Texas Dow Employees Credit Union Pasadena TX | Affordable Vehicle Loans & Top Checking Accounts

Introduction

Welcome to Texas Dow Employees, your trusted partner in financial well-being located at 322 Preston Ave, Pasadena, TX 77503. Established in 1954, we are proud to serve our vibrant community with a commitment that reflects our core values of trust and reliability. With a growing membership of over 379,058, we understand the unique financial needs of our members, ensuring that each interaction is personalized and meaningful. At Texas Dow Employees, we believe in empowering our members through smart financial solutions. Our total assets stand at an impressive $4,835,296,940, backed by strong deposits totaling $465,436,271. This solid foundation allows us to offer various services tailored to meet your needs from personal banking and auto loans to business banking and credit card rewards. We currently have 207,297 loans and leases issued, proving our dedication to helping you achieve your financial goals. Led by CEO Isaac Johnson and Board President David Sikora, our team of 878 employees is here to support you every step of the way. Whether you visit us in person or connect through our online services at tdecu.org, we are committed to making your experience seamless and enjoyable. While members can visit us at 322 Preston Ave, official correspondence should be sent to the same address for convenience. If you're looking for a reliable financial institution that prioritizes your success, look no further than Texas Dow Employees. Feel free to reach out to us at 713-740-2700 for any inquiries or assistance our doors are always open! Join us today and discover how we can help you thrive financially!

Branch History & Mission

At Texas Dow Employees, we take great pride in our rich history and unwavering commitment to the community. Established in 1954, our Pasadena branch has grown alongside its members, providing reliable financial services for nearly seven decades. Located at 322 Preston Ave, Pasadena, TX 77503, our branch is not just a place for banking; it's a cornerstone of support for individuals and families in the area. Over the years, we have achieved remarkable milestones. Today, we proudly serve over 379,000 members and manage total assets exceeding $4.8 billion. This growth is a testament to our dedication to offering competitive financial products while maintaining personalized service. With operating hours from Monday to Friday, 9:00 am to 5:00 pm, and Saturday from 10:00 am to 12:00 pm, we ensure that our members have convenient access to their financial needs. Our mission at Texas Dow Employees is simple yet profound: to empower our members by providing them with the tools they need to achieve their financial goals. We focus on delivering quality personal banking services such as checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking options. Our goal is not only to offer exceptional financial products but also to foster community growth through outreach programs and partnerships that uplift those around us. We understand that accessibility is key in today's fast-paced world. That's why we've invested in digital advancements like online banking and mobile applications so that members can manage their finances anytime, anywhere. Additionally, our ATM availability and drive-thru services make everyday banking even more convenient. While members can visit us at 322 Preston Ave for all their banking needs, official correspondence should be sent to the same address. If you're looking for a financial partner that genuinely cares about your success and well-being, look no further than Texas Dow Employees. Join us on this journey! Experience the benefits of membership at Texas Dow Employees Credit Union today by visiting our website or calling us at 713-740-2700. Let's build a brighter future together!

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for all our members. Our branch is equipped with features that comply with ADA standards, ensuring everyone can easily access our services. There's ample parking available right outside, along with ramps for those who may need them.

Call-to-Action

Ready to experience convenient banking? Visit us at 322 Preston Ave or give us a call at 713-740-2700. We're excited to help you with all your financial needs!

Operating Hours

Our doors are open to serve you Monday through Friday from 9:00 AM to 5:00 PM and on Saturdays from 10:00 AM to 12:00 PM. We strive to accommodate your schedule so you can visit us at your convenience.

Services Offered

At Texas Dow Employees, we offer a full suite of banking services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, our knowledgeable staff is here to guide you through every step. If you're in a hurry, take advantage of our drive-thru service for quick transactions without leaving your vehicle.

Member Eligibility

Becoming a member of Texas Dow Employees is like joining a family that truly cares about your financial well-being. If you live, work, worship, or attend school in certain areas around Pasadena, TX, you're already on your way to enjoying the many benefits we offer. We believe that everyone deserves access to personalized financial services, and our community is open to those who share our values and goals. You can explore the specific eligibility requirements at http://www.tdecu.org/membership/why-join-tdecu/ to see how simple it is to join us. Opening an account with us is just as easy! Simply visit us at our branch located at 322 Preston Ave Pasadena Tx 77503, or you can start the process online by checking out our account opening details at http://www.tdecu.org/enroll-in-digital-banking/. Our friendly team is here to help every step of the way. If you have any questions, don't hesitate to give us a call at (713) 740-2700. Join Texas Dow Employees today and experience a supportive community focused on your financial success!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $293 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $342,303,845, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify your daily operations. Imagine processing transactions quickly and securely while keeping your cash flow steady. Our services help you accept payments from customers seamlessly, allowing you to focus on what matters most growing your business. Located at 322 Preston Ave Pasadena Tx 77503 in Pasadena, TX, we invite you to discover how our tailored business banking solutions can make a difference for you. For inquiries, give us a call at (713) 740-2700 or visit us online at https://www.tdecu.org/.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer comprehensive solutions including Merchant Services & Business Loans. We know running a business can be challenging; that's why we provide the necessary tools to help your business thrive while managing cash flow effectively.

