Texas Dow Employees Credit Union Victoria TX | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Texas Dow Employees, your trusted financial partner located at 9009 N Navarro St, Victoria, TX 77904. Established in 1954, we have proudly served our community for decades, growing alongside our members and fostering strong relationships built on trust and integrity. With a total membership of 379,058 and assets exceeding $4.8 billion, we are committed to providing exceptional financial services tailored to meet your needs. At Texas Dow Employees, we believe in making banking accessible and straightforward. Our extensive range of services includes personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. We are here to support you every step of the way in achieving your financial goals. Under the leadership of CEO Isaac Johnson and Board President David Sikora, our dedicated team of 878 employees works tirelessly to ensure that our members receive personalized attention and expert advice. We take pride in maintaining a net worth of $481,391,425 and total deposits amounting to $465,436,271, reflecting our stability and commitment to our members' financial health. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 9009 N Navarro St, Victoria, TX 77904. If you have any questions or need assistance, don't hesitate to reach out at 800-839-1154. Explore our website at www.tdecu.org for more information on how we can help you thrive financially. Join us today and experience the difference that a member-focused credit union can make!

Branch History & Mission

Our Mission

At TDECU, our mission is clear: we exist to improve the lives of our members through exceptional service and innovative financial solutions. We believe that banking should be accessible and user-friendly for everyone. That's why we have invested in digital advancements such as online banking and mobile applications making it easier for you to manage your finances anytime, anywhere. Community support is at the core of our values. Beyond just financial services, we actively engage in outreach efforts that uplift and empower those around us. Whether it's sponsoring local events or partnering with organizations that share our vision for positive change, TDECU is dedicated to making a real impact in Victoria and beyond. While members can visit us at 9009 N Navarro St for their banking needs, official correspondence should be sent to the same address. Our operating hours are convenient Monday through Friday from 9:00 am to 5:00 pm and Saturday from 10:00 am to 12:00 pm ensuring that you can reach us when it works best for you. As we look ahead, we invite you to join our family at TDECU. Experience firsthand the benefits of membership where your financial goals are our priority. Together, let's build a brighter future for you and your community! For more information on how to become a member or explore our services further, please visit our website. Come be part of something bigger at Texas Dow Employees Credit Union!

Branch Location & Accessibility

Call to Action

We look forward to welcoming you at Texas Dow Employees! Come visit us at our Victoria branch today and see how we can help you achieve your financial goals. If you'd like more information before your visit, don't hesitate to give us a call!

Nearby Landmarks and Accessibility

Situated near local favorites like the Victoria Mall and just a short drive from the historic downtown area, our branch is perfectly positioned for both locals and visitors alike. We understand that accessibility is important, which is why our location complies with ADA standards, ensuring everyone can visit us with ease. There's ample parking available right outside our entrance, so you won't have to worry about finding a spot.

Operating Hours

We invite you to come by during our welcoming hours! Our lobby is open Monday through Friday from 9:00 AM to 5:00 PM and on Saturdays from 10:00 AM to 12:00 PM. Whether you're stopping in on a weekday after work or visiting us on the weekend, we're here to help.

Services Offered

At Texas Dow Employees, we offer a range of services tailored to meet your banking needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we've got something for everyone. Need cash? You'll find an ATM available on-site for quick withdrawals or balance checks. While we don't currently have drive-thru service, our friendly staff is ready to assist you inside the branch. If you have any questions or need support with online and mobile banking services, feel free to reach out at 800-839-1154.

Member Eligibility

Welcome to the Texas Dow Employees community! Joining us is a wonderful way to gain access to personalized financial services and a supportive network. To become a member of Texas Dow Employees, you need to meet some simple eligibility criteria, which include being an employee or retiree of specific organizations, or living in certain areas around Victoria. We believe that everyone deserves a chance to benefit from our services, so don't hesitate to check out the full details about eligibility at http://www.tdecu.org/membership/why-join-tdecu/. Once you're ready to take the next step, opening an account with us is easy! You can find all the necessary information and get started right away at http://www.tdecu.org/enroll-in-digital-banking/. If you have any questions or need assistance, feel free to reach out at (800) 839-1154. We're excited to welcome you into our family at Texas Dow Employees, located at 9009 N Navarro St Victoria Tx 77904, where your financial well-being is our priority!

Business Banking & Commercial Services

Merchant Services That Matter

In today's fast-paced marketplace, efficient payment processing is crucial. Our merchant services provide businesses with the tools they need to accept payments seamlessly whether it's in-store or online. Imagine a customer wanting to make a purchase but being unable to pay; with our services, that scenario becomes a thing of the past. You can focus on what you do best running your business while we handle the rest. Located at 9009 N Navarro St Victoria Tx 77904, Victoria, TX, we're here to help you succeed every step of the way. Let's build your future together!

