Texas Dow Employees Credit Union Port Lavaca TX | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Texas Dow Employees, your trusted financial partner located at 2318 W Main St Unit A, Port Lavaca, TX 77979. Since our establishment in 1954, we've been dedicated to empowering our community with exceptional banking services and a commitment to member satisfaction. With over 379,000 members and total assets reaching an impressive $4,835,296,940, we pride ourselves on being a pillar of financial support for families and businesses alike. Our team is here to help you navigate your financial journey with confidence. Under the leadership of CEO Isaac Johnson and Board President David Sikora, we prioritize your needs and work tirelessly to provide solutions that fit your lifestyle. Whether you're looking for auto loans, savings accounts, or business financing, we've got you covered. At Texas Dow Employees, we believe in transparency and reliability. With total deposits amounting to $465,436,271 and net worth standing at $481,391,425, our strong financial foundation allows us to offer competitive rates and services tailored just for you. You can also trust that your money is safe with us our branch has cash reserves totaling $22,117,296, ensuring we are well-prepared to meet your banking needs. While members can visit us at our convenient location in Port Lavaca, official correspondence should be sent to P.O. Box 1956, Port Lavaca, TX 77979. We invite you to explore our website at tdecu.org for more information about our products and services. Join us as we continue to make a positive impact in our community! If you have questions or need assistance, feel free to call us at 800-839-1154. Experience the difference with Texas Dow Employees where members come first!

Branch History & Mission

Community Engagement

Our journey wouldn't be complete without recognizing our role in community outreach. We actively participate in local events and initiatives that support education, health, and economic development within Port Lavaca. By building strong partnerships with local organizations, we work hand-in-hand with residents to create opportunities that benefit everyone.

Join Us Today

We invite you to become part of the TDECU family! Experience firsthand how we can help you navigate your financial journey while being an active participant in your community. Visit us during our operating hours Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 10:00 AM to 12:00 PM or give us a call at 800-839-1154. Together, let's build a brighter financial future!

Our Mission

At TDECU-Port Lavaca, our mission is clear: We aim to improve the financial well-being of our members while enhancing the communities we serve. Our focus is on providing accessible financial services tailored to meet individual needs, whether it's through personal banking products like checking and savings accounts or loans for vehicles and homes. We believe in empowering our members with the tools they need to achieve their financial goals. As we celebrate our long-standing commitment to the Port Lavaca community, we also look forward to embracing innovation and technology. With features such as online banking, mobile payments, and electronic signatures available to all members, we strive to make banking easy and convenient for everyone. Additionally, we ensure that our facilities are ADA compliant and welcoming for all individuals.

Branch Location & Accessibility

Call to Action

We invite you to come by and see how we can help with your financial journey. Whether it's answering questions about your account or discussing new loan opportunities, our dedicated team is just a call away at 800-839-1154. We look forward to welcoming you soon at Texas Dow Employees!

Convenient Access

Finding us is easy! Our location features ample parking, making it simple for you to stop by whenever you need assistance. Plus, we are committed to accessibility for everyone; our branch is ADA compliant, ensuring that all members can visit comfortably. If you're in a hurry, take advantage of our drive-thru banking service for quick deposits and withdrawals without leaving your car.

Operating Hours

We're here when you need us! Our lobby hours are Monday through Friday from 9:00 AM to 5:00 PM, and we're open on Saturdays from 10:00 AM to 12:00 PM. Whether you're looking to open an account or discuss loan options, our friendly staff is ready to assist you during these hours.

Services Offered

At Texas Dow Employees, we provide a variety of services tailored for both personal and business needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Additionally, if you need cash quickly, feel free to use our ATM available on-site for convenient withdrawals and balance checks. While members can visit us at 2318 W Main St Unit A Port Lavaca Tx 77979, official correspondence should be sent to our mailing address at Po Box 1956, Port Lavaca, TX 77979.

Member Eligibility

Joining the Texas Dow Employees family is like stepping into a warm, welcoming community where your financial well-being is our top priority. At our branch located at 2318 W Main St Unit A, Port Lavaca, TX 77979, we believe that everyone deserves access to great financial services. To become a member, you need to meet some simple eligibility criteria, which often include living or working in specific areas or industries related to Texas Dow Employees. For a more detailed look at these requirements, feel free to check out our eligibility page. Becoming part of our credit union not only gives you access to personalized banking solutions but also connects you with a supportive network of fellow members. Opening an account is straightforward and can be done online; just visit our account opening page for easy instructions. If you have any questions or need assistance, don't hesitate to give us a call at 800-839-1154. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $293 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $342,303,845, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services that simplify payment processing for your business. Whether you're running a brick-and-mortar store or an online shop, our solutions help you accept payments securely and efficiently. Imagine a busy Saturday where your customers can pay easily, allowing you to focus on what matters most growing your business. With our tailored services at Texas Dow Employees, you can access the financial tools necessary to thrive in today's competitive market. Let us partner with you on your journey toward success! For more information, visit us or call us at (800) 839-1154.

