Texas Dow Employees Credit Union Sugar Land TX | Low Mortgage Rates & Business Banking

Introduction

Welcome to Texas Dow Employees, your trusted partner in financial well-being located at 2109 Highway 6, Sugar Land, TX 77478. Established in 1954, our credit union has been dedicated to serving our community with integrity and commitment. We take pride in being a part of your financial journey, offering personalized banking solutions tailored to meet your needs. With a strong membership base of over 379,000 members and total assets amounting to an impressive $4,835,296,940, we strive to provide the best services possible. Our offerings include personal banking options like checking and savings accounts, auto loans, mortgage loans, and business banking solutions. We understand that each member's financial situation is unique; that's why we work hard to ensure everyone feels valued and supported. At Texas Dow Employees, we are more than just a credit union; we are a community. Our leadership team, led by CEO Isaac Johnson and Board President David Sikora, is committed to fostering a welcoming environment for all. With a dedicated team of 878 employees, we are here to assist you every step of the way. While members can visit us at our branch for their banking needs, official correspondence should be sent to the same address: 2109 Highway 6, Sugar Land, TX 77478. For any inquiries or assistance, feel free to reach out to us at 800-839-1154 or explore our services online at www.tdecu.org. Join us today and experience the difference of being a member at Texas Dow Employees!

Branch History & Mission

Commitment to Innovation

As technology advances, so do we. Our branch embraces digital tools such as online banking and mobile payments to provide convenient access to financial services. We are dedicated to ensuring that these services are user-friendly and accessible to everyone, including those with disabilities. While you can visit us at 2109 Highway 6 for all your banking needs including drive-thru services official correspondence should be sent to the same address: 2109 Highway 6, Sugar Land, TX 77478.

Join Us!

We invite you to become part of our family at Texas Dow Employees Credit Union. Experience firsthand how we can support your financial journey with personalized service and a commitment to your success. For more information or to open an account today, please call us at 800-839-1154 or visit our website. Let's work together toward a brighter financial future!

Our Mission

Our mission at Texas Dow Employees is clear: we aim to enhance the financial well-being of our members while fostering strong community ties. We offer a wide range of services, including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking solutions. By prioritizing member needs and focusing on customer service, we ensure that every interaction counts. We believe that financial literacy plays a crucial role in empowering individuals. That's why we are committed to providing resources and support that help our members make informed decisions about their finances. We also engage in numerous community outreach initiatives to further strengthen our bonds within Sugar Land and beyond.

Branch Location & Accessibility

Operating Hours

We understand that life can be busy, which is why we are open Monday through Friday from 9:00 AM to 5:00 PM and on Saturdays from 10:00 AM to 12:00 PM. These hours make it easy for you to stop by before work or during your weekend errands.

Services Offered

At Texas Dow Employees, we provide a variety of services to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, with our online and mobile banking options, you can manage your finances anytime, anywhere. While members can visit us at 2109 Highway 6, official correspondence should be sent to the same address. If you have any questions or need assistance, feel free to call us at 800-839-1154. We invite you to come see us today and discover how we can help you achieve your financial goals!

Visiting Us

Our branch is designed with your convenience in mind. We offer ample parking and are fully compliant with ADA standards, ensuring that everyone can easily visit us. If you prefer a quick visit, take advantage of our drive-thru banking service for deposits, withdrawals, and simple transactions without leaving your car.

Member Eligibility

At Texas Dow Employees, we believe that everyone deserves access to a supportive financial community. Joining us is easy! If you live, work, or attend school in the areas we serve, you're likely eligible for membership. We welcome individuals from all walks of life who share our values and vision for better financial well-being. Becoming a member means not only gaining access to a variety of personalized banking services but also enjoying benefits like competitive loan rates and tailored financial advice that can make a real difference in your life. To learn more about eligibility requirements, feel free to check out the details on our website at http://www.tdecu.org/membership/why-join-tdecu/. When you're ready to take the next step, opening an account is simple! Just visit us online at http://www.tdecu.org/enroll-in-digital-banking/ or give us a call at (800) 839-1154. We're here to guide you every step of the way as you become part of the Texas Dow Employees family!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $293 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $342,303,845, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

Imagine having a reliable partner who simplifies payment processing while you focus on what you do best running your business. Our merchant services are designed to streamline transactions, making it easier for you to manage sales and serve your customers effectively. From point-of-sale systems to online payment options, we provide practical tools that fit your unique needs. At Texas Dow Employees located at 2109 Highway 6, we're here to help your business thrive. Connect with us today at 800-839-1154 or visit our website for more information!

