Texas Dow Employees Credit Union Victoria TX | Quick Auto Loans & Personal Banking

Introduction

At Texas Dow Employees, we pride ourselves on being more than just a financial institution; we're your trusted partner in achieving your financial goals. Established in 1954, our commitment to serving our community has only grown stronger over the years. Located at 1401 E Mockingbird Ln, Victoria, TX 77904, we are proud to provide our members with a welcoming environment and a variety of services tailored to meet their needs. With a total membership of 379,058 and assets amounting to an impressive $4,835,296,940, we work hard to ensure that our members have access to the best financial products available. Our portfolio includes over 207,297 loans and leases designed to help you secure your dreams, whether that's owning a home or buying a new car. We also manage total deposits of $465,436,271, reflecting the trust our members place in us. While members can visit us at our branch address for face-to-face assistance, official correspondence should be sent to the same location: 1401 E Mockingbird Ln, Victoria, TX 77904-2142. Under the leadership of CEO Isaac Johnson and Board President David Sikora, our dedicated team of 878 employees is here to support you every step of the way. With the availability of online banking and mobile services, managing your finances has never been easier. We invite you to explore all that we offer at [tdecu.org](http://www.tdecu.org). Whether you're looking for personal banking solutions or business services like merchant accounts and business loans, we have something for everyone. If you have any questions or need assistance, don't hesitate to call us at 800-839-1154. Your financial success is our priority!

Branch History & Mission

Community Impact

At Texas Dow Employees, we believe in giving back. Our team actively participates in community outreach efforts and partnerships that foster growth and support within Victoria. We understand that being a good neighbor is just as important as being a good bank. By working together with local organizations, we aim to uplift those around us and create lasting change. We also recognize the importance of accessibility in today's digital world. That's why we have implemented features like online banking and mobile payments to ensure our services are available whenever you need them. Plus, with ADA compliance, we're dedicated to making banking accessible for everyone.

Join Us

While members can visit us at 1401 E Mockingbird Ln Victoria Tx 77904, official correspondence should be sent to 1401 E Mockingbird Ln, Victoria, TX 77904-2142. Our doors are open Monday through Friday from 9:00 am to 5:00 pm and Saturday from 10:00 am to 12:00 pm. For those on the go, we offer drive-thru banking for quick transactions and ATM availability for easy cash access. If you're looking for a supportive financial partner that prioritizes your needs, look no further than Texas Dow Employees. Join us today and experience firsthand how our commitment to service can help you reach your financial dreams! Feel free to call us at (800) 839-1154 or visit our website at https://www.tdecu.org/ for more information on becoming a member.

Our Journey

From our humble beginnings, Texas Dow Employees has evolved into a vital financial institution in Victoria. With total assets reaching an impressive $4,835,296,940, we are committed to offering a wide range of services that meet the needs of our diverse membership. Our branch is not just about numbers; it's about people our members who trust us with their financial well-being. Our mission at Texas Dow Employees is clear: we aim to empower our members by providing reliable financial solutions that help them achieve their goals. Whether it's through personal banking options like checking and savings accounts, auto loans, or credit cards with rewards, we strive to offer products that truly make a difference.

Branch Location & Accessibility

Accessibility Features

At our Victoria branch, we prioritize accessibility for all members. You'll find ADA-compliant features including ramps and designated parking spaces that make visiting us a breeze. Whether you're stopping by for a quick transaction or seeking advice from one of our knowledgeable team members, we ensure your experience is comfortable and welcoming.

Drive-Thru Convenience

For those quick transactions on the go, take advantage of our drive-thru service. It's perfect for deposits, withdrawals, and other simple transactions without needing to leave your car. Plus, we also have ATM availability for easy cash access whenever you need it. We invite you to come visit us at our Victoria branch or give us a call at 800-839-1154. Our team looks forward to assisting you with all your banking needs!

Operating Hours

We understand that life can be busy, which is why we offer flexible hours to accommodate your schedule. You can visit us Monday through Friday from 9:00 AM to 5:00 PM, and on Saturday from 10:00 AM to 12:00 PM. Whether it's a weekday or the weekend, we're here when you need us!

Services Offered

At Texas Dow Employees, we provide a range of financial services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. If you're looking for business banking solutions or just need assistance with online banking, our friendly staff is ready to help.