Convenient Access Points

Accessing your accounts has never been easier with our ATM & Cash Withdrawal Services available at various locations. Additionally, our Basic Drive-Thru Banking allows for quick deposits and withdrawals without leaving your car. Need a cash withdrawal? Our ATMs are ready for you! At Texas Dow Employees, we're here not just as a financial institution but as a partner in your journey towards financial empowerment. With our team ready to assist via phone at 713-740-2700, we invite you to explore how we can help achieve your financial goals together. For more information about opening an account or accessing any of these services, please visit us online at TDECU. Join us today and discover the difference!

Credit Cards and Rewards

Our Credit Cards with Rewards program allows you to earn points on everyday purchases, making it easier for you to enjoy rewards while managing your spending. Whether it's for groceries or travel, every swipe brings you closer to exciting benefits.

Loans and Financing Options

If you're considering purchasing a vehicle or refinancing your home, our Auto Loans & Vehicle Financing and Mortgage Loans & Refinancing options are here to help. We understand that life can be unpredictable, which is why our Personal Loans & Debt Consolidation services aim to simplify your finances. Picture consolidating multiple debts into one easy payment this is just one way we strive to support your financial well-being.

Personal Banking Solutions

When it comes to personal banking, we offer various options designed with you in mind. Our Checking & Savings Accounts provide flexibility and convenience, allowing you to manage your funds effortlessly. Imagine having an account that not only helps you save but also offers easy access through our Online & Mobile Banking platforms. You can check balances, transfer money, or even pay bills from anywhere.

Digital & Online Banking

Key Features

Our online banking platform is equipped with user-friendly tools to enhance your banking experience. You can enjoy the convenience of E-Statements, which allow you to view your account statements electronically. This not only helps the environment but also ensures that your financial documents are accessible whenever you need them. Plus, with Electronic Signature Authorization, signing documents has never been easier or more secure. If you're always on the go, our mobile application makes banking even simpler. You can make mobile payments, send money to friends or family through person-to-person transfers, and manage your accounts right from your smartphone. This feature keeps you connected to your finances without being tied down to a desk.

Security and Accessibility

We prioritize your security while ensuring that our digital services are straightforward to use. Our systems are designed to protect your information while providing you with real-time account management capabilities. Whether you're checking your balance during a lunch break or making a payment late at night, you can trust that your transactions are safe with us. At Texas Dow Employees, we believe that banking should fit into your life seamlessly. With our comprehensive suite of online services, managing your finances has never been more convenient. For more details on how to get started, visit us at https://www.tdecu.org/ today!

Financial Strength

Member Engagement

Total Share Accounts: 677,513, showing a strong and growing member base that trusts us with their finances. This trust allows us to maintain a healthy community-focused credit union environment where each member feels valued. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texas Dow Employees is your trusted partner. Visit us at 322 Preston Ave Pasadena TX 77503 or call 713-740-2700 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our performance; while our net income stands at $0 currently due to strategic investments for future growth and service improvements. We also take pride in having 859 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Reinvesting for Better Services

With $470,600,251 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is also impressive: with $30,540 in used auto loans and a total of $4,137,927,475 in loans and leases available for our members' diverse needs.

Secure Savings Options

Members' savings are secured through $1,296,120,436 in share certificates and $277,617,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $13,308,106, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $481,391,425, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 995 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $626,926,959 in used vehicle loans and $429,263,263 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable pre-owned option, we have financing solutions that fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $72,108,020, making buying or refinancing simple. We aim to make the mortgage process as straightforward as possible so you can focus on making your house a home.

Refinancing and Eligibility Options

If you're interested in refinancing your current loans or exploring eligibility options for any of our products, don't hesitate to reach out. We are here to guide you through the process and ensure you find the best solution for your needs. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to discover how Texas Dow Employees can support your financial aspirations with our comprehensive loan offerings!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $216,819,955 in loans helping members manage their finances effectively. Whether you're looking to consolidate debt or cover unexpected expenses, our credit cards are designed with your financial well-being in mind.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers presented are fair and transparent. By relying on verified financial institutions, LendMesh guarantees that users receive accurate and trustworthy information.

The Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions tailored to their needs. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimony highlights the effectiveness of using LendMesh as a reliable resource for finding the best loans. For those looking to compare real-time loan offers, visit LendMesh today and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*