Texas Dow Employees Credit Union The Woodlands TX | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Texas Dow Employees, your trusted partner in financial growth and community support, located at 9595 Six Pines Dr, The Woodlands, TX 77380. Since our establishment in 1954, we've been committed to serving our members with integrity and care. With a proud membership of over 379,058 individuals, we have built a strong foundation based on trust and mutual support. At Texas Dow Employees, we understand that every member's financial journey is unique. That's why we offer a variety of services tailored to meet your needs, from personal banking solutions like checking and savings accounts to auto loans, mortgages, and credit cards with rewards. Our assets total an impressive $4,835,296,940, ensuring that we have the resources to support you effectively. While our branch is conveniently located at 9595 Six Pines Dr, all official correspondence can be directed to the same address for consistency. Whether you're looking to save for the future or obtain a loan for your dream car, we are here to help you navigate your financial goals. Under the leadership of our dedicated CEO, Isaac Johnson, and Board President, David Sikora, we strive to maintain a welcoming environment where you feel valued and empowered. With a team of 878 employees ready to assist you, we're more than just a credit union; we're a community hub focused on making a positive impact in The Woodlands area. In addition to our robust offerings backed by total deposits of $465,436,271 and total loans of 207297 we are proud of our commitment to financial education and community service. Our goal is not just to provide services but also to foster relationships that enrich lives. If you're ready to take the next step towards achieving your financial dreams or simply want more information about what we offer, don't hesitate to reach out! Call us at 800-839-1154 or visit our website at www.tdecu.org today. Together, let's build a brighter financial future!

Branch History & Mission

Community Focus

As part of our commitment to the community, we actively engage in outreach efforts aimed at making a difference in people's lives. From supporting local events to providing educational workshops on budgeting and saving, we aim to uplift those around us while ensuring that every member feels valued. We recognize that banking should be more than just transactions; it should be about building relationships based on trust and respect. Whether you're looking for guidance on your first home purchase or seeking advice on managing debt, our team is here for you every step of the way.

Join Us!

If you're ready to take charge of your financial future or simply want more information about how Texas Dow Employees can serve you better, we invite you to reach out or visit us today! Experience what it means to be part of a credit union that truly cares about its members. Call us at (800) 839-1154 or explore more about joining us at our website. Together, let's build a brighter future!

Our Mission

At Texas Dow Employees, our mission is clear: We strive to empower individuals and families by providing them with valuable financial tools and resources. We believe in fostering strong relationships within the community through outreach programs and partnerships that promote financial literacy and well-being. While members can visit us at 9595 Six Pines Dr The Woodlands Tx 77380, official correspondence should be sent to 9595 Six Pines Dr, The Woodlands, TX 77380. Our operating hours are designed for your convenience: Monday through Friday from 9:00 AM to 5:00 PM, and Saturday from 10:00 AM to 12:00 PM. We invite you to experience firsthand how we prioritize your needs.

Our Story

Texas Dow Employees started as a small credit union dedicated to providing financial services tailored to the needs of our members. Over the years, we have evolved significantly, adapting to the changing landscape of banking while maintaining our focus on personalized service. Our growth reflects not only the trust and loyalty of our members but also our commitment to innovation and excellence in financial services. The journey from a modest beginning to becoming a cornerstone of financial support in the community has been filled with milestones. We proudly offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our accessibility is enhanced by features such as ATM availability and online banking options that allow you to manage your finances conveniently.

Branch Location & Accessibility

Accessibility Features

At our branch, we prioritize accessibility for all members. Our facility is ADA compliant, featuring ramps and accessible parking spaces to ensure everyone can visit us with ease. Whether you are stopping by for a quick transaction or need assistance with your accounts, our friendly staff is here to help.

Call-to-Action

We invite you to come by and experience what Texas Dow Employees has to offer. If you have any questions or need assistance, please don't hesitate to call us at 800-839-1154. We look forward to serving you!

Operating Hours

We understand that life can be busy, which is why we offer flexible banking hours. Our lobby is open Monday through Friday from 9:00 AM to 5:00 PM, and on Saturday from 10:00 AM to 12:00 PM. This gives you plenty of time to come in and take care of your financial needs at your convenience.

Services Offered

At Texas Dow Employees, we offer a wide range of services tailored to meet your financial goals. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have solutions designed just for you. Plus, our ATM services are available on-site for quick cash withdrawals or balance checks. While members can visit us at 9595 Six Pines Dr, any official correspondence should be sent to the same address as our mailing address remains the same.

