Texas Dow Employees Credit Union Texas City TX | Quick Personal Loans & Top Checking

Introduction

Welcome to Texas Dow Employees, your trusted financial partner located at 6151 Gulf Freeway, Texas City, TX 77591. Established in 1954, we have proudly served our community for decades, growing alongside our members and adapting to their needs. With a total membership of 379,058 and total assets exceeding $4.83 billion, we are committed to providing you with a reliable banking experience tailored just for you. At Texas Dow Employees, we understand that banking is more than just numbers it's about building relationships within our community. We offer a range of services from personal checking and savings accounts to auto loans, mortgages, and business banking solutions. Our goal is to empower every member with the financial tools they need to succeed. You'll find us conveniently situated on the Gulf Freeway, but if you need to send official correspondence, please use our mailing address: 6151 Gulf Freeway, Texas City, TX 77591. Our leadership team is dedicated to fostering a member-focused environment. Under the guidance of CEO Isaac Johnson and Board President David Sikora, we strive to ensure that every interaction you have with us is positive and impactful. With total deposits amounting to $465,436,271 and a net worth of $481,391,425, your finances are secure in our hands. Whether you're looking for a loan or want to manage your savings effectively, we've got you covered. Feel free to reach out to us at 800-839-1154 or visit our website at tdecu.org for more information on how we can assist you today. We're here to support your financial journey!

Branch History & Mission

At Texas Dow Employees, we are proud of our deep-rooted history that began in 1954. Established to serve the employees of the Texas Dow Chemical Company, our branch has grown and evolved alongside the community in Texas City, TX. Over the years, we have expanded our services to meet the changing needs of our members while staying true to our founding principles of community support and financial empowerment. Located at 6151 Gulf Freeway, Texas City, TX 77591, our branch is easily accessible for all members. Just a stone's throw away from local landmarks, we strive to be a welcoming space where individuals and families can turn for their financial needs. While members can visit us at this location, official correspondence should be sent to the same address. Our mission at Texas Dow Employees is simple yet impactful: to provide exceptional financial services while fostering a strong sense of community. We believe that by helping our members achieve their financial goals, we contribute to the overall well-being of the community. With a total membership of 379,058 and total assets reaching an impressive $4,835,296,940, we are committed to providing personalized solutions that cater to both individual and business needs. Throughout our journey, we have embraced technology to enhance member experiences. Our online banking services allow for easy access to accounts from anywhere while ensuring security and convenience. Additionally, with features like mobile payments and e-statements, we make banking simpler and more efficient for everyone. We also prioritize ADA compliance so that all members can enjoy equal access to our services. Community outreach is another cornerstone of our mission. We partner with local organizations and participate in events that uplift and support those in need within Texas City and beyond. Whether it's through financial literacy programs or sponsorships for local events, we aim to make a positive difference in people's lives. For those who wish to experience what Texas Dow Employees has to offer, we invite you to join us today! Visit us during our lobby hours Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 10:00 AM to 12:00 PM or contact us at 800-839-1154. Explore the benefits of becoming a member and discover how we can help you on your financial journey! Join us as we continue this legacy of service and support in our community. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for everyone. Our branch is ADA compliant, featuring ramps and wide doorways to ensure that everyone can comfortably access our services. Whether you're stopping by for a quick transaction or needing assistance with more complex banking needs, our friendly staff is ready to help.

Connect With Us

If you have any questions or want more information about our services, feel free to give us a call at 800-839-1154. We invite you to come by our Texas City branch and experience firsthand how Texas Dow Employees Credit Union can support your financial journey! We look forward to seeing you soon!

Convenient Location

Situated right off the Gulf Freeway, our branch is easily accessible for all members and visitors. If you're coming from nearby landmarks like the Texas City Dike or the Mall of the Mainland, you'll find us just a short drive away. Parking is ample and free, making your visit hassle-free.

Operating Hours

We know that life gets busy, which is why we offer convenient operating hours. You can visit us Monday through Friday from 9:00 AM to 5:00 PM and on Saturdays from 10:00 AM to 12:00 PM. This flexibility allows you to choose a time that works best for you.

Services Offered

At Texas Dow Employees, we provide a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, our drive-thru service allows for quick transactions like deposits and withdrawals without leaving your vehicle perfect for those on-the-go! For added convenience, we also have an ATM available 24/7 so you can access your funds anytime you need them.

