Texas Dow Employees Credit Union Rosenberg TX | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Texas Dow Employees, your trusted financial partner located at 24706 Southwest Fwy, Rosenberg, TX 77471. Since our establishment in 1954, we have proudly served a growing community of 379,058 members, providing them with the tools and resources needed for their financial well-being. Our commitment to you is reflected in our impressive total assets of $4,835,296,940 and total deposits amounting to $465,436,271. At Texas Dow Employees, we believe that strong local ties create a stronger community. That's why our services are tailored to meet the needs of both individuals and businesses alike. We offer a wide range of financial products including personal banking solutions such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and much more. With a dedicated team of 878 employees, led by CEO Isaac Johnson and Board President David Sikora, we strive to provide exceptional service that makes banking easy and accessible. While members can visit us at our branch location for face-to-face assistance or utilize our drive-thru services for quick transactions, we also understand the importance of flexibility in today's world. That's why we offer online and mobile banking options because your time matters. If you ever need to reach out, feel free to call us at 800-839-1154 or send a fax to 979-299-1462. Join us in building a brighter financial future! For more information on membership eligibility or to open an account today, visit our website at tdecu.org. We look forward to welcoming you into the Texas Dow Employees family!

Branch History & Mission

Our Evolution

From our humble beginnings, Texas Dow Employees has focused on providing accessible financial services to all members. Over the years, we have made significant strides in expanding our offerings from personal checking accounts to auto loans, mortgages, and business banking solutions. Our commitment to innovation is evident through our advancements in online and mobile banking options, allowing members to manage their finances with ease and convenience. Our branch has seen changes that reflect not only the growth of our membership but also the evolution of technology in banking. We understand that accessibility is key; therefore, while we do not currently offer ATM services at this location, we provide essential drive-thru banking for deposits and withdrawals. Our operating hours are designed to accommodate busy schedules Monday through Friday from 9:00 am to 5:00 pm and Saturday from 10:00 am to 12:00 pm.

Our Mission

At Texas Dow Employees, our mission is simple yet profound: we strive to empower our members financially while actively supporting the communities we serve. We believe that everyone deserves access to quality financial products and personalized service. This belief drives us to create programs that cater not only to individual financial needs but also foster community engagement through outreach initiatives. We are proud of our partnerships with local organizations which help us give back and make a positive impact right here in Rosenberg and beyond. By focusing on both financial success for our members and community development, we aim to build a brighter future together. While members can visit us at 24706 Southwest Fwy for all their banking needs, official correspondence should be sent to our mailing address at 24706 Southwest Freeway, Rosenberg, TX 77471. If you're looking for a credit union that prioritizes your needs while making a difference in the community, look no further than Texas Dow Employees. Join us today and experience firsthand the benefits of being part of a member-focused institution dedicated to your financial journey! For more information or to open an account online, please visit our website.

Branch Location & Accessibility

Welcome to Texas Dow Employees, conveniently located at 24706 Southwest Fwy in the heart of Rosenberg, TX. Our branch is easy to find, situated near popular landmarks that make it a familiar stop for many residents. Whether you're coming from the nearby shopping centers or just passing through, our welcoming atmosphere will make you feel right at home. At Texas Dow Employees, we believe in making banking as accessible as possible. Our branch features a drive-thru service for those who prefer quick transactions without leaving their vehicles. Additionally, we are committed to providing ADA-compliant access, ensuring that everyone can visit us comfortably. Our operating hours are designed to fit your busy schedule. We're open Monday through Friday from 9:00 AM to 5:00 PM and on Saturday from 10:00 AM to 12:00 PM. This flexibility means you can come in at a time that works best for you. If you have any questions or need assistance, feel free to call us at 800-839-1154; our friendly team is always ready to help! While members can visit us at our physical location, any official correspondence should be sent to the same address: 24706 Southwest Freeway, Rosenberg, TX 77471. We understand how important it is for our members to have reliable services at their fingertips. Although we do not currently offer ATM services, our drive-thru banking allows for essential transactions like deposits and withdrawals with ease. So why wait? We invite you to drop by Texas Dow Employees today! Experience the convenience and personal touch of your local credit union where community matters most.

Member Eligibility

Welcome to the Texas Dow Employees family! Becoming a member at our branch is like stepping into a community where you are valued and supported. If you're wondering if you qualify, it's simple! You can join us if you're an employee or retiree of certain companies, or if you have a family member who is already part of our credit union. We're here to serve individuals and families within our community, so there's a good chance you'll fit right in. To learn more about the specific eligibility details and find out how easy it is to become a member, please check out our detailed information at this link. When you're ready to open your account, just visit us online at this page or give us a call at (800) 839-1154. We can't wait to welcome you to the Texas Dow Employees community, located at 24706 Southwest Fwy Rosenberg Tx 77471!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $293 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $342,303,845, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make transactions easier for your business. Imagine running a busy café where customers can pay seamlessly using their cards or mobile wallets. Our merchant solutions ensure you receive payments quickly and securely, letting you focus on what you do best serving your customers. Visit us at 24706 Southwest Fwy Rosenberg Tx 77471, Rosenberg, TX, or call us at (800) 839-1154 to learn more about how our business banking and commercial services can support your vision!