Member Eligibility

Becoming a member of Texas Dow Employees feels like joining a family that genuinely cares about your financial well-being. Located at 9595 Six Pines Dr The Woodlands Tx 77380, we welcome individuals who either work for or are retired from select organizations, their family members, or anyone living in the surrounding communities. It's easy to see why so many people choose to become part of our vibrant community our members enjoy personalized service, competitive rates, and a wide range of financial products tailored to fit their needs. If you're curious about the specific eligibility requirements, feel free to check out more details at http://www.tdecu.org/membership/why-join-tdecu/. When you're ready to take the next step, opening an account is simple and straightforward! You can start the process online by visiting http://www.tdecu.org/enroll-in-digital-banking/, or if you prefer, give us a call at (800) 839-1154 for any questions you might have. We're here to guide you every step of the way as you join our supportive network at Texas Dow Employees!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $293 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $342,303,845, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify transactions for your business. Imagine being able to accept payments from customers quickly and securely, whether they pay by card or mobile wallet. This not only improves cash flow but also enhances customer satisfaction, giving you more time to focus on what you do best growing your business. Visit us at 9595 Six Pines Dr The Woodlands Tx 77380, The Woodlands, TX, or call us at (800) 839-1154 to discover how our business banking and commercial services can help you thrive. Together, let's turn your business goals into reality!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? At Texas Dow Employees, we offer competitive auto loans and vehicle financing options designed to help you get behind the wheel without breaking the bank. Our flexible terms and low-interest rates mean you can drive off in your dream car sooner than you think.

Business Banking

For our business members, we provide tailored banking solutions including merchant services and business loans. Your success is important to us, so we work closely with you to ensure you have access to the resources needed to grow your business effectively.

Convenient Access

We know convenience matters. That's why we have ATM services available at Texas Dow Employees, allowing you quick access to cash whenever you need it. Our basic ATM access supports withdrawals and balance checks, making banking simpler and faster for everyone. In summary, Texas Dow Employees offers a comprehensive suite of financial services designed for individuals and businesses alike. With online banking capabilities and personalized service, we're committed to meeting your financial needs in a friendly and accessible way. Ready to explore what we can do for you? Visit us at 9595 Six Pines Dr The Woodlands Tx 77380 or call us at (800) 839-1154 today! Let's start building a brighter financial future together!

Credit Cards with Rewards

Our credit cards come with attractive rewards that can benefit you every time you use them. Whether you're making everyday purchases or planning a big trip, our credit card options allow you to earn points or cash back that can be redeemed for exciting rewards.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing solutions. We provide personalized guidance through the home-buying process, ensuring that you find the right loan for your needs. Whether you're buying your first home or looking to refinance, our dedicated team is ready to assist you every step of the way.

Personal Banking

Whether you are looking for a checking account that fits your lifestyle or a savings account to help you reach your goals, we've got you covered. Our personal banking services include user-friendly options that make managing your finances easy. Imagine being able to access your accounts anytime, anywhere with our online and mobile banking features. You can check balances, transfer funds, and pay bills all from your smartphone or computer.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and sometimes a personal loan can help bridge the gap. We offer personal loans for various needs, including debt consolidation. This means you can combine multiple debts into one manageable payment, making it easier to stay on top of your finances.

Digital & Online Banking

Key Features

Our electronic signature authorization means you can complete transactions securely without needing to visit a branch. Plus, e-statements are readily available, giving you an eco-friendly way to keep track of your finances while reducing paper clutter. If you're looking for convenience in payments, our mobile payments feature allows you to make purchases directly from your phone. You can also use our mobile application for easy account management right at your fingertips. From checking balances to transferring funds, everything is just a tap away. For those moments when you need to send money quickly, our person-to-person transfer option makes it simple to send cash to friends and family instantly. All these features work together to create a comprehensive banking experience that puts you in control. Security is paramount at Texas Dow Employees. Our systems are built with advanced security measures so that you can bank with peace of mind. We're committed to providing not just accessibility but also a safe environment for all your financial activities. In summary, whether you're using our online banking services or our mobile app, you'll find that managing your money has never been more straightforward. Experience the ease and security of digital banking today at Texas Dow Employees!

Financial Strength

Commitment to Growth

With $470,600,251 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident with $30,540 in used auto loans and $4,137,927,475 in total loans and leases.

Growing Member Trust

Total Share and Deposit Accounts: 677,513, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texas Dow Employees is your trusted partner. Visit us at 9595 Six Pines Dr The Woodlands Tx 77380 or call (800) 839-1154 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 859 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $1,296,120,436 in share certificates and $277,617,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $13,308,106, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $481,391,425, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $995 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $626,926,959 in used vehicle loans and $429,263,263 in new vehicle loans already helping members get on the road. We provide flexible terms and financing options tailored to fit your budget, making it easier than ever to drive off with the car you want.

Business Financing

For business owners, our outstanding commercial loans totaling $342,303,845 provide the capital needed to grow and expand your business operations. We know how important it is for businesses to have access to reliable funding sources, and we're here to help you succeed. At Texas Dow Employees, we pride ourselves on our personalized service and dedication to our members' financial well-being. If you're considering refinancing or exploring eligibility options for any of our loan products, please reach out. Our friendly team is ready to assist you. For more information about our loan offerings or to get started, contact us at (800) 839-1154 or visit us at 9595 Six Pines Dr The Woodlands Tx 77380 in The Woodlands, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $72,108,020, make buying or refinancing simple. We are committed to guiding you through each step of the process, ensuring you have the support needed to secure your new home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $216,819,955 in loans helping members manage their finances effectively. These cards come with competitive interest rates and rewards programs that can enhance your everyday spending.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to regulatory compliance ensures that all offers presented are fair and transparent. LendMesh is dedicated to providing users with reliable information. Here are some key features that highlight its integrity: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions.