Texas Dow Employees Credit Union Yoakum TX | Low Mortgage Rates & Quick Auto Loans

Introduction

At Texas Dow Employees, we believe in fostering strong relationships and supporting our community. Located conveniently at 601 Huck St, Yoakum, TX 77995, our branch is dedicated to providing members with exceptional financial services tailored to their needs. Established in 1954, we've grown into a trusted financial partner for over 379,058 members, managing assets totaling an impressive $4,835,296,940. While you can visit us at our Yoakum branch for all your banking needs, please note that official correspondence should be directed to the same address. Our commitment to you extends beyond mere transactions; we strive to make a positive impact on our community through various initiatives and support programs. With a robust total loan portfolio of 207,297 loans and leases, alongside total deposits of $465,436,271, we ensure that your money works as hard as you do. Our net worth stands strong at $481,391,425, reflecting our stability and reliability as a credit union. Under the leadership of CEO Isaac Johnson and Board President David Sikora, our dedicated team of 878 employees is here to assist you with everything from personal banking services to business loans. Whether you're looking to open a checking account or secure financing for your next vehicle purchase, we have the expertise to guide you every step of the way. Explore our range of services including auto loans, mortgage financing, and online banking all designed with your convenience in mind. We invite you to experience the friendly and supportive atmosphere that defines Texas Dow Employees Credit Union. For more information or assistance, don't hesitate to call us at 800-839-1154 or visit our website at tdecu.org. We look forward to serving you!

Branch History & Mission

At Texas Dow Employees, we have a proud history that dates back to 1954. Since opening our doors in Yoakum, TX, we've grown from a small community-focused credit union into a trusted financial partner for over 379,000 members. Our branch, located at 601 Huck St, Yoakum, TX 77995, has become a cornerstone of the local community, committed to serving the needs of our members and supporting the growth of our region. Over the years, we've achieved significant milestones. Today, we proudly manage total assets exceeding $4.8 billion. This growth reflects our dedication to providing exceptional services and support to our members. Our mission is clear: we aim to empower individuals and families by offering accessible financial products while fostering a sense of community and belonging. At Texas Dow Employees, we believe in not just meeting your financial needs but exceeding them. We offer a range of personal banking services including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. Our commitment extends beyond mere transactions; we actively engage in outreach efforts that strengthen our community ties. Our operating hours are designed with your convenience in mind. We are open Monday through Friday from 9:00 AM to 5:00 PM and on Saturdays from 10:00 AM to 12:00 PM. Members can enjoy easy access to cash with our ATM availability and drive-thru banking services. While members can visit us at 601 Huck St for all their banking needs, official correspondence should be sent to our mailing address at 601 Huck St, Yoakum, TX 77995-5236. For any inquiries or assistance, feel free to reach us at 800-839-1154. As we look toward the future, we continue to embrace digital advancements that enhance member experiences while ensuring ADA compliance and accessibility for all. Our ongoing partnerships within the community reflect our belief that together we can achieve more. Join us today at Texas Dow Employees Credit Union and experience firsthand how we blend quality financial services with genuine community support. Your journey towards financial empowerment starts here!

Branch Location & Accessibility

Operating Hours

Our friendly team is ready to assist you during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 10:00 AM to 12:00 PM. We aim to provide you with the support you need when it's convenient for you!

Services Offered

At Texas Dow Employees, we offer a wide range of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage options, our knowledgeable staff is here to guide you every step of the way. Additionally, we have both drive-thru banking and ATM access available for your convenience, making banking even easier! While members can visit us at 601 Huck St for all their banking transactions, official correspondence should be sent to our mailing address at 601 Huck St, Yoakum, TX 77995-5236. We invite you to come by and experience how we prioritize our members' needs. If you have any questions or would like more information about our services, feel free to give us a call at 800-839-1154. We're excited to help you reach your financial goals!

Member Eligibility

Becoming a member of Texas Dow Employees is more than just opening an account; it's about joining a welcoming community where your financial needs are prioritized. At our branch located at 601 Huck St, Yoakum, TX 77995, we invite you to explore the many benefits that come with membership. To be eligible, you typically need to be associated with specific groups or industries related to Texas Dow, or have family members who are already part of our credit union. This means that if you're connected to any of these areas, you might just find yourself a perfect fit! For complete details on eligibility criteria, feel free to visit us at tdecu.org. Opening your account is designed to be straightforward and inclusive. You can start the process by visiting our account opening page or simply give us a call at 800-839-1154 if you have any questions. We're here to help you every step of the way as you take this exciting step towards achieving your financial goals!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify payment processing. Imagine a local café using our services to accept credit cards effortlessly, allowing customers to enjoy their coffee without hassle. Our tools enable you to manage transactions efficiently, so you can focus on what you do best running your business. Visit us at 601 Huck St Yoakum Tx 77995 in Yoakum, TX, or call us at (800) 839-1154 to learn how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $293 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $342,303,845, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

Business owners can also find valuable resources at Texas Dow Employees. Our Business Banking services include merchant services that simplify payment processing and business loans that help fuel growth and expansion. We aim to be a partner in your success by offering tools tailored specifically for small businesses.