Comprehensive List Of Services

Accessible Service Options

We know that sometimes you need face-to-face assistance. Our branch provides basic drive-thru banking for deposits and withdrawals for quick transactions without leaving your vehicle. If you're ever unsure about a service or need assistance, feel free to call us at (800) 839-1154; our team is ready and happy to assist you. As part of the Tdecu-rosenberg family, we are committed to helping you achieve your financial goals with ease and confidence. Visit us at our Rosenberg location or explore more about our services online at our website. We look forward to serving you!

Business Banking Solutions

For our business members, Texas Dow Employees offers comprehensive banking solutions. From merchant services that help streamline payment processing to business loans designed to fuel growth, we are here to support your entrepreneurial journey.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. Whether you want to check your balance, transfer funds, or pay bills, everything is just a few clicks away. Plus, features like mobile payments and person-to-person transfers ensure that managing your money is as easy as possible.

Loans and Credit Options

We understand that life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation services, allowing you to manage your finances more effectively. Additionally, our credit cards with rewards programs enable you to earn points on everyday purchases, making each transaction more rewarding.

Personal Banking

When it comes to personal banking, our offerings are designed to simplify your financial life. Whether you're looking to open a checking or savings account, we provide options tailored to fit your lifestyle. For those considering a new vehicle, our auto loans and vehicle financing services make it easy to drive away in the car of your dreams. And if you're thinking about purchasing a home, our mortgage loans and refinancing options can help you find the best rates available.

Digital & Online Banking

Key Features

Managing your money has never been simpler. With features like electronic signature authorization, you can complete transactions securely without the need for paper forms. Plus, if you prefer going green, you can enroll in e-statements saving both time and resources while keeping your documents organized and easily accessible. Our mobile application is another highlight. Whether you're out running errands or relaxing at home, you can quickly access your accounts and make mobile payments with just a few taps on your smartphone. The app also supports person-to-person transfers, allowing you to send money to friends or family instantly. Security is always a priority at Texas Dow Employees. We utilize advanced security measures to protect your personal information and transactions so you can bank with confidence. In today's fast-paced world, having control over your finances is crucial. At Texas Dow Employees, we're committed to providing tools that help you manage your money effectively while ensuring a safe banking experience. Explore our digital offerings today and take advantage of the convenience at your fingertips!

Financial Strength

At Texas Dow Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a solid foundation for your financial needs, and we are proud to share our achievements with you. With a net worth of $481,391,425, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 995 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,296,120,436 in share certificates and $277,617,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $13,308,106, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $470,600,251 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is supported by $30,540 in used auto loans and an impressive total of $4,132,927,475 in loans and leases, which helps our members achieve their financial goals across various sectors. Although our net income is currently at $0, it reflects our commitment to operational efficiency. We also take pride in having 859 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our net shares (funds available for lending and investments) stand at $0, while the total share accounts have reached an impressive 677,513, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texas Dow Employees is your trusted partner. Visit us at 24706 Southwest Fwy Rosenberg TX 77471 or call 800-839-1154 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Information

If you're interested in exploring eligibility options or refinancing opportunities for any of our loan products, please reach out. Our knowledgeable team is ready to assist you in finding the right solution for your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information or to get started with one of our loan products today, contact us at 800-839-1154 or visit us at our branch located at 24706 Southwest Fwy Rosenberg Tx 77471. Let Texas Dow Employees help you take the next step towards achieving your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $626,926,959 in used vehicle loans and $429,263,263 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates for both new and used vehicles. Plus, if you're considering refinancing your existing auto loan, we can assist you with options tailored to your needs.

Business Financing

For business owners, our outstanding commercial loans totaling $342,303,845 provide the capital needed to grow and expand your operations. We understand the unique challenges businesses face and are committed to offering solutions that empower you to thrive.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $72,108,020. Our dedicated team is here to guide you through every step of the mortgage process, ensuring you find a plan that fits your financial situation.

Unsecured Credit Card Loans

Managing finances can sometimes be tricky. That's why we also offer flexible terms on unsecured credit card loans, with a total of $216,819,955 in loans helping members manage their finances effectively. This option provides you with quick access to funds for emergencies or everyday expenses without the need for collateral.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. The platform highlights verified data, meaning all loan offers come from legitimate financial institutions. This commitment to accuracy allows users to compare loans with confidence.

Benefits of Using LendMesh

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