Member Eligibility

Becoming a member of Texas Dow Employees is like joining a close-knit community that cares about your financial well-being. If you live, work, or attend school in the Texas area, or if you have a family member who is already a member, you're likely eligible to join us! We welcome individuals from various backgrounds, making it easy for everyone to access our great services. At Texas Dow Employees, we pride ourselves on offering personalized banking solutions that cater to your unique needs, whether you're looking for a simple savings account or more complex financial products. To find out more about eligibility requirements and see if you qualify, check out the details at http://www.tdecu.org/membership/why-join-tdecu/. Once you're ready to join, opening an account is a breeze! You can start the process online by visiting http://www.tdecu.org/enroll-in-digital-banking/, or feel free to call us at (800) 839-1154 if you have any questions. Our friendly team is here to guide you every step of the way as you embark on this exciting journey with us at Texas Dow Employees located at 6151 Gulf Freeway Texas City Tx 77591.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $293 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $342,303,845, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools you need to accept payments easily, manage cash flow, and grow customer loyalty all from one reliable source. Our merchant services offer seamless payment processing solutions that help streamline your operations. From credit card transactions to online payments, we provide everything you need to keep your business thriving. Located at 6151 Gulf Freeway Texas City Tx 77591 in Texas City, TX, we invite you to explore how our tailored services can help your business succeed. Let's work together to turn your ambitions into reality! For more information, visit us at Tdecu-texas City.

Comprehensive List Of Services

Accessible Banking Solutions

We know that sometimes you just need quick access to cash or basic transactions. That's why we offer essential ATM services for withdrawals and balance checks. Our drive-thru banking allows you to perform simple transactions like deposits and withdrawals without leaving your car perfect for those busy days! At Texas Dow Employees, we believe in making financial management straightforward and convenient. If you're ready to take control of your finances or have any questions about our services, don't hesitate to reach out! Give us a call at (800) 839-1154 or visit us online at https://www.tdecu.org/ today! We look forward to serving you!

Business Banking That Works for You

If you're an entrepreneur or business owner, our business banking services, including merchant services and business loans, are designed with you in mind. We understand the challenges faced by small businesses and are committed to providing solutions that support growth.

Home Sweet Home Financing

Thinking about buying a home? Our mortgage loans and refinancing services make it easier than ever to navigate the home buying process. With various plans available, you can choose what fits best for your financial situation. Plus, our knowledgeable staff is here to assist you every step of the way.

Personal Banking Made Simple

Our personal banking services include checking and savings accounts that cater to different lifestyles and goals. Imagine having the flexibility to manage your money right from your phone with our online and mobile banking options. You can check balances, transfer funds, and even pay bills all at your convenience. Additionally, if you're in the market for a new vehicle or need financing for an existing one, our auto loans and vehicle financing options provide competitive rates that help make your dreams a reality.

Rewarding Credit Options

Don't forget about our credit cards with rewards! These cards not only offer convenience but also allow you to earn points on purchases that can be redeemed for exciting rewards. It's just another way we strive to enhance your banking experience.

Support When You Need It Most

Life can be unpredictable, but we're here to help with our personal loans and debt consolidation solutions. Whether you need extra cash for an unexpected expense or want to simplify your payments into one manageable monthly bill, we've got options that can fit your needs.

Digital & Online Banking

Key Features

Our digital services include electronic signature authorization, making it simple for you to sign documents securely from the comfort of your home. Plus, with e-statements available, you can ditch the paper clutter and stay organized by accessing your statements online whenever you need them. If you're always on the go, our mobile application is here to help. With features like mobile payments, you can make purchases directly from your phone no wallet needed! You can also send money easily with our person-to-person transfer service, letting you share funds with friends or family in just a few taps.

Security and Accessibility

Security is a top priority for us at Texas Dow Employees. We employ advanced security measures to ensure that your personal information is protected while you bank online or through our app. You can rest easy knowing that your financial data is safe. Whether you're checking balances late at night or transferring money during lunch breaks, our online services offer the flexibility you need. Experience real-time account management that keeps up with your busy lifestyle. Join us today at Texas Dow Employees and discover how our digital banking solutions can simplify your life!

Financial Strength

Commitment to Growth

With $470,600,251 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $30,540 in used auto loans and an impressive $4,132,927,475 in total loans and leases.

Growing Member Trust

Total Share Accounts stand at an impressive 677,513, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texas Dow Employees is your trusted partner. Visit us at 6151 Gulf Freeway Texas City Tx 77591 or call 800-839-1154 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 859 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Options

Members' savings are secured through $1,296,120,436 in share certificates and $277,617,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $13,308,106, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $481,391,425, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 995% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued over $626,926,959 in used vehicle loans and $429,263,263 in new vehicle loans, helping our members get on the road with ease. Whether you're interested in financing a brand-new vehicle or a reliable used car, we are here to assist you.

Credit Lines and Business Loans

For those looking for more flexibility in managing expenses, our total credit lines amount to $1,723,343,200, giving you access to additional funds when needed. Additionally, for business owners, our outstanding commercial loans totaling $342,303,845 offer the capital necessary for growth and expansion. We invite you to explore our loan offerings at our branch located at 6151 Gulf Freeway Texas City TX 77591, or give us a call at 800-839-1154 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're looking for an auto loan, mortgage option, or credit line, Texas Dow Employees is committed to providing solutions that meet your financial needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $72,108,020. This makes buying or refinancing simple and accessible for our members. We also offer refinancing options to help you secure better rates or terms on your current mortgage.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $216,819,955 in loans available, our credit cards help members manage their finances effectively while enjoying rewards and benefits tailored to their needs.

Loan Aggregator

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