Texas Dps Credit Union Austin TX | Best Auto Loans & Business Banking

Introduction

Welcome to Texas Dps Credit Union, where our commitment to serving our members and community has thrived since 1954. Located at 621 W Saint Johns Ave, Austin, TX 78752, we are proud to offer a range of financial services tailored to meet your needs. With a total membership of 5,740 and assets exceeding $95 million, we prioritize your financial well-being and aim to be a trusted partner in your journey. At Texas Dps, we understand that every member's financial situation is unique. That's why we provide personalized banking solutions, from checking and savings accounts to auto loans and credit cards with rewards. Our team, led by CEO Cassy Sass and Board President David Outon, works tirelessly to ensure you receive the best possible service. With a total of 20 dedicated employees, we are always here to assist you. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 15346, Austin, TX 78761. We encourage you to reach out with any questions or concerns at 512-452-5211. With total loans amounting to 4,246 and deposits around $5,585,340, our focus is on fostering financial stability and growth for our members. Whether you're looking for a loan or want to open a new account, Texas Dps Credit Union is here for you every step of the way. Explore more about what we offer by visiting our website at www.txdpscu.org. We look forward to welcoming you into our family!

Branch History & Mission

Evolution and Growth

Since opening our doors, Texas Dps has continually evolved to meet the changing needs of our members. We started with basic banking services and have expanded to offer a wide array of financial products including personal loans, auto loans, and business banking solutions. In recent years, we've embraced digital advancements to ensure that our members can easily access their accounts and perform transactions anytime, anywhere. With features like online banking and mobile payments, we make managing finances convenient for everyone. As part of our commitment to inclusivity, we also ensure that our services are ADA compliant. We believe that everyone deserves equal access to financial resources. Our drive-thru service and ATM availability add an extra layer of convenience for those who prefer in-person banking.

Join Us Today!

As we look towards the future, Texas Dps remains committed to innovation and excellence in serving our members. If you're looking for a credit union that prioritizes your needs and supports your aspirations, we invite you to join us today! Experience firsthand the benefits of being part of a community-focused credit union where your financial success is our top priority. For inquiries or assistance, feel free to reach out at 512-452-5211 or explore more about us at Texas Dps Credit Union. Together, let's build a brighter financial future!

Mission Statement

At Texas Dps, our mission is clear: to provide exceptional financial services while fostering community support and growth. We strive to empower individuals by offering competitive rates on loans and deposits along with personalized customer service that truly makes a difference. We are more than just a credit union; we are a partner in your financial journey. We understand that supporting our community goes beyond providing banking services. That's why we actively engage in outreach efforts and partnerships with local organizations to help improve the lives of those around us. Whether it's sponsoring local events or offering financial education workshops, we are dedicated to making a positive impact. While members can visit us at 621 W Saint Johns Ave, official correspondence should be sent to PO Box 15346, Austin, TX 78761.

Branch Location & Accessibility

Welcome to the Texas DPS Credit Union, your friendly financial partner located at 621 W Saint Johns Ave in vibrant Austin, Texas. Nestled in Travis County, our branch is conveniently situated near popular local spots, making it easy for you to stop by and take care of your banking needs. Whether you're heading to the nearby parks or enjoying the local dining scene, we're just a short drive away! While members can visit us at our branch address, official correspondence should be sent to PO Box 15346, Austin, TX 78761. We strive to ensure accessibility for all our members. Our location features ADA-compliant entrances and ramps, allowing everyone to access our services without any hassle. We know that your time is valuable! That's why our lobby hours are designed to fit your busy schedule. You can visit us from 9:00 AM to 4:00 PM, Monday through Friday. If you prefer the convenience of drive-thru banking, we offer service from 8:30 AM to 5:30 PM on weekdays and from 9:00 AM to 1:00 PM on Saturdays. At Texas DPS Credit Union, we provide a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also have an ATM available for quick cash withdrawals and balance checks. Plus, if you're a member of a partner credit union, you can benefit from shared branch services right here. If you have any questions or need assistance with your account, feel free to give us a call at 512-452-5211. Our dedicated team is ready to help you every step of the way. We invite you to come visit us soon and discover how we can support your financial journey!

Member Eligibility

Joining the Texas Dps family means becoming part of a supportive community that truly cares about its members. To be eligible for membership at Texas Dps, you simply need to be associated with the Texas Department of Public Safety or have an immediate family member who is. This straightforward requirement opens the door for you to access a variety of financial services tailored to meet your needs, from checking and savings accounts to auto loans and credit cards with rewards. If you're ready to take the next step, opening an account is easy! Just visit us at our branch located at 621 W Saint Johns Ave, Austin, TX 78752, or give us a call at 512-452-5211 for more details. For more information on eligibility criteria, check out our resources at this link. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan offerings, we provide essential merchant services that simplify everyday transactions for business owners. Imagine having the ability to process payments quickly and securely, freeing up your time to focus on what you do best running your business. Our solutions help you manage cash flow effectively while offering your customers a convenient way to pay. Visit us at 621 W Saint Johns Ave Austin Tx 78752 or call us at (512) 452-5211 to learn more about how our business banking and commercial services can support your success!