Member Eligibility

At Texas Dow Employees, we believe that becoming a member is like stepping into a warm community where your financial well-being is our top priority. If you live, work, or worship in the areas we serve, you may be eligible to join us! We welcome individuals and their families who share our values of support and connection. To learn more about specific eligibility requirements, feel free to check out this resource: http://www.tdecu.org/membership/why-join-tdecu/. Joining is simple! Once you know you're eligible, opening an account at Texas Dow Employees is just a click away. You can easily begin the process online by visiting http://www.tdecu.org/enroll-in-digital-banking/. Whether you're looking for great rates on loans or helpful financial guidance, our team is here for you every step of the way. If you have any questions, don't hesitate to give us a call at (800) 839-1154. We can't wait to welcome you into our family at 1401 E Mockingbird Ln Victoria Tx 77904!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $293 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $342,303,845, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a local café that needs a fast way to accept payments from customers. With our merchant services, they can easily process credit card transactions, giving them more time to focus on creating delicious meals and building customer relationships. Our services help streamline operations and improve cash flow, ensuring your business runs smoothly. Whether you're a startup or an established company, Texas Dow Employees offers tailored solutions to help you thrive in today's competitive market. Visit us at 1401 E Mockingbird Ln Victoria Tx 77904 in Victoria, TX, or give us a call at (800) 839-1154 to learn more about how we can assist your business!

Comprehensive List Of Services

Accessible In-Branch Services

If you prefer visiting us in person, we offer basic drive-thru banking for quick deposits, withdrawals, and simple transactions. Our friendly staff is always ready to assist you during our lobby hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 10:00 AM to 12:00 PM. At Texas Dow Employees, we're here not just to serve you but to empower you financially. With our comprehensive list of services ranging from personal banking solutions to business assistance, we aim to support every aspect of your financial journey. Ready to take the next step? Call us at 800-839-1154 or visit us online at www.tdecu.org to learn more about how we can help you achieve your goals today!

Business Banking Services

For business owners, our services extend into the commercial realm as well. We provide comprehensive business banking solutions, including merchant services that simplify payment processing and business loans that help fuel your growth.

Convenient Digital Banking

In today's fast-paced world, convenience is key. Our robust online and mobile banking platforms allow you to access your accounts anytime, anywhere. You can easily perform tasks like transferring money or checking balances right from your smartphone or computer. Plus, our ATM services ensure that cash withdrawal is hassle-free.

Lending Options for Every Need

Life can throw unexpected expenses your way. That's why we provide personal loans and debt consolidation options that allow you to manage those costs effectively. Looking for something rewarding? Our credit cards with rewards make everyday spending more beneficial by giving you points toward exciting perks.

Personal Banking Solutions

Starting with personal banking, we offer various checking and savings accounts tailored to fit different lifestyles. For those looking to finance a vehicle, our auto loans and vehicle financing options are competitive and easy to navigate. Imagine driving off in that new car without the stress of complicated terms! If you're thinking about purchasing a home, our mortgage loans and refinancing programs can help turn that dream into reality with manageable payments.

Digital & Online Banking

Key Features

One of the standout features at Texas Dow Employees is our mobile application. This handy app not only allows you to manage your accounts on the go but also supports mobile payments, so you can make transactions directly from your smartphone. Enjoy the flexibility of sending money to friends and family with our person-to-person transfers feature, making splitting bills or sharing expenses a breeze. We also prioritize your security. With electronic signature authorization, you can complete necessary transactions safely without needing to visit a branch. And for those who prefer going paperless, our e-statements feature allows you to receive your statements electronically reducing clutter while staying informed about your account activity.

Why Choose Us?

By choosing Texas Dow Employees, you're opting for a banking experience that adapts to your lifestyle. Our commitment to providing accessible and reliable services means you can manage your finances in real time, right from the palm of your hand. Whether you're at home or out and about, rest assured knowing that we've got you covered with secure options for all your banking needs. Discover how our digital banking solutions can enhance your financial management by visiting us online at https://www.tdecu.org/. Let us help you take control of your finances today!

Financial Strength

Commitment to Growth

With $470,600,251 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $30,540 in used auto loans and $4,137,927,475 in total loans and leases supporting members' financial goals across various sectors.

Member Savings Security

Members' savings are secured through $1,296,120,436 in share certificates and $277,617,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $13,308,106, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Member Trust

Total Share and Deposit Accounts stand at 677,513, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $0, further illustrating our capability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texas Dow Employees is your trusted partner. Visit us at 1401 E Mockingbird Ln Victoria Tx 77904 or call (800) 839-1154 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 859 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Foundation

With a net worth of $481,391,425, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $995 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $626,926,959 in used vehicle loans and $429,263,263 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have options that can help you drive off with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $342,303,845 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing business operations, our team is here to support you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $72,108,020, make buying or refinancing simple. We provide personalized service to guide you through the process and ensure that you find the right solution for your unique situation.

Refinancing Options

If you're considering refinancing any of your existing loans or mortgages, we encourage you to explore our options. Refinancing can often lower your monthly payments and save you money in interest over time. For more information about our loan offerings or to discuss eligibility options, please feel free to reach out at 800-839-1154 or visit us at 1401 E Mockingbird Ln Victoria Tx 77904. You can also check out our website at tdecu.org for additional details. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $216,819,955 in loans helping members manage their finances effectively. These credit cards can be a great way to handle unexpected expenses or consolidate debt without tying up your savings.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency and reliability in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The focus remains solely on providing unbiased results for users. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, equipping them with the necessary insights to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and user-friendly the platform is in meeting borrowing needs. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*