Comprehensive List Of Services

Accessibility When You Need It

Our branch features both ATM and drive-thru services for quick access to your funds without stepping inside. Whether it's making a deposit or withdrawing cash, we've designed these services with your busy life in mind. We invite you to visit us at 2318 W Main St Unit A Port Lavaca Tx 77979 in Port Lavaca, TX, or give us a call at (800) 839-1154 to learn more about how we can support your financial journey. At Tdecu-port Lavaca, we're not just about banking; we're about building relationships and helping you succeed financially!

Business Banking at Your Fingertips

For our business members, we offer specialized banking solutions including merchant services and business loans. We recognize the challenges businesses face, so we provide tailored support to help your enterprise thrive.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. Access your accounts anytime, anywhere, make payments, transfer funds, and even utilize person-to-person payment options with ease.

Credit Cards with Rewards

Looking for a credit card that offers more than just spending power? Our credit cards come with rewards that can help you earn while you spend, whether it's cash back on everyday purchases or points toward travel experiences.

Home Financing Solutions

Buying a home is one of the biggest decisions you'll ever make. With our mortgage loans and refinancing options, we aim to make this process as smooth as possible. Our experienced team is here to guide you through every step, ensuring that you find a solution that works for you.

Personal Banking Made Easy

We understand that everyone has unique financial goals. That's why our personal banking services include checking and savings accounts designed to fit your lifestyle. Need help managing debt? Our personal loans and debt consolidation options can provide the relief you need. And if you're thinking about purchasing a vehicle, our auto loans and vehicle financing solutions make it simple and straightforward.

Digital & Online Banking

Key Features of Our Digital Banking Services

With our robust online banking platform, available at https://www.tdecu.org/, you can easily access your accounts 24/7. This means no more rushing to the bank before closing time; you can check balances, transfer funds, and pay bills from the comfort of your home or while out running errands. Plus, our electronic signature authorization makes it simple to sign documents securely without the need for paper. For those who prefer to go paperless, we offer e-statements that keep your account information organized and readily available. You can view your statements anytime without having to sift through piles of paperwork. Our mobile application brings all these features right to your fingertips. With just a few taps on your smartphone, you can make mobile payments, conduct person-to-person transfers, and keep track of all your transactions in real-time. It's a user-friendly experience designed with your needs in mind.

Security and Accessibility

We prioritize the security of your financial information. Our online banking services are equipped with advanced security measures to protect against unauthorized access. You can feel confident managing your money online. Whether you're a tech-savvy user or just getting started with digital banking, our tools are designed to be intuitive and easy to use. At Texas Dow Employees, we strive to make banking accessible for everyone. Experience the future of banking today by visiting us at https://www.tdecu.org/. Join us as we embrace technology that empowers you to take charge of your financial journey!

Financial Strength

At Texas Dow Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share the robust financial position of our branch located at 2318 W Main St Unit A, Port Lavaca, TX 77979. For any questions or to learn more about our services, feel free to call us at 800-839-1154. With a net worth of $481,391,425, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 995% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,296,120,436 in share certificates and $277,617,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $13,308,106, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $470,600,251 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial with $30,540 in used auto loans and a total of $4,132,927,475 in loans and leases, supporting members' financial goals across various sectors. Our financial efficiency is highlighted by our net income of $0, reflecting prudent management practices aimed at strengthening our services for you. We also take pride in having 859 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 677,513, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texas Dow Employees is your trusted partner. Visit us at 2318 W Main St Unit A or call 800-839-1154 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Loan Offering

Additional Options

For those interested in expanding their businesses, our outstanding commercial loans totaling $342303845 provide the capital needed to grow and thrive. We're committed to supporting local businesses and helping them succeed. If you're considering refinancing any existing loans or would like to learn more about eligibility options, please reach out. Our team is here to guide you through every step of the process. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Ready to take the next step? Give us a call at 8008391154 or visit us during our lobby hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 10:00 AM to 12:00 PM. Let's work together towards your financial future!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $626926959 in used vehicle loans and $429263263 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make it easier for you to drive away with the vehicle you want.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $72108020, make buying or refinancing simple. We believe that everyone deserves a chance to own their home, and our mortgage specialists are ready to assist you throughout the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $216819955 in loans helping members manage their finances effectively. These credit cards come with various benefits that can simplify your spending while keeping your budget in check.

Loan Aggregator

Accurate Loan Comparisons

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