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and business owners, our business banking services, including merchant services and business loans, help support your ventures as they grow. We understand the unique challenges businesses face, and we're committed to providing resources that can help you thrive.

Convenient Access

Accessing your accounts is simple at Texas Dps Credit Union. With features like online and mobile banking, making transactions has never been more convenient. Check balances, transfer money, or pay bills right from your smartphone or computer. Plus, with our ATM services, withdrawing cash or checking balances is easy whenever you need it. We also offer drive-thru banking for quick deposits, withdrawals, or simple transactions without needing to step inside the branch. If you're a member of a partner credit union, enjoy the convenience of basic shared branch transactions where you can deposit or withdraw funds seamlessly.

Get in Touch

With our focus on member satisfaction and community involvement, we're here for all your financial needs. Feel free to reach out at (512) 452-5211 or visit us during lobby hours from 9:00 AM to 4:00 PM Monday through Friday. Our friendly team is ready to assist you in finding the perfect financial solutions tailored just for you. Explore how Texas Dps can support your financial journey today! Visit us at Texas Dps Credit Union or stop by our branch at 621 W Saint Johns Ave Austin Tx 78752 in Austin, TX!

Home Financing

When it's time to find a place to call home, our mortgage loans and refinancing services are designed to guide you through every step of the process. Whether you're buying your first home or refinancing an existing mortgage, we're here to help you navigate the options so you can find what works best for you.

Loans & Credit Options

In addition to auto loans, we provide personal loans and debt consolidation solutions. Life can throw unexpected expenses your way, and having access to quick funds can make all the difference. Our credit cards with rewards offer great benefits for everyday spending, allowing you to earn while using your card.

Personal Banking

Whether you're opening your first checking account or planning for a big purchase, our personal banking services have you covered. We offer checking and savings accounts that fit any lifestyle. Imagine having a savings account that not only helps you save but also earns you interest. Or picture the ease of managing your everyday expenses with our user-friendly online and mobile banking platforms. For those looking to drive home their dream vehicle, our auto loans and vehicle financing options make it simple and affordable. With competitive rates and flexible terms, getting behind the wheel has never been easier.

Digital & Online Banking

Key Services

Our online banking features include E-Statements, allowing you to view your account statements digitally, which is not only convenient but also eco-friendly. You'll never have to wait for the mail again! Plus, with electronic signature authorization, signing documents online has never been simpler or more secure. If you're always on the go, you'll love our mobile application. It puts all your banking needs right at your fingertips. From checking balances to making transfers, everything is just a tap away. We also support mobile payments, making it easy for you to pay bills or send money directly from your phone. While we don't currently offer person-to-person transfers, our robust online banking system ensures that you can manage your funds effectively. You can take advantage of our 24/7 online banking services, giving you the flexibility to bank when it suits you best.

Security and Ease of Use

Your security is our priority. Our online services are equipped with advanced security measures to keep your information safe. Navigating through our platform is straightforward, so whether you're a tech novice or a savvy user, you'll find it easy to manage your account. With real-time account management features, tracking your spending and monitoring your savings has never been easier. At Texas Dps, we're committed to providing accessible and user-friendly digital banking solutions that meet your everyday needs. Explore more about what we offer at https://www.txdpscu.org/ and experience the ease of banking with us!

Financial Strength

A Trusted Partner for Your Financial Needs

Net Shares (Funds available for lending and investments): $90,830 reflect our strong position to support your financial journey. Total Share and Deposit Accounts: 9,518 showcases a growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texas Dps is your trusted partner. Visit us at 621 W Saint Johns Ave Austin Tx 78752 or call (512) 452-5211 to learn more about how we can help you achieve your financial goals.

Commitment to Growth and Innovation

With $10,549,301 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as demonstrated by our $994 in used auto loans and $57,885,538 in total loans and leases supporting our members' financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $8,371,285 in share certificates and $2,426,565 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This dedication is reflected in our management of resources; with non-member deposits at $0, we focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our performance also shines through our $0 which reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 17 full-time employees and 3 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $10,607,349, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,112 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $19,598,738 in used vehicle loans and $9,527,261 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable used vehicle, our financing options can make your purchase more affordable.

Credit Lines

For those who need extra flexibility, our credit lines totaling $6,000,000 allow you to access funds when necessary without the commitment of a traditional loan. This can be especially useful for managing cash flow or covering occasional larger purchases. Our dedicated team is here to assist you with any questions regarding eligibility or refinancing options available for our various loan products. Don't hesitate to reach out at (512) 452-5211 for personalized support or visit us at our location at 621 W Saint Johns Ave Austin Tx 78752, Austin, TX. Whether you're looking for an auto loan, a mortgage, or credit card options, we're committed to providing solutions that work for you at Texas Dps. Let us help you take the next step toward reaching your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,881,920, make buying or refinancing simple. We provide competitive rates and flexible terms tailored to fit your budget. If you're looking to refinance your current mortgage, we have options available that could lower your monthly payments and save you money over time.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,292,342 in loans helping members manage their finances effectively. These cards come with no collateral required and can be an excellent way to manage unexpected expenses while enjoying the benefits of rewards programs.

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TEXAS DPS CREDIT UNION