Texas Dow Employees Credit Union Spring TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Texas Dow Employees, your trusted financial partner in the heart of Spring, TX. Established in 1954, our commitment to serving our members has only grown stronger over the years. Located at 5250 FM 2920 Rd Ste E, Spring, TX 77388, we pride ourselves on being more than just a credit union; we are a community-focused institution with a membership base of 379,058 strong. At Texas Dow Employees, we understand that financial stability is essential for you and your family. That's why we offer a wide range of services tailored to meet your needs, from checking and savings accounts to auto loans and mortgage refinancing. With total assets exceeding $4.8 billion and total deposits around $465 million, our robust financial health ensures that your money is secure with us. Under the leadership of our dedicated CEO, Isaac Johnson, and Board President David Sikora, we strive to create an environment where every member feels valued and supported. Our team of 878 employees is always ready to assist you with personalized service, ensuring that you receive the guidance you deserve on your financial journey. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 5250 FM 2920, Spring, TX 77388. If you have any questions or need assistance, feel free to give us a call at 800-839-1154. Discover how Texas Dow Employees can help you achieve your financial goals today by visiting our website at tdecu.org. Join us as we continue to make a positive impact in our community!

Branch History & Mission

Join Us

As we look ahead, we invite you to join the Texas Dow Employees family. Experience the benefits of membership today! Whether you're looking for reliable banking solutions or seeking ways to engage with your community through our programs, we are here for you every step of the way. Call us at 800-839-1154 or visit our website for more information on how you can become part of something greater. Together, let's build a brighter financial future!

Our Journey

From humble beginnings as a small credit union designed for employees of the Texas Dow Chemical Company, we've evolved into a key financial partner for families and businesses across the region. Over the years, we've embraced technological advancements while maintaining a personal touch in every interaction. Our commitment to being ADA compliant ensures that all members can access our services without barriers. Today, we offer a wide range of services including personal banking, auto loans, mortgage financing, and business banking solutions. We understand that each member's financial journey is unique, which is why our team is dedicated to providing tailored advice and support.

Our Mission

The mission of Texas Dow Employees is simple yet powerful: to empower our members by providing exceptional financial services while fostering community growth and support. We believe in building relationships that go beyond transactions. We actively engage in community outreach efforts and partnerships that create a positive impact on local lives. While members can visit us at our branch address of 5250 FM 2920 Rd Ste E, official correspondence should be sent to the same mailing address: 5250 FM 2920, Spring, TX 77388. We are proud to offer various conveniences such as ATM availability for easy access to cash and robust online banking options that allow members to manage their finances from anywhere. Although we do not currently provide drive-thru banking or shared service centers, we strive to make every visit to our branch a welcoming experience.

Branch Location & Accessibility

A Friendly Invitation

Ready to experience the difference? We invite you to visit Texas Dow Employees today! If you have any questions or need assistance before coming in, don't hesitate to give us a call at 800-839-1154. Our team looks forward to welcoming you soon!

Convenient Access and Nearby Landmarks

Our branch is located near popular spots such as the Spring Town Center, making it a breeze for you to pop in while running errands or enjoying a day out. With ample parking available right outside, you won't have to worry about finding a spot. Plus, we ensure our facilities are accessible for everyone, including features like ADA-compliant ramps.

Operating Hours

We understand that life can get busy, which is why our lobby hours are designed to fit your schedule. We're open Monday through Friday from 9:00 AM to 5:00 PM and on Saturdays from 10:00 AM to 12:00 PM. Feel free to stop by during these hours we're here to help!

Services Tailored for You

At Texas Dow Employees, we offer a range of services tailored for your personal and business banking needs. From checking and savings accounts to auto loans and credit cards with rewards, we strive to provide everything you need under one roof. For those on the go, enjoy the convenience of our ATM services available at the branch. While you can visit us at 5250 FM 2920 Rd Ste E for all your banking needs, please note that any official correspondence should be sent to the same address as our mailing address: 5250 FM 2920, Spring, TX 77388.

Member Eligibility

Becoming a member of Texas Dow Employees is like joining a family that truly cares about your financial well-being. If you're looking to enjoy personalized service and a range of benefits, you'll be glad to know that membership is open to anyone who lives, works, worships, or attends school in our community. We also welcome immediate family members of existing members, making it easy for you to bring your loved ones into this supportive network. At Texas Dow Employees, we believe in empowering our members with resources that help them achieve their financial goals. You can find more detailed eligibility criteria by visiting http://www.tdecu.org/membership/why-join-tdecu/. Getting started is simple! Just head over to our website where you can easily open an account online at http://www.tdecu.org/enroll-in-digital-banking/. If you have any questions or need assistance, feel free to reach out to us at (800) 839-1154. We're here to guide you every step of the way as you take advantage of all the great services we offer at our branch located at 5250 Fm 2920 Rd Ste E Spring Tx 77388. Join us today and experience the difference!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $293 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $342,303,845, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, we offer essential merchant services designed to streamline your operations. Imagine having a reliable partner for payment processing that allows you to focus on what really matters growing your business. Whether you need mobile payment options or assistance with point-of-sale systems, our team at Texas Dow Employees has got you covered. Located at 5250 Fm 2920 Rd Ste E Spring Tx 77388, Spring, TX TX, we invite you to visit us or reach out at (800) 839-1154. Let's work together to make your business vision a reality!