Convenience Features

We understand that life gets busy, which is why we focus on convenience. With Online & Mobile Banking, you can manage all your accounts at any time. Withdraw cash easily with our ATM & Cash Withdrawal Services, and take advantage of our basic drive-thru banking for quick deposits and withdrawals without leaving your vehicle.

Engaging with Us

We encourage you to visit us at 601 Huck St Yoakum Tx 77995 or call us at (800) 839-1154 to learn more about how we can assist you with these services. Our friendly staff is here to answer any questions you may have about becoming a member or accessing our various offerings. Join us today and experience the difference at Tdecu-yoakum! For more information on membership eligibility or opening an account, feel free to check out our website or contact us directly. Your journey toward better financial health starts here!

Loans and Financing

If you're considering purchasing a new vehicle or need financial assistance for personal projects, our Auto Loans & Vehicle Financing can help make your dreams a reality. We understand that buying a car is a significant investment, so we provide competitive rates and flexible terms tailored to your situation. Additionally, our Mortgage Loans & Refinancing services can support you in securing your ideal home while saving on interest costs over time. For those facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation options are designed to ease financial burdens with straightforward terms. Plus, enjoy rewards with our Credit Cards with Rewards, making every purchase count toward benefits that enhance your lifestyle.

Personal Banking

For those looking to manage day-to-day expenses and savings, we offer Personal Banking options including checking and savings accounts. Imagine having easy access to your funds anytime through our online and mobile banking features. You can check balances, transfer money, or pay bills from the comfort of your home or on the go.

Digital & Online Banking

Easy Access Anytime, Anywhere

With 24/7 online banking services available at https://www.tdecu.org/, you can check balances, transfer funds, and pay bills with just a few clicks. Our user-friendly mobile application also puts all these features right in your pocket. You can manage your accounts on the move, making banking easier than ever.

Effortless Transactions

Sending money to friends or family? Our person-to-person transfer feature allows you to send cash quickly and easily, right from your phone or computer. And if you're looking to make payments on the go, our mobile payments option lets you shop securely without needing to carry cash or cards. At Texas Dow Employees, we're committed to providing accessible and efficient banking solutions tailored for you. Explore our digital services today at https://www.tdecu.org/ and experience how easy banking can be!

Security You Can Trust

We prioritize your security with features like electronic signature authorization, ensuring that your transactions are safe and valid. Plus, our e-statements make it easy for you to access your financial information without the clutter of paper statements. Enjoy peace of mind knowing that your data is protected while you bank online.

Financial Strength

At Texas Dow Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to know your money is safe and growing, which is why we are committed to maintaining a strong financial foundation. With a net worth of $481,391,425, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 995 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,296,120,436 in share certificates and $277,617,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $13,308,106, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $470,600,251 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $30,540 in used auto loans and $4,132,927,475 in total loans and leases. Our operational efficiency reflects in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 859 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts: 677,513, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texas Dow Employees is your trusted partner. Visit us at 601 Huck St Yoakum Tx 77995 or call 800-839-1154 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Additional Options

We also offer various credit lines with a total of $1,723,343,200 available for those who need additional flexibility in managing cash flow. Plus, if you're interested in refinancing any existing debts or exploring eligibility options for our loan products, our team is ready to assist you. At Texas Dow Employees in Yoakum (601 Huck St Yoakum TX 77995), we prioritize your financial well-being and aim to provide tailored solutions that empower you to reach your objectives. Feel free to contact us at 800-839-1154 for more information or visit our website at TDECU for further details. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $626,926,959 in used vehicle loans and $429,263,263 in new vehicle loans already helping members get on the road. Whether you are purchasing a brand-new vehicle or a reliable used one, we have flexible financing options to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $342,303,845 provide the capital needed to grow and expand. Whether you're starting a new venture or enhancing an existing one, we're here to support your business goals.

Credit Card Loans

Managing everyday expenses is easier with our unsecured credit card loans. We currently have $216,819,955 in loans available to help our members manage their finances effectively. Enjoy flexible terms that suit your lifestyle and spending habits.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $72,108,020, make buying or refinancing simple. We provide competitive rates and terms to help you secure the right mortgage for your needs.

Loan Aggregator

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TEXAS DOW EMPLOYEES CREDIT UNION - Yoakum, TX

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Yoakum, TX (77995)