Texas Dow Employees Credit Union Victoria TX | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Texas Dow Employees, a trusted financial partner serving the community from our branch located at 1514 E Rio Grande St, Victoria, TX 77901. Established in 1954, we have proudly grown to serve over 379,058 members, offering a wide range of financial services designed to meet your needs. At Texas Dow Employees, we understand that finances can be complex and sometimes overwhelming. That's why we focus on providing personalized service and expert advice. With total assets exceeding $4.8 billion and total deposits around $465 million, our strength lies in our ability to offer competitive rates and products that empower our members to achieve their financial goals. Our dedicated team of 878 employees is led by CEO Isaac Johnson and Board President David Sikora, who are committed to fostering a welcoming environment where you feel valued as a member. Whether you're looking for personal banking solutions, auto loans, mortgage financing, or business services, we're here to help every step of the way. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 1514 E Rio Grande St, Victoria, TX 77901. If you have questions or need assistance, don't hesitate to reach out at 800-839-1154 or explore more about our offerings on our website: tdecu.org. Join us today and experience the difference of being part of a credit union that truly cares about its members and community!

Branch History & Mission

At Texas Dow Employees, we take pride in our rich history and unwavering commitment to our members and the community. Established in 1954, our branch has grown alongside the Victoria community, serving as a beacon of financial support and guidance for nearly seven decades. Located at 1514 E Rio Grande St, Victoria, TX 77901, we are conveniently situated near local landmarks that make it easy for our members to access our services. From our humble beginnings, Texas Dow Employees has transformed into a thriving credit union with over 379,000 members and total assets exceeding $4.8 billion. Our mission is clear: to empower individuals and families with the financial tools they need to achieve their goals. We believe in providing not just financial services but also comprehensive support that fosters growth and stability within our community. Our operating hours reflect our dedication to member convenience open Monday through Friday from 9:00 AM to 5:00 PM and Saturdays from 10:00 AM to 12:00 PM. We are proud to offer ATM availability and drive-thru banking services, ensuring that accessing your accounts is hassle-free. While members can visit us at our branch address, official correspondence should be sent to the same address for clarity. Our commitment extends beyond traditional banking; we embrace technology with online banking options and mobile applications designed for ease of use. Additionally, we ensure ADA compliance so that all members can access our services comfortably. Over the years, Texas Dow Employees has forged strong partnerships and engaged in various community outreach efforts. Our initiatives aim to uplift those around us while encouraging financial literacy and responsibility among our members. We invite you to join us at Texas Dow Employees Credit Union. Experience firsthand how we can help you reach your financial dreams while becoming part of a vibrant community-focused organization. Whether you're looking for personal banking solutions or business services, we are here for you every step of the way. Reach out today at 800-839-1154 or explore more about membership on our website here.

Branch Location & Accessibility

Operating Hours

We understand that your time is valuable. That's why we offer flexible operating hours to serve you better. Visit us Monday through Friday from 9:00 AM to 5:00 PM, and on Saturdays from 10:00 AM until noon. Need assistance outside these hours? Feel free to call us at 800-839-1154; our friendly staff is always ready to assist you.

Services Offered

At Texas Dow Employees, we provide a wide range of services tailored to meet your needs. From personal banking options such as checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. You can also take advantage of our online and mobile banking features for easy access to your accounts anytime, anywhere. For those on the go, enjoy our drive-thru banking service for quick deposits and withdrawals without leaving your car. And if you prefer cash transactions, we have an ATM available for your convenience. While members can visit us at 1514 E Rio Grande St Victoria Tx 77901, official correspondence should be sent to 1514 E Rio Grande St, Victoria, TX 77901. We invite you to stop by Texas Dow Employees today! Experience firsthand how we can help you achieve your financial goals with personalized service and support.

Member Eligibility

At Texas Dow Employees, we're excited to welcome you into our community! Becoming a member is simple and open to anyone who lives, works, worships, or attends school in the areas we serve. This means that if you're part of our vibrant local community in and around 1514 E Rio Grande St Victoria Tx 77901, you can enjoy all the benefits we offer. Membership comes with many advantages, from personalized financial services to exclusive loan options and competitive rates tailored just for you. To learn more about how to become a member and check the specific eligibility details, feel free to visit our website at http://www.tdecu.org/membership/why-join-tdecu/. When you're ready to take the next step, opening an account is just as easy! You can start that process by visiting http://www.tdecu.org/enroll-in-digital-banking/ or simply give us a call at (800) 839-1154. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $293 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $342,303,845, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make transactions smooth and simple. Picture this: a busy Saturday at your café where customers can easily pay using their mobile devices or credit cards, thanks to our reliable payment processing solutions. This not only enhances customer satisfaction but also streamlines your operations. Discover how Texas Dow Employees can be your partner in success. Visit us at 1514 E Rio Grande St Victoria Tx 77901, Victoria, TX, or call us at (800) 839-1154 to learn more about how we can help your business thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With our ATM & Cash Withdrawal Services, getting cash has never been easier. Enjoy access to ATMs nationwide for withdrawals and balance checks whenever you need them. At Texas Dow Employees, we're committed to providing exceptional service and innovative solutions designed around you. Whether visiting us in-person or managing everything digitally from home, we strive to create an experience that's both enjoyable and productive. Ready to explore what we offer? Call us at (800) 839-1154, or visit us online at Tdecu-victoria Rio Grande for more information on how we can assist you today!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options offer competitive rates that make owning a vehicle more achievable than ever. We work with you to find the best financing solution that fits within your budget. Picture cruising down the road in your dream car, knowing you've made a smart financial decision.