Comprehensive List Of Services

ATM Services

We also provide easy access through our ATM services, ensuring you can withdraw cash or check balances whenever needed without hassle. If you're ready to explore all these services further or have questions about how we can assist you, please don't hesitate to reach out! Give us a call at 800-839-1154, visit us at our branch in Spring, or learn more about what we offer online at www.tdecu.org. Your financial success is our priority!

Business Banking Solutions

For entrepreneurs and business owners, we have tailored solutions such as merchant services and business loans. We understand that running a business comes with its own set of challenges, which is why our team is ready to support you with financial products designed specifically for businesses.

Credit Cards and Rewards

Our members enjoy the benefits of credit cards with rewards, allowing you to earn points on purchases you make every day. This can be an excellent way to maximize your spending power while enjoying perks tailored to your lifestyle.

Digital Banking Convenience

In today's fast-paced world, having access to your accounts from anywhere is crucial. That's why we offer robust online and mobile banking services. With features like mobile payments, e-statements, and person-to-person transfers, managing your finances has never been easier. You can check balances, pay bills, or transfer funds all from the comfort of your home or on the go.

Personal Banking Services

We offer personal banking options that cater to both everyday transactions and long-term savings. Our checking and savings accounts provide flexible solutions for managing your money while earning interest on your deposits. If you're considering purchasing a car or need financing for other personal needs, our auto loans and vehicle financing options can make those dreams a reality with competitive rates and terms. For those looking to invest in a home, our mortgage loans and refinancing services help you navigate the process with ease. We also provide personal loans and debt consolidation options that can assist in simplifying your finances and achieving your goals.

Digital & Online Banking

Convenience at Your Fingertips

With mobile payments enabled, you can make purchases directly from your phone without fumbling for cash or cards. Imagine the ease of paying for groceries or dining out with just a tap! Our services are designed to give you real-time control over your finances while ensuring that every transaction remains secure. At Texas Dow Employees, we prioritize accessibility and ease-of-use in all our offerings. Whether you're tech-savvy or just getting started with online banking, our user-friendly interface makes it simple for everyone to manage their accounts effectively. Join us today and discover how convenient banking can be!

Key Features

Our online banking platform allows you to manage your money effortlessly. Whether you want to check your balance, pay bills, or transfer funds, everything is just a click away. Need to send money to a friend? With our person-to-person transfer feature, you can do so quickly and easily. Plus, for those who prefer using their smartphones, our mobile application provides the same robust functionalities right in your pocket. Worried about security? You'll feel confident knowing that we offer electronic signature authorization, making transactions both easy and safe. Additionally, we provide e-statements so you can keep track of your financial activity without the clutter of paper statements.

Financial Strength

At Texas Dow Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial health with you, reinforcing our commitment to your peace of mind. With a net worth of $481,391,425, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 995 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,296,120,436 in share certificates and $277,617,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $13,308,106, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $470,600,251 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $30,540 in used auto loans and a total of $4,132,927,475 in loans and leases. Our operational efficiency is reflected in our current net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 859 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 677,513, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texas Dow Employees is your trusted partner. Visit us at 5250 Fm 2920 Rd Ste E Spring Tx 77388 or call us at 800-839-1154 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $626,926,959 in used vehicle loans and $429,263,263 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that cater to both new and used vehicles. Plus, refinancing options are available if you're looking to lower your current payments.

Business Loans

For business owners, our outstanding commercial loans totaling $342,303,845 provide the capital needed to grow and expand your business operations. Whether you're starting a new venture or looking to scale your existing business, we have tailored solutions just for you.

Conclusion

At Texas Dow Employees located at 5250 Fm 2920 Rd Ste E Spring TX 77388, we're here to help with all your loan needs. If you have any questions or would like assistance in applying for a loan, don't hesitate to reach out at 800-839-1154. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us assist you in achieving your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $72,108,020, make buying or refinancing simple. We guide you through the mortgage process step-by-step, ensuring that you have access to resources that help make informed decisions.

Unsecured Credit Card Loans

Managing finances can be challenging at times. That's why we also offer flexible terms on unsecured credit card loans, with a total of $216,819,955 in loans helping members navigate their spending effectively. Our credit cards come with rewards and low interest rates designed for everyday purchases.

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