Comprehensive List Of Services

Additional Services

Need cash? While we don't have ATMs on-site, our drive-thru service allows for easy deposits and withdrawals along with basic transactions perfect when you're on the go! For any questions about our offerings or if you'd like assistance in choosing the right service for your needs, don't hesitate to reach out! You can contact us at 800-839-1154 during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 10:00 AM to 12:00 PM. We invite you to experience all that Texas Dow Employees has to offer by visiting us today! Explore how we can empower your financial journey at TDECU. Your success is our priority!

Business Banking Services

For our business members, we offer comprehensive banking solutions as well. From merchant services that simplify payment processing to business loans designed to fuel your growth, Texas Dow Employees is here to support your entrepreneurial journey.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features. Access your accounts anytime, anywhere through our secure platforms. You can perform transactions like deposits and withdrawals right from your smartphone or computer. With features like mobile payments and person-to-person transfers, managing money has never been easier.

Personal Banking Solutions

Whether you're looking to open a checking or savings account to manage your daily expenses or save for future goals, we've got you covered. Our auto loans and vehicle financing options help you get behind the wheel without financial stress. If you're dreaming of owning a home, our mortgage loans and refinancing services can guide you through the process with competitive rates and tailored plans. If life throws unexpected challenges your way, our personal loans and debt consolidation options can help ease the burden. Plus, with our credit cards featuring rewards, every purchase brings you closer to exciting benefits like cashback or travel rewards!

Digital & Online Banking

Go Paperless with E-Statements

Worried about clutter? Say goodbye to paper statements! With our e-statements availability, you'll receive your account statements electronically. It's not only convenient but also environmentally friendly!

Mobile Convenience at Your Fingertips

Take control of your finances with our mobile application. Available for both Android and iOS devices, it allows you to manage your accounts right from your phone. Want to make quick payments? Our mobile payments feature makes it easy! Plus, with person-to-person transfers, sending money to friends or family has never been simpler.

Online Banking Made Easy

With 24/7 online banking services available at https://www.tdecu.org/, you can effortlessly check your balance, pay bills, and transfer money whenever it suits you. Our secure system ensures that your personal information is protected while giving you real-time updates on your accounts.

Secure and Efficient Transactions

We know security is a priority for our members. That's why we offer electronic signature authorization for important documents, ensuring a smooth and safe transaction process without the need for paper forms. At Texas Dow Employees, we are committed to making banking as accessible and straightforward as possible. Explore all our digital banking options today by visiting https://www.tdecu.org/ and experience the ease of managing your finances with just a few clicks!

Financial Strength

At Texas Dow Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to highlight our strong financial position, which reflects our commitment to serving you with reliability and trust. With a net worth of $481,391,425, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 995 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,296,120,436 in share certificates and $277,617,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $13,308,106, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $470,600,251 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $30,540 in used auto loans and a total of $4,137,927,475 in loans and leases available to support your financial goals across various sectors. Our operational efficiency is reflected in our $0 net income, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 859 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 677,513, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texas Dow Employees is your trusted partner. Visit us at 2109 Highway 6 Sugar Land Tx 77478 or call 800-839-1154 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $626,926,959 in used vehicle loans and $429,263,263 in new vehicle loans already helping members get on the road. We provide financing options that cater to both new and used vehicles, making it easier than ever for you to drive away with confidence.

Credit Lines and Refinancing Options

If you're looking for more flexibility in managing your finances, consider our credit lines totaling $1,723,343,200. These lines allow you to borrow as needed while only paying interest on what you use. Additionally, if you're thinking about refinancing any of your current loans or credit lines, we have options available that could help reduce your monthly payments or overall interest costs. For business owners, our outstanding commercial loans totaling $342,303,845 provide the capital needed to grow and expand. We recognize the importance of supporting local businesses and are proud to offer tailored solutions that fit their unique needs. If you're interested in any of these loan products or would like more information on eligibility requirements and how to apply, feel free to reach out! You can contact us at 800-839-1154 or visit us at our branch located at 2109 Highway 6 Sugar Land TX 77478. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your path to better financial health starts here with Texas Dow Employees!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $72,108,020, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $216,819,955 in loans helping members manage their finances effectively. These cards are designed to give you access to funds when you need them without the hassle of collateral.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers, eliminating the guesswork often associated with finding competitive rates.

Key Benefits of Using LendMesh

Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are viewing authentic and up-to-date loan options. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results. This means users can focus on finding the best deals without being influenced by advertising. Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions. This feature helps users make informed decisions about their borrowing needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. --- Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.