Texas Gulf Carolina Emp Credit Union Aurora NC

Introduction

Welcome to Texas Gulf Carolina Emp, where community and financial wellness go hand in hand. Located at 1530 Nc Highway 306 S, Aurora, NC 27806, we are dedicated to serving our members with integrity and care since our establishment in 1968. With a growing membership of 400 and assets totaling $1,622,907, we pride ourselves on being a trusted partner for all your financial needs. At Texas Gulf Carolina Emp, we understand that every member is unique. That's why we offer a range of services designed to support your financial journey, whether you're looking to secure a loan or save for the future. Our total loans and leases stand at 166, reflecting our commitment to empowering our members through accessible financing options. While members can visit us at our branch location, official correspondence should be sent to the same address: 1530 NC Highway 306 S, Aurora, NC 27806-9245. Our friendly staff is always ready to assist you during lobby hours from 8:00 AM to 2:30 PM. Led by our dedicated CEO, Quesha Tatum, and Board President, Alton Smith, we strive to foster a welcoming environment where you feel valued and supported. We also take pride in maintaining a strong financial foundation with a net worth of $518,032 and total deposits of $38,115. Join us as we continue to grow and strengthen our community ties. Whether you have questions about your account or need assistance with loans, don't hesitate to reach out! You can call us at 252-322-8221. Together, let's build a brighter financial future!

Branch History & Mission

Commitment to Innovation

In keeping pace with modern banking needs, Texas Gulf Carolina Emp embraces advancements that enhance member experience. While we currently do not offer online banking or mobile payments, we prioritize customer service through personal interactions during our operating hours from 8:00 AM to 2:30 PM on weekdays. We also recognize the importance of accessibility; hence, all services provided at our branch are ADA compliant. Although ATM services are not available at this location, our dedicated team is always ready to assist members with their banking needs directly.

Join Us!

We invite you to become a part of the Texas Gulf Carolina Emp family! Experience firsthand how we can help you navigate your financial journey while positively impacting our wonderful community in Aurora. For inquiries or more information about membership and services, please feel free to contact us at (252) 322-8221. Together, let's build a brighter future!

Mission Statement

Our mission is simple yet profound: We exist to improve the financial well-being of our members and enhance the quality of life in Aurora. By offering affordable loan options and trustworthy advice, we aim to foster economic stability within the community. We believe in creating lasting relationships built on trust, transparency, and respect. As part of this mission, we also actively engage in community outreach efforts, partnering with local organizations to support initiatives that uplift those around us. We understand that a strong community is built on shared successes.

Our Story

From our humble beginnings, Texas Gulf Carolina Emp has evolved significantly. Starting with a vision to offer reliable financial solutions tailored for our community, we have expanded our services while remaining true to our core values. With total assets of $1,622,907, we strive to ensure that every member feels valued and supported in their financial journey. Over the years, we've seen various milestones that reflect our growth and dedication. Each step has reinforced our mission: to provide accessible financial services while nurturing the communities we serve. Whether it's through loans or savings plans, we aim to empower individuals and families to achieve their goals.

Branch Location & Accessibility

Convenient Access and Parking

At Texas Gulf Carolina Emp, we want your visit to be as smooth as possible. We offer ample parking right outside our entrance, so you won't have to worry about finding a spot when you arrive. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps and entrances to ensure everyone can access our services comfortably.

Operating Hours

Our dedicated team is here for you during convenient hours from 8:00 AM to 2:30 PM, Monday through Friday. Whether you're stopping by for a quick transaction or need assistance with a more complex banking matter, we're ready to help during these hours.

Services Offered

While we currently do not have ATM services or drive-thru banking available at this location, our staff is always prepared to assist you inside the branch. From opening new accounts to answering your questions about loans and financial services, we are committed to providing personalized support tailored just for you. If you're looking for a trustworthy credit union where your needs are prioritized, come visit us at Texas Gulf Carolina Emp! Feel free to give us a call at 252-322-8221 if you have any questions or need further assistance before your visit. We look forward to serving you!

Member Eligibility

At Texas Gulf Carolina Emp, we believe in creating a welcoming community where everyone can thrive. Becoming a member is easy and opens up a world of benefits tailored just for you. If you're interested in joining us, you'll find that eligibility is quite straightforward. Generally, anyone who lives, works, worships, or attends school in the area around 1530 Nc Highway 306 S Aurora Nc 27806 can become a part of our family. We encourage you to check out the full details on eligibility for the most current information. Once you know you're eligible, opening an account is a breeze! Our friendly team is here to guide you through the process, ensuring it feels as simple as possible. Whether you have questions or need assistance, don't hesitate to reach out at (252) 322-8221. We can't wait to welcome you to Texas Gulf Carolina Emp and help you take advantage of all the services we offer!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those outside our membership, we also support the broader community with $0 in non-member commercial loans, providing flexible financing solutions tailored to your specific requirements. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a trusted partner who understands the ins and outs of your daily operations. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. From payment processing solutions that keep your cash flow steady to tools that enhance customer experience, we provide practical benefits that make a real difference. Visit us at 1530 Nc Highway 306 S Aurora Nc 27806 in Aurora, NC, or call us at (252) 322-8221 to learn how we can help your business thrive!

