At Texas Gulf Carolina Emp, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to building trust through our strong financial performance, ensuring that you can rely on us for all your banking needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at:
https://www.ncua.gov , based on the latest results. With a
net worth of $518,032, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our
net worth ratio of $3,192 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through
$203,394 in share certificates, offering stable and rewarding financial growth opportunities. Although we do not have money market shares currently available, our focus remains on maximizing your returns through secure investments. Unlike traditional banks, we prioritize our members; with non-member deposits at
$0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your financial wellbeing is also reflected in our
$518,032 in undivided earnings. This allows us to reinvest in innovative banking tools and stronger lending options while enhancing security measures to serve you better. With
$13 in used auto loans and
$1,081,265 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is highlighted by a
net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having
1 full-time employees and
2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. In total, we manage
413 share accounts, showcasing a strong and growing member base that trusts us with their finances. Our net shares stand at
$0, indicating the funds available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texas Gulf Carolina Emp is your trusted partner. Visit us at 2093 Spring Creek Rd Aurora Nc 27806 or call (252) 229-7688 to learn more about how we can help you achieve your financial goals.