Texas Gulf Carolina Emp Credit Union Aurora NC

Introduction

Welcome to Texas Gulf Carolina Emp, your trusted financial partner located at 1530 NC Highway 306 S, Aurora, NC 27806. Established in 1968, our credit union has proudly served the community for over five decades, helping members achieve their financial goals with a personal touch. With a current membership of 400 and total assets reaching an impressive $1,622,907, we are committed to providing tailored services that meet your unique needs. At Texas Gulf Carolina Emp, we understand that financial decisions can be daunting. That's why we're here for you! Whether you're looking for loans or simply need assistance managing your savings, our dedicated team of 3 employees, led by our CEO Quesha Tatum and Board President Alton Smith, is ready to support you every step of the way. While members can visit us at our branch location, official correspondence should be sent to 1530 NC Highway 306 South, Aurora, NC 27806-9245. Our doors are open from 8:00 AM to 3:30 PM, Monday through Friday, making it convenient for you to stop by when it suits your schedule. With total deposits amounting to $38,115 and net worth at $518,032, our financial stability allows us to offer competitive loan options and exceptional member service. We have a total of 166 loans and leases currently active, reflecting our commitment to helping members finance their dreams. We invite you to connect with us today at (252) 322-4111. Discover how we can help you navigate your financial journey with confidence and ease. Join our community where trust meets personalized care!

Branch History & Mission

At Texas Gulf Carolina Emp, our roots run deep in the heart of Aurora, North Carolina. Since we opened our doors in 1968, we have proudly served our community and built a legacy centered around trust, support, and growth. From our humble beginnings to becoming a vital financial resource for over 400 members today, our journey has been one of unwavering commitment to the people we serve. Located at 1530 NC Highway 306 S, just a short drive from local landmarks like the stunning Aurora Fossil Museum, our branch is not just a place for transactions; it's a gathering spot for community engagement and support. While members can visit us at this address, official correspondence should be sent to our mailing address at 1530 NC Highway 306 South, Aurora, NC 27806-9245. Our mission is simple yet powerful: to provide exceptional financial services while uplifting and empowering our community. We believe that everyone deserves access to affordable financial solutions that help them achieve their dreams. With total assets of $1,622,907 and an array of services tailored to meet diverse needs, we strive to make a positive impact on every member's life. Over the years, Texas Gulf Carolina Emp has embraced innovation while remaining true to our core values. Our operating hours from 8:00 AM to 3:30 PM ensure that we are available when you need us most. Although we currently do not offer ATM or drive-thru services, we remain committed to providing personalized service that meets your unique financial needs. Community outreach is also at the heart of what we do. We actively seek partnerships with local organizations and participate in initiatives aimed at improving the lives of those around us. Our goal is to foster relationships that promote financial literacy and community well-being. As we look ahead, we invite you to be part of our story. Join Texas Gulf Carolina Emp today and discover how together we can build a brighter future for ourselves and our community. Whether you're looking for personal loans or simply want a friendly face to discuss your financial goals with, we are here for you!

Branch Location & Accessibility

Welcome to the Texas Gulf Carolina Emp branch, your friendly financial partner located at 1530 Nc Highway 306 S in Aurora, NC. Nestled in Beaufort County, our branch is conveniently situated near local landmarks, making it easy for you to stop by for all your banking needs. Whether you're heading to the nearby parks or just passing through town, we're here to serve you. We pride ourselves on being accessible to everyone. Our location includes features that ensure ease of access for all members, including ADA-compliant ramps and convenient parking options right outside our doors. We want your visit to be as smooth as possible. At Texas Gulf Carolina Emp, we understand that your time is valuable. That's why our lobby hours are designed with your schedule in mind. We're open Monday through Friday from 8:00 AM to 3:30 PM, ready to assist you with any inquiries or transactions you might have. If you're unable to visit during these hours, feel free to reach out to us at (252) 322-4111 we're always happy to help! While we currently do not offer ATM services or drive-thru banking, our dedicated staff is here to support you directly inside the branch. Should you need to send official correspondence, please note that our mailing address is also 1530 NC Highway 306 South, Aurora, NC 27806-9245. We invite you to come by and discover how we can help you achieve your financial goals. Your journey towards better banking starts here at Texas Gulf Carolina Emp!