Comprehensive List Of Services

Digital Convenience at Your Fingertips

In today's fast-paced world, convenience is key. While we do not yet offer online banking or mobile applications, we're continuously exploring ways to enhance your experience. Our commitment remains strong delivering quality service and ensuring that even basic tasks like accessing cash are hassle-free. If you have any questions or need assistance, don't hesitate to reach out! You can contact us at 252-322-8221 during our lobby hours from 8:00 AM to 2:30 PM, Monday through Friday. Our friendly staff is ready to assist you with any inquiries or concerns. In conclusion, at Texas Gulf Carolina Emp, we're more than just a place to bank; we're a community focused on helping you achieve your financial goals. Visit us today and discover how we can support your journey towards financial well-being!

Everyday Banking Made Easy

One of the core services we offer is ATM Services Only. This means that you can access your funds easily and securely whenever you need to. Imagine it's a busy Saturday morning, and you're running errands. You stop by our ATM to withdraw cash without the hassle of going inside a bank branch. It's quick, convenient, and designed with your needs in mind.

Supporting Your Financial Journey

While our primary focus is on ATM services, we understand that our members may require more comprehensive financial solutions. Although we currently specialize in ATM access, we encourage our members to stay tuned for future developments as we expand our service offerings. We believe in being there for you when it counts, whether it's through personalized assistance or providing you with the tools needed to manage your finances effectively.

Digital & Online Banking

Accessibility and Real-Time Management

With our online banking services, you can enjoy real-time account management right at your fingertips. Whether you're checking recent transactions or planning for future expenses, it's all made simple. We're dedicated to providing our members with accessible solutions that fit their busy lives. At Texas Gulf Carolina Emp, we strive to make banking as convenient as possible while keeping your information safe. Join us today to experience how our digital services can enhance your financial management!

Key Features

We prioritize your security while ensuring ease of use. Although we do not currently support electronic signature authorization or mobile payments, we do provide e-statements to help you stay organized and keep track of your finances without the clutter of paper statements. Plus, our platform is user-friendly, allowing you to navigate effortlessly through your account details. While we currently don't have a mobile application or person-to-person transfer options, our existing services still empower you to manage your money effectively from your computer.

Financial Strength

A Committed Team

We take pride in having 1 full-time employees and 2 part-time employees ready to serve you with knowledgeable support. Your needs are our priority, and our dedicated team is always here to assist you.

Investing in Your Future

With $518,032 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $13 in used auto loans and $1,081,265 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $203,394 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Solid Foundation

With a net worth of $518,032, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 31.92% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texas Gulf Carolina Emp is your trusted partner. Visit us at 1530 Nc Highway 306 S Aurora Nc 27806 or call (252) 322-8221 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $278,570 in used vehicle loans and $100,023 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive interest rates to make car ownership more accessible for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not offer Junior Lien 1-4 Family Residential Properties loans, our team is here to provide guidance on alternative home financing solutions.

Unsecured Credit Card Loans

We also understand the importance of managing day-to-day expenses. While we do not currently offer unsecured credit card loans, we encourage you to explore our other lending options that may fit your budget. If you're interested in refinancing any existing loans or need assistance determining your eligibility for our products, our friendly staff at Texas Gulf Carolina Emp is ready to assist you. Feel free to reach out at 252-322-8221 or visit us at 1530 Nc Highway 306 S, Aurora, NC 27806 during our operating hours from 8:00 AM to 2:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Texas Gulf Carolina Emp, we prioritize your financial well-being and strive to provide solutions tailored just for you. Let us help you take the next step toward your financial future!

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that serve your interests. - Real-Time Rate Comparisons: You receive up-to-date loan rates from multiple institutions, which is crucial for making informed decisions that fit your budget. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how LendMesh can have a significant impact on your financial well-being. If you're ready to discover the best loan rates available, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees fair and transparent offers, allowing users to compare loans with confidence.

TEXAS GULF CAROLINA EMP CREDIT UNION - Aurora, NC

Compare Loan Rates Near You

Loan rates in Aurora, NC (27806)