Business Banking

For local entrepreneurs, we proudly provide Business Banking services including merchant services and business loans. We understand the challenges of running a business and are dedicated to helping you succeed by offering tailored financial products that support growth.

Credit Cards with Rewards

For those who love to earn while they spend, our Credit Cards with Rewards program offers cashback and points for every purchase you make. Imagine using your card for everyday expenses and earning rewards at the same time!

Mortgage Loans & Refinancing

If homeownership is on your radar, our Mortgage Loans & Refinancing services can turn that dream into reality. With personalized guidance through each step of the mortgage process, we help make buying or refinancing your home as smooth as possible. You can trust us to provide loan options that cater to your financial situation and future goals.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why Online & Mobile Banking is essential for managing your finances on-the-go. Access your accounts anytime through our user-friendly app or website, making it easy to check balances, transfer funds, or pay bills from anywhere.

Personal Banking

When it comes to personal banking, we have you covered with our checking and savings accounts that fit various lifestyles. Imagine having a checking account that helps you track your spending easily while also earning interest on your savings. Our Personal Banking options include everything from straightforward checking accounts to specialized savings plans, ensuring that you can manage your money effectively.

Personal Loans & Debt Consolidation

Life can bring unexpected expenses, and that's where our Personal Loans & Debt Consolidation come into play. Whether it's an emergency medical bill or consolidating high-interest debts into one manageable payment, we offer flexible solutions to meet those needs without overwhelming stress.

Digital & Online Banking

Comprehensive Online Banking Access

With our 24/7 online banking services available at https://www.tdecu.org/, you can manage your accounts right from the comfort of your home or on the go. Checking your balance, transferring funds, and paying bills has never been easier. You have the freedom to handle your finances in real-time, ensuring you're always in control.

Effortless Money Transfers

Need to send money to a friend? Our person-to-person transfer feature allows you to easily send and receive funds without any hassle. It's perfect for splitting bills or sending gifts! At Texas Dow Employees, we strive to provide services that fit your lifestyle and financial needs. Join us today and experience the convenience of modern banking!

Secure Transactions at Your Fingertips

Security is our top priority. With electronic signature authorization available, signing documents online is not only fast but also safe. You can also access e-statements whenever you need them, reducing paper clutter while keeping your information secure.

User-Friendly Mobile Application

Our mobile application makes banking even more accessible. Whether you want to deposit checks remotely or use mobile payments for quick transactions, everything is just a tap away. Plus, our app is designed with user-friendliness in mind, so you don't need to be a tech expert to navigate it.

Financial Strength

A Solid Foundation

With a net worth of $481,391,425, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $995 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Member Base

Total Share and Deposit Accounts: 677,513, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texas Dow Employees is your trusted partner. Visit us at 1514 E Rio Grande St Victoria Tx 77901 or call (800) 839-1154 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Focused Savings

Members' savings are secured through $1,296,120,436 in share certificates and $277,617,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $13,308,106, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 859 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $470,600,251 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $30,540 in used auto loans and $4,137,927,475 in total loans and leases, we support members' financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $626,926,959 in used vehicle loans and $429,263,263 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can drive away with confidence. Plus, if you're considering refinancing your existing auto loan for better terms or lower payments, we're here to help you explore your options.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $342,303,845 provide the capital needed to expand operations or invest in new projects. We understand the unique challenges businesses face and strive to support them with tailored lending solutions. At Texas Dow Employees located at 1514 E Rio Grande St Victoria Tx 77901, you can count on us for all your lending needs. For any questions or assistance regarding our loan offerings or eligibility criteria, don't hesitate to reach out at 800-839-1154. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to guide you through every step of the borrowing process!

Credit Cards and Personal Loans

Managing daily expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $216,819,955 in loans helping members manage their finances effectively. Whether you're looking to consolidate debt or cover unexpected costs, our personal loan options are designed with your needs in mind.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer various plans tailored to fit different budgets and needs. With $72,108,020 in Junior Lien 1-4 Family Residential Properties loans available, we aim to make your dream home a reality.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their financial needs. Each loan comparison reflects current rates and terms from reputable lenders, giving users confidence in their choices.