Member Eligibility

Joining the Texas Gulf Carolina Emp community is like becoming part of a caring family, where your financial well-being is our top priority. To become a member at our welcoming branch located at 1530 Nc Highway 306 S, Aurora, NC 27806, you simply need to meet a few friendly eligibility criteria. If you live, work, or worship in Beaufort County, you're already on the right track! We also welcome family members of existing members. This means that whether you're just starting out or looking to deepen your financial roots, we have a place for you. You can check out all the specific details about eligibility [here](). Once you've confirmed your eligibility, opening an account is an easy and straightforward process! Just give us a call at (252) 322-4111 during our operating hours from 8:00 AM to 3:30 PM on weekdays, and we'll guide you through everything you need to know. At Texas Gulf Carolina Emp, we're dedicated to providing our members with great service and benefits tailored to their needs. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, efficient payment solutions are crucial. Our merchant services provide practical benefits like seamless transactions and enhanced customer experiences. Imagine processing payments easily while focusing on what matters most growing your business. Located at 1530 Nc Highway 306 S Aurora Nc 27806 in Aurora, NC, our team is here to discuss how we can tailor our banking solutions to fit your goals. Reach us at (252) 322-4111 during our lobby hours from 8:00 AM to 3:30 PM, Monday through Friday. Let's work together to pave the way for your business success!

Comprehensive List Of Services

Accessibility and Convenience

Our branch operates Monday through Friday from 8:00 AM to 3:30 PM, ensuring that we are available during hours that work for most of our members. While we currently focus on ATM services, we are continually looking for ways to enhance our offerings and better serve our community's needs.

Banking Made Simple

Our primary service at Texas Gulf Carolina Emp is the convenient ATM Services Only. Whether you need to withdraw cash for a spontaneous outing or check your balance on the go, our ATMs are designed with your needs in mind. They offer easy access to your funds, ensuring you can manage your money when it suits you best.

Join Us Today!

Becoming a member of Texas Gulf Carolina Emp means having a reliable partner in your financial journey. We're not just about transactions; we're about building relationships and supporting you every step of the way. If you're interested in learning more about how we can help you manage your finances or if you're ready to get started with ATM services, give us a call at 252-322-4111 or visit us at our branch in Aurora. Experience personalized service and convenience at Texas Gulf Carolina Emp your trusted local credit union!

Member-Centric Approach

We recognize that each member has unique financial goals. That's why our friendly team is always ready to assist you with any questions you may have about utilizing ATM services effectively. If you're unsure about how to use an ATM or need help with a transaction, don't hesitate to reach out by calling us at 252-322-4111. Our knowledgeable staff is here to guide you through every step, making sure you feel confident and secure in your banking experience.

Digital & Online Banking

Key Services

With our online banking services, available through , you can access your account anytime, anywhere. You can check balances, view transactions, and manage your accounts with just a few clicks. While we currently do not support mobile applications or mobile payments, our online platform is user-friendly and secure, ensuring your personal information remains protected. For those who prefer a paperless approach, we offer e-statements that allow you to receive your account statements electronically. This not only helps reduce clutter but also provides quick access to your financial records. Plus, there's no need for electronic signature authorization when it comes to viewing or managing your e-statements.

Real-Time Management

Real-time account management is vital for staying on top of your finances. Although person-to-person transfers aren't available right now, our online banking platform keeps you informed about every transaction. You can easily monitor incoming and outgoing funds to ensure everything is in order. While we don't offer 24/7 online banking just yet, our lobby hours from 8:00 AM to 3:30 PM during weekdays mean you can still get personalized assistance when needed. Our team is here to help answer questions about our services or guide you through any banking needs. In summary, at Texas Gulf Carolina Emp, we aim to provide accessible and straightforward digital banking options that fit into your lifestyle. Explore more about what we offer through and experience the ease of managing your finances today!

Financial Strength

Commitment to Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Resources

Members' savings are secured through $203,394 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Better Services

With $518,032 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $13 in used auto loans and $1,081,265 in total loans and leases.

Strong Financial Health

With a net worth of $518,032, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $3,192 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Member Base

Total Share and Deposit Accounts: 413, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texas Gulf Carolina Emp is your trusted partner. Visit us at 1530 Nc Highway 306 S Aurora Nc 27806 or call (252) 322-4111 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $278,570 in used vehicle loans and $100,023 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used car, our financing options can help make your purchase more affordable.

Eligibility and Refinancing Options

If you're considering refinancing your current loans or exploring eligibility options for any of our products, our knowledgeable staff is here to guide you through the process. We want to ensure you find the best financial solutions tailored specifically to your needs. At Texas Gulf Carolina Emp, we are dedicated to empowering our members through responsible lending practices and personalized service. For any questions or assistance, feel free to reach out at (252) 322-4111. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your journey toward financial stability starts here with us!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. We strive to provide flexible terms and competitive rates that fit your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This option can be great for those looking to consolidate debt or cover unexpected expenses without tapping into savings.

Loan Aggregator

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TEXAS GULF CAROLINA EMP CREDIT UNION