Emp is your trusted partner. Visit us at 2093 Spring Creek Rd Aurora Nc 27806 or call (252) 229-7688 to learn more about how we can help you achieve your financial goals. Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $278,570 in used vehicle loans and $100,023 in new vehicle loans already helping members get on the road. We make it easy for you to finance your vehicle with flexible terms that fit your budget.
Business Loans
For business owners looking for capital to grow and expand, we currently do not have outstanding commercial loans; however, we aim to support our local businesses when financing becomes available. At Texas Gulf Carolina Emp, we're dedicated to finding ways to assist you financially. We encourage you to reach out if you're interested in exploring refinancing options or checking your eligibility for any upcoming products. You can contact us at (252) 229-7688 or visit us at 2093 Spring Creek Rd, Aurora, NC 27806 during our operating hours from 8 AM to 5 PM Monday through Friday. Our team is ready to help you navigate your loan options and set you on the path towards achieving your financial dreams. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Mortgage Loans
Thinking about homeownership? While we currently do not offer mortgage options like Junior Lien 1-4 Family Residential Properties loans, we are here to help guide you through the process of finding the right financing solution when it becomes available.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans. Although there are currently no outstanding unsecured credit card loans issued at this time, our goal is always to help our members manage their finances effectively when these options become available.
Loan Aggregator
Accurate Loan Comparisons
LendMesh ensures accurate loan comparisons by sourcing loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that users receive fair and transparent offers. Each listed loan is backed by verified information, helping consumers feel confident in their choices.
Benefits of Using LendMesh
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Take Action Today
Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.