Our Lending Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $293 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $342,303,845, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Access Anytime, Anywhere

Understanding the importance of convenience in today's fast-paced world, we offer robust Online & Mobile Banking features that allow you to manage your finances whenever it suits you best. You can access ATM services for cash withdrawals and balance checks without any hassle. We also encourage you to take advantage of our digital features like e-statements and mobile payments, which streamline how you handle transactions and keep track of your accounts.

Financing Your Dreams

If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing options offer competitive rates that make owning a car more achievable. We also provide Mortgage Loans & Refinancing solutions designed to help you secure the home you've always wanted or lower your current mortgage payments. For those unexpected expenses or plans that require a little extra cash, our Personal Loans & Debt Consolidation services can help simplify your finances and give you peace of mind. Additionally, our Credit Cards with Rewards allow you to earn while you spend, making everyday purchases more rewarding.

Get Started Today!

With so many services designed with you in mind, why not explore what Texas Dow Employees has to offer? If you have questions or need assistance, feel free to call us at 800-839-1154 during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 10 AM to 12 PM. Visit us today at Texas Dow Employees and let us help you achieve your financial goals!

Personal Banking Made Easy

We understand that managing finances can be overwhelming. That's why our Personal Banking options include Checking and Savings Accounts tailored for different lifestyles. You can easily track your spending and save for future goals with our user-friendly online and mobile banking tools. Imagine being able to check your balance or transfer funds right from your smartphone!

Supporting Local Businesses

At Texas Dow Employees, we don't just serve individuals; we're committed to helping businesses thrive too. Our Business Banking services include Merchant Services and Business Loans tailored to meet the unique needs of local entrepreneurs. We believe in fostering economic growth in our community, one business at a time.

Digital & Online Banking

Key Features

Our online banking platform allows you to view your account balances, transfer funds, and pay bills with just a few clicks. Plus, with our electronic signature authorization, signing documents has never been simpler or more secure. If you prefer to keep track of your statements digitally, you'll be pleased to know that e-statements are available, ensuring you can view your financial information quickly and securely. For those who are always on the go, our mobile application provides all the features of online banking right in your pocket. You can make mobile payments, conduct person-to-person transfers, and manage your accounts from anywhere whether you're at home or out running errands.

Security and Accessibility

We prioritize your security with robust measures that protect your information while making banking easy. Our user-friendly interface is designed so that anyone can navigate it comfortably, no matter their tech experience. Whether it's signing up for new services or accessing existing accounts, our goal is to provide a smooth experience that fits into your busy life. With options like mobile payments and 24/7 access through our online banking platform, keeping track of your finances has never been more accessible. Experience the freedom of modern banking at Texas Dow Employees where managing your money is just a click away!

Financial Strength

At Texas Dow Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that your trust is earned through our commitment to financial strength and reliability. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $481,391,425, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 995 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,296,120,436 in share certificates and $277,617,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $13,308,106, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $470,600,251 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $30,540 in used auto loans and a total of $4,132,927,475 in loans and leases. While our net income is currently at $0, it reflects our operational efficiency as we focus on investing back into the services you rely on. We also take pride in having 859 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total share accounts number at an impressive 677,513, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texas Dow Employees is your trusted partner. Visit us at 9009 N Navarro St Victoria Tx 77904 or call 800-839-1154 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $626,926,959 in used vehicle loans and $429,263,263 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your next car purchase as affordable as possible.

Business Financing

For business owners, our outstanding commercial loans totaling $342,303,845 provide the capital needed to grow and expand. We understand that running a business requires access to reliable funding sources, which is why we are committed to supporting local entrepreneurs. At Texas Dow Employees, we prioritize transparency and service excellence. If you're considering refinancing or want to learn more about eligibility options for any of our loan products, please reach out. You can contact us at 800-839-1154 or visit us at our branch located at 9009 N Navarro St Victoria Tx 77904. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial well-being is important to us; let's work together to find the right loan for you!

Credit Card Options

We also offer flexible terms on unsecured credit card loans, with a total of $216,819,955 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to fit your lifestyle and spending habits.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $72,108,020, make buying or refinancing simple. Whether you're purchasing a new home or refinancing an existing mortgage, our experienced team is here to guide you through every step of the process.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This strict adherence ensures that all offers presented are fair and transparent. Users can trust that the data they see is accurate and reflects